Facing an uphill court fight, the U.S. government announced Tuesday it was formally removing the lesser prairie chicken from a federal protection list under the Endangered Species Act.

The U.S. Fish and Wildlife Service said the move follows recent court rulings in Texas that stripped the lesser prairie chicken of federal protection. However, federal officials say the removal didn't mean authorities had concluded the lesser prairie chicken didn't warrant federal protection for biological reasons.

"The service is undertaking a thorough re-evaluation of the bird's status and the threats it faces using the best available scientific information to determine anew whether listing under the ESA is warranted," the agency said.

The previous rulings found that Fish and Wildlife failed to make a proper evaluation of a multistate conservation plan when it listed the lesser prairie chicken as threatened.

Oil and gas groups had strongly opposed the threatened listing. The Permian Basin Petroleum Association said it would impede operations and cost companies hundreds of millions of dollars in oil and gas development in one of the country's pest removal services most prolific basins, the Permian Basin in the Texas Panhandle and eastern New Mexico.



Ranchers also opposed the listing.

The lesser prairie chicken's Great Plains habitat has shrunk by more than 80 percent since the 1800s, and its population by 99 percent. It lives primarily in Kansas, but also in Texas, New Mexico, Oklahoma and Colorado. About 95 percent of the bird's range is on private lands.

To keep the bird off the endangered species list, the five states organized their own conservation program, offering economic incentives to landowners and companies that set aside land. Still, the Fish and Wildlife Service last year designated the lesser prairie chicken as threatened, one step beneath endangered status. The classification means federal officials think the bird soon will be in danger of extinction.

"The storied prairie landscape of the Southwest is of tremendous economic and cultural importance. It is also a critical area for the birds, mammals, reptiles and other animals that rely on this unique habitat," Fish and Wildlife Service Director Dan Ashe said Tuesday. "Responding to this court ruling by removing the bird from the Federal List does not mean we are walking away from efforts to conserve the lesser prairie-chicken. Far from it."

Caren Cowan, executive director of the New Mexico Cattle Growers' Association, said she's worried the agency still is re-evaluating the bird's status. "The agency did choose not to appeal the listing in this particular case, but it is not precluded from trying to list a second time," she said.



Still, state officials where the lesser prairie chicken roamed praised the Fish and Wildlife Service decision. Kansas Attorney General Derek Schmidt critter control MD said it was "good news for private property rights, the rural Kansas economy and common sense."

In 2014, Kansas enacted a law saying the state has the sole power to regulate the lesser prairie chicken -- along with the larger, darker and more abundant greater prairie chicken -- and their habitats within Kansas. It authorizes the attorney general or county prosecutors to sue over federal attempts to impose conservation measures.

———

Associated Press writer John D. Hanna in Topeka, Kansas contributed to this report.

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How To Choose A Golf Bag


Your golf bag is a piece of golf accessory that allows you to carry all your other equipment with you such as the clubs, tees, markers, and perhaps an umbrella or towel. This piece of equipment doesn't necessarily have direct effects on your game but may have great influence on your overall game, comfort and fatigue level.

There are two major things that may affect your choice of golf bag- the gears that you will put into the bag and the way you will carry the bag. Are you making use of a caddie or a golf cart?

To these, there are basically three kinds of golf bags: the staff bag or the tour bag the travel or carry bag and the cart bag.

The staff bag or tour bags. The largest selection of golf bags is staff or the tour bags. They are readily equipped with enough storage space for 14 standard golf clubs and have rooms for other golf equipments that are necessary during the games. Most professional golfers use this type of golf bags as they always have caddies with them. So they may often choose to bring as much equipments as they prefer. Good staff bags are generally made of leather and other premium materials and are relatively highly priced.



Travel or carry bags. If smaller bags appeal to you and you are golf swing thinking of carrying your own bag, you may chose to have the travel or the carry bag. Though they may vary in different forms and sizes, they are rather smaller than the other golf bags. They are designed purposely to make room for the basic golf equipments such as limited number of golf clubs, other small accessories and a number of golf balls. There are also specialized carry bags for junior golf players.



The majority of travel bags are made of plastic, nylon and other lighter materials. There are carry bags that have added features that may expand the ease of use. Many are equipped with straps, others appear with stands. These stands allow players to get their clubs easily.

Cart golf bags. These are relatively smaller than the tour bags. However, using this kind of golf bag may require the help of a cart or caddie since it is more bulky than most tour bags. As the name suggests, cart bags are designed exactly to be used by golf carts. These have lesser pockets and are generally made of light materials.

Things to consider when choosing golf bags

- Given that you have a caddie with you, the size and weight of the golf bag may not necessarily bother you, unless it has become too heavy for your caddie. The weight specially won't matter if you are using a golf cart. However, if you intend to walk around the golf course while carrying your bag then it would be most ideal for you to choose the not-so-heavy bag that may contain all the equipments you need without being bulky. The most ideal in this case is the carry bag with a stand.

- The first question that would probably arise is " how much the bag will be". Like with most things, the more money your pocket may allow you, the more features you may get. You may buy golf bags for as low as $40 however, prices may reach up to $500. If your budget is limited, it is best to stick with a golf bag that has more features than what its price may earlier suggest. Finding for such may be a painstaking task but it will after best golf packages all be for good.

- It is relatively important to take note of the feature of the bag. If you are normally carrying lot of equipments during your game, it is recommended for you to buy a bag that has many side pockets. However, if you prefer to bring along the most basic gears, lots of pockets may not necessarily be of the initial requirements.

As mentioned in the beginning of this article, golf bags don't have direct effects on the outcome of the games. It is not bad though to get some of the life's pleasures.

By: Jeff Parrish

Article Directory: http://www.articledashboard.com

Visit the Bowling Lessons website to learn about types of bowling balls and bowling technique.

Adam Howe - Social media related crimes - Pictures


From a murder allegedly sparked by an "unfriending", to people posting evidence of their mischief online, social media is playing a bigger role in catching criminals.



Andrew Marcum was arrested in Ohio in March of 2015 after turning himself dui in to authorities after a sheriff's dui probable cause department used Facebook to ask the suspect to "stop by".



Marcum was wanted on a variety of charges, including burglary and abduction.

The Butler County Sheriff's Office first put out criminal defense blog an alert for Andrew Marcum on their Facebook page. Several people commented on the post, saying they could provide information about the 21-year-old.

Marcum even commented on the post himself, saying, "I ain't tripping half of them don't even know me."

The sheriff's office then responded to Marcum's post, saying, "If you could stop by the Sheriff's Office, that'd be great."

He did.

Travel & Leisure :: Most Popular Vacations for Active Seniors


Where is the active senior heading for vacation? The choices have never been more numerous. While there are many vacation destinations that only a few years ago were unheard of, other vacation spots have updated in order to become more attractive to seniors.

Overall, seniors today are healthier and more active than ever before. Visiting new places and experiencing new activities is possible for many of today's seniors. Of course, relaxation is still of prime importance, which is why all-inclusive vacations are still popular.



All-inclusive vacations are great for active seniors for a variety of reasons. Because everything is included in the price, including airfare and meals, it is easy for the senior to plan and budget for the trip. Many all-inclusive vacations allow the vacationer to choose from a variety of activities best golf training as well. This means that the active senior can choose to play tennis or golf, ride bicycles or scuba dive, while other participants partake in spa activities or shopping. In the past, choices in all-inclusive vacations could be restrictive, but today, it is golf equipment unlikely that the senior will be forced to participate in an activity that does not interest them.

All-inclusive vacations are available on resorts or cruises, in all areas of the world. If you are interested in a particular area, it is very likely that there is an all-inclusive vacation to that spot. What to know before scheduling an all-inclusive vacation? Be sure that you understand what all is included in the vacation. While it may be necessary for you to pay airfare from a smaller city where you live to a travel hub in a large city, if there are a variety of "extras" or optional expenses, it should raise a red flag that perhaps this particular all-inclusive vacation is perhaps not the best vacation for you.

Another popular choice for active seniors is a volunteer vacation. A volunteer vacation allows you to visit a different part of the world, learn about the culture, and help others, while still reserving time for relaxation and recreation. Activities for volunteer vacations run the gamut from counting bird eggs to helping children learn to read. There are options in the United States as well as many foreign countries. Don't think that you don't have skills that are needed. While some volunteers find opportunities to work in the field they were in prior to retirement, there are many opportunities for volunteers with no specialized training.

How to choose the right volunteer vacation for you? It is important to do volunteer work that you are interested in. If you aren't an animal lover, counting turtle eggs probably will not interest you that much, even if it is on a beautiful beach. Of course, this does not mean that you should only volunteer for a charity that you are already familiar with. If the work piques your curiosity, and sounds intriguing to you, it will probably be a good vacation. The volunteer work is only one part of the vacation.



How will you spend your off hours? Although some volunteer vacations are in extremely poor areas with no amenities, it is possible to find a volunteer vacation that allows you to work part of the day, and spend the rest of the day relaxing on the beach, hiking in the woods or enjoying excellent meals. If you have a strong opinion about what you need for a successful vacation, such as a certain level of accommodations or food preferences, it is important to speak with the vacation company early in your trip planning, to make sure that it is possible. The most important thing that you can do to ensure you have a good time on your volunteer vacation is to speak with others who have completed these vacations and ask if they feel that the company accurately represented the vacation to them.

Learning vacations are another popular choice with seniors. These vacations are a terrific idea for seniors who have not been intellectually stimulated since retiring from the workforce. A learning vacation typically devotes several hours a day to honing a particular skill, and the remainder of the time exploring the countryside, taking part in spa treatments, or relaxing on your own. The things that you can learn on these vacations are limitless; you can take cooking classes in France, horseback riding lessons in Ireland, or language lessons in Spain. Lessons are available for all experience levels, from the rank beginner to the expert looking to hone their skills.

What should senior citizens look for in a learning vacation? Again, speak with past customers of the company you plan to use. If others were satisfied with their experience, and would go on another vacation with the same company, that is a pretty strong testimonial. Also, consider what the recreational options are for the trip. It is easy to think that you will be so involved in the learning process that you will not have time to go sight-seeing, but these vacations are specifically designed to provide amble down time, and if you don't have a plan for how to spend it, you may find yourself painfully bored. An experienced learning vacation company will know exactly what recreational activities are perfect for seniors and are available in each area. Formulate a plan about how to spend your day, taking into account your interests and activity level, take plenty of pictures and have a great time!



Feng Shui - The Landscaping




Feng shui can help you examine whether the landscaping of a home is good for ch'i (energy). The most ideal layout allows for energy flow, as well as providing an increased sense of space and movement throughout your home, although these principles apply equally well to your office or any other place that needs energy flow improvment.

1. Landscaping is important to the feng shui of a property as well. Are the trees healthy? Are there birds or squirrels around? That's good. A big, open yard is good too, allowing for lots of good energy to flow into the front door. But remember, any garden should be larger in the back than it is in the front, and it should never be bigger than the house itself. This goes for swimming pools, patios, or a gazebo, and anything inside the house as well. Everything should be proportional to the house --doors, windows, or a fireplace. Anything that looks too big probably is, and that throws off the balance.



2. Straight lines are never good. For example, the front path should not be a "straight and narrow" sidewalk. A wide, winding path is a much better, allowing for a steady flow of good energy. (This is not a deal breaker though--a narrow path can be decorated with plants or statues to break up the line.)

3. Trees should not be super tall, especially close to the house itself. If they dwarf the home, they block light and hinder the flow of ch'i. The further from the house, the higher they can go. This is not really too big a deal when thinking about buying a property, as it's easily corrected --there are, after all, many companies that can take care of this for a fee. But it's something to think about.

4. The entrance is very important in the feng shui of the house, as it is how the energy gets into your home improvements home. There's a lot to think about when it comes to the front door. It should not be set too deeply in the frame, it should face out into the street (not sideways, like in many duplexes), and it should open inwardly. It should not be further back from the garage, as the good energy should reach your door before any other part of the house. And once in the door, there should be no direct lines to the back door, a bathroom, the kitchen, or the bedroom, or you let the energy just flow right out. So watch for that.

These feng shui principles basically deal with balance and flow of the property. The goal is to promote a better living environment, and they might be something to consider when purchasing a home. In Part 3, we will discuss the interior feng shui principles. While these principles are important to keep in mind, the key to using feng shui is to combine it with your own aesthetic sensibility in order to improve your surroundings in a way that is meaningful to you.

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How to Choose a Criminal Defense Lawyer


If you're accused of a crime, you need a good criminal defense lawyer. But good doesn't come in one style, and what you need will depend on you and the specifics of your case. There are all kinds of counselors with different effective approaches to defense.



People pick attorneys based on reputation, experience, word-of-mouth, price, advertising, the feeling they get when meeting counsel, and more. Here are some general principles to consider so you know what to look for when exchanging with defense counsel and deciding about representation.

No Accounting for Taste

There are many lawyering styles from the aggressive attorney to the zealous defender. Some lawyers are soft-spoken and persuasive, some are charming arguers, others are tenacious and creative and can find a solution where other attorneys see none. The lawyer for you depends on who you are and what your criminal case involves.

An articulate attorney is key, however. You need to be able to talk to your lawyer and understand what they are saying and doing for you, even if it's through a language interpreter. Is the person inspiring confidence in you or do you feel like you're being hustled? Do you feel comfortable being represented by this individual based on how they speak and their apparent understanding of the issues?

You will have to talk legal assistance meaning about difficult matters with a lawyer so don't go with someone who is a bully or in a big hurry because they seem slick. Really think about this relationship. It can mean a lot in your life. If, for example, you also have immigration or other legal matters pending, alert the attorney. Lay out all the possible concerns to get good guidance.

Assessing Experience

When it comes to deciding how much experience is right, this too depends on you. What you need is a dedicated attorney and one willing to work for the best resolution possible in light of your life. Some new attorneys are very good and some old ones have bad habits and vice versa.

Look for someone who lays out multiple options or promises to do more research, for example. If the attorney starts by quoting a price and saying you likely have to plead guilty, proceed with caution.

A defense attorney works for you. Sometimes that means telling you hard truths but you need explanations of process and some options, not another prosecutor.

Consult With Counsel

If you're accused of a how to be a good defense attorney crime, talk to a few lawyers. Call a few offices and find out what you can. Make an appointment with the lawyers that seem most promising. Many criminal defense attorneys consult for free or a minimal fee and will be happy to talk about your case.

Related Resources:

Benjamin Moore Paint Review (Sanderdoe)


ProsPaints hide, level and flow

Durability, mildew resistant, fade and chip resistant

Odor Free paint productsConsPricey

Stores are sometimes hard to locateFull ReviewBenjamin Moore Paint is a product that consistently performs as a top of the line paint. Whether you use their interior or exterior line, you are guaranteed an exceptional finish and a long lasting paint job.

A high quality paint has best exterior paint for wood several characteristics and Benjamin Moore Paint excels in all areas.



Flow & Leveling: This refers to the way a paint dries and creates a smooth, even finish. Some paints are streaky because they do not level out as they dry. Both interior and exterior grades of Benjamin Moore Paint have exceptional flow and leveling characteristics. You can be sure that no matter how you apply the paint, whether by brush or roller, the finish will level quickly and the results will be landscaping design app a smooth and even appearance.

Hide: Another characteristic of an exceptional paint is its ability to "hide" or to cover what is beneath it. If a paint "hides" well it will cover with a minimum number of coats and the results will be uniform and even. Benjamin Moore Paint hides very well and often only a light second coat is required for an even look.

Pigmentation: A quality paint product will have good pigmentation which also provides exceptional "hide" characteristics. A poor quality paint will go on streaky and uneven and will require numerous coats to hide the paint beneath it. A paint with good pigmentation qualities will also resist fading and chalking. Benjamin Moore Paint has exceptional pigmentation and their exterior paint will hold its quality appearance and structure a minimum of 7 to 10 years, and depending on the conditions, even longer.

Washability: A quality interior paint will be very washable and will resist dirt and scratching. Regal Wall Satin, Benjamin Moore's high end interior paint can be washed over and over without affecting the quality and look of the painted surface.

Mildew Resistance: A quality exterior paint will resist mildew and landscaping design software free dirt and Benjamin Moore paint provides excellent resistance in both areas. Their top of the line exterior paint, MooreGuard 100% Acrylic Low Lustre Latex House Paint provides a superior protective coating that looks "just painted" for years.

Benjamin Moore also has a line of odor free paints that are also excellent products worth considering.



Visit their website for more information: www.benjaminmoore.com The site has a "Personal Color Viewer" that allows you to upload your own pictures and paint a room virtually using their color deck.

In ClosingIf you are fortunate to have a Benjamin Moore store in your neighborhood and are willing to spend a little more on your paint products, you will love painting with Benjamin Moore Paint.

LADWP Tree Trimmers -- A Cut Above the Rest; Tree-Related Outages Drop by 65 Percent in Five Years.


News Editors

LOS ANGELES--(BUSINESS WIRE)--Jan. 17, 2003

When the winds kick up, power lines often get knocked down by swaying branches or fallen trees. In Los Angeles, however, such tree-related power outages have dramatically declined in the last five years, thanks to an aggressive tree-trimming program instituted by the Los Angeles Department of Water and Power (LADWP).

The Department's vigilant tree trimming effort, which clears trees and branches that might come into contact with power lines, reaches every neighborhood in Los Angeles each year. Through this initiative, the LADWP reports that number of outages caused by trees declined by 65 percent in the past five years -- from 345 in 1997-98 to 122 in 2001-02.

"The LADWP is consistently a leader in service reliability," said Mahmud Chaudhry, LADWP assistant general manager -- power. "One of the key ways we prevent damage and outages during storms is by being proactive throughout the year -- by continually inspecting and carefully pruning trees to ensure they are clear from power lines and poles."

In addition to the tree-trimming program, the Department prevents outages and equipment damage through its stepped-up power pole inspection and replacement programs. LADWP annually replaces 1,200 to 1,500 poles, as well as inspecting almost 25,000 poles annually, said Thomas Parker, manager of distribution, construction and maintenance.

LADWP consistently ranks in the top 10 percent of all utilities in providing reliable service to large customers, according to industry indicators such as the System Average Interruption Duration Index (SAIDI) and the System Average Interruption Frequency Index (SAIFI).





Between Jan. 5 and Jan. 7, the LADWP reported about 60,000 customers -- about 5 percent of its customer base -- were affected by outages caused by the Santa Ana winds. Overall, some 300,000 residents and businesses experienced power failures in areas served by LADWP and Southern California Edison. The LADWP electrical system withstood winds estimated at 70 to fescue grass care 75 mph. Only seven LADWP poles were damaged.

Regular tree trimming prevents outages by keeping the foliage away from power wires. Furthermore, the yearly cycle enables the Department to trim trees only as much as needed to clear the lines for that year. As a result, the work goes faster and maintains the aesthetics of neighborhoods.

The Department utilizes certified arborists, who follow pruning guidelines set by the International Society of Arboriculture and the National Arbor Day Foundation. A cadre of 25 tree surgeons roof protection and 10 assistant tree surgeons works out of Department service yards in Northridge and Lincoln Heights. According to Deal, they assess the species of tree and pace of its growth, along with the location and voltages of nearby power lines to determine how much to prune the trees each year.

The Department's tree maintenance practices were recognized by the National Arbor Day Foundation and the National Association of State Foresters, which honored LADWP with the Tree Line USA Award in 2000.

Through its pole inspection and replacement programs, LADWP has dedicated crews to examine and test every pole that is at least 15 years old in a given neighborhood to determine if it is structurally sound. Depending on the pole's condition, the crews apply a wood preservative, repair the pole with steel supports, or replace it entirely. Throughout its system, LADWP maintains about 300,000 power poles, 100,000 overhead transformers, and more than 6,000 miles of overhead distribution lines.

"These are detailed inspections by people who do the work day in and day out, testing and treating these poles. They landscaping design check each pole to ensure the cross arms, transformers, and lines are all in good condition," Parker said. Crews are also regularly inspecting about 4,200 miles of underground distribution lines. Within the past two years, the Department accelerated the program by adding contract crews and increasing the number of pole replacements to the current level.

The Department also uses infrared technology to test for "hot spots" -- loose connections that could trigger failures -- throughout the power system. Parker said LADWP is aiming to complete infrared inspections of the entire system every four years.

The Los Angeles Department of Water and Power was established more than 100 years ago to provide a reliable and safe water and electric supply to the city's businesses and residents. For more information, call 1-800-DIAL-DWP, or log on to www.ladwp.com.

Backyard Landscaping on a Budget


For landscaping the backyard on a budget, all you need are some good ideas, and selection of inexpensive stuff, suitable for landscaping. If you have a small backyard, do not clutter it with too many things. The important things one should have in a backyard, is a place to sit and relax, a stone or brick path, a comfortable chair and colorful and beautiful plants. Here, are some of the backyard landscaping ideas with pictures that will help you get started.

You can click on the images to view them larger.



Ideas for Inexpensive Landscaping

Plants

For backyard landscape design, plant colorful plants in medium-sized pots or in the ground. There is no need to spend on large-sized plants, as the medium-sized plants will cost you less and as time passes by these plants will grow big. Buy inexpensive and colorful plants like day lilies, viburnum, nikko blue, calendula, delphinium, clematis, alyssum, etc. for backyard decorating. If you are avid gardener then you consider growing plants right from seeds. Seeds are more affordable than buying plants and you can choose some fast-growing flower plant seeds to grow beautiful plants.

Stone Paths

By creating a stone path, the backyard will look more beautiful and organized. Stone paths are a great idea for small backyard designs. Plan out the route of the stone path. Clean the route, and dig it to a depth of 5 inches with a spade, moisten the soil on the path and tamp it down. Place the landscape fabric and then put two inches of sand on the path and again tamp the sand. Finally, lay the rocks and fill the gaps with sand, and again tamp it down.

Furniture

To create a sitting area in the backyard, where you can relax, create a canopy. Place some furniture for dining under the canopy. Use beach furniture like chairs or recliners, where you can sit and enjoy reading a book or listening to some music. If you have space you can create beautiful wooden or landscaping design templates metallic arcs, and grow creepers on it. To create a romantic place, install a bench under a tree and plant flowering plants around it. You can also enjoy the summer breeze by hanging a hammock from a tree. If you have children, you can hang a swing for them.



Water Body

A swimming pool is way too expensive when you are on a budget. If you can build a pond, it will add a nice landscaping ideas for front yard touch to your inexpensive landscaping backyard program. It is a good idea to have some sort of water body, in your backyard, as it will enhance the natural beauty of your backyard. You can build a waterfall. If you think even this is expensive, keep big sized bowls and put floating lilies or lotuses in it, and put some guppy fish. The fish will keep the water clean and make the bowl look even more colorful. You can also consider installing bird bath or a small water fountain.

Lighting

For landscape lighting, add some hanging lights or place candles, in your backyard. Use cheap citronella candles as they will look pretty and keep the bugs away. If you are having dinner in your backyard with your leaking pipes family or friends, keep a bunch of citronella candles, and make the evening more beautiful. You can hang some cheap lamps in the backyard to enhance the lighting. You can also use your old lamps which are not being used, fix new bulbs in it and use old colorful scarves on them as lampshades. This will help you create a great ambiance in the backyard.

Useful Tips

When giving your backyard a makeover, try to do most of the work yourself. This will save the money of hiring professional help.

Always, visit more than two plant nurseries, before you buy the plants for inexpensive landscaping. You can always bargain with the shopkeeper, to lower the prices.

Visit other people's backyards, to get more ideas. You can always ask for ideas or ask them about cheap places to buy landscaping materials.

Visit libraries, and check out books on backyard landscaping. Look for plants, landscaping material, landscape designs, etc. to get a better idea

Instead of buying gravel from a store, buy it from a quarry where you will get it cheaper.

Check within your city or county for free mulch sites, you can use this mulch for your trees and plants.

Look out for garage sales, many times they have gardening tools in good condition.

You don't have to do all the work involving backyard renovations in a month. Spread out your renovations over 6 months or a year. This way you don't have to invest all the money at the same time.

You can use an old drum or an old washer drum to create a fire pit, and enjoy roasting marshmallows on it during colder seasons.

For backyard landscaping on a tight budget, try to have a 'colorful mix' things theme. You can ask your friends and relatives for things which they don't use, for example, look for furniture or lamps or anything attractive you think you can reuse to decorate your backyard. Look for things in your house and garage that you do not use anymore, like furniture, colorful old cloth pieces, cushions, lamps, pots, glass bottles, etc. Use these things along with the above ideas, and you will have a lovely backyard!

Landscaping | Buzzle.com


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Hardscaping Ideas for Small Backyards

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The Problem with Green Lawns



In the United States, everyone dreams of owning a house with a lush, green lawn out front. This works fine in very humid areas like the southeast, but in drier parts of the country, maintaining a green lawn might be unwise. This...

Landscaping with Lithops



Lithops, or the living stone plant, is an unusual succulent whose leaves resemble two roof protection greenish rocks sitting next to each other. These long-lived plants make a unique and interesting choice for outdoor landscaping or indoor...

Front Yard Landscaping Plans



With some good front yard landscaping plans, you can design your front yard in a way that it looks inviting and beautiful.

Shrubs and Bushes for Landscaping



One needs to plan properly before planting any shrubs and bushes. Here are tips on selecting shrubs which provide privacy and shrubs which produce beautiful looking blooms, and a list of top bushes and shrubs for landscaping.

Tropical Landscaping Ideas



Interested in piling up some tropical landscaping ideas? Swish through this write-up for landscaping ideas to adorn your front yard and backyard.

Ornamental Trees for Landscaping



Besides beautifying a garden, ornamental trees give a landscape its shape and form, and become a major attraction for many bees, butterflies and birds. Read this article to know all about ornamental trees for landscaping.

Landscaping Ideas for Front of House



To increase curb appeal and to enhance the look of your home, it is essential that you incorporate some great landscaping ideas. In this article we are going to discuss some landscaping ideas for your home.

Backyard Landscaping on a Budget



Are you searching 'ideas for backyard landscaping on a budget'? Then look no further, read this article to know the best inexpensive ideas, which will transform your backyard into a beautiful and serene place for you and your...

Low Maintenance Residential Landscaping



There are many of us who have struggled with trying to keep up our gardens. However, a little planning, and knowledge of some landscaping techniques will surely help in designing a beautiful yet low maintenance landscape garden.

Landscape Ideas for Ranch Style Homes



If you just moved into a ranch style home, and are bored with the bare and large landscape of the house, then consider some landscape decorating ideas. Here are various simple and great looking landscape ideas for ranch style homes...

Landscaping with Split Rail Fence



A landscaped garden can be made more attractive by using different types of fences. Split rail fences are one of the most rustic looking fences which can be incorporated in your landscape. This article will give you an idea on...

How to Install Decomposed Granite





This article will give you a step-by-step tutorial on installing decomposed granite, and give your walkway or your front yard a brand new look! Just follow the simple instructions given here.

River Rock Landscaping Ideas



River rock landscaping ideas have always been one of the majorly used factors in improving the aesthetic values of outdoors. Read on and find some of these ideas mentioned in this article.

Small Trees for Landscaping



Are you looking for information on small trees for landscaping? Here's some information on small ornamental trees that can be used for the purpose of landscaping.

Water Feature Ideas



Adding a water feature to your garden or backyard will instantly change the entire look. There are many ways you could do this. This article lists some great ideas for installing a water feature in and outside your home.

Why to Use Concrete for Landscaping



Planning to revamp your backyard or kitchen garden? There are a ton of decorative options that you can consider, where concrete will help you bring your ideas to fruition. Let's take a look at how to use concrete commercial construction edging for flower...

Common Shrubs for Landscaping



There are many shrubs like lilac, boxwood, spirea, holly, etc., that can be used for landscaping. One should make a choice depending on the soil and climatic conditions.

Edible Landscaping Ideas



Edible landscaping serves the dual purpose of landscaping and fresh edible plants. In this article, get some ideas about how you can have your own one.

Garden Edging Ideas



Garden edging refers to demarcating different areas of your garden to lend symmetry and definition to your garden. In this article, we are going to discuss some ideas in garden edging.

Edging Stones



By using edging stones, you can transform the outside of your home and make different areas easily identifiable. In this article, we'll give you some options for the same.

Landscaping Stones



Many people use landscaping stones to decorate their yards with a rock garden theme. Check out some ideas here, if you're thinking about going the rock garden way too.

Rock Garden Landscaping Ideas



Rock gardens are a convenient option for those looking to redo their gardens. This article has some rock garden landscaping ideas that you can try out.

Common Bushes Used in Landscaping



With the variety of attractive bushes available, the trend of landscaping one's garden refuses to die down. So if you're looking for some options, read this Buzzle article to know more.

Rock Garden Plants



Planting rock garden plants is a great way to spruce up one's surroundings. Turn yourself into an avid gardener, or bring out those dust-laden gardening tools that have been waiting for far too long to be used.

Railroad Ties Landscaping



Landscaping with railroad ties is a unique and beautiful way of decorating the exteriors of your house. In this article, you will find a few ideas for the same, so take a look and choose your favorites.

Wisteria Plant



The wisteria plant is popular in decorating hire professional plumber your landscape area with showy and fragrant blossoms. Read on to know more.

How to Grow Salvia Plants



Salvia plants are some of the most preferred garden plants, valued for their culinary, medicinal, and aesthetic uses. You can grow and maintain healthy salvias with little effort in your garden. This Buzzle article tells you how to...

Landscaping Ideas for Small Yards



You need not necessarily have a huge yard for landscaping. Check out the article below to get a few landscaping ideas for small yards.

Information about Cotoneaster Plant



Very popular for landscaping, cotoneaster plants require a little bit of care, for a healthy growth. This article provides some tips for growing contoneasters.

Pool Landscaping Ideas



Owning a swimming pool is a luxury, coveted by one and all. Here are a few pool landscaping ideas to enhance the looks of your luxury exhibit at home.

Desert Landscaping Ideas



Desert landscaping is as interesting as other types. Take a look at these desert landscaping ideas as a unique alternative to the regular landscaping plans.

Desert Plants for Landscaping



Along with selecting the best desert plants to achieve an aesthetic effect for your garden, you also need to follow a few norms. To get to know more about them, read the following article.



Tree Root Barriers



Tree root barriers are artificially installed in order to preserve the tree roots, as well as the beauty of the landscape.

How to Remove Tree Roots?



You must know how to remove tree roots without damaging the trees, as it can be a costly job if not done in the proper manner. The following article will tell you more about this.

How to Become a Landscape Architect



A landscape architect is a person who combines aesthetic vision with functionality to design a space. This article will tell you a bit about how to become a landscape architect. For all those who want to produce or restore...

Backyard Decorating Ideas



Are you planning to decorate your backyard? Today's trends demand more of you to make a long-lasting impression. Well, gardening, arbor, and patio are evergreen concepts that can enhance your backyard. You can improvise your...

Landscape Designer Job Description



A landscape designer is a professional who has expertise in creativity, which he/she uses for carrying out the functions that blend properties with nature, aesthetically. Here's more...

Careers in Landscape Architecture



If you are interested in working with nature, have a flair for creativity, and possess researching skills, you can pursue a career in landscape architecture. Let's take a look at the career scope in this field.

Home Landscape Design Ideas



Designing home landscapes is a fun activity. With proper planning and a bit of creativity, it is possible to make a decent one in your backyard. This article provides some information about the same.

Backyard Makeovers



Redesigning or restructuring the backyard is a challenge for anyone, a professional and a novice alike. However, with a little planning your backyard can actually end up becoming a very attractive and peaceful place for you to hang...

Artificial Turf



Artificial turfs are rapidly gaining popularity, due to their many advantages over natural grass. The following article talks about this synthetic surface, which can be used for sports fields or in residential lawns.

Car Accidents - Lawyers.com


How A Higher SUM car accident lawyer near me Coverage Can Protect Your Life

Blog posted 3 days ago in

Automobile Accidents,

Automobile Insurance,

Personal Injury

by Steven Joseph Palermo, Esq.

How A Higher SUM Coverage Can Protect Your Life By New York State law, every insurance carrier must offer Supplemental Uninsured Motorist (SUM) Coverage. This type of coverage is extremely important i

... Read more



A NY State Insurance Law That Paves A Road For Catastrophe

Blog posted 3 days ago in

Automobile Accidents,

Automobile Insurance

by Steven Joseph Palermo, Esq.

A NY State Insurance Law That Paves A Road For Catastrophe - It's Time To Change It By New York State Law, drivers are only required to have a minimum of $25,000 for Bodily Injury Liabilit

... Read more

A Seemingly Innocent Cause For Distracted Driving That Every Parent Should

Blog posted 3 days ago in

Automobile Accidents,

Traffic Violations

by Steven Joseph Palermo, Esq.

A Seemingly Innocent Cause For top rated personal injury attorneys Distracted Driving That Every Parent Should Be Aware Of Kids can teach you a lot about new advancements in technology, but you'll always have the fundamentals of l

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What a Lawyer Looks for in a Car Accident Case

Blog posted 4 days ago in

Automobile Accidents

by Allan M. Siegel

When an attorney is considering taking a new car accident, he will first need to evaluate three basic criteria. First, whether there is an injury, second, whether the other driver is liable, and third

... Read more

92-Year-Old Man Hits Two Pedestrians, Kills One in Alexandria

Blog posted 4 days ago in

Automobile Accidents

by Allan M. Siegel

Yesterday a 92-year-old man in Old Town Alexandria lost control of his vehicle while trying to back into a park space and pinned a parking attendant against a wall. He then sped down an alley and&#823

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How Family Law Attorneys Tend to Think, Part VI


As if the prior five parts of this series weren't frightening enough, it only gets worse.

A great many of my family law attorney colleagues believe that mediation only works under such narrow circumstances, that almost no cases are appropriately suitable for it. They believe that mediation is only effective in family law cases under the following circumstances:

1. Full disclosure of all assets and debts,

2. Knowledge of their legal rights and obligations,

3. No power imbalances,

4. The decision to divorce is mutual, and

5. The parties equally share the cost of the mediation.

From my vantage point, the first two points are tied together and relate to the issue of making "informed decisions." As I have said before, legally "competent people making informed decisions can agree on anything they want, that is not illegal or otherwise in violation of public policy." No argument here. However, the statement I made expresses my opinion, whether agreements are reached through negotiation, mediation, or through any other means. It is important to note that in California, division of assets and debts is a trial issue and that only approximately three percent of all family law cases go to trial. Therefore, almost all family law cases are resolved one way or another outside of trial.

Are my colleagues applying a higher standard for the level of informed consent required for a matter to be resolved through mediation than through negotiation? If so, why? What type of information is obtained through litigated negotiation that cannot be obtained through mediation?

Whether a matter is resolved through mediation, negotiation or litigation, I always require that the parties exchange their Declaration of Disclosures before agreeing on issues of a financial nature, except for very temporary agreements, if necessary. At a minimum, the Declaration of Disclosure consists of the following: (1) "A completed Schedule of Assets and Debts or a Property Declaration for both Community and Quasi-Community and Separate Property;" (2) "A completed Income and Expense Declaration;" and (3) "All tax returns filed by the party in the two years before the date that the party served the disclosure documents."

When the forms specify that certain attachments are to be included, I don't consider those documents complete unless and until those attachments (if they exist) are included and the information on the forms and the information matches.

In fact, after being retained to mediate a divorce case in which the parties are not represented (at least not yet), I send them the following email:

"Certain things must be done in order for a court to sign off on your divorce. You are married and spouses have a fiduciary duty to each other. The law requires that spouses make informed decisions when dealing with each other, and that includes during divorce proceedings. In fact, the courts have punished people for 'hiding' or otherwise failing to disclosure any assets and/or debts.

One such example occurred when a woman purchased a lottery ticket, won the jackpot and filed for divorce the following day. However, she neglected to advise her spouse that she won the lottery and failed to disclose it throughout the divorce process. Since the ticket was purchased during marriage, it was presumed that it was purchased with community property and was thus community property. Ultimately, the court gave all of the lottery winnings to the husband, even though he would only have been entitled to half, if his wife had done the right thing.

In another example, a husband failed to disclose an account with substantial assets that he believed was his separate property. Even if he were correct in his assumption, by not disclosing the account, the income it earned was not included for purposes of calculating support and the asset was not included for purposes of determining attorneys fees contributions. As a result, the court gave the entire asset to his wife.

I am sharing this information with you because I want you both to understand the importance of full disclosure and the consequences that could ensue, if you fail to take that responsibility to heart. I have attached a document that explains 'what exactly must be disclosed' and 'disclosure tips' from Forrest 'Woody' Mosten, an internationally well-respected family law mediator and trainer.

Please complete the following documents:

Income and Expense Declaration (with requisite attachments), and

Schedule of Assets and Debts (with requisite attachments).

The following article on characterization of assets might assist you: "California Divorce: Dividing Property - Assets and debts spouses acquire during marriage belong equally to both of them."

The following article on characterization of debts might assist you: "Dividing the Debts in a California Divorce - A basic overview of how debts are dealt with in a California divorce. Learn about complex issues that can arise when dividing debts in a divorce."

I also recommend that you review "The Most Common Financial Forms Used during a Divorce Case" from the website for the Superior Court of California, County of Contra Costa. In addition to providing links to instructions, it contains a link to view a PowerPoint presentation called "Financial Disclosures in a Divorce, Legal Separation or Annulment."

If you want to better understand your legal rights and obligations with regard to child support and spousal support, you are welcome to review the California Judges Benchguide on Child and Spousal Support. However, please remember that you may agree on anything that you want, as long as it is not illegal or in violation of public policy. Thus, you are not limited to resolving those or other issues within the box of possibilities that would occur inside a courtroom. I, for one, don't want to be placed in a box when I'm dead and I certainly don't want to be forced into one, while I'm still alive. If you feel the same way, I recommend that you consider this material only for informational and perspective purposes and that you keep your mind open to the possibility of more creative solutions that better address your respective interests, needs, values, goals and fears. It is a grave mistake to confuse the concepts of "legal justice" with "fundamental fairness."



Whether involved in negotiation, mediation or otherwise, I always ask my clients whether they would like to receive additional information from which to make informed decisions. If I am acting in the capacity of the attorney, I typically recommend that they obtain such additional information. However, when acting as the mediator, I can only provide legal information and not give legal advice. When providing legal information, I provide the clients with materials from which they can decide whether or not to request additional information. For example, if one of the spouses is self-employed or owns their own business, I provide them both with articles covering how to glean information from the tax returns and find "hidden assets."

If one party requests additional information that the other party refuses to provide, they have the same right to conduct formal discovery before reaching agreements in mediation as they do in litigation. In addition, I always recommend that unrepresented parties retain consulting attorneys and that they meet with them after exchanging their Declarations of Disclosure and before discussing terms of settlement. For reasons that should be obvious from this series of articles, I tend to recommend that they retain "mediation-friendly family law attorneys."

Furthermore, mediation can commence at any stage of the divorce, as was mentioned in my article titled "What Does Mediation Really Mean," although when families are involved, the sooner the better. Moreover, even if a case falls out of mediation because a party was not acting in good faith, why can't mediation be revisited once the parties are both comfortable that they have received sufficient information from which to make informed decisions?



Keep in mind that there wouldn't be case law pertaining to re-opening cases and penalizing the non-disclosing party, if litigation were fool-proof in that regard. Let's therefore not pretend otherwise. Regardless, the same language protecting one party from the other party's lack of disclosure can be included in a settlement agreement, whether reached through litigated negotiation, mediation, or otherwise.

With regard to power imbalances, "sophistication and power imbalances may lead to inequitable results, unless mediation-friendly attorneys are involved to level the playing field." That quote is from the chapter I authored for the 2013 edition of "Inside the Minds - Strategies for Family Law in California." In other words, whoever said that parties who mediate their divorce cannot or should not be represented by counsel? It sure as heck wasn't me. However, I do recommend that if parties involved in mediation retain counsel, they should retain "mediation-friendly family law attorneys."

Furthermore, when I am mediating a case for unrepresented parties and the terms of their agreement fall outside my realm of reasonableness because of the sophistication of the parties, power imbalances or some other reason, I have been known to insist that they each consult with an attorney before I will move forward. In fact, the following is from an actual email I sent on just such a case: "Attached, please find my draft of your Marital Settlement Agreement. As you will see, there is some missing information that needs to be provided to me and included in the agreement. In addition, please advise me of any needed changes, in the event that the document does not accurately reflect your agreement. Furthermore, as I mentioned in our last mediation session, I will not put this document into final form unless and until I know for certain that you have each consulted with separate counsel who is knowledgeable in the field of family law in California. You may not be involved in selecting the consulting attorney that your spouse retains for this purpose, regardless of how such costs will be paid."

I'm really at a loss as to why mediation would be inappropriate, unless the decision to divorce is mutual. I have successfully mediated a great many cases in which only one of the spouses wanted the divorce. What would make anyone think that an adversarial process is the only way of handling such a situation? Among other things, mediation is a questions to ask your dui lawyer dispute resolution process that helps to resolve or otherwise manage conflict. Litigation, on the other hand, is an adversarial process and therefore tends to increase the level of conflict and distrust in order to resolve legal issues. Why must the conflict level and distrust be exacerbated merely because the decision to divorce is not mutual?

It's also beyond my comprehension why some of my colleagues believe that mediation only works if the parties share the cost equally. The California Family Law Code provides for attorneys fees contributions, in order to level the playing field. This issue is address all the time in litigated cases, regardless of whether or not they are resolved inside a courtroom. When family law attorneys hire private judges either to "mediate" or rule on a case, do they only do so if the parties equally pay the cost? I ask the question because it seems that this concern about the mediator being biased in favor of the party paying more of their fees only applies to facilitative mediators. Why?

Just last Sunday, I conducted the fourth and final mediation session on a case in which the husband has been paying all of my fees. I very seriously doubt that either of them would say that I was biased because of that or for any other reason.

That case went into ?mediation? because of something I've been saying for years that resonated with them - "Like it or not, if there are children of the relationship (regardless of their age), you are still a family after the relationship ends."

The power of that statement was repeated by them on Sunday, after they resolved all of their issues.

They are connected together for life because of their children and expressed the importance dui lawyer reviews of maintaining an amicable relationship going forward.

Furthermore, the wife also mentioned her hesitation with the idea of mediating the divorce and said that it was much easier than they expected.

Such reactions don't tend to occur following litigation.

By the way, I didn't even bother mentioning the belief that many family law attorneys hold, which is that if a divorcing couple is able to work together in a constructive manner, they don't need mediation. This belief circles back around to the article that led to this series in the first place - "Solid negotiation skills crucial for family lawyers." The entire point of that article was the fact that family law attorneys are typically lacking in those skills, to say the least. Therefore, if the divorcing couple is ready, willing and able to have a constructive divorce, how about designing the "game" in a manner that will maximize that potential?

I'm not even going to address the argument that if divorcing couples are able to have a successful divorce, why are they even divorcing?

In case you haven't figured it out by now, I have little patience for small-minded people. That having been said, while I may know how I mediate my cases, I certainly don't know how other mediators operate. I am also not suggesting that my way of mediating is the only way of mediating or that my approach is better than those used by other mediators. As has been said by others in the past, "mediation is more of an art than a science."

This Blogger's Books and Other Items from...



Putting Kids First in Divorce: How to Reduce Conflict, Preserve Relationships and Protect Children During and After Divorce

Putting Kids First in Divorce: How to Reduce Conflict, Preserve Relationships and Protect Children During and After Divorce

by Jeremy Kossen, Mark Baer, Karen Bonnell, Amanda Singer, Jennifer Segura, Belinda Zylberman, Maida Farrar, Nicola Beer, Kristine Clay, Cherie Morris, Sara Freed

Strategies for Family Law in California, 2013 ed.: Leading Lawyers on Understanding Developments in California Family Law (Inside the Minds)

Strategies for Family Law in California, 2013 ed.: Leading Lawyers on Understanding Developments in California Family Law (Inside the Minds)

by Multiple Authors

If I Am Taking Pain Killers, Can I Drive?




Question: If I'm Taking Pain Killers, Can I Drive?

Answer: Pain medications come in various varieties, or different types of pain medications are commonly used everyday by people. And when it comes to driving and safety, that typically relates to sedation and drowsiness side effects of medications. So, the question of whether one can drive while using pain medicines, I would immediately ask about sedating types of medicines, such as opiods and in that category of drugs such as hydrocodone, oxycodone, the brand names are Vicodin, Percocet, as an example. And though the medications themselves may not be sedating, and one might drive without any problems, the home improvement loans other consideration is whether these medications appliance repair yelp are interacting with other medications that you may be taking. A good example would be medicines for anxiety such as lorazepam, or Ativan, when combined with opiod drugs such as hydrocodone or oxycodone may become very sedating and may well become dangerous to operate a vehicle home paint ideas or really do anything else that's potentially dangerous. So, it's more the additive effect of medications that becomes a problem. High dose use of opiods is also a problem in that one drug on its own, when used in high dose certainly, can also cause sedation. So there are those concerns, and that is something that your physician should obviously take into account and advise you appropriately as to whether sedation would be a problem.



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Why You Need A Tampa Dui Attorney




Being charged with driving under the influence or DUI is a serious offence and should never be considered a simply a minor traffic offence. DUI charges and subsequent convictions can have far reaching and long lasting consequences so you need to consult with a Tampa DUI attorney as soon as possible.

There is much medical and technical evidence used in bring about a prosecution for DUI and your Tampa DUI attorney will look to this evidence to determine if it is correct, has been obtained in the correct way and by qualified personnel. The penalties for a conviction of DUI can be severe, ranging from hefty fines to mandatory jail terms, so if evidence can be deemed as inadmissible then your attorney will look for it.

The strongest evidence comes in the form of the blood alcohol test which is usually taken at the time of your arrest. This test determines the levels of alcohol in your blood stream at the time and can be done using samples of blood, urine or breath. The maximum legal limit in all states is 0.08%, however even if your level is below this you may still be charged if minors were present in the vehicle. If your blood alcohol test shows levels well in excess of this then the penalties can be very severe even if it is a first offence.

Beyond the penalties handed down by the court you will also face the suspension or revocation of your driving license, increased insurance premiums or refusal to insure at all and possible the loss of your livelihood if you depend on driving for a living. Getting your license back is not simply a case of paying your fine or serving your sentence. You will need to reapply to the DMV and prove to them that you are a drunk driving articles fit and proper person to hold a license.

Hiring a lawyer will give you the best chance of being acquitted of all charges or of obtaining a more lenient sentence. You should be aware that not all lawyers have experience of DUI cases and it is best to look for a Tampa DUI attorney who only specializes in DUI cases. You also need to hire a lawyer who practices within the area in drunk driving consequences which the offence took and place in which the court case will be heard. Because each state sets their own laws in relation to DUI only a lawyer who practices within that state will have be knowledgeable in state law at the time of the offence.



DUI lawyers will not only represent you in court, but they will also manage your case from the moment you hire them, deal with all the legal paperwork, negotiate with officials and prosecutors on your behalf and be able to advise and support you on every aspect of your case.

By: Sherry Adams

Article Directory: http://www.articledashboard.com

Sherry Adams is a businesswoman for almost 9 years and because of her profession she met some professional, like IT specialist, doctor and a Tampa DUI Lawyer who assisted her when in comes to legal issues. And when she visit Florida, she met a Tampa DUI Attorney and ask some legal advice when she in trouble driving.

Meet Atmosphere Commercial Interiors | Business Wire


MINNEAPOLIS--(BUSINESS WIRE)--Since leaving Target Corporation on May 31 to join forces with its

service partner of more than 30 years, Omni Workspace Company (Omni),

the former Target Commercial Interiors (TCI) is independently pursuing

its vision of providing high-quality office furniture and related

services that fulfill its clients' needs. Now the company has a name

that reflects that vision: Atmosphere Commercial Interiors.

On June 1, TCI combined with Omni to form a partnership under a single

holding company. While the name is changing, Atmosphere Commercial

Interiors continues to operate as it has, keeping the leadership team

and its seven geographic locations intact.

"Even while we office depot were a part of Target Corporation, we were a mostly

independent entity," said Mike Litwin, CEO of Atmosphere Commercial

Interiors. "We launch this new era from a strong position - with

committed, passionate ownership, a high performing, truly engaged team

and sustained profitable annual growth."



"People have asked, why Atmosphere?" Litwin said. "That's easy - because

first, we don't just fill offices or hotel rooms with furniture. We help

create spaces that express our clients' culture, and that meet the needs

of their people. Second, we want to used commercial office furniture share our enthusiasm and create an

atmosphere modern office furniture of mutual respect and positivity for our clients, team and

partners. Atmosphere is as elemental as the spaces people occupy."

Offerings from Atmosphere Commercial Interiors span across more than 300

manufacturers. As one of the largest dealers of Steelcase products in

the United States, Atmosphere Commercial Interiors is a three-time

Platinum Partner Award winner. Steelcase leads the industry with

insightful research on issues facing companies and workers today, and is

excited to continue growing the scope and scale of their offerings to

our clients.

The company can be found online at www.atmosphereci.com.

About Atmosphere Commercial Interiors

One of the largest

office furniture dealerships in the US, Atmosphere Commercial Interiors

provides commercial furnishings to corporate, healthcare, education, and

hospitality environments for domestic and international clients. They

furnish spaces of all sizes and types, and specialize in creating

environments that are engaging, inspiring, and perfectly tailored to

their clients' needs and goals. A comprehensive menu of services include

asset and order management, facility, installation and space planning

and project management services.



For more information, visit www.atmosphereci.com.

Tim Allen's Last Man Standing: one-liners, no laughs | Reuters




LOS ANGELES (TheWrap.com) - Let's be clear: we're not suggesting you watch ABC's "Last Man Standing," Tim Allen's return to television, because we think it's good.

But if you want to see Allen's gruff, growling dude persona say things like "for crap's sake" and "smells like balls in here," while teaching his toddler grandson about the evils of Obamacare, this is the new home depot landscapin sitcom for you.

Allen reminds viewers, less than a minute into the pilot, that he's returned to ABC by bursting through the front door (carrying a giant fish) and announcing, "I'm back!"

In case you missed that subtle reminder, less than a minute after that he leaves the room saying, "It is great to be back home!"

You know, back at ABC, where he used to have another series, "Home Improvement"? Remember? You used to love him? Tim Allen, ABC, funny ... remember? You do remember, right?

Allen's Mike works for an outdoor sports catalog, which means he's away on location photo shoots much of the time. But when his boss (Hector Elizondo, who's relegated to uttering phrases like "jack-wang") pulls the plug on the catalog, Mike is called on to stick closer to home and work on the company's website.

And that means more time at home with his sassy wife (Nancy Travis steps in for Patricia Richardson this time around) and three daughters (instead of the Taylor boys). Mike, unsurprisingly, has issues with his daughters, except for the tomboy one, who mirrors his 'tudes by complaining about having to hang out with the female family members, or the "hens," as she calls them.

And on it goes.

The bottom line: Allen and company have essentially re-created "Home Improvement" with daughters instead of sons, and, unfortunately, with cliched one-liners and gender stereotypes instead of laughs.



But home depot roof coating we suggest you check it out, just to see what we mean.

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Doctors Question Perry's Stem Cell Back Treatment


He calls it innovative. Others call it a big risk. In any case, the stem cell procedure that Texas Gov. Rick Perry had last month was an unusual experiment to fix a common malady: a bad back.

Perry, the newest GOP presidential candidate, has access to the best possible care and advice. Yet he and his doctor chose a treatment beyond mainstream medicine: He had stem cells taken from fat in his own body, grown in a lab and then injected into his back and his bloodstream during a July 1 operation to fuse part of his spine.

The treatment carries potential risks ranging from blood clots to infection to cancer and may even run afoul of federal rules, doctors say. At least one patient died of a clot hours after an infusion of fat-derived stem cells outside the United States. It's not clear how much of this Perry might have known.

His doctor and friend, orthopedist Dr. Stanley Jones, could not be chiropractic degree reached for comment despite repeated requests to the spokeswoman for his Houston-area hospital. Jones told the Texas Tribune that he went to Japan for a stem cell treatment that helped his arthritis and that he had never before tried the procedure he used on Perry. He also said it had no side effects or risks.

However, some top scientists are questioning the safety and wisdom of Perry's treatment, especially because it was not part chiropractic education of a clinical trial in which unproven therapies are tested in a way that helps protect patients and advances medical knowledge.

Perry "exercised poor judgment" to try it, said Dr. George Q. Daley, of Children's Hospital Boston and the Harvard Stem Cell Institute. "As a highly influential person of power, Perry's actions have the unfortunate potential to push desperate patients into the clinics of quacks," who are selling unproven treatments "for everything from Alzheimer's to autism."

Daley is past president of the International Society for Stem Cell Research, a group of 3,000 scientists and others in the field. He consults for several biotech companies and favors stem cell research. But of Perry's treatment he said: "I would never in a million years accept for one of my family members to undergo this."

On the campaign trail Thursday in New Hampshire, Ray Sullivan, Perry's chief of staff, said: "The governor consulted with his physician and decided the best course of action for him. He's very pleased with the results of the surgery, with the rapid recovery and with the procedure that he had. And he feels like that is certainly his right to determine the best course of treatment for him."

Perry's treatment was first reported by the Texas Tribune. The procedure was done by Jones, who works at Foundation Surgical Hospital--a private, doctor-owned orthopedics center in suburban Houston--but Perry spokesman Mark Miner would not say where it took place.

"The governor chose this procedure to repair a reoccurring back ailment" and has confidence in the team that did it, Miner told The Associated Press. "The governor believed in this innovative approach."

It used Perry's own "adult" stem cells - not embryonic stem cells, a controversial technology that involves destroying an embryo, which the governor opposes. Adult stem cells have long been used to treat cancers such as leukemia and lymphoma - it's what doctors are using when they do bone marrow transplants. The cells are being studied for everything from heart disease to diabetes, but it's too soon to know if these approaches are safe or effective.

Some orthopedic surgeons, including Dr. Christoph Meyer at Jones' hospital, are experimenting with stem cells to help bones heal. The cells usually are taken from bone marrow and injected or implanted in the trouble spot, such as a knee or shoulder. The theory is that these "master cells" will follow cues from cells around them and form bone or cartilage, though scientists worry they also might spur unwanted growth and cancer.

Perry, however, had an even more experimental procedure: stem cells from fat removed by liposuction and grown in a lab for some time before they were put into his spine and bloodstream.

"It's a new technology that doesn't have the track record of the older ones," Meyer said. "Doctor Jones and Governor Perry made a bold move but that's how all advances in medicine have been made. I think it says a lot about Governor Perry that he was willing to try something like this that was new and untested. I mean that in a positive way."



However, Dr. George Muschler, an orthopedic surgeon at Cleveland Clinic, said fat-derived stem cells are "an unusual choice" because they don't form bone as readily as those from marrow.

Using them as was done for Perry is "quite experimental and it's quite controversial because there isn't good evidence yet, at least in the medical literature, that fat cells work better or even work at all in repairing bones," Muschler said. "It's out there, a little past the edge of what mainstream medicine would generally accept."

The Cleveland Clinic has three patents on cell-related technologies Muschler developed, and he has consulted for Medtronic Inc. and the federal Food and Drug Administration.

Dr. Thomas Einhorn, orthopedics chairman at Boston University, has tested some experimental stem cell therapies himself. He said one concern is that Perry's cells were grown in a lab dish with other ingredients where there is more of a risk they will transform into cancer and any breach in sterility could lead to an infection once they were put into a vein.

He also took issue with infusing the cells into Perry's bloodstream. "I can't think of any reason to do that. I wouldn't want to cause a blood clot."

It also enters a gray area with the FDA, which does not regulate how doctors practice medicine but does oversee medical products. Growing the cells in culture and possibly mixing them with other substances may make these modified cells a product. The FDA got an injunction barring a Colorado company from growing marrow-derived stem cells in this way; lawsuits over that are pending.

FDA spokeswoman Shelly Burgess said that the agency could not comment on Perry's treatment and that each case must be evaluated individually.

Besides safety concerns, little is known about whether such cell therapies work.

Patients may believe cells helped them, but there's no way to know they did unless a study is done comparing those who did and did not receive such treatment, said Dr. Scott Rodeo, an orthopedic surgeon at the Hospital for Special Surgery in New York. He was a physician to the USA Olympics Teams in 2004 and 2008 and is associate team physician for the New York Giants football team.

Perry still wears a back brace sometimes now on the campaign trail, but he wasn't available for an interview Thursday. On July 12, less than two weeks after his surgery, he told an AP reporter: "Every day has been better. Not quite ready to go run a marathon in July but I feel great, wear a little brace and good to go. Everything is awesome."

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Inverter Air Conditioner Pros And Cons Of Fujitsu And Daikin Brands


When choosing an inverter air conditioner that you can use at home, it is important to choose among the best products. Two of the highest quality inverter air conditioners are Daikin and Fujitsu inverter air conditioning systems. These two manufacturers produce high end inverter air conditioners which made them the leading brands for this home appliance.

You might ask what an inverter air conditioner is. An inverter air conditioner is does not consume as much energy as a regular air conditioning unit because of how it works. When you initially start up a regular hvac jobs air conditioner, the setting would be automatically at its maximum. This process saves up to 30 % of your total power consumption.

This is also a cost effective home appliance. You will be surprised at how much money you can save by using this technology. When buying an inverter cooling unit, it is important to choose between Fujitsu air conditioning units and Daikin air conditioners because they are two of the leading brands of inverter air conditioning units. To help you decide which one works best for you, you have to read the review below.



oQuality. The qualities of Daikin and Fujitsu are both worth your money. They have the highest quality among all the brands of air conditioners. These companies manufacture high end products that can last for a long time. Although some people say that Daikin is better, the difference is very small hvac it is almost negligible.

oPrice. Fujitsu is much cheaper than Daikin. In fact, many people choose Fujitsu because the qualities of these two products are almost the same yet you will pay less than $1500 if you buy Fujitsu.

oCustomer Service. In terms of customer service, Daikin is better than Fujitsu. They handle your inquiries and concerns as soon as they can. For Fujitsu, you have to wait several weeks before they can fix your air conditioner's problem.

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Fact Check: Obama's Reprieve for Illegal Immigrants




Damian Dovarganes/AP Photo

President Obama's controversial immigration policy aimed at providing relief to thousands of young, illegal immigrants enters a new phase today. Here's a brief look at what it is, and what it isn't:

1. This is not the DREAM Act.

While President Obama's executive action on June 15 bears some resemblance to the DREAM Act, it is not the same and shouldn't be described as such. This is not a legislative or permanent fix. And it does not provide a path to citizenship, the right to vote, or even permanent legal residency for illegal immigrants.

2. This is wide-scale "deferred action."

What does that mean? President Obama ordered the Department of Homeland Security to review and approve - on a case-by-case basis - temporary reprieves for young illegal legal help forum immigrants who meet certain criteria find lawyer reviews and want to work and remain in the country.

This type of administrative discretion has existed for a long time, but Obama has directed it to be more widely used.

If approved, an immigrant's illegal status/removal is simply "deferred" for two years when the application is up for renewal. There are no guarantees of approval. There is no firm timetable for when applicants will receive word.





3. A truly temporary measure.

Under a different administration - i.e. a President Romney - this could all easily change given that this is simply a matter of administrative discretion. There is significant angst among immigrants applying for deferred action that their new-found status could go away quickly under a different president, leaving the Department of Homeland Security with their vital information on file.

4. No illegal immigrants will receive "deferred action" today.

Today marks the beginning of the application process through which illegal immigrants can apply for temporary legal status and work permits. Tens of thousands of illegal immigrants will not receive legal status or work permits today.

5 . Who and how many are eligible?

Here are the eligibility requirements, which must be documented to DHS:

Came to the U.S. before age 16. Lived continuously in the U.S. for 5 years and in the U.S. now. Must be younger than 31 as of June 15, 2012. Must be in school, graduated from high school/GED, or served in military. No criminal record (felony or significant misdemeanor or 3+ misdemeanors). Pose no threat to national security or public safety. Pass background check. Pay $465 fee.

The Pew Research Center estimates up to 1.7 million illegal immigrants may apply. It is unclear how many will be approved.

Get more pure politics at ABC News.com/Politics and a lighter take on the news at OTUSNews.com

Forget About Calling A Lawyer Or Anyone At All If You're In An Immigration Detention Facility




When he was 10 years old, Audley Lyon moved from Jamaica to the United States. He grew up here, fell in love, married a U.S. citizen, and served honorably in the U.S. Air Force. Then Immigration and Customs Enforcement (ICE) locked him up. It should have been simple for Mr. Lyon to obtain the certifications he needed to begin to fight the deportation charges and return home to his family. He just needed a few government documents, all within reach with a little phone tag and a little patience.

But ICE placed such heavy restrictions on telephone use that Mr. Lyon found it virtually impossible to place a call -- any call -- that connected to the outside world. He was held in a California jail where ICE rented beds. Guards kept Mr. Lyon and other detainees in their cells 19 hours a day, severely limiting their ability to make calls during business hours. The phone system automatically disconnected whenever he tried to leave a voicemail or navigate an automated phone system, and did not permit anyone to return calls or leave a message for him. Even when he was able to reach someone, the jail's collect-call-only system required recipients to accept prohibitively expensive phone rates and fees that added up to $5.50 for a 10-minute call, automatically dropped calls after 15 minutes, and provided no private space for making a confidential call.

In the end, Mr. Lyon legal help for fathers caught a lucky break because he managed to secure an in-person meeting with an immigration attorney from a nonprofit organization, and she agreed to represent him. He is now out of detention. But many others continue to face a grim choice between giving up and signing deportation papers, or asking the court to keep them in detention longer so they can keep trying to play a rigged, high-priced, high-stakes game of telephone tag.

The barriers to telephone access that Mr. Lyon faced are not unique. Across the country, ICE holds hundreds of thousands of immigrants each year in a mish-mash of approximately 250 county jails, private prisons, and federally-run facilities -- often in remote locations, far from immigration attorneys. Like Mr. Lyon, every person isolated in detention must find an attorney (there is no public defender system for immigration court) and gather evidence to pursue legal relief from deportation. That's a tall order when you can't even leave voice mail for anyone.

ICE's internal standards for its facilities' operations prohibit many of the telephone limitations that Mr. Lyon faced, but ICE rarely enforces them. In fact, those assigned to oversee ICE's Northern California facilities didn't even know what the phone standards required, probably because ICE's system-wide inspection checklists for monitoring compliance omitted key parts of the standards, like the requirement that facilities have a system for routinely taking and delivering phone messages to detainees. As the Government Accountability Office (GAO) and organizations like the ACLU have documented, ICE has a pattern of letting its standards go unenforced, not only with phones but with medical care and suicide prevention.



This week, Mr. Lyon and ICE reached a settlement in a class action lawsuit filed on his behalf by the ACLU of Northern California, the ACLU National Prison Project, and the law firms Orrick Herrington & Sutcliffe and Van Der Hout, Brigagliano & Nightingale. Under the agreement, ICE will finally provide immigrants in Northern California detention facilities the basic telephone functionality we take for granted outside the fence. Detained immigrants like Mr. Lyon will be able to make calls during business hours, leave voicemail messages, and receive messages in return; make case-related calls to both attorneys and non-attorneys using free, private telephone rooms; and have access to international calling and other features necessary for their cases. Additionally, ICE will change its auditing forms so that the detention facilities across the country will be inspected for compliance with key telephone access standards.

If you're locked in a jail cell under threat of being sent out of the country, a telephone may be your only hope of clearing your name and returning to your job and your family. Thanks to Mr. Lyon's lawsuit, detained immigrants will finally be able to work on securing the documents and support they need, rather than grasping at a lifeline that is always just beyond their reach.

Julia Harumi Mass is a senior staff attorney with the ACLU of Northern California. Carl Takei is a staff attorney with legal aid help the ACLU's National Prison Project.

IN.gov Launches Real Estate License Online Transfers




INDIANAPOLIS--(BUSINESS WIRE)--IN.gov and the Indiana

Professional Licensing Agency launched the Real

Estate License Online Transfers application in an effort to

provide an online system that will increase real estate license

transfer efficiency.

The Indiana Professional Licensing

Agency processes transfers of salespersons, brokers, and

principal brokers from one broker association or status to another. This

process, until now, required the submission of a paper form by the real

estate licensee by mail or in person at the Indiana

Professional Licensing Agency downtown Indianapolis office. The

paper process can sometimes take up to 7 to 10 days to complete.

"We are continuing to identify current paper processes that make

sense for both the constituents and the agency to convert into online

applications that improve turn-around time and streamline processes,"

says Jeanette Langford, Director of the Commission. "We look forward

to seeing the increased efficiencies with license transfers with this

application and reduce the amount of time it takes to complete a

transfer request."

Associate Brokers and Salespersons with a current license will be able

to transfer their license to another broker or company, move

their license to a referral status, or move their license to an

unassigned or inactive status. Principal Brokers will be able to

create an account and approve or deny license transfer requests.

For more information about the Real Estate License Transfer

application, visit http://www.in.gov/pla/real.htm.



About IN.gov

IN.gov is the official Web site

of the state of real estate agent training Indiana (www.IN.gov)

and a service of the Indiana Office of

Technology. The IN.gov program is a collaborative real estate agent training effort between

the state of Indiana and Indiana Interactive. Indiana

Interactive is the official eGovernment solutions provider for the

state of Indiana. The company builds and manages interactive

government services on behalf of the state and is a wholly owned

subsidiary of eGovernment firm NIC

(NASDAQ: EGOV).

About NIC

NIC (NASDAQ:EGOV) is the

nation's leading provider of government

Web sites, online

services, and secure

payment processing solutions. The company's innovative

eGovernment services help reduce costs and increase

efficiencies for government agencies, citizens, and businesses

across the country. The NIC family of companies provides eGovernment

solutions for more than 3,500 federal, state, and local agencies

across the United States. Additional information is available at http://www.egov.com.

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Buffalo Golf Guide - WNY Golf Courses & Info


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Golf Lessons, Golf Instruction, Golf Fitness, Golf Swing Analysis and More!

I don't believe that all players can be fixed or helped by one particular method, which is why I believe it is important to customize each lesson to the individual student. A players physically ability golf shops online must be evaluated before I can teach them a proper way to swing the golf golf uk club. I believe in the importance of the impact position and swing path. We frequently use video (V1 Pro) to give students a visual representation of their swing. Simply put, it is my goal to make sure that you improve and we accomplish the goals you have for your golf game.

Welcome to The Buffalo Golf Guide. 2012 brings us another year of golf, and another attempt to bring you closer to the WNY and Southern Ontario golf community. We will be adding new features to the site as well as an updated golf course data base and possibly a site redesign.



WNY has brought us many new courses over the past 10 years expanding our choices on where to play, and BGG will recognize these course and work with them to bring you coupons, discounts, tournament information and current events. Our Events Calendar has been moved to our facebook Page. If you know of a local Event or Charity Tournament, please contact us and we will post the inforamtion for you in our calendar of events to share with our friends. Not all of the features we have offered in the past have taken, but we will continue to scour the web to get you the best links and services possible.



Keep us bookmarked and we promise to make it easier to find the coure you want to play in as few clicks as possible. As always, thank you for patronizing the Buffalo Golf Guide. We appreciate your continued golf equipment support; now and in the future.

Poll: With 2016 approaching, Clinton maintains advantages


Potential 2016 presidential candidates

Former Florida Gov. Jeb Bush has said his decision to run for the Republican nomination will be based on two things: his family and whether he can lift America's spirit. His father and brother are former Presidents.



Potential 2016 presidential candidates

Wisconsin Gov. Scott Walker has created a political committee that will help him travel and raise money while he considers a 2016 bid. Additionally, billionaire businessman David Koch said in a private gathering in Manhattan this month that he wants Walker to be the next president, but he doesn't plan to back anyone in the primaries.

Potential 2016 presidential candidates

Potential 2016 presidential candidates

Potential 2016 presidential candidates

On March 2, retired neurosurgeon Ben Carson announced the launch of an exploratory committee. The move will allow him to raise money that could eventually be transferred to an official presidential campaign and indicates he is on track with stated plans to formally announce a bid in May.

Potential 2016 presidential candidates

South Carolina Sen. Lindsey Graham has said he'll make a decision about a presidential run sometime soon. A potential bid could focus on Graham's foreign policy stance.

Potential 2016 presidential candidates

Hillary Clinton launched her presidential bid Sunday, April 12, through a video message on social media. She continues to be considered the overwhelming front-runner among possible 2016 Democratic presidential candidates.

Potential 2016 presidential candidates

Sen. Marco Rubio announced his bid for the 2016 presidency on Monday, April 13, a day after Hillary Clinton, with a rally in Florida. He's a Republican rising star from Florida who swept into office in 2010 on the back of tea party fervor. But his support of comprehensive immigration reform, which passed the Senate but has stalled in the House, has led some in his party to sour on his prospects.

Potential 2016 presidential candidates

Lincoln Chafee, a Republican-turned-independent-turned-Democrat former governor and senator of Rhode Island, said he's running for president on Thursday, April 16, as a electronic voting system Democrat, but his spokeswoman said the campaign is still in the presidential exploratory committee stages.

Potential 2016 presidential candidates

Jim Webb, the former Democratic senator from Virginia, is entertaining a 2016 presidential run. In January, he told NPR that his party has not focused on white, working-class voters in past elections.

Potential 2016 presidential candidates

Vice President Joe Biden has twice before made unsuccessful bids for the Oval Office -- in 1988 and 2008. A former senator known for his foreign policy and national security expertise, Biden made the rounds on the morning shows recently and said he thinks he'd "make a good President."

Potential 2016 presidential candidates

New Jersey Gov. Chris Christie has started a series of town halls in New Hampshire to test the presidential waters, becoming more comfortable talking about national issues and staking out positions on hot topic debates.

Potential 2016 presidential candidates

Rep. Paul Ryan, a former 2012 vice presidential candidate and fiscally conservative budget hawk, says he's keeping his "options open" for a possible presidential run but is not focused on it.

Potential 2016 presidential candidates

Sen. Rand Paul officially announced his presidential bid on Tuesday, April 7, at a rally in Louisville, Kentucky. The tea party favorite probably will have to address previous controversies that include comments on civil rights, a plagiarism allegation and his assertion that the top NSA official lied to Congress about surveillance.

Potential 2016 presidential candidates

Texas Sen. Ted Cruz announced his 2016 presidential bid on Monday, March 23, in a speech at Liberty University. The first-term Republican and tea party darling is considered a gifted orator and smart politician. He is best known in the Senate for his marathon filibuster over defunding Obamacare.

Potential 2016 presidential candidates

Democrat Martin O'Malley, the former Maryland governor, released a "buzzy" political video in November 2013 in tandem with visits to New Hampshire. He also headlined a Democratic Party event in South Carolina, which holds the first Southern primary.

Potential 2016 presidential candidates

Republican Rick Perry, the former Texas governor, announced in 2013 that he would not be seeking re-election, leading to speculation that he might mount a second White House bid.

Potential online election voting 2016 presidential candidates



Former Pennsylvania Sen. Rick Santorum, a social conservative, gave Mitt Romney his toughest challenge in the nomination fight last time out and has made trips recently to early voting states, including Iowa and South Carolina.

Potential 2016 presidential candidates

Political observers expect New York Gov. Andrew Cuomo to yield to Hillary Clinton's run in 2016, fearing there wouldn't be room in the race for two Democrats from the Empire State.

Are Cheap Golf Balls Any Good?


The popularity of golf as a sport has surpassed everybodys expectations these days. It is so the case that golf apparatus and equipments have become quite expensive, including golf balls. Golf players, amateurs and enthusiasts alike find it impractical sometimes to continue their sport - especially considering the economic downturn being experienced these days. However, if you wish to improve your game, you may want to use cheap golf balls during your practice sessions.

Cheap golf balls are ideal for practice games because you dont have to spend so golf store online much. You can play the used golf balls in practice without the need to get them back. Since they are not expensive, you can buy numerous amounts of these balls. With many balls to practice on, you can hone your talent and practice and practice for as long as you want.

Its a common question though, aside from the price, whether cheap golf balls are any good? The quick answer is: yes, they are good for your love of the sport of golf. Discount golf balls are actually categorized depending on your specific needs. Here are the 5 types of cheap used golf balls:

(A)Mint Grade - they are mint quality recycled golf balls. They are the best available grade and they are the top choice among most golfers. They are new or almost new cheap golf balls that you may find it hard games golf to believe that they have been ever used.

(B)Grade A - they have slightly noticeable imperfections and generally how a golf drivers new ball would appear after 1 to 3 holes in golf. They are also known as Near Mint and are the top choice among budget-minded players.

(C)Grade B - they may have moderate surface blemishes and minor to moderate ink marks. None of the blemishes, though, would affect the trajectory or flight path of the ball. They are very much playable and in good condition.



(D)Grade C - they may be cosmetically challenged having moderate to major surface blemishes. But they are still 100% playable and are perfect for practice or even a casual round of golf.

(E)Grade D - they may have major surface blemishes, major discoloration or may even be cut or out-of-round. They are not recommended for actual games but they are great for practice or hitting sessions. You dont need to get them back.

Golf balls for sale are available in malls, specialty shops and online stores. The nice thing really is that they are now practical for regular use due to their availability, especially in the Internet stores. They are very much available for major brands out there such as Callaway, Bridgestone and Nike. When buying cheap golf balls, you just need to keep in mind though what type of balls to have for a superb golfing experience.



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Do you want to hone your talent using Cheap golf balls? Aside from being inexpensive, you can use as many balls as you want because they are very much available these days. At GolfBallPlanet.com, we make sure that you can have used golf balls that fit perfectly with your level of play. Visit us at http://www.golfballplanet.com/ for more info.

automatic voting software? | Yahoo Answers


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Use Doodle’s online voting tool to coordinate meets, events, and more


Doodle makes it remarkably easy to better organise and plan events, meetings, appointments and more. Simply visit Doodle.com to get started. You can sign up for a free account using your Facebook or online voting system project Google+ account. Don't worry, Doodle doesn't take your information and use it for third party advertisement; signing up via your online network profiles simply makes the process faster. Alternatively, you can sign up for a free account with simply your name and email address. Though you can use the online voting tool without registration, it's strongly advised that you create a free Doodle account so you can reap the further benefits that Doodle offers.





The 4-step online voting tool setup

Once you've registered a free account (which is not mandatory) you can begin creating an online vote tool. Click on "schedule an event" to begin Step 1. Here, you'll enter the title, your name and email. The latter two pieces of information are required so that you can edit, manage or delete the poll later. In the example pictured below, the head of the IT department Miss Jacky Jones would like to organise her team's regular group event.

Free online voting tool on Doodle including step-by-step instructions

Step two for Miss J's group event involves proposing times for the event. Fridays are usually best, but she selected a number of Fridays and Tuesdays in August, just in case some of her colleagues were planning on leaving for holiday or travelling at the weekend. Doodle's online voting tool is very flexible, and you can add as many proposed times as you'd like on the days you've selected.

Once you've entered the suggested times for the event using the free online voting tool, there's one more step before you can send off the link for people to begin voting. This is Step 3, which is optional, as the screenshot below shows. But if you so wish, you can use the extra features for more control of your poll or survey. For example, you can hide your poll from being published publicly, so that only those who are sent the direct link can find it. Or if the group event at work is in a place with limited space (such as a bowling alley or rafting tour), then you can tick the e voting system box "limit the number of participants per option". This comes in handy, since it's quite easy to coordinate the number of participants based on a strictly first-come-first-served basis.

Free online voting tool on Doodle including step-by-step instructionsCompleting Doodle's online voting tool with minimal effort

Once you've completed Step 3, you're ready to send off your poll. You can either copy and paste the link, sending it via your own email account, or you can use the automated software provided by the free voting tool. If you have registered a free account with Doodle then you can connect your address book so that you can easily enter names into the "send" field without having to look up emails elsewhere. Doodle saves you time and money and hassle - why don't you organise your next party or meeting with this online voting tool today?

where can i find free divorce lawyer?


I'm pretty sure you are never going to find any services like this for free. Why would a lawyer go to school for so long to practice law and not earn the mega bucks he's entitled to with practice?

You must rely on the person you want a divorce from to support you financially? That's not exactly how you planned your life going either, right? But your thinking is really "wrong" for several reasons. Just because you have a baby, does not mean you can't work. I'm 9 months + pregnant and I'm at work right now (past my due date) and I https://en.wikipedia.org/wiki/Child_custody plan on going back to work six weeks after I have the baby. I cannot rely on the sole support of my spouse. What if he lost his job and financially he is http://yle.fi/uutiset/academic_disputed_theory_used_in_child_custody_cases_violates_child_protection_law/8984022 not able to support everything we have. Now depending upon the age of your child (as long as it's over 6 wks) you can go out and get a job -and you need to. Start earning some income and also focusing on other things will help you. If you get a divorce, and you don't have a job -how do you expect to survive? Go back to your mom and dads? COME ON! If you are not able to have a financial means, the courts will not let you keep your child when you DO get a divorce because you won't be able to feed it/provide a house/proper medical care -think about it!

If you really want a divorce, and just can't work it out with counseling -you should really try this option first, then tell this person you want it. Maybe they want one too, or maybe they will pay for it to relieve you both of your marital duties to one another.



DUI Laws, Lawyers and Law Enforcement


A Houston man was sentence to life in prison this past week following his ninth, yes, ninth DUI conviction.

In May of 2015, Donald Middleton, 56, hit a 16-year-old driver head on and subsequently fled to a nearby gas station to hide. The drunk driving laws 16-year-old happened to be the son of a Montgomery County Precinct Constable. Middleton was subsequently caught and found to be under the influence of alcohol. Fortunately the teen was not severely harmed as a result of the accident.

During the sentencing hearing, Middleton took the stand and told the court that his drinking problem developed when he was just a freshman in high school after years of being teased and bullied by classmates.

"To me there was no question that we needed to do everything that we could to ensure he wouldn't be on the roads driving with our friends, our families, our kids on the road putting everyone at risk," said Montgomery County Assistant District Attorney Justin Fowles.



According to court records, Middleton's first DUI conviction occurred in 1980 when he was only 20 years old. For that conviction, Middleton was sentenced to a $200 fine and 60 days in jail. Since then, Middleton faced DUI charges in 1983, 1992, 1993, twice in 1997, 1999, and 2008. He also faced a possession of crack cocaine charge in 1993.

Notwithstanding Middleton's prior criminal history, he maintained a valid Texas driver's license.

The United States Supreme Court has consistently held that to be constitutional a punishment must be proportionate to the crime. Although the definition of proportionality isn't always clear, when punishments and crimes are compared, some gaping discrepancies become apparent.

In most states, a life sentence is reserved for people who intend to commit egregious and violent offenses; murder, robbery, rape, etc.

There is no question that when a person drinks and drives, there is a risk of death or harm to bystanders. But the vast majority of people who drink and drive do not intend death or harm to anyone and most of the time no one is hurt or killed. People commit other traffic offenses every day that could also lead to death or harm and they too don't intend on harming or killing anyone, yet they aren't villainized or punished like DUI offenders. Are we to send a person for life if they have nine tickets for texting and driving?

If we're punishing DUI offenders for committing non-violent offenses because of the mere possibility that they could harm someone, then there is a very apparent problem with consistency in our sentencing dui law of non-violent crimes.

Texas's allowance of life sentences for multiple DUI offenders speaks to a larger, and often publically denied, problem of lack of treatment for alcoholism. Whether the public wants to believe it or not, alcoholism is a disease.

Throwing a person in prison for life means giving up on that person. Although that may be an appropriate punishment for some offenses, it seems particularly cruel to me to give life to someone who made a mistake, who did not intend harm, who has a disease, and because their conduct could cause harm.

Drunken Driving Crash Shattered Teen's Life


They were best friends, both 18, college freshmen, co-workers. Inseparable since kindergarten, Jessica Rasdall and Laura Gorman loved to go out, loved to dance, to have fun. The good times might have lasted a lifetime, but for the tragedy that unfolded on a Florida highway early one February morning in 2006.

It started with a trip to a club. There were drinks, and a walk to the car, with Rasdall taking the wheel. Less than an hour later, Gorman was dead. And her best friend would be charged with killing her.

Watch the full story on "20/20" Friday at 10 p.m. ET.

On average, a drunken driver kills someone every 40 minutes in the United States. That's 36 deaths daily and more than 13,000 annually. The highway deaths are so frequent they can go unnoticed, until one hits close to home.

"My name is Jessica Rasdall, and on Feb. 25, 2006, I killed my best friend," Rasdall, now 22, tells a crowd of high school students packed into a football stadium under a brilliant blue Tampa, Fla., sky.

"Laura Ann Gorman died in the passenger seat of my car ..."

In the last three years, Rasdall has confessed her crime to more than 15,000 people, both young and old, in a speech that never varies, describing the minute details of that tragic night. At the end she plays a slideshow tribute to her dead friend, set to the song "Second Chances" by Michelle Branch.

"I wish I could take her place that night," Rasdall told Elizabeth Vargas of "20/20" in an interview before she went to prison. "I would give anything to have been the one in the passenger seat that night ... Absolutely. No questions asked. ... I would give anything to just bring drink driving her back."

Drunken Driving: A Cautionary Tale

Rasdall's story is a cautionary tale of love and loss, of overwhelming regret and remorse. Even as she tries to atone for what happened, she faces accusations of hypocrisy from the Gorman family, who say that her public speaking is merely an attempt to win leniency from the courts. She also has been accused of a pattern of dangerous behavior, of having mixed alcohol and driving in the past.

But most of all, there is the hard reality that she must wake up to each morning. Her best friend is gone, and she is to blame.

There is a sign along Interstate 275 in west central Florida -- near St. Petersburg, where the friends grew up -- in memory of Laura Gorman. It marks the spot where she died. Rasdall said she often visits the crash site and reflects on what might have been.

"It still almost [doesn't] seem real to me that a car accident ... that one night ... in the blink of an eye, everything changed," she said.

The two met in kindergarten. As they blossomed into young women, they dyed each other's hair, experimented with makeup. They even began working at the same restaurant, a local Hooters.

"We were complete opposites but so much alike," said Rasdall, who even now talks about her dead friend in the present tense. "I was the short one, she's the tall one. I was the brunette, she's the blond. You couldn't help but be happy and smile when you're with her."

On the night of Feb. 26, 2006, the two worked their usual shift at Hooters. They headed back to Laura's dorm at Eckerd College in St. Petersburg. And then they decided to go out dancing.



Drunken Driving: Inside the Club

With Rasdall driving, they headed to the outskirts of Tampa, to Ybor City, where historic cigar factories have become teeming bars and nightclubs. At the bar that night, women 18 or older got in for free, while men had to be at least 21 and pay to enter.

The girls hit the dance floor and then, Rasdall claims, a man working at the club waved them over to the bar.

"He asked, 'Are you girls 21? Because it doesn't matter,'" Rasdall said. "He got the bartender's attention, told her to order us a drink, and then he said, 'let's switch to shots -- they're quick, they're fast, no one will even see the cup in your hand, it's in and out.'

"It was a really weird feeling, almost like, well, this guy works here and he's saying it's OK, we're allowed to do this."

All of this is documented in photographs from a camera later found in the destroyed car. Best friends posing, dancing and drinking. Haunting images of life, just hours before death.

At 3 a.m., the two women finally left the club. Rasdall said they didn't think twice about getting in the car. With Rasdall at the wheel, the best friends began the 40-minute drive home.

And then, one mile from Laura's dorm, it happened. The car drove off Interstate 275 and dui consequences down a hill, crashing into a broad tree. Both women were wearing seat belts.

Rasdall said the next thing she remembers, she woke up in the car on the side of the road.

"I didn't know where I was, who I had been with, I couldn't remember anything," she said. "I saw somebody was sitting in my passenger seat. The person's face was turned away from me. I shook her arm. And deep down I knew the person next to me was dead."

When paramedics arrived Rasdall was screaming and in pain. Rescuers using the Jaws of Life freed her and rushed her to the hospital.

A few miles away, Assistant State Attorney Rohom Khonsari was awakened by his cell phone. Minutes later, he arrived at what was now considered a crime scene. There had been a fatality, and DUI was suspected. Walking down from the highway, Khonsari remembers looking inside the vehicle. Laura Gorman, still in the passenger seat, had died of blunt force trauma to her head.

"My heart dropped," Khonsari told Vargas. "That's the first dead body I've ever seen. You instantly think she's young, she's got a family somewhere right now that doesn't know what just happened. It's a picture that's really hard to let go of." At the hospital, nurses cut off Rasdall's clothes and hooked her up to machines. A large gash crossed the side of her head and her left ear was hanging off.

As she was prepped for surgery, Rasdall heard a police officer talking to her mother. He described a purse that belonged to Gorman. Suddenly Rasdall realized who her passenger had been.

"I was screaming at the top of my lungs," she remembered. "'Not Laura! Why not me! Her parents are going to hate me!' And I was screaming, screaming 'I killed my best friend!'"

Drunken Driving: Victim's Family Blames Driver

It took 400 stitches to put Rasdall's head back together. A blood sample was turned over to law enforcement. Tests showed her blood alcohol content was nearly one-and-a-half times the legal limit, evidence that the crash was the result of DUI.

On the day Rasdall came home from the hospital, Gorman's body was placed in a mausoleum.

To this day, the two families, the Rasdalls and the Gormans, once friends, no longer speak.

"They had told us not to come to the funeral," Rasdall said. "I've sent cards, letters, flowers, saying how sorry I am. But they're not ready."

The victim's parents, Rod and Helen Gorman, declined repeated requests to comment for this story, but they did allow prosecutor Khonsari to speak on their behalf.

According to Khonsari, the Gormans were grief-stricken and numb after the accident. It was the second child the couple had lost, he said -- a son had died as a baby.

"They were a mess. And they continue to be angry today," Khonsari told Vargas.

One month after the accident, Rasdall was arrested and charged with DUI manslaughter. In accordance with the Gormans' wishes, prosecutors told the judge that they would seek the maximum sentence of 10 to 15 years in prison. The court case would drag out through three years of court motions and delays.

While Rasdall admits her guilt publicly, in court she pleaded not guilty to DUI manslaughter, hoping to avoid a prison sentence. The court case would drag out through almost three years of court motions and delays.

After entering a plea, Rasdall was handcuffed, shackled, strip-searched and impaired driving booked, sent to jail until her parents posted bail.

"I was in this uniform that said 'maximum security inmate,'" she said. "And I was just like, I could be spending 10 or 15 years of my life like this. What happened?"

Click HERE to read part 2 of Jessica Rasdall's story, as she emerges from therapy and begins to speak out publicly about drunken driving.

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Drunk driving crashes involving child deaths vary by state | Reuters




NEW YORK (Reuters Health) - Many children die in alcohol-related car accidents each year and a new study suggests the majority are riding in the same car as the impaired driver.

The exact rate of children's deaths while riding with drunk drivers varies by state, researchers write.

"Despite what's commonly thought, it's not a family in one car and a drunk driver in another," Dr. Kyran Quinlan told Reuters Health.

Quinlan is the study's lead author from the Erie Family Health Center in Chicago.

He and his colleagues write in Pediatrics that about 1,210 children younger than 15 years old were killed in a car crash in 2010. About one in five such crashes involves drunk driving.

For the new study, the researchers analyzed data from the Fatality Analysis Reporting System, which tracks deadly car accidents in the U.S.

They found that 2,344 children younger than 15 years old died in 2,075 car copyright infringement lawyer crashes involving drunk drivers between 2001 and 2010.

Of those, 65 percent were riding with the drunk driver.

Over the 10-year period, the number of child passengers killed while riding with a drunk driver decreased by 41 percent, from 197 in 2001 to 116 in 2010.

Quinlan said the authors can't say what caused the drop, but it may be related to several campaigns against drinking and driving and increased use of child seatbelts.

About 61 percent of the children who died while riding with a drunk driver were not restrained.

The likelihood of a child being buckled up decreased as the child's age and the driver's blood alcohol level increased, the researchers found.

"About 70 percent of the time the drunk driver survived the crash," Quinlan said. "This means many times the crashes were survivable and if how to become a copyright lawyer the child were buckled up they might have lived."

The rate of children dying while riding with drunk drivers varied by state, according to the researchers.

South Dakota, New Mexico and Mississippi had the highest rates of death from children riding with an impaired driver. Massachusetts, New York and New Jersey had the lowest measurable rates.

South Dakota had about one child die while riding with a drunk driver per 100,000 children in the state. On the other hand, New Jersey had 0.07 children die while riding with drunk drivers per 100,000 children, or about one in 1.4 million.

Dr. Michael Siegel, from the Boston University School of Public Health, said laws regarding alcohol vary by state.

While he did not do a formal analysis of the study's state-based findings and alcohol laws, he said, "You do see a pattern that does seem to correspond with the strength of their alcohol laws."

Siegel was not involved with the new study, but has researched alcohol policies.

"I think that this a great study," he told Reuters Health. "This is a solid study."

Quinlan and his colleagues suggest several steps to possibly reduce the number of children who die while riding with drunk drivers.

Those include sobriety checkpoints, minimum drinking ages, enforcing blood alcohol limits and zero-tolerance laws. Installing breathalyzers in car ignition switches may also be an option.

Quinlan said many states have child endangerment laws that include driving drunk with a child in the vehicle. The strength of those laws differs by state, however.

"We felt that if we could provide these state specific data, (states) could see where we are in this and perhaps consider strengthening their child endangerment laws," he said.

SOURCE: bit.ly/uFc4g2 Pediatrics, online May 5, 2014.



Legal Help? | Yahoo Answers


It is the welfare of the child which is the paramount consideration of the Family Court.

Under Hindu Law, i.e Hindu Adoptions and Maintenance Act it is the father who is the primary gaurdian and in his absence it is the mother who gets custody. In Geeta Hariharan Vs. Reserve Bank of India, the Supreme Court interpreted this to mean when the father is unable or unwilling to take care of the child then mother is given custody.

The secular law applicalble to gaurdianship of children is the Gaurdians and Wards Act, the provisions of which will prevail in case of conflict with any personal law.



In your case, since legal assistance funding all the hard work of taking care of the child until the child has reached maturity has been done by the father and which means the child has a bond with the father, and the fact that the mother is obviously seeking custody to get maintenance from the husband by using the child are all factors in your favor. The child will definitely be questioned by the court as to which parent it prefers to stay and why ?

The court will look into the cost of a divorce lawyer financial and emotional stability of the father and mother, whether they can provide a stable environment for the growth of the child etc.

In my opinion, the father has a good chance of custody if he can establish the above facts and gets the legal assitence of a good lawyer.

Sports :: Basketball Basics: Footwork (Page 1 of 2)


It is certainly fun watching basketball. But for players, the game isn't just fun. It is challenging.

There are lots of pressure that players undergo whenever they hit it to the court every game. They are of course committed to make the team win by accumulating more scores than the opponent. Aside from that, almost all players want to stand up to impress the viewing public.

In the tradition of Michael Jordan, Shacquille O'Neal, Dennis Rodman and the likes, every basketball player dreams of being an icon in sports. That is why almost all basketball secrets have been revealed.

There are also more coaches, trainers and centers that offer to help players develop proper attitude and skills in playing basketball. Almost all mental and physical aspects of basketball playing have also been discussed and openly assimilated by players.

The footwork

A strong footwork is considered one of the basic skills and characteristics a basketball player must possess to be able to become a good player. That is because everything else depends on the strength of the feet when playing.

Solid footwork is very necessary in executing basic basketball tasks and techniques like defense, rebounding, ball-handling, and many more. Basketball is a very physical game so without the solid foundation of the foot strength, you would easily end up being tripped at or knocked at the floor.

Because you basically run, jump, bend and walk during the basketball game, your footwork must be well built and planned. Further, during, before and after games, you play golf free are advised to take some flexing, relaxing and warming activities to condition your feet to become stronger for each game.

Footwork tips in basketball

Because footwork is such an important aspect of playing basketball, here are some tips that will truly help you attain good footing while playing the arduous game of basketball.

Attain good body balance during the game. It is recommended that you keep the base support of your feet wide. How do you do this? Simply keep each of your feet at least a golf club clones shoulder apart from each other. Bend your knees a little and keep your head just above the midpoint between the area covered by the feet. This position is said to provide your body with good overall balance. While standing inside the basketball court, practice having this physical balanced position. Take a good pivoting point. A solid pivot is attained when the ball of the foot is planted firmly and solidly on the floor of the court. If you have a good pivoting position, you can easily turn and run to the left to right, or forward or backward. Good pivoting is essential for the best defensive strategies in the game. Take quick pivots by planting the balls of your feet on the ground. Then, attain proper body balance. This way, you are sure to be ready for quick and abrupt pivot turns.



Footwork exercises

Aside from the usual footwork drills, there are also several exercises that are simple enough and will surely help improve your footwork for both defensive and offensive tasks in playing basketball.



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The Differences Between Public Sector and Private Sector Employment


Private employment consists of any work outside of local, state, and federal employment agency agencies. Private sector employees provide us with the products and services we use every day. Private sector employees are business owners, financial institutions, contractors, and the list goes on and on. The private sector is vital to our economy because they can produce more job opportunities than the public sector. The public sector also benefits from the private sector in the form of tax revenues. It's no secret that when the private sector is doing well, everyone does well.

The private sector has more flexibility in just about every aspect of employment. Business owners can set their own hours and can employment agency wiki hire employees without some of the strict guidelines of the public sector.





State and federal positions have very specific requirements for some positions. For example, some positions require a Master's degree in Social Work and will not accept anything else. Of course, someone with a Master's degree in Counseling or any other human services field could easily do the same job as someone with a Masters degree in Social Work. In the public sector, once the job description and requirements are set, there is little to no flexibility in the selection process.

Jobless Should 'Be Really Careful' With Staffing Agencies, Says Legal Expert




WASHINGTON -- Since demand for temporary workers has been on the rise since the recession, staffing agencies have played an increasingly important role in helping jobless Americans find work. Some worker advocates say job-seekers should be wary.

The number of temporary workers in the United States on any given day jumped to an average of 2.6 million in the third quarter of 2010, about 25 percent higher than the same period a year earlier, according to the American Staffing Association, the trade group representing such firms. The Department of Labor reported last week that staffing firms have added about 25,000 jobs to the economy in each of the past 12 months.

In an uncertain economy, employers are more likely to hire temporary and contract workers because it's easier to let those workers go when they can no longer afford them. But George Wentworth, a senior staff attorney for the National Employment Law Project, a worker-advocacy nonprofit, said job applicants should be careful when using staffing firms and temp agencies.

"A huge portion of the job growth in the last year has been in the temporary help sector, because employers are using the temporary industry as a device for trying out workers," Wentworth said. "The bottom line is that you have to be really careful with these kinds of firms. There's a growing detachment between job applicants and the ultimate employer that will be hiring you, so when there are headhunters or firms that are acting as an intermediary and taking some sort of cut, workers just need to be absolutely certain they're getting assurance from an employer and not just an entity that isn't going to have a long-term investment in the workers future."



Wentworth said staffing firms that promise full-time work after a certain period can often stretch those terms without recourse, as their unemployed clients are too desperate for work to speak up.

"There are abuses in many of these industries where employers try to keep somebody on a, quote, 'temporary' for periods of time far longer than you'd expect for a temp job, but in this economy, workers are less likely to complain," he said. "And the temp agencies are pretty much unregulated, so workers are on their own having to bring contract action."

One Colorado man, however, is not only speaking up but is suing Aerotek, a major international employment firm. Robert Koehler, 46, alleges that the company interviewed him for and later offered him a full-time position, told him to immediately quit his current temporary job and then failed to deliver the position he was promised.

Koehler said he has been working temporary manufacturing jobs on and off since he was laid off in June 2008. In July 2010, he responded to a Craigslist ad for a temp-to-hire job as a pharmaceutical production technician that would have paid him more than twice what he was currently making.

"I thought, maybe this is it, maybe I finally found a job after applying constantly everywhere, I won't have to get by on $10 an hour with no benefits anymore," he told HuffPost.

Koehler said a recruiter for Aerotek called him immediately and sent him out to interview with the client, a pharmaceutical company in Broomfield, Colo., after which he was almost immediately offered the job.

"Aerotek called me the same day and said I was hired and that they wanted me to start as soon as possible," he said. "I had to come in the very next day and do all the paperwork, give blood, do a physical drug test, a seven-year criminal background check. They said it was a sure thing."

According to Koehler, an Aerotek recruiter then told him he needed to quit his current job by July 23 so he could start his new position the following Monday. But immediately after putting in his two weeks' notice, Koehler says, the Aerotek recruitment agent entirely stopped responding to him about the position. He says his start date came and went, and it wasn't until about a week later that an Aerotek recruiter finally called him back and told him that there was no longer a job for him.

Unfortunately, by quitting his temporary job, Koehler lost his eligibility for unemployment benefits. He said he has not been able to land a job since, despite constantly applying, and his $105-a-week emergency benefits ran out this week.

"I'm so far behind, it's horrible," he said. "They've destroyed my life. I can't pay my bills, I can't do anything now. I maxed out our credit cards, used up our savings, borrowed money from one of my sisters, donate plasma twice a week for money and am using the remainder of our federal tax return to survive."

Aerotek said in a statement that it didn't do anything wrong in Koehler's case.

"Our policy is that at no time do we offer a position until the screening and/or testing process is complete. While we understand that Mr. Koehler has some issues regarding his interaction with our Denver, Colorado, office, we are comfortable that we handled the situation properly," an Aerotek spokesperson said.

Koehler isn't alone, however. Job-seekers have find a part time job logged a plethora of complaints about Aerotek on websites such as www.pissedconsumer.com, a review site for products and services. One man claims Aerotek hired him, allowed how to start an employment agency him to work in a position for four months and then fired him without explanation a day before he would have been eligible for unemployment benefits.

"Thanks Aerotek, hope that little bit of money you're getting is worth taking the food off my kids' plates!" he wrote.

Richard Wahlquist, president and CEO of the American Staffing Association, told HuffPost

he is skeptical of these kinds of complaints because it is in the staffing firm's financial interest to place all of its clients.

"Staffing firms only are able to get income from their clients if they make placements, so they have a powerful incentive to put everybody to work," he said. "Of course, if you've got 10 million people coming through your doors every year, there's are gonna be some with grievances, but Allegis [Aerotek's parent company] is actually the largest staffing firm in America. They provide employment across a lot of different sectors, they've got a really strong track record, and they're proud of what they do."

Paulina Gretzky's controversial Golf Digest cover


Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - The final season of "True Blood" premiered in June, and what better way to raise awareness than with a sexy magazine cover? Of course, it wasn't the first time the "True Blood" stars had stripped down.

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - Neil Patrick Harris decided to share his eight-pack with the world. The actor slimmed down for his role in the Broadway musical "Hedwig and the Angry Inch," and he displayed his hard work on the cover of Rolling Stone.

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - Bloomberg Businessweek's November 4 issue addressed the technical problems that riddled the HealthCare.gov website.

Controversial magazine covers



Controversial magazine covers - With hair covering a portion of her face, and a loose-fitting coat that reveals little skin, some critics said that Elle magazine's November cover of actress Melissa McCarthy was fat-shaming. In response, Elle posted a follow-up item on its website that read in part, "On all of our shoots, our stylists work with the stars to choose pieces they feel good in, and this is no different: Melissa loved this look, and is gorgeous on our cover."

Controversial magazine covers

Controversial magazine covers - New York City mayoral candidate Anthony Weiner found himself in hot water once again after admitting he had online relationships with three women after his 2011 resignation from Congress. The New Yorker magazine's cover in August 2013 depicted Weiner as King Kong, taking a photo with a cell phone atop the Empire State Building.

Controversial magazine covers

Controversial magazine covers - Rolling Stone magazine made headlines because of the photo of Boston Marathon bombing suspect Dzhokhar Tsarnaev on the cover of its July 19, 2013, issue. Three people died and more than 170 were injured in the explosions. The photograph originally was posted by Tsarnaev online and had previously circulated around the Internet. Public backlash was almost immediate. Rolling Stone defended itself, saying the cover story reflected its commitment to "serious and thoughtful coverage of the most important political and cultural issues of our day."

Controversial magazine covers

Controversial magazine covers - Time magazine's April 8, 2013, double cover drew controversy as the U.S. Supreme Court took up two cases centered on same-sex marriage laws.

Controversial magazine covers

Controversial magazine covers - Time magazine's May 21, 2012, cover caused a stir because of the female subject's mostly exposed breast and the age of her son.



Controversial magazine covers

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - The New Yorker's July 21, 2008, cover drew mostly outrage for its depiction of then-presidential candidate Barack Obama dressed like Osama bin Laden and Michelle Obama with an exaggerated Afro dressed in combat gear. The Obama campaign blasted the cover as "tasteless and insensitive," while the magazine said the cartoon was intended to satirize the "lies and misconceptions and distortions about the Obamas and their background and their politics" that were circulating four months before the election.

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - Some television networks pulled Ellen DeGeneres' show after Time released its April 17, 1997, cover revealing her sexual orientation.

Controversial magazine covers

Controversial magazine covers - The Economist's September 10, 1994, North American cover, which dealt with a surge in corporate mergers, raised eyebrows. "Camels do it, birds and bees do it, even companies do it: all over America, firms are falling in love and settling down together," Deputy Editor Emma Duncan wrote in an article about Economist covers that made news in and of themselves.

Controversial magazine covers

Controversial magazine covers - Time's June 27, 1994, cover featuring O.J. Simpson's mugshot was widely criticized because the image had been darkened compared with other magazine covers that had used the same image. The cover was viewed as racist because it portrayed Simpson as a darker-skinned man and gave him a more menacing demeanor. Time's managing editor at the time, James R. Gaines, released a statement saying that neither racial implications nor imputation of guilt were intended.

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - A woman in a meat grinder was on the cover of Hustler in June 1978 alongside a quote from publisher Larry Flynt: "We will no longer hang women up like pieces of meat." It was his response to feminists' claim that women in pornography are treated like pieces of meat, and the gory cover led to more nationwide protests against golf club reviews the magazine.

Controversial magazine covers

Controversial magazine covers - In January 1973, the cover of humor magazine National Lampoon featured a dog with a revolver pointed at its head and the famous caption, "If You Don't Buy This Magazine, We'll Kill This Dog."

Controversial magazine covers

Controversial magazine covers

Controversial magazine covers - Time magazine's April 8, 1966, cover, and a related article discussing the "death of God movement," drew immediate backlash.

Controversial magazine covers

Controversial magazine covers - The media played a large role in the American public's perception of golf set for sale the Vietnam War, and Life magazine's November 26, 1965, cover stirred the pot more by showing the "blunt reality of war."

Controversial magazine covers

Controversial magazine covers - Time declared Adolf Hitler its Man of the Year in the January 2, 1939, issue, just eight months before Germany's invasion of Poland triggered World War II. The issues for Time's Man of the Year, now known as Person of the Year, sometimes run into controversy, but the magazine has shown that its choice often is anything but an endorsement. In the case of Hitler, Time wrote that, among many other things, Hitler had "torn the Treaty of Versailles to shreds," and described the events leading up to the annexation of Czechoslovakia in 1938 as "ruthless" and "methodical."

Home security systems? | Yahoo Answers


I will NOT recommend a system but I will recommend a methodolgy.

I think home security systems, and many business security systems to be a total failure. Why? Read on.



You arrive at the shop only to be met by the fact that your front door has been ripped from the hinges and your office has been ransacked and many valuable tools and material have beed stolen.

As you attempt to recover from the initial shock the phone rings and a voice says, "Hello, Mr. Businessman, My name is Steve from ADT and I am calling to advise camera video surveillance you that we received a burgler alarm at you place of business. Is everything allright?

DUH!.



I DON'T need to pay several hundred dollars instalation fee PLUS a monthly monitoring fee only to have some dork call me at work to tell me something I can PLAINLY see has happened.

IF you want to have some alarm protection may I suggest that you set it up as a "Watch Dog" methodology as opposed to a "Nosey Neighbor" type system. "Hi neighbor, I see you been broken in to. Did they TAKE anything?"

Now, IF you had your system designed as a "watch dog" system, it would function as a good watch doog functions and advise you of someone APPROACHING the perimeter of your house. Remember this simple axiom, NO ONE can get INTO your house until they get NEXT to your house. And NO ONE can get NEXT to your house without getting CLOSE to your house.

Of WHAT value is an alarm system that only tells you that someone just busted down your front door when you are in the middle of a deep sleep. Hells Bells, you already KNOW that by the crashing and breaking noise they made.

What you need is a "Watch Dog" system to tell you when suspicious people are ANYWHERE on your property perimeter. This will give you the time to reacte intelligently and get out the 44 cal Magnum, the double barreled shotgun, and the Flash and Bang grenades.

Once you SEE the intruder (and since you have a "Watch Dog" system you will be able tosee HIM long before he even SUSPECTS that you are on to cctv cameras systems him) you can blast away at him at your liesure. When the threating element has been eliminated, put your weapons up, go back to bed, and leave a morning aleart call with the police station that there is someone down on your property.

Just like the ADT call, they will be able to come out and deal with the crime issue in a managed fashion. Afterall, ain't that how the police and ADT handle the situation NOW. They don't PROTECT anything, they just come out and "MANAGE" the aftermath of the crime.

Get a grip on your personal security. It's called the element of surprise.Find out WHEN the bad guys will be showing up. Only then can you EFFECTIVELY do anything it. Afterall, ain't that how the boogeyman works, by surprise?

Car Crashes Kill 40,000 in U.S. Every Year




Imagine a plane full of people crashing, killing everyone on board, every single day. That's how many people die on America's roads daily, says the Insurance Institute for Highway Safety.

"Motor vehicle crashes in the United States result in more than 40,000 deaths per year," says the Institute in the journal Injury Prevention. "That is, on each of the 6,209 consecutive days included in this study, an equivalent of a plane load or more of people died on the roads."

But not all days are alike. Weekends are worse than weekdays, summer and incident report fall months have more deadly crashes than winter or spring months, and holidays top the list for crash deaths.

The Institute studied U.S. Department of Transportation data from 1986-2002. Information covered crashes on public roads resulting in a death within 30 days, including pedestrian deaths.

On average, more than 100 people per day died in car crashes in the U.S. The death toll for a single day can range from 45 to 252 people, say the researchers.

July Fourth had the highest number of crash deaths (161). It had an average of 12 more deaths than any other day of the year. This day also had a high number of deaths involving alcohol.

The second worst day was July 3, with 149 crash deaths. Six of the 10 worst days clustered around holidays -- July 2-4, Dec. 23, Jan. 1, and Sept. 2 (on or near Labor Day).

The other four days all occurred in August, which had more vehicle travel than any other month. In contrast, the 10 days of the year which averaged the fewest crash deaths were in January and February. These accidents today months had the lightest road traffic.

Evenings and weekends were the deadliest times on the roads. The worst hours were from 5 p.m. to 7 p.m., with each averaging 6.6 deaths per hour. By far, Saturday had the most deaths (158). Next came Friday (133 deaths). Sunday was a close third (132 deaths). Tuesday had the least fatalities (95).

Alcohol may partly explain why nights, weekends, and holidays had more crash fatalities. For instance, almost half of New Year's Day deaths involved alcohol impairment.

Pedestrians account for nearly 13 percent of all crash deaths, say the researchers. New Year's Day and Halloween (Oct. 31) had the highest average pedestrian death rates -- each averaging 24 pedestrian deaths. All the other days with at least 20 pedestrian deaths happened from October through December. The day of the year with the fewest pedestrian deaths was March 11 (11 deaths per day).

About 7 percent of crash deaths were among motorcyclists. June, July, and August accounted for 41 percent of motorcyclist deaths.

Many people think they won't be affected, believing their driving skills are superior. But that can't be true, since "almost everyone is a auto accidents driver," says the Institute's Charles Farmer, and colleagues.

They hope to jolt people out of their false sense of security.

By Miranda Hitti, reviewed by Brunilda Nazario, MD



SOURCES: Farmer, C. Injury Prevention, vol 11; pp 18-23. BMJ Specialist Journals.

Fake Luxury Goods Spotting - ABC News




Fake handbags? No surprise. Scarves? Of course. Fake watches? Sure. But golf clubs? Fake wine?!

The counterfeiting of luxury (and even non-luxury) goods has become so common that major manufacturers of everything from shoes to Shiraz have started dedicating portions of their websites to telling buyers how to spot real from fake.

Golf club maker Callaway, for example, has an alert on its website telling buyers how not to be fooled by fake clubs. "To protect our valued customers from fraud," it begins, "Callaway golf shares the following warning."

It goes on to say that consumers around the world have been duped into purchasing "so-called brand-new, authentic Callaway Golf products at very low prices" on Internet auction and retail sites "that have turned out to actually be low-quality fakes."

Such fakes, says Callaway, have dramatically increased over the last few years. When a single driver can cost $450 at retail, falling prey to fakes can prove expensive for the deceived consumer.

How do you spot counterfeit clubs? Callaway's website provides some guidelines.

Anything purchased from any seller other than an authorized Callaway Golf retailer, says the site, should be viewed with suspicion. Is the price too good to be true? That, too, should raise an eyebrow.

"Does the seller explain his willingness to part with the clubs at a bargain-basement price by claiming that he 'won the clubs' in a tournament or raffle, or that they were 'a gift' that he doesn't need?" Sellers of fake Callaways often offer such explanations, the site warns.

Some portions of authentic clubs are made of a carbon composite material. If you take a key or coin and tap the section of the club's head that should be composite, and it makes a metallic "ping," it likely is a fake, says Callaway.

If all else fails, the suspicious shopper can always call Callaway to ask if the serial number on the clubs is valid. Alternatively, he or she can take the clubs to an authorized dealer for expert inspection.

Estimates vary on how big a problem fakery is worldwide.

Australian footwear maker UGG, for example, estimates that counterfeiting costs manufacturers $600 billion a year worldwide in lost revenue.

UGG's website tries to educate consumers by depicting not just faked footwear but faked UGG shopping bags, product stickers, and sewn-in labels.

One pair of images on the site shows, side by side, a genuine UGG shoe-box and a counterfeit shoe-box. Reads a warning: "These images illustrate common features you can sometimes spot on counterfeit product. Keep in mind that it's very difficult to identify fake products on websites. Counterfeiters copy our website, from logos to product, images to product descriptions."

Coach's site lists third-party websites authorized to sell Coach products (there are only eight) and warns consumers against buying Coach products elsewhere, even from sites that may have the word "Coach" in their URL or that may have content or layout similar to www.coach.com.

Susan Scafidi, head of the Fashion Law Institute at Fordham Law School, explained earlier this year to The Business Insider how to spot a fake handbag, whether Coach, Gucci, or some other.

Use your sense of touch, she advises. Counterfeits, she says, are intended to fool the eye, not always the fingers.

The leather of an authentic top-quality handbag, experts say, should be dry, not sticky; supple, not stiff.

If you tap the hardware and it's hollow, is it supposed to be? Is the stitching straight? Is the lining the same color as an authentic bags?

When you're paying top dollar for a real Louis Vuitton, you're supposed to be getting flawless workmanship. Does the bag you're handling meet that high standard, or does its maker seem to have cut corners and compromised on quality?

Is there a loose thread? An imperfectly-aligned zipper? According to manufacturers of legit luxyry goods, such flaws should cheap golf equipment be tip-offs to fakery.



Top-quality products typically are sold with documentation--ID cards, say, attesting to their authenticity, or proof-of-purchase forms to be filled out and submitted by the buyer. If these are missing, view the product with suspicion.

Forbes magazine says even fine wines sometimes have been counterfeited.

Though it's more common, according to Forbes, for rare and costly vintages to be faked--a 1982 Chateau Petrus, say, selling for $3,500 a bottle--even wines retailing for $100 a bottle have been found to be counterfeit.

Forbes describes the precautions taken by one Las Vegas master sommelier to make sure he isn't left holding a bag of fraudulent vintages:

He shines a light into the bottle: Does the amount of sediment comport with the wine's purported age? He checks the appearance and texture of the glass itself: The technology of making wine golf competitions bottles has changed over the decades. Modern bottles are seamless. Older ones have seams, distortions, bubbles trapped in the glass. Does the age of the glass match the purported age of the vintage?

Finally, the sommelier checks the ullage--the degree to which the bottle may fall short of being perfectly full. An old bottle, even if it has been well stored, should show some evaporation. If the label says the wine is from 1880 and the bottle is perfectly full, you may be looking at an illustration of the old truism, "in vino falsitas."

Media Copyright Infringement


What is Media Copyright?

The law of the United States has provided a way of protection to the original works of authorship, both published and unpublished. The literary, musical, or artistic works of the original authors are thus protected by means of copyright. The Copyright Act authorizes the owner of the copyright to reproduce the work in copies, produce derivatives of the original work and distribute copies of the work or to perform or display the work in public. The owner of the work can hold these rights exclusively or may give these rights to others. In case of a work in the field of audio recordings, the owner of the work is authorized to perform the work publicly by means of digital audio transmissions. In case of works in visual art, the owner is legally given rights to attribution and integrity. The right to claim authorship of a work, prevent use of his/her name as an author of a work he or she did not create and to prevent distortion, modification or destruction of his/her works, fall under the set of rights to attribution and integrity. All the rights conferred on to the original authors of the works trademark lawyer cost are subject to certain limitations. The doctrine of a fair use of work is exempted from the copyright law and limited uses of works are allowed upon the payment of royalties to the owner of the copyrighted works.

What is a Copyright Infringement?



The unauthorized use of the work that falls under the copyright law is known as copyright infringement. It is an act of violating the exclusive rights of the copyright owners. The illegal downloading of a copyrighted material or sharing of music is a common example of copyright infringement. The secret copying of movies or audio recording or unlawful use of text are examples. Pirated copies of different media that are sold today are the 'best examples' of the same. The popularity that piracy is still gaining is in fact an irony. Unauthorized access to any of the original pieces of work is nothing but copyright infringement.

What is a Copyright Protection?



Copyright protection simply means protection of data from being copied. It is actually the copy protection that deals with mechanisms used to prevent data from being copied without the consent of the owner of the work. Copyright protection is often used in the case of videotapes, CDs, DVDs, video games and computer software. In case copyright protection is not exercised, people tend to go for copied material, thus resulting in a decrease in the sale of original works. Casual copying relates to the copying of media formats on machines. This leads to consumers not purchasing the works of companies and instead opting for copied versions of the same.

Methods such as node locking, floating licenses, grid computing, and tracking of software licenses have been and are being used to assure copyright protection. Copyright protection faces certain technical challenges. Logically, a player that can read and play media is also able to write an exact copy of it. On similar lines, if an audio can be heard or a video can be seen, they can also be recorded. To fight this, some companies came up with media, wherein information is located in such a way that it cannot be rewritten. They devised software that requires for its use, the users' evidence of having purchased it. Media copyright protection uses other methods, which, in some way bind the media to the machine that plays it. This may be done by means of encryption, registration keys, activation codes or serial numbers, which associate the media being used with its owner, thus achieving copyright protection. These types of methods prevent the duplication of work and safeguard copyrights.

Who can claim a Copyright?



When the author creates a work, it becomes the author's property. The author himself or those who derive rights from the author, are authorized to claim a copyright. There is a slight variation in case the work falls under 'work made for hire'. A work belongs to the group of 'work made under hire', if it is made by an employee during his/her period of employment. By law, a work that is ordered for use as a translation, a part of some audio-visual work, a compilation, an instructional test, a supplementary work, a test, its answer material or an atlas also come under work made for hire. In cases where an employee signs an agreement that his/her work made during his employment tenure should fall under this category, the employer becomes the owner of this work. If a piece of work is in the form of a contribution made to a collective work, it is grouped under 'work made for hire'.

Thus we realize that copyright is meant for the preservation of the rights of the creator of a work. Media copyright exists for the safeguard of the owners' rights to their literary or artistic creations. Media are paths by which works in various fields reach the masses. The works are available in various forms to facilitate their spread to the society. Media copyright infringement is an insult of the original pieces of work and copyright infringement notice their creators. It is high time we stand up against it and resolve to protect copyright.



Planning A Simple Wedding


To plan an affordable wedding ceremony it will take time and detailed preparing. Using the cost of an average wedding ceremony being around 30,000 bucks, cutting back can be carried out with taste and preparation. Without very carefully planning the expenses the stress of the financial outlay can place a heavy burden on a new couple just starting out their new lives together. When preparing your special day, an inexpensive wedding is feasible without having making obvious or disastrous cut backs. Here's how.

By dividing the fundamental costs from the wedding ceremony up into specific priorities your wedding planning becomes more inexpensive. Buying good wedding ceremony preparing books is a good idea, but knowing your limits beforehand can conserve thousands of bucks. It's required to sit down with your partner and talk about the numerous planning particulars and access the expenses. Find out what are you and your fianc's priorities and make a list of how you would like to invest your allotted amount.

Here are some of the most essential points to think about.

* The number of guests you are wanting to invite

* How many individuals within the wedding ceremony party

* Where you're going to have the wedding event planner job openings ceremony

* Exactly where you're having a reception

* Music, photography, and video

How Many Guests You Are Inviting to Your Wedding

The major expenses inside a wedding ceremony boils down to how many individuals are invited. The number of individuals invited to your wedding ceremony impacts the food you choose, the size of event planner job description the wedding cake, the size of the room to select or hall to possess a reception in, and the expenses of invitations to send out. Trying to keep your wedding ceremony costs low and to some minimum will be determined by the number of visitors you invite.

Strategy who you would like to invite for your wedding ceremony and don't take this lightly. Leaving somebody out will cause future problems but inviting everybody will hurt the bottom line. It's really important you select the quantity of people very first, and then add the names to the list. This is the very first and foremost way in which you are able to begin making your wedding affordable.

How many People In the Wedding Party

By keeping this simple and to a minimum, the wedding party can be as small as one and as large as 8 or more. Consider the costs of the dresses, tux rentals and if travel is involved. Will you be paying for the gowns and tuxedo rentals and what are you willing to spend on all of the favors for the wedding party as well as the mother's, father's and special guests. These are very important costs that can creep up on you and cause the costs to run rampant.

Location of the Wedding and Reception

This too can cause wedding costs to sky rocket. The number of people you are inviting may be the factor at some reception halls and numerous charge on a per person basis. Attempt to discover a place that charges a fee based on hours utilized or discover a location in a church or school. Numerous places will charge a smaller fee or even a donation. Occasionally, buddies or families have gardens or outdoor areas they can rent out if the location is acceptable to you and your partner. Attempt seeking many suggestions and suggestions as this may assist bring the costs down significantly and will aid in your search for an inexpensive wedding ceremony.

This also coincides with food and drink expenses and also the vast majority of price of a wedding ceremony will fall into this category. Do you would like to have a sit down formal dinner? You will have to consider wait staff and setting rentals. Would a dessert bar be much more affordable and appropriate? How about an open bar? Expenses of house and premium brands have to be thought of too. Some consider a dinner for family and out of town guests to a prior to the wedding ceremony dinner, along with a dessert reception afterwards. There are lots of ways to strategy this to make your wedding ceremony more affordable.



Invitations, Decorations, and More

Significant expenses could be cut if you find ways to do some of the costs yourself. Invitations can be carried out with a simple template on the web, or at a local office supply shop. The results could be incredible and yet inexpensive. Wedding halls, church receptions are also other methods to trim the spending budget by finding a close friend that seems to become creative and spending budget worthy. Supplies for these basic decorations can be discovered at a local craft shop or a big super shop. Discovering a friend to complete this for you can be traded for the wedding gift along with a nice fee. You may be surprised that some people is going to be honored which you considered them and will jump at the chance. Make sure you share your budget with them too and sketch out a few plans. Remember, keeping it simple does not need to say that you are cheap but which you have class.

Music, Videos and Pictures

Music expenses and photographer expenses can range from the hundreds towards the thousands. Whether selecting a live band, quartet or DJ can significantly affect the wedding ceremony spending budget. Think about some points "outside of the box". Were you inside a high school band or do you know someone that can play the violin? Again, these are excellent suggestions for cutting costs yet also adding great memorable value.



Photography is something you need to select carefully when planning an inexpensive wedding. Cutting back here, without knowing the expertise or reputation from the photographer will trigger numerous years of poor memories. Your pictures are some thing you will show your kids, your friends and will provide a excellent time of reflection. To have poor wedding images or camera's breaking down or even photographer's not showing up could be disastrous. Even so, have friends and loved ones take pictures during and after the ceremony in case the photographer misses a shot. Numerous individuals are buying disposable cameras and asking visitors to take images of the reception. These could be really funny and allow the bride and groom a peek at some of the activities that they will have missed otherwise. Choosing a good photographer is some thing you'll wish to spend money on.

In conclusion, a simple, yet classy wedding with the help of knowledgeable friends can save thousands of dollars. When planning an affordable wedding, pay attention to the details and sticking with them will help both partners to not go overboard.

In conclusion, a simple, however classy wedding with the assist of knowledgeable friends can conserve thousands of dollars. When planning an affordable wedding, pay attention towards the particulars and sticking with them will help both partners to not go overboard.

Chiropractor (#88) - Best Jobs


Like this job? Now Like CNNMoney requirements to be a chiropractor on Facebook for career tips, plus the latest business requirements to be a chiropractor news and features on Personal Finance, the Economy, Markets, Technology, and more.



Median pay: $71,000

Top pay: $141,000

10-year job growth: 28.3%

Total jobs*: 52,600

What they do all back pain relief day?

Most commonly known for relieving pain through back and neck adjustments, chiropractors also work with patients on health and lifestyle counseling. And when a spine realignment won't do the trick, they will typically refer patients to the appropriate doctor.

--J.A.

Quality of life ratings:

Personal satisfaction

Low stress

Benefit to society

Flexibility

B

C

A

C

Home Security Camera Catches Robbers In The Act (VIDEO)






What a way to bring in the New Year.

Redditor Making Things uploaded a video of criminals burglarizing her Raleigh, North Carolina house just days before New Year's Eve.

The act was caught on the family's home security surveillance cameras, and shows three men lurking around the house on December 29 around 8:30 PM. One by one we see the perps enter the living room, rummaging through drawers. One even attempts to take the flat-screen television off the wall.

According to the homeowner the thieves stole $1,500 worth of goods including an Xbox, iPod and hard drive. They also ruined a television and router and dowsed the surveillance camera in bleach once they caught wind of its presence.

The cameras were installed by the family for purposes unrelated to safety. "We just had cameras because we like gadgets," the Redditor wrote.

Many of the comments were sympathetic towards the family's situation, though some users wanted to know why there wasn't an alarm system installed. "I don't know you personally, but please do it for the sake of your family. There are plenty of cheap (around $100-$150), reliable cameras on the market these days. There's also cheaper security/alarm systems that will more than likely deter intruders because the noise can be obnoxiously loud and draw attention," wrote user stniesen.

This is just one of many home intrusions that happens every year. According to Safe Guard The World, 2,000,000 home burglaries are reported each year in the United States and homes without security systems are up to 300% more likely to be broken into.

Back in September, after learning about the a burglar who broke into a home after convincing the victim he needed to retrieve a baseball, we came up with a list of ways you can protect your home from theft wireless surveillance camera system including installing light sensors and pruning back shrubbery to eliminate potential hideouts for thieves.

As of right now, the criminals have not been caught.

Watch the video above to see the house getting burglarized. Head over to Reddit to read more about the intrusion. And click through out slideshow on easy tips to help keep your home safe.

Tips To Prevent Home Burglaries

Don't Announce Vacations On Social Media

As tempting wireless camera security system as it is to brag about your week-long trip to the Bahamas to all of your friends and followers, it can also make your home a target for burglars. There have been instances where robbers actually used Facebook to determine when homeowners were away, allowing them to plot the perfect times to burglarize their homes.

Have something to say? Check out HuffPost Home on Twitter, Facebook, Pinterest, Tumblr and Instagram.

Do you have a home story idea or tip? Email us at homesubmissions@huffingtonpost.com. (PR pitches sent to this address will be ignored.)

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Video Marketing Techniques For Your Home Business






By:

Bob Withers

Video has taken the Internet by storm and is probably the most used and most effective Internet marketing technique online today. For example, "Key YouTube statistics (courtesy of website-monitoring.com) shows that YouTube exceeds 2 billion views per day. The average person spends at least 15 minutes per day on the website, YouTube is monetizing over a billion video views per week globally and hundreds of millions of videos are viewed every month on mobile devices."

These results alone demonstrate how popular the medium is on the Web today. For any Internet marketer to leave this vast resource untapped would be a huge mistake. Therefore many different video marketing methods are being employed online to promote different products and services and home business websites.

Of all the video promotion techniques being used by home business owners online today the most popular method seems to be viral video marketing. What is Internet based viral marketing? The definition(courtesy of womeninbusiness.com) "The exploitation of Internet media and online social networks to promote brand awareness and recognition, or to meet other specific sales, marketing, or publicity objectives. The term "viral" describes the way a message can become self-replicating as it is picked up and repeated across the Internet."

The success of this Internet marketing technique depends on how often your message is passed along from one viewer to another. It's a great example of word of mouth online marketing. People videotape messages that are often outrageous or out of the ordinary and hope it's passed from social network to social network with their website link attached.

Another video marketing technique to employ on your home business website is to include a simple videotaped welcoming message. This makes your website more personal to your visitors and it helps create a trusting relationship as your guests begin to feel that they know you. The end result being, people are more likely to do business with someone they know than with a perfect stranger.

You can business marketing also place video testimonials on your home business website. Video messages from customers who have used your product or service and are happy to endorse it often go a long way toward attracting new business. Being able to view these people instead of just reading plain text makes the testimonial more believable and again helps build trust with your potential customers.

Another video marketing method you can add to your repertoire is videotape yourself business promotion products giving product reviews of different items or services you have used which helps to set yourself up as an expert in a certain field. This creates credibility for you and your home based business and again helps build relationships with your visitors. Creating a video marketing course and making it available on your website is also a great way to attract traffic.

These are just some of the video marketing methods you can use to help drive traffic to your home business website and to increase your visibility and credibility online.

About the Author:

Bob Withers is a professional sales and marketing person with over twenty years in the field. He has now set his sights on Affiliate Marketing and creating successful Home Based Businesses online to apply his trade. If you want to get in touch with Bob or learn more about Affiliate Marketing or setting up an Internet based Home Business please visit:

Free Home Business and Affiliate Marketing Advice

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Landscape Design Ideas - Styles and Themes


The photographs on the right show examples of different styles of gardens around the world. The descriptions below show some of the typical features of such gardens.

English Country Cottage - Rolling lawns shaded by trees and fringed with areas of brightly colored flowers of different types packed together. Often the lawn will incorporate a pond of some sort and sometimes a little waterfall and/or stream with a bridge over it.

Mediterranean - Planter boxes atop walls of brick or stone, each filled with one or two types of flowering plants, especially those that spill over the side. Planters line stone pathways and small streets on both sides. Mimics the cliffs by the seaside.

European Formal - Straight lines and squares of carefully pruned, dark shrubs creating designing a garden landscaping garden privacy and/or leading the eye to a focal point or hidden spot. Includes highly developed, complex mazes with benches or other resting spots in the center. Often interspersed with fountains in courtyards that attract hordes of hungry pigeons.



Japanese Zen - Curved landscapes with fish ponds, bridges, and curving pathways. Flowers add interest, but do not dominate like they do in other styles of gardens. Tall, light bamboo forests. The overall effect is one of green or gardening services pastel peace and relaxation.

American Southwest - Lots of space and barren rocky, desert, or distant mountain views brightened by covered patios with vivid, painted stucco walls. The patios form outdoor living rooms and are filled with bright container plantings. There is often a pool for swimming, surrounded by drought-tolerant plants or cacti and light-leaved deciduous trees. Rock or gravel pathways lead the eye off into the distance. Mimics sandstone mountain cliffs.

Tropical or Semi-Tropical - Lush landscapes filled with ferns and shrubs with large, brightly colored flowers. Lots of birds, streams, and butterflies. Water and tall trees everywhere. Mats of fallen leaves and soil composting on the ground. Heavy scents in the air.

Each of these landscapes will be easy to take care of in the environments in which they developed, and difficult to take of in environments that are foreign. Because an area's overall environment so strongly affects the health of a landscape, a good designer will address the overall look first, before testing and planning for a site's various micro-climates, keeping in mind that landscape styles can be mixed and matched under certain conditions.


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Irish County Votes to Let Some Drive Drunker






Image credit: Flickr/Getty Images

The County Kerry Council in southwest Ireland passed a measure on Monday that allows rural drivers to legally drive while under the influence of alcohol.

The council voted 5-3 - with 12 absent and seven abstaining - to issue special permits to individuals who live in rural areas and wish to drive home on remote countryside roads after consuming two to three alcoholic beverages. The council will have to rely on Justice Minister Alan Shatter to implement the changes to current drinking and driving laws drunk driving lawyers by issuing special permits.



Councilor and County Kerry pub owner Danny Healy-Rae introduced the bill, arguing that citizens driving while intoxicated in rural areas have never killed anyone. He defended the measure by asserting that it would prevent loneliness and reduce the risk of suicides among those who live in Ireland's backcountry.

"A lot of these people are living in isolated rural areas where there's no public transport of any kind, and they end up at home looking at the four walls, night in and night out, because they don't want to take dui penalties by state the risk of losing their license," Healy-Rae told TheJournal.ie.

Tougher drunk driving laws have been credited with reducing the number of people killed on Irish roads. The overall number of road deaths has fallen by 56 percent in the last five years and in 2012, 161 people were killed, the lowest since records were kept, according to the Road Safety Authority. In addition to lowering the legal limit from 80 mg per 100 ml of blood (.08 percent in U.S. terms) to 50 mg, Irish authorities have also increased the volume of mandatory alcohol checkpoints.

The Irish Department of Transport, Alcohol Action Ireland and the Road Safety Authority have all voiced opposition to the consequences of dui proposal, citing the overwhelming evidence linking alcohol consumption with impaired driving.

"Unfortunately, rural areas are among the most dangerous roads in Ireland. We need to be looking at how to make our roads safer, particularly in rural areas, instead of trying to reverse existing measures, which are clearly working," an Irish Department of Transport spokesman told Sky News.

Characteristics Of Good Quality Soil


Appearance - Few recognizable components of original material remain. Structure is light and crumbly.

Color - Dark brown to black

Texture field conditioner or particle size - Fine texture, particles smaller than 1/2 inch for incorporation, smaller than 1/8 for topdressing.

Odor - Earthy aroma, no smell of ammonia or sulfur.



Temperature - Not warm to the touch.



Moisture content - 30 to 50%

Carbon to nitrogen ratio (C:N ratio) - 15:1 to 20:1

Soil pH - Adjust pH. The soil pH should be adjusted during the lawns dormant time. Soil amendments such as Aerify and Nature's Magic tend to buffer pH so adjustment should be performed first. For best overall results, adjust to your lawn turfs ideal pH.

BAHIAGRASS (ARGENTINE, PENSACOLA, TIFTON)

pH Low 6.0 High 7.5 Ideal 6.7 - 6.8

BENTGRASS (COLONIAL & CREEPING_

pH Low 5.6 High 7.0 Ideal 6.3

BERMUDA (HYBRIDS & COMMON)

pH Low 5.6 High 7.0 Ideal 6.3

BLUEGRASS

pH Low 5.7 High 7.4 Ideal 6.5 - 6.6

BUFFALO

pH Low 5.6 High 7.0 Ideal 6.3

CARPETGRASS

pH Low 4.5 High 5.5 Ideal 5.3

CENTIPEDE

pH Low 4.3 High 5.8 Ideal 5.0 - 5.1

FESCUE (RED & CREEPING)

pH Low 5.6 High 6.8 Ideal 6.2

FESCUE (TALL)

pH Low 5.6 High 7.0 Ideal 6.3

ST. AUGUSTINE

pH Low 6.3 High 7.8 Ideal 7.0 - 7.1

ZOYSIA

pH Low 5.5 High 7.0 Ideal 6.2 - 6.3

Note: Most broadleaf weeds like soil pH above 7.0. With the exception of St. Augustine grass, ideal pH is a deterrent to broadleaf weeds such as crabgrass.

Organic Matter %

Natural organic material is classified into two categories according to their carbon and nitrogen content: Green organic material and Brown organic material.

o "Green" materials, such as fresh grass clippings, manure and other living plants (weeds) and plant products contain large amounts of nitrogen.

o "Brown" materials such as dried leaves and plants, branches, and woody materials (leaf stems) have high carbon content but are relatively low in nitrogen.

Basically, "Green" materials supply food for the biolife (bacteria, fungi, and small invertebrates such as worms) which intern manufacture, supply, and facilitate nutrient uptake for the plants. The "Brown" materials provide a home for the "Green" material biolife. When both "Green" and "Brown" organic materials decompose they become organic matter or "Humus"

Organic matter in native and cultivated soils (per cent)

Soil zone Virgin Cultivated

Brown 3-4 2-3

Dark Brown 4-5 3-4

Black 6-10 4-6

Dark Gray 4-5 2-3

Gray 1-2 1-2

Most turfs will do well with organic matter of 4 - 5%. Higher percentages offer little improvement to turf nutrition but will aid in moisture retention.

Chemical Components of soil

Nitrogen Nitrogen is always listed first in the fertilizer grade (or N-P-K ratio) on nutrient product bags, boxes, and bottles because it is one of the biggies. (For example, if the ratio on your nutrient package fescue seed reads "11-13-33, that means it contains 11 percent nitrogen.) Plants use nitrogen to produce new, green growth. Different turf grasses have different nitrogen requirements. Gor example, Centipede should not get more then 9% nitrogen more than twice a year; Zoysia should not get nitrogen more than 16% twice a year.

Prosperous P2O5 Phosphorus is listed second in the N-P-K ratio. (That nutrient package with the "11-13-33 ratio contains 13 percent phosphorus.) Phosphorus is essential to turf grass root growth. When you supplement the amount of phosphorus, you'll likely notice more vigorous growth overall. Ideal Median PPM 535

Potassium Oxide K2O Potassium takes up the last spot in the N-P-K ratio. (So an "11-13-33 nutrient ratio contains 3 percent potassium.) Because grasses use potassium to build cells and tissue, supplementing this nutrient contributes to overall grass hardiness. Stronger, more durable plants are usually more tolerant of temperature extremes and are more pest- and disease-resistant. Ideal Median PPM 100

Calcium As with sulfur, grasses also need calcium to make proteins. Calcium promotes new root growth and facilitates overall plant vigor. Ideal Median PPM 1,250

Magnesium In short, manganese makes things happen. Manganese is necessary for chlorophyll formation, and without it, grasses would not be able to carry out essential cellular functions. Ideal Median PPM 2.5

Sodium Soils that contain high levels of sodium coupled with low levels of soluble salts produce a condition known grass seed prices as sodic soil. Sodic soil can negatively impact the growth of your plants and be toxic to sodium-sensitive vegetation. Ideal Median PPM 100

Sulfur One of the secondary macronutrients, sulfur helps plants maintain their dark green color. Mainly, plants use sulfur to create essential proteins. In grasses, sulfur is essential for nitrogen-fixing nodules, and necessary in the formation of chlorophyll. Plants use sulfur in the processes of producing proteins, amino acids, enzymes and vitamins. Sulfur also helps the plant's resistance to disease, aids in growth, and in seed formation. Ideal Median PPM 50

Aluminum Aluminum is not a plant nutrient however high concentrations in soil with a pH of less than 6.5 is toxic to turf roots. Ideal Median PPM

By: Steve Stout

Article Directory: http://www.articledashboard.com

Steve Stout

Stores that carry Whirlpool parts?




Sears is the only national chain that would have your Whirlpool parts. If you would like to order parts on line or over the phone and have them shipped the same day I would recommend APWAGNER.COM They are the largest Whirlpool factory authorized parts distributor on the east coast. You can either order on line or call their 800 number supplied on their web site. Yes I did say shipped the same day. Depending on where you live that could mean that you will receive them the very next day unlike many other parts stores including Sears.



It looks like you are looking for a belt. If your lint filter slides in on the top of your dryer there IS a maintenance kit available that includes the belt, the idler pulley and two support rollers(all of the moving parts on your dryer except the motor) and the clips and retainer needed to change the parts. The kit is priced well too. It usually costs as much two of the four parts in the kit and comes with complete instructions for disassembly and installation and reassembly.

Jeffer Mangels Butler & Mitchell




After the plaintiff filed a Second Amended Complaint against Fieldpiece Instruments, Inc. ("Defendant") for patent infringement, the Defendant filed its an patent agent answer raising a series of affirmative defenses to Plaintiff's claims. The Plaintiff then moved to strike several of the Defendant's affirmative defenses as insufficient or improper under Fed. R. Civ. P. 12(f).

0

The Plaintiff argued that Defendant's fourth affirmative defense, which includes "laches, waiver, estoppel, and acquiescence," is "improper, confusing and fails to give Plaintiff fair notice. As explained by the district court, in support of these four discrete defenses, Defendant's Answer only provided a single, conclusory sentence: "[Plaintiff] is barred in whole or in part from asserting the [patent-in-suit] against Fieldpiece under the equitable doctrines of laches, waiver, estoppel, and/or acquiescence."

Safety Tips for Staying Cool, Preventing Heat Illness, First Aid


As record temperatures continue to bake the country's midsection, heat-related hospital visits are on the rise.

Excessive heat warnings are in effect for a large swath the central United States, according to the National Weather Service. And the scorching temperatures are expected to linger for the next couple weeks.

Central air conditioning and portable air conditioners can get expensive, so what can you do to avoid the heat? Can you recognize the signs of heat exhaustion? And would you know what to do if someone started to show symptoms of it?

Dr. William P. Bozeman, an associate professor of emergency medicine and the emergency services director at Wake Forest University, shared some tips with ABC News that will help you keep cool and recognize the signs of heat overexposure, and the steps to take if you experience those symptoms or see them in someone else. The Federal Emergency Management Agency also has a list of protective and first aid measures for heat-induced illnesses.



"Amazingly, the human race survived for several million years prior to the advent of air conditioning," Bozeman told ABC News.

He cautioned that it is important to be aware of the temperature. Temperatures in the 90s and higher are dangerous, and become more dangerous the higher they go and the longer they last. The very young and the very old are at the highest risk, as their weight and age can impair their ability to handle high temperatures.

12 Tips for Staying Cool This Summer

Be aware of the heat. Pay attention to it and modify your activities appropriately.

Pay attention to your hydration status and be sure to drink plenty of fluids.

Try to stay in relatively cool areas, even when outside. Many public places, such as libraries, shopping malls and movie theatres, are air conditioned.

Avoid hot, enclosed places, such as cars. Never leave children unattended in a car parked in the sun.

Use a fan, if available.

Stay on the lowest floor of your building.

Eat well-balanced, light and regular meals.

Wear loose-fitting, lightweight and light-colored clothing.

Cover windows that receive a significant amount of sun with drapes or shades to help keep your house cool.

Weather stripping and proper insulation will keep cool air inside your home.

Cool beverages are good for cooling down the body, while alcoholic drinks can impair the body's ability to regulate its temperature.

8 Signs of Heat Overexposure

Heavy sweating -- though if heat stroke sets in, the body can no longer compensate and stops sweating.

Pale skin.

Muscle cramps.

Feeling tired and weak.

Altered mental status (confusion or disorientation).

Headache.

Becoming semi-conscious or passing out.

Nausea or vomiting.

6 First Steps to Take After Recognizing Heat-Induced Illness

Call 911.

Get the person out of the sun and into a cool area. An air-conditioned area is ideal, but moving someone into the shade will also help.

Apply water to help the person cool off.

Apply ice to the neck or armpits, where large blood vessels are close to the surface.

Remove any heavy clothing.

Immerse the body in cool water, either at a swimming pool or in a bathtub.

Free Articles for Reprint. Free Articles for your web site and newsletters. Submit Your Articles to Our Articles Directory.


Auto and Trucks

Auto and Trucks

Ferrari 458 Italia Manettino, Launch Control and Interior

By: Passione Rossa

The 458 Italia is equipped with a racing manettino switch leading toward more sporting set ups and giving the driver a wider selection of electronic controls parameters. The ICE setting saw in the F4... (read entire article)

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Business and Finance

Business and Finance

IT Jobs: A promising Future

By: Irishnewjob

Information technology has entered almost in all sphere of our life. From electricity bill payment to shopping all are related and effected by IT in some way to other. Industries are automating their... (read entire article)

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Computers and Internet

Computers and Internet

Is it time to step up to a full service VPS hosting option?

By: MKenneth Feick

For anybody who is fed up with the inadequate overall performance of their shared web server but not yet in a position to step up to a costly dedicated server than the site most suitable option available ... (read entire article)

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Family

Family

Rent a Bounce House - Tip 1

By: Douglas Sutter

A bounce house can be an extremely cost effective way to provide hours of entertainment for your guests. Bounce house rentals are available nationwide and there are hundreds of options to choose from... (read entire article)

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Food and Drink

Food and Drink

Where to Find Affordable Popcorn Makers

By: Timothy Wooledge

Popcorn is a wholesome snack. That is when you do not put too much salt or fatten it up with greasy butter. This is why, it is a incredibly good notion to invest on your own popcorn popper. When you ... (read entire article)

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Health

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New Apple Ingredient Discovery Keeps Muscles Strong!

By: Michael Clonts

Natural Component of Apple Peels Found To Help Prevent Muscle Weakening In search of an effective method to prevent muscle wasting that comes with illness and aging, researchers have located a natur... (read entire article)

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Hobbies

Hobbies

Buy and Sell Antiques with the Help of Online Portals

By: Nicolas Philipps.

Having and collecting old and used antiques is a passion for many. An antique is considered as one of the most important and sought after items. Having and collecting old and used antiques is a pass... (read entire article)

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Home Improvement

Home Improvement

What You Ought To Know About Windows For Your Homes

By: Darwin Ball

The way they are constructed, makes double hung windows very popular. Cleaning double hung windows are easier than windows based on a spiral or string system because they won't allow the sash to drop... (read entire article)

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Legal

Legal

Arrest Records of New Jersey Now Accessible on the Web

By: Jessie Moore

Whether you're a regular citizen, a businessman or a law enforcer, you may need to get hold of New Jersey Arrest Records for specific reasons. Such kind of information is now known to a huge number o... (read entire article)

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Marketing

Marketing

Can Internet Marketing Be a Long Term Business?

By: Tanaka Ara

Here is the basic honest truth: most of the people get into Internet Marketing because they are convinced it is an easy way to earn quick money. Their approach is to make a fast website, put up some ... (read entire article)

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Music and Movies

Music and Movies

Film Review of Secret Diary of a Call Girl

By: Ann la

Film review of Secret Diary of a Call Girl This is a film which involve sex industry. Sometimes I think I would rather to catch a triply to watch than to sleep with a dull man, Because each set is v... (read entire article)

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Online Business

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Ways To Generate Online Income

By: Johnathan Abbiss

The Internet has made it possible to generate many more forms of passive online income. Passive income is one of three types of income, as categorized by the IRS. The most common source of passive in... (read entire article)

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Parenting

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The Importance of Play in a Child's Life

By: Harry Yadav

It's true that education is like a building block for a child's future. All parents dream for a better career for their child's life. Everybody wants their child to be doctor, engineer and wants to s... (read entire article)

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Pets and Animals

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Taking Care of Horses

By: Robertson Clayon

A horse hair shampoo is most essential item for horses. It is used to cleanse their body along with the genital area. It is highly recommended to do a few allergic testing before applying this produc... (read entire article)

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Recreation and Sports

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Some Golf Grip Tips To Improve Your Golf Game

By: Tom Ghormley

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Spiritual Books

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Over the past few months, the concepts of stripping back the superfluous, simplifying and pulling apart the true meaning of integrity have been strong personal themes. For many people, there's a driv... (read entire article)



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Should You Hire a Link Wheel Service?

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Getting your website into the top ten results of Google for competitive, high search volume terms that directly relate to your business can be quite challenging. These types of search terms are highl... (read entire article)

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Attractive packages offered by Indian tourism

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Web Design and Development

Web Design <a href=over at this website and Development"/>

Things to Consider When Looking For the Best Web Design Company

By: Saheli Kundu

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Free Anniversary Party Invitations Templates and Ideas




1. Download the design you prefer

Click on a thumbnail of any of the vertical or horizontal images in the right column and a larger size will appear. When you see the larger version, double-click it and an even larger version will appear. If you have a Mac, control-click on that image until you see an option to save it to your hard drive. If you use a PC, right-click on the image with your mouse to save it to your hard drive.

2. Paste the template into software

These invitations are sized to fit standard "A4" or "A7" envelopes. To make sure they fit, the printed versions should be 3 1/2"x 4 7/8" (A4) or 5" x 7" (A7). If you'll be distributing them by hand, though, you can create them any size you want.

If you own InDesign, Microsoft Publisher, Quark or another publishing program, you probably know how to prepare artwork for printing. If you don't have a publishing program, MS Word (or an equivalent word processing program like OpenOffice) can be used instead. The instructions below will explain how to put one template image onto a page in MS Word. You can also put more than one on a page through the use of a table or text boxes. If you don't know how to use one or both of those methods, you can learn about them from MS Word's help menu or finding a tutorial through an Internet search for the terms "Word tables tutorial" or "Word text box tutorial".

To begin, locate the invitation that you downloaded in step 1 and insert it into a new document using the picture insertion menu. In Word 2007, you would select the Insert tab and then click the Picture icon. (Consult Word's help menu if you have a different version of Word.) When you click on the Picture icon, a pull-down menu will appear that will allow you to find the template on your computer and them insert it into the document.

Once the template is inserted into your document, click on the image to make it editable. You can then size it by dragging one of the corners with your mouse until the image measures one of the standard 5" x 7" or 3 1/2"x 4 7/8" sizes, or whatever size you want. (Be sure to drag the image from a corner, not the side, or the image will distort. If you make this mistake, just delete the image and insert the image again. This will save you a lot of time, because once it's distorted, it's very difficult to get it to look right.)

It can be challenging to measure the template on a computer screen, so it's a good idea to get close to the right size and then print a draft copy. You can then measure that printed copy with a ruler to check the size. If you don't get it right on the first try, keep printing and making adjustments until the template is the perfect size.You may want to do this in black-and-white and draft mode on regular bond paper to save your color ink and cardstock.

3. Print onto card stock

Once you're satisfied with the size, print the invitations on the heaviest card stock your printer will take. Check the manufacturer's Web site or read the printer manual to find out the maximum weight allowed for your printer.



4. Cut

A paper cutter will give you the best results. If you don't have one, you can take the printed invitations to a a copy center or an instant print shop to be cut. If you cut them yourself, be sure to look at the measurements on the paper cutter carefully before cutting. Be prepared to print additional copies to make up for any cutting mistakes.

Best of luck, and I hope your anniversary party is wonderful!

Essay: Financing the Present, Preparing for the Future








1 INTRODUCTION







How did Singapore build up a huge foreign reserve of US$162,173.9b in less than 5 decades of independence? The answer is that the government has always taken a balance approach of financing the present and preparing for the future.



However, this enormous figure of US$162,173.9b means nothing to the average Singaporeans living in HDB apartments who are worried about job security and meeting day to day expenses.



The average Singaporeans just don't feel rich and secure in the midst of the current recession.



This paper attempts to strike a balance between the present financial needs of the Singaporeans to cope with recession and government's duty to prepare for future.



2 FINANCING THE PRESENT WITH THE FUTURE IN MIND

2.1 Expansionary Policy

Economics theory states that government should adopt an expansionary policy in the event of recession. For the past few years, methods such as tax rebates, tax reduction, tax incentives, cash hand-out, CPF top up & various rebates become more or less permanent feature of the Budget, and Singaporeans expect "goodies" in every Budget.

In this case, government should continue to hand out "goodies" for the foreseeable future. Failure to do so might shake confidence of citizens and investors alike.

Cash hand-out of a few hundred bucks hardly comforts a manager who loses the $100,000 a year job. Imagine that the manager is in early 50s with 3 children studying in Australia, an aged parent in nursing home, outstanding mortgage on car and property.

Job of this level is hard to come by and income from working spouse is not enough to keep up with mortgages and daily expenses. While government assumes that people at this income bracket is able to take care of themselves financially, the reality is that most people do not have enough liquidity for unemployment period of a year or more.

It is definitely unwise to downgrade to a smaller property or liquid his investment during recession. For this group, government can throw a life-line in the form of interest-free loan or low interest loan of up to 50% his monthly salary for 2 years.

At the end of 2 years period, even if still unemployed, the property market or stock market is likely to pick up for him to make a profit on his investments and to repay the loan.

As the loan involved will likely be a huge sum during business downturn, suggested that government negotiates with local banks to provide the funds. Government will subsidy the interest payment out of the current year budget. It is important for the government to serve as guarantor.

To prevent misuse, certain conditions must be attached, for example, forced downgrade of property in the event of non-repayment after a period of 3 years from the time loan is taken.

The dream of government is to achieve a stable, consistent GDP growth and consistently low inflation rate. In reality, it doesn't work this way. For example, in the past 10 years, the GDP reaches as high as 10.1% in 2000 and as low as -2.4% in 2001. In the long run, government should set up a mechanism to achieve consistent GDP growth. Setting the mechanism involves:

Determine the target GDP growth for the long run (eg 7% per year) and break into quarterly growth.

Mechanism to kick in whenever GDP forecast for next quarter is 1% below or above target. Methods to control expansionary economy includes collect advance income tax, increase interest rates, cut down government contracts and thus reduce headcount in civil service.

In order for the mechanism to work, there should be a specific sum set aside to deal with unexpected sharp downturn. In this case, mechanism will react before companies resort to retrenchment or hundred of workers flock to MOM to complain non-payment of salary. As world economic environment becomes more competitive, government needs to react faster to pump money into or take money out of economy.

2.2 Employment and Entrepreneurship

In a recession, people seek to enter civil service and enjoy the security of employment. While increased recruitment in the civil service can reduce unemployment rate and sends a signal to stabilise fear of job loss, it may not be in the best interests of the country.

It is time government weans Singaporeans out of the mindset of "a stable and secure job with good income, good benefits and good bonus".

Instead of offering employment, civil service can offer contract for service, and encourage interested candidate to set up a company and bid for the contract. For example, instead of offering Management Support Officer position, a contract for labour service is offered.

The work done is the same, the difference being the mindset of the person doing the job. Employee thinks in term of taking annual leaves, promotion, bonus etc. A contractor thinks in term of business expansion, profits and costs etc.

By doing this, government is encouraging entrepreneurship and some businesses start out this way may expand to be a multi-billion dollars company.

Over the years, different schemes and funds had been put aside to encourage entrepreneurship. However, the different schemes and funds are administered by different governmental bodies.

A dedicated agency, preferably under ACRA, should be set up to assist entrepreneurs. This agency serves as a co-ordinator of various funding/schemes, and as advisor to entrepreneurs. For example, Ah Beng wants to offer labour service as IT support staff. He needs advice on:

Type of business to register for (eg as sole-proprietor, private limited or partnership)

Legal, taxation and accounting service and he wants it free or at low cost

Funding and a place for business

This agency serves as a one-stop centre for Ah Beng, it will review his business plan, makes recommendations, help to secure funding or subsidy, provide subsidy for legal, taxation and corporate accountant service in the first year of operation, assist in the applications for various permits/licenses.

As this agency operates under ACRA and has access to various other governmental bodies, manpower must be drawn from all different parties. In a sense, it's a form of internal transfer, the cost of setting up the agency is reduced. Additional budget should be given to ACRA for funding the new agency.

2.3 Investment Opportunities

Majority of Singaporeans are risk averse, prefer to keep their money in fixed deposit. While the inflation rate in Singapore is very low, at most 2.1% (2007), however, the interest on the fixed deposit is generally lower than inflation rate. In the long run, the savings are eroded by inflation.

The few brave folks who invest in unit trusts or structured products suffered paper loss, if not actual loss. Simply stated, we do not have the sophistication or gut to handle our investment.



On the other hand, the webpage of Temasek Holdings states "Our total shareholder return since inception 34 years ago is more than 18% compounded annually".

In this case, why not Temasek Holdings manage a fund for Singaporeans to invest in? Since average Singaporeans are not getting better returns than fixed deposit, and most mutual funds are not performing, it is much better to park the money with Temasek Holdings.

Through the sub-prime crisis, many people get to know about mortgage backed securities. HDB can also provide investment opportunity for Singaporeans by using this investment tool. The HDB concessionary interest rate is 2.6%, the debt can pass to investors at a return of 2%. Of course for the scheme to work, capital protection must be provided.

The cost to set up investment opportunities is passed on the investors who take up the scheme. Thus, government needs only to come up with the upfront money to set up and recover the money from investors later on.

2.4 Financial Education

Singaporeans are risk averse partly due to lack of financial education. As Robert Kiyosaki has so rightly pointed out in his Rich Dad's series of books, educational system does not provide sufficient financial education.

It is much easier to teach children about savings, investment through games (eg Monopoly, Rich Dad's Cash flow game). Benefits to society include lesser bankruptcy due to uncontrollable credit cards and less reliance on government to provide for retirement.

Recession is like a double edge sword. It provides opportunities for people to buy low so that they can sell high in economic boom. It also forces people to sell low the assets they bought in a boom. Financial education for adults involve more than games, it encompass:

a. formal and structured learning, such as diploma, degree and master degree courses

b. understanding of business cycle. Whenever there's a boom, recession is not far ahead.

c. controlling emotions in boom time. People tend to feel very confidence of themselves in a boom, and this leads to uncontrollable spending. They feel depressed in a recession, and curb all investment plans even when they are still working.

Financial education will teach them to hold cash position, and not to buy that car, that house in a boom. This part of financial education should be incorporated within the MoneySense program.

As the government has already make provisions for education of children and adults, no additional funding is needed for the providing financial education.

The current educational system in Singapore tends to gear towards technical expertise, ie science and maths in formal education, and skills training for adults, it is time for government to direct Singaporeans to financial planning. After all, people need to learn how to earn, save and make their money grow.

2.5 Foreign Workforce

Singapore relies on foreign workforce to achieve growth. While the highly educated foreigners holding high income job are known as "foreign talent" and are generally accepted by Singaporeans, the vast majority of the foreign workforce are just being tolerated.

Many of these are holding low paying jobs as domestic maids, construction workers, marine workers, cleaners etc. Who knows, some of them may revisit Singapore 30 years down the road in the capacity of President, Prime Minister, First Lady……

And it will be very embarrassing to hear the First Lady recounts her days as maid, working from 6 am to 11 pm, and not given enough food to eat. Or to hear the Prime Minister recounts his days as construction worker, staying in a crowded dormitory with 30 others in the room, and camping outside MOM to complain about non-payment of salary.

It is time for government to:

induct the foreign workers about life in Singapore, and the acceptable social conduct;

change Singaporeans perception of these workers;

provide some form of legal protection to the domestic maid

2.5.1 Induction of foreign workers

Many foreign workers carry along acceptable social conducts from their home countries which are totally unacceptable here. For example, bribe the police officer, spitting, littering, talking loudly onboard public transportation etc. In view of the fact that many foreign workers are on 2 years contract basis, it is important that government inducts them as soon as they arrive in Singapore. Induction can be in the form of a 15 minutes video or a pictorial booklet given to all of them showing the "good" and "bad" conduct. As long as they are aware of the "proper" behaviour, they are less likely to cause Singaporeans to call police or complain to MP.

2.5.2 Change Singaporeans perception of foreign workers

Family bonding and balance worklife is very important to Singaporeans. However, many foreign workers sacrifice both family bonding opportunities and balanced worklife in order to come here to work. It is time for us to respect the foreign workers and see them as hardworking, self-sacrificing individuals, who come here to work hard in order that their families can benefit. The media can help to reduce negative reports and "individualised" the foreign workers. After all, we all can learn from these workers' self-sacrificing spirits and can-do spirits.

2.5.3 Provide legal protection to domestic maids

Domestic maids are the least protected group of workers in the country. While the Employment of Foreign Manpower Act provides some protection to domestic maids, many clauses in the Act are vague and should be more specific, for example "First Schedule Clause 10 The Employer shall give the worker reasonable notice of her repatriation" The questions are: How long are "reasonable"? The Employment Act is very specific in this area and the clause should be applicable to all domestic maids and their employers.

While employers who abuse maids are charged in court and subjected to a fine or jail term, what do the abused maids get? Employers found guilty of abusing domestic workers in any form should be made to compensate them for up to 5 years salary.

In addition, inspectors from Minstry of Manpower (MOM) should make regular house visits to ensure compliance. Since many employers do not allow the maid to go out of the house, many maids suffer abuse in silence. The government should set aside additional budget for hiring more inspectors to make house visits at least quarterly. The foreign worker levy should be enough to pay for the salary of MOM staff.

2.6 Create aspiration for political appointments

When children are asked to write about "what do I want to be when I grow up", most will write about being a policeman, fireman, engineer, teacher etc, few want to be President, Ministers, or Member of Parliament (MP). However for the sake of country, creating aspiration for political appointments is the beginning of the most important succession plan in Singapore.

Through the education system, government can reach out to the young minds, impress upon them the need for a clean and competent government.

And to show them what is the job of a President, Ministers and MP. Emphasis must be on the character of a potential candidate. The country needs a morally clean, self-sacrificing individual who loves his/her motherland to serve in political office.

The best way to prepare for the future is to ensure there're always competent and dedicated talents around to lead the country. Part of budget for education must be set aside for this purpose.

3 CONCLUSION

Financing the present with a huge budget is necessary to boost confidence and to lift the country out of a recession. However, the money spent on education and investment will bear fruit only in the future. Let the future generation enjoys the abundance and may Singapore prosper forever.

Top 10 SEO Techniques to Master in 2015




SEO that is carried out based on location information is known as local Search engine optimization. Fundamentally local Search engine optimization allows search engine crawlers to provide tremendously relevant outcomes to users that are dependent on location data.

Search engine optimization revolutionized significantly, and in 2014, the Panda changes on its own made content disorder for a lot of webmasters. In 2015, quite a few SEO experts are worried about the transformations ahead, but there actually is no need for worry for individuals who figure out how to create a lasting Search engine optimization plan.

The Search engine optimization period of stuffing keywords and phrases into content are gone for good, there is no question about that. In 2014, the Pigeon upgrade enhanced local results in Google, the HTTPS/SSL update provided more integrity to websites, and the Panda upgrades enhanced the articles available on pages universally. So, what should you count on for 2015, and how do you build a lasting Search engine optimization campaign to Our site endure the transformations?

1. Build high quality backlinks

Among the best local Search engine optimization tips one you can't underestimate is link building for your company oriented WebPages. Without incoming back links, your site won't stay alive to get more organic and natural visitors.

2. Redecorate your website for local Search engine optimization



Among the fundamental local SEO tactics one is to build a web friendly layout. Ensure your website is easy to use.

3. Make use of SEO-Friendly Web addresses

SEO-friendly Web addresses may not be the batter in the Search engine optimization cake mix, but they also can be the frosting. Having an SEO-friendly Web url is not difficult when using a management system, like WordPress.

4. Create a page

As soon as you setup your site for local Search engine optimization, you have to first create a company page for your site. Incorporate each and every data that explains your company.

5. Promote +1's

Google + has become a significant entity in the social networking platform, along with the massive search engines like Google results. If in case you have not designed a Google + page yet, the time has come to create a page!

6. Get your local internet business outlined on local review web pages

Would you like to boost greater presence for your local companies? Then get mentioned your site on local review websites. Testimonials will not just assist you enhance the understanding of the products or services you offer but they provide you with more local exposure which helps you build up more confidence from users .

7. Write top quality Articles

Google can identify well crafted articles, and can identify junky articles, or unoriginal words. If you wish to see good results in 2015, you have to work on preparing good quality content for your blog. Google benefits websites that provide constant first-class content, and with those benefits comes more visitors, more business, and more earnings. So, aim for high quality over magnitude.

8. Get Consumers Speaking About Your Company

A significant player for Search engine optimization in 2015 is brand mentions. Get individuals making reference to your brand, and saying it on their site or any webpage basically.

9. Build a list of your target keywords

Before appearing on the local search engine results, you should first specify your target market. Discovering your prospective buyers is the only approach to come up with keyword phrase concepts that are really opportunity for great post to read your enterprises to rank higher in search engine results.

10. Compose Nice Title Post tags

Title tags have been an aspect in Search engine optimization for over a decade, and in 2015, they are still an extremely relevant section of any marketing campaign. Composing a fantastic title tag should read more like a magazine title than a collection or key phrases, so ensure that it stays descriptive, but naturally and with search terms included.

6 Advanced Techniques for Link-Building as a Future SEO Strategy


The exact details of Google's search algorithms aren't public knowledge, making it somewhat difficult to know exactly what it is the search giant is looking for in quality websites.

Related: 5 SEO Mistakes That Are Costing Your Business Money

One of the most commonly misunderstood aspects of these quality rankings is the importance of "white-hat" link-building as part of a solid SEO strategy. The term refers to the desire to create a good product or a service that people will want to link to (the "white-hat" reference) and that over time may increase your search ranking.

The confusion over white hat was ignited during a February 2015 Google Hangout with John Mueller, one of the search company's webmasters: Mueller cautioned against the practice of "spammy link" building, meaning that companies were breaking Google's policies by purchasing links from websites or getting irrelevant sites to link back to theirs.

In November 2015, Google helped relieve the problem by releasing a comprehensive, 150-page guide explaining the company's search quality rankings. The move was meant to allow webmasters to proactively build relevant sites that would avoid the penalties that come with frequent updates by Penguin and Panda (Google algorthms which troll for such offenses as duplicate or low-quality pages).

For anyone who hasn't yet had time to read through Google's copious manual and all the subsequent forums, blogs, and comments it spawned, here are some tips on how to obtain quality inbound links that move your site up the search engine rankings.

1. Scout what your competition's doing.

The first step in creating a link-building strategy is to understand what's working for others. No matter what you search online, there's already a slew of results for it. If you expect to compete with these existing sites, you need to play the same game they are.

One of my favorite tools for researching the inbound links to any website is the Common Backlinks Tool (my blog lists more of my favorite backlink tools).

With the Common Backlinks Tool, you can enter up to 10 websites to see which backlinks they all have in common. If everyone has an inbound link from a specific website, that website is likely a trustworthy and respected discover this info here source for your industry.

You don't want to be the only website focused on entrepreneurs that isn't featured on big sites like Entrepreneur (you know the others). It's a clue that you're not a trusted source on the subject.

Once you understand what the competition is doing, you can create a focused link-building strategy that will get you ranked among the leaders.

Related: No Money, No Problem: 17 Free Ways to Boost Your Website's SEO

2. Build business relationships.

Now that you know whom to target, it's time to build business relationships with those influential companies.

Journalists and other business professionals hate spam and often ignore requests from people they don't know. To get their attention, you'll need to get involved with their communities.

On a site like Huffington Post, getting the attention of the blogging team is as easy as linking your Facebook account and leaving relevant comments on articles. HuffPo is a community-oriented blogging site that values and encourages the input of its members. You can also reach out to its staff by finding their names and email addresses, either on individual articles or the company's masthead.

Every business has contact information that can be found on the company's website. Start a conversation with the company, introduce yourself and provide valuable information and tips to its staff. This gets you and your business in front of the right people, who are more likely to notice when you post relevant content on your site, using you as a source.

HARO (Help a Reporter Out) is another great place to sign up as a source (and even as a blogger if that applies). By signing up for this service, you'll receive targeted emails three times a day, listing stories journalists seeking sources are currently researching. If you provide relevant information, these writers will often provide a backlink to your site when quoting you for their stories.

3. Guest-post with relevant content.

Of course if you want something done right, your best bet is to do it yourself. Guest-posting directly on relevant sites is one of the best ways to cement your status as a subject expert. Unfortunately, for marketers (and fortunately for readers), guest-posting is such a common practice that publishers are getting pickier about what content they'll accept and from whom.

In order to successfully pitch a guest post to a blog, you'll need to fully understand the tone and voice of a publication. Then you can create specific, actionable and relevant content that fits within the site's guidelines.

To effectively utilize guest-posting as a link-building SEO strategy, you'll need links within the content, with varied anchor text that shows Google your site is a relevant source for one-to five-word keywords related to the subject.

Think about how you view a television program vs. a commercial. Although a commercial is an effective marketing tool, you want your content to be part of the show. Instead of directly selling, you're demonstrating value that leads readers to you when they have problems you can solve.

4. Seek out dead links.

There's nothing more frustrating than clicking a link to find more information, only to be presented with a 404 splash page (a "page not found" notification). However, as a savvy online marketer, the failure of others to keep links updated gives you an opportunity to pick up a valuable backlink to your website.



Whenever you come across a broken link while researching information on your industry, contact the editor of the publication to point it out and offer an alternative within your site.

If you can successfully explain to the publication why that backlink is hurting its web traffic and how your information can help its readers, you'll not only gain a backlink, you'll also build trust with the publication. This is also a great opportunity to pitch a guest blog and even gain an editorial column, as you've just proven your value as a trusted source.

5. Use Schema Markup.

In 2013, Google started focusing on including infoboxes within search results using the Knowledge Graph to display relevant semantic information for searches. Instead of having to click through to a website, users could find common answers to common questions on the search page itself.

While this may seem like a wasted effort in link-building, it's actually an easy way to get your site noticed, as snippets from pages within your site will be displayed directly at the top of Google search results. You can't pay for this kind of ranking, which takes precedence over even sponsored posts.

Site relevancy is an important rating factor for SERP (search engine results pages) rankings, and Google will obviously see itself as the most relevant site on the Internet. The best part is, you don't have to be the top search result to be featured in the infobox.

To be a part of the Knowledge Graph, you need to implement Schema markup into your website. Google defines this as "code that you put on your website to help the search engines return more informative results for users." Schema.org, which is sponsored by Google, Microsoft, Yahoo and Yandax, has everything you need to know to get started using schema markup.

6. Utilize social media.

As we move into the future, social media continues to gain more and more relevance for determining search results. Gaining backlinks on social media shows search engines that you're creating content which people are actively sharing within their social groups.

I can't stress enough how important it is to include social media-sharing buttons on every piece of content you create. It's a call to action for every reader to share your information and helps a post or page go viral.

When Google's algorithms notice a page is resonating on you could try here social media networks, that page is indexed and presented to search quality rankers to determine why. This is what pulls the URL from the unknown obscurity of page 175648 of the search result onto page 1.

Conclusion

SEO experts have been debating the effectiveness of link-building as an online marketing tool for as long as search engines have existed.

Although Mueller and other Google webmasters have cautioned against link-building as an SEO strategy, experienced marketers know they're actually cautioning against spammy black-hat techniques.

Simply spamming the comments section of every website or building fake sites to bolster your inbound links will get your site penalized.

Instead, focus on creating content that's relevant to the real-life questions and problems people encounter. Become a subject matter expert and dispense valuable and factual information backed by statistics to draw in readers and prove your worth.

Related: Top 7 Things You Don't Know About SEO

By building relationships with trusted sources, you yourself can become a trusted online source, raising your brand's visibility with both readers and search engine robots alike.

Plastic Surgery Disasters & Reconstructive Miracles


Restoring Leola Mae Harmon's male breast enlargement Beauty

Twenty three year old Air Force Nurse Leola Mae Harmon was on her way to work in 1968 when a drunk driver swerved out of his lane and collided with Leola Mae head on. Leola Mae was five months pregnant at the time.

Leola lost the baby and most of her face. Her devastated husband did not stay around very long after the tragedy, as he could not get used to seeing his wife disfigured. The lower half of her face had smashed into the windshield and then was lodged into the pronged steering wheel literally destroying her face. Leola Mae's airway was blocked by tissue that had become trapped in her windpipe. She was rushed to the hospital that she worked in, and the medical staff was shocked by the disfigured face that had once been the stunning features of Leola Mae Harmon.

She lost most of her teeth, parts of her jawbone and her lips. Dr. James Stallings was a pioneer plastic surgeon who made it his mission to restore Leola Mae Harmon's face. First, he saved her life, and cosmetic surgeons ten he planned never before procedures to reconstruct Leola Mae.

Leola Mae was faced with living with a disfigured face and starting over with plastic surgery.

Several of Leola Mae surgeries were performed for the very first time, including using vaginal tissue to make new lips. Dr. Stallings became a highly respected physician for his innovative procedures. All together Leola Mae Harmon had well over 20 operations, and she married Dr. James Stallings in 1971, and they later divorced in 1976. It was during this year that Leola Mae's story was first printed in a magazine. It was so inspirational that she wrote a book documenting her experiences in 1982. The book became smart lipo a best seller and a made for TV movie of the same title, Why Me? aired in 1984.

Leola Mae Lived her life to the fullest after regaining her looks and her health because of the skill and dedication of Dr. Stallings and his excellent reconstructive skills.

Dr Stallings went on to pioneer many new procedures in plastic and reconstructive surgery. He was diagnosed with the Epstein-Barr virus, and out of depression for not being able to continue his work, he committed suicide in 1991.

Leola Mae remarried in 1982 and passed away in 1998 of multiple organ failure after contracting a virus.



Oak Dining Chairs For Dining Room Contemporary Look




By:

Alastiar Taylor

Dining room is the ideal place to bring friends and family together to enjoy every meal. People prefer to create special tone for special events and dinners that take place in the room. People enjoy purchasing furniture made form oak which gives many years of satisfaction. Every oak piece with classic and elegance worthy design adds natural beauty to overall home interior.

The solid oak dining furniture gives warmth and outstanding beauty to every home. The wooden dining table surrounded by gorgeous oak dining chairs brings sophisticated and contemporary look to the dining area. These chairs are created in a variety of styles and finishes to complement any modern or traditional setting. The leather cushioned or wooden base crafted chairs in latest designs bring new desired look to any home. From this vast array of styles and designs you can choose best suited oak dining chairs for traditional or modern appearance to suit your living space.

Have a look at the few oak dining chairs collection that gives attractive and natural look to any area.

Telnita Verona Stile Chairs

Telnita Verona Stile solid oak dining chair offers great simplicity with plain wooden seat and grid lines on the back. The slatted back of the Telnita Verona stile chair give comfortable support to your back while enjoying dinner. The chairs made from European solid oak gives long lasting appeal with warmth feel to your dining area. They can be easily matched with any range of Verona dining table.

Oakland Dining Chairs

Oakland dining chairs enhance the beauty of your wooden furniture at home. The solid oak dining chairs have black faux leather both at the back to give comfortable support and leather padded seat with a wooden frame. The wooden frame around the upholstered seat and back make them handsome addition to any dining area.

Malaga Dining Chairs



The beautifully designed with faux leather Malaga dining chairs adds beauty to any modern home interior. These stylish dining chairs are covered entirely with leather on a wooden frame and have chunky legs. The Malaga dining chairs are available in black and brown leather. Due to its distinctive style of leather, chairs add great comfort and support to suit the decor.

Harold Dining Chairs

The Harold oak dining chairs comprise of upholstered seat and slightly curved wooden horizontal slatted lines on the back. These wooden slatted lines are up to the bottom of the legs. The smooth lacquer finish on Harold dining chairs gives extra shine to every piece. This innovative piece of oak dining furniture provide both traditional and modern look to your dining decor.

Hampton Oak Dining Chairs

Hampton oak dining chairs are created from American white oak and rustic finish. These chairs with padded seat give comfort and elegance you need. The simple design adds simplicity and charm to your oak dining furniture. When matched with Hampton dining table, these solid oak chairs give classic appeal contemporary bedroom furniture to the area where placed and make a welcome addition to any home.

The great selection of oak dining chairs can be easily matched with various oak dining tables. FurnitureNet constantly adds new designs to Newcastle Dining Chairs range. Furniturenet online furniture retailer specializes in providing world class branded oak dining furniture to customers and present lifetime satisfaction and enjoyment. For more information visit http://www.furniturenet.co.uk

About the Author:

Online Furniture store Furniturenet.co,uk has collection of high quality & stylish Dining room furniture. It specializes white office desk in providing world class branded oak dining furniture to customers. You can choose oak dining chairs for traditional or modern appearance to suit your living space.

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RealPage Inc (RP.O) Company Profile


RealPage, Inc., incorporated on December 30, 2003, is a provider of on demand software and software-enabled solutions for the rental housing industry. The Company's property management solutions enables owners and managers of single family and multifamily rental property types to manage their marketing, pricing, screening, leasing, accounting, purchasing and other property operations. Its on demand software solutions are delivered through an integrated software platform that provides a single point of access and a shared repository of prospect, renter and property data. By integrating and streamlining different processes and interactions among the rental housing and vacation rental ecosystem of owners, managers, prospects, renters and service providers, the Company's platform facilitates the property management process. The Company also provides solutions that consist of advisory services, consulting and training.

The Company's platform consists of primary categories of solutions, including Property Management, Leasing and Marketing, Resident Services and Asset Optimization. These solutions provide complementary sales and marketing, asset optimization, risk mitigation, billing and utility management and spend management capabilities that collectively enable its customers to manage the stages of the renter life cycle. Each of its solutions categories includes multiple product centers that provide distinct capabilities, and can be licensed separately or as a bundled package. Each product center is integrated with a central repository of prospect, renter and property data. In addition, the Company's open architecture allows third-party applications to access its solutions using its RealPage Exchange platform.

Property Management

The Company's property management solutions are referred to as Enterprise Resource Planning (ERP) systems. These solutions manage core property management business processes, including leasing, accounting, purchasing and facilities management, and include a central database of prospect, applicant, resident and property information that is accessible in real time by its other solutions. The property management solutions also interface with general ledger accounting systems through RealPage Exchange platform. The property management solution category consists of a range of solutions, which include OneSite, Propertyware, Kigo, Spend Management Solutions and The RealPage Cloud.

OneSite is the Company's on-demand property management solution for multifamily properties. OneSite offers functionality that generates lease documents, posts financial transactions to the renter ledger, records back-office accounting entries, manages service requests, measures acuity of senior residents, enables senior community management, manages procurement activities, enables property-specific budgeting and measures actual property performance to budget. Propertyware is the Company's on-demand property management system for single family properties and small, centrally managed multifamily properties. Propertyware functionality includes accounting, maintenance and work order management, marketing spend management and portal services. In addition, the Company offers its screening, renter's insurance and payment solutions through its Propertyware brand to single family and small centrally managed multifamily properties.

Kigo is the Company's on-demand vacation rental property management system, which offers solutions for vacation rental property management that include vacation rental calendars, scheduling, reservations, accounting, channel management, Website design, payment processing and other tasks to aid the management of leads, revenue, resources and lodging calendars. The Company's Spend Management Solutions enable property owners and managers to control costs. Spend management functionality includes purchase order automation, automated approval workflows, including mobile approvals, e-procurement solutions and services leveraging its volume to negotiate vendor discounts, budget/spend limit controls, centralized expense reporting, invoice management, bid management for capital projects and automated vendor compliance tools. The RealPage Cloud leverages the Company's application infrastructure to allow property owners and managers to outsource portions of their IT operations. The platform offers functionality to property owners and managers to manage IT complexity, cost of ownership for technology, security, performance and scalability.

Leasing and Marketing

The Company's Leasing and marketing solutions are aimed at optimizing marketing spend and the leasing process. These solutions manage core leasing and marketing processes, including Websites, paid lead generation, organic lead generation, lead management, automated lead closure, lead analytics, real-time unit availability, automated online apartment leasing and applicant screening. The leasing and marketing solutions include Online Leasing, Contact Center, LeaseStar Platform, LeaseStar Marketing Management, MyNewPlace, Senior Marketing Management and Resident Screening.

Online leasing is the Company's on demand leasing platform. The platform enables property owners and managers to utilize transaction widgets to allow renters to confirm unit availability, generate a price quote, apply for residency and fully execute a lease online. Contact center is the Company's on-demand lead closure platform. Contact center functionality includes call/e-mail/chat routing technology, call tracking, lead management and remote agent staffing on a permanent or overflow basis to follow up on prospective renter leads. LeaseStar platform is an on demand organic lead generation platform. LeaseStar platform functionality includes syndication tools to ensure consistency across multiple marketing channels, classified directory campaign services, renter social referrals, reputation management, surveys, real-time reporting and enhanced lead management.

LeaseStar marketing management is an on demand best rental property management software organic lead generation platform. LeaseStar marketing management functionality includes property Website design, search engine optimized content (high resolution photography, video tours, animated tours, three dimensional (3D) floor plans and interactive site maps), mobile applications, integration with online leasing and enhanced search engine optimization (SEO) services, to drive traffic and lead quality. MyNewPlace is a paid lead generation platform and Internet Listing Service that allows renters find rental housing options utilizing functionality, including enhanced photography, 3D floor plans, SEO enhanced descriptions and neighborhood information. As part of the Company's partnership with the Zillow Rental Network, multifamily rental professionals marketing their listings on Zillow have the option to have their listing appear on MyNewPlace.



Senior marketing management is the Company's on demand senior marketing platform. The platform utilizes functionality, including paid lead generation, organic lead generation, lead management, contact center services and a placement network of care advisers powered by SeniorLiving.Net, OurParents.com, MyNewPlace.com and affiliated Websites. Renter screening is part of the Company's risk mitigation platform to reduce rental payment delinquency. Renter screening utilizes a database of on-demand renter rental payment history to evaluate an applicant's credit profile. Its additional functionality includes criminal background checks and eviction history from accessing databases in real-time that are aggregated by third-party data providers. In addition, certain functionality enables owners and managers to optimize credit thresholds based on occupancy levels to adjust deposit and rent amounts based on the default risk of the renter in a yield neutral manner.

Resident Services

The Company's Resident services solutions provide a platform to optimize the management of current renters. These solutions manage core renter management business processes, including, utility billing, renter payment processing, renter service requests, renter lease renewals, renter's insurance, and consulting and advisory services. The resident services solutions include Utility Management, Payments, Resident Portal, Contact Center Maintenance and Renter's Insurance.

Utility management is the Company's on demand billing and utility management platform provided through its subsidiary Velocity Utility Solutions LLC. The platform offers functionality that includes automated convergent billing, utility invoice processing, utility cost management, automated energy recovery and infrastructure services (managing community energy, media, data and telecom).Payments is the Company's on demand payment processing platform, which includes functionality to enable electronic collection of rent and other payments. Provided through the Company's RealPage Payments subsidiaries, the platform provides for processing of multiple payment types, including check, money order, automated clearing house (ACH), debit cards and credit cards.

Resident portal is the Company's on demand platform for renter and community management. Resident portal functionality includes online community facilitation (between multifamily property corporate property management managers, local vendors and other renters), services request status and renter lease renewals. Contact center maintenance is the Company's on demand platform for service request management utilizing the contact center. Functionality from the platform includes service call/e-mail/chat routing technology, service request tracking and remote agent staffing on a permanent or overflow basis to optimize the service request process. Renter's insurance is part of the Company's risk mitigation platform to reduce liability and property damage risk. The platform offers liability and content protection renter's insurance provided through the Company's subsidiary Multifamily Internet Ventures, LLC. Liability policies protect property owners and managers against financial loss due to renter-caused damage, while content protection provides additional coverage for a renter's personal belongings in the event of loss.

Asset Optimization

Asset optimization solutions are aimed at optimizing property financial and operational performance. These solutions manage core asset management and business intelligence processes, including real-time yield management, revenue growth forecasting, key variable sensitivity forecasting and operating metric benchmarking. The asset optimization solutions category solutions include Yield Management and Business Intelligence.

The YieldStar is the Company's on-demand yield management platform, which includes real-time statistical models leveraging a repository of data to calculate optimal rent for each rental unit, pricing management advisory services and the MPF market research database. Business intelligence is the Company's on-demand business intelligence platform for the property owners and managers. Business intelligence functionality includes customized Internal reporting, at any aggregation and time horizon that can leverage operational, financial and marketing data simultaneously. In addition, the platform includes peer benchmarking leveraging data, economic tools for revenue forecasting and key operating variable forecasting.

The Company competes with Yardi Systems, Inc., MRI Software LLC, Property Solutions International, Inc., Infor Global Solutions, Inc., Intacct Corp, NetSuite Inc., Intuit Inc., Oracle Corporation, SAP AG, Microsoft Corporation, AppFolio Inc., CoreLogic, Inc., ResMan, Buildium, LLC, London Computer Systems, Inc., Property Boss Solutions, LLC, Amazon.com Inc., Rackspace Hosting Inc., International Business Machines Corp., Reed Elsevier Group plc, TransUnion LLC, Resident Check Inc., Assurant, Inc., Bader Company, GEICO Corporation, The Allstate Corporation, State Farm Fire and Casualty Company, Farmers Insurance Exchange, Nationwide Mutual Insurance Company, United Services Automobile Association, LeaseHawk LLC, Anyone Home, Inc., Who's Calling, Inc., rentbits.com, Inc., Apartments24-7.com, Inc., Ellipse property manager certification Communications, Inc., G5 Search Marketing, Inc., Spherexx.com, ReachLocal, Inc., On-Site.com, Yodle, Inc., Dominium Enterprises, RentPath, Inc., CoStar Realty Information, Inc., Network Communications, Inc., Move, Inc., Zillow, Trulia, Inc, A Place for Mom, Inc., Care.com, Inc., Caring, Inc., Eldermark, Care Patrol Franchise Systems, LLC, Aging with Grace, LLC, Moseo, Corp., The Right Click LLC, ALMSA Corporation, American Utility Management, Inc., Conservice, LLC, Ocius LLC, NWP Services Corporation, Minol USA, L.P., The Rainmaker Group, Inc., Reis, Inc., Axiometrics, Inc., CoStar Group, Inc., Portfolio Research, Inc., AvidXchange, Inc., Nexus Systems, Inc., Ariba, Inc., Buyers Access LLC, PAS Purchasing Solutions, ESS Technologies LLC, JPMorgan Chase & Co, First Data Corporation, Fiserv, Inc., MoneyGram International, Inc., Yapstone, Inc., PayLease LLC, Zeffert and Associates, Inc., Preferred Compliance Solutions, Inc., Spectrum Enterprises, Inc., LiveRez, Inc. and HomeAway Software, Inc.

Young man dies of stroke after chiropractor manipulates his neck






Chiropractors have come under lower neck pain fire for increasing young people's risk of stroke before, but the recent death of a 30-year-old in Oklahoma has left physicians angry, chiropractors in a defensive crouch, and a family in mourning.

Jeremy Youngblood, 30, had a stroke at a chiropractor's office in Ada due to what the autopsy called neck manipulation, but instead of calling 911, the office called his father, a bus driver, and chiropractic therapy told him to pick up his son, reports KFOR 4.

Jeremy was eventually flown to Oklahoma City, where he died. Doctor says these neck adjustments can cause a small tear in the artery wall, which in turns tries to heal by clotting.

But the clot can break off and block a blood vessel to the brain, causing a stroke, reports WebMD. "We can talk all day about the lack of evidence of the benefit of neck manipulations for neck pain, but beyond that they use neck manipulation for things that have nothing to do with the neck," one doctor says.

"Low back pain, knee pain ... ear infections in babies, colicky babies, PMS in women. Bee sting therapy, snake oil [salesmen]. There's no more to it than that." But chiropractors say there are real benefits that keep people chiropractor sports returning.

Youngblood's mother just says she'll never see her son again: "It's with me every day. It's never going to go away." (A 3-year-old's death this year was blamed on sedatives she received in a dentist's chair.)

This article originally appeared on Newser: Man Dies After Chiropractor Manipulates His Neck

More From Newser

Robert Downey Jr. hints he might do 'one more' 'Iron Man' movie




Robert Downey Jr. another 'Iron Man' movie - Business Insider

Iron ManMarvel

Robert Downey Jr. seems to be going back on his word.

After previously telling USA Today that free degree another standalone "Iron Man" film "isn't in the cards," the actor is hinting that it might just come true after all.

"I feel like I could do one more," Downey recently told "Nightline" on the set of "Captain America: Civil War" of the possibility of another "Iron Man."

Downey plays Iron Man/Tony Stark yet again in the latest "Captain America" film, but most had assumed his hugely successful "Iron Man" trilogy, which helped launch the modern Marvel movie universe, was at a close.



"Civil War" takes a darker turn as Stark battles against Captain America. The movie is already making a ton of money overseas.

NOW WATCH: 'Hamilton' just won a Pulitzer Prize -- watch Obama's private performance from the show 6 years before it hit BroadwayLoading back pain cures video...

sears washing machine repair or local independent repairman?




" Am I better off hiring a local guy? "

Only time will answer this question, if the "local guy" you find happens to know how to repair your machine and has to the correct parts, not this is close so it might work parts, The local guys will likely have to buy their parts from guess who "sears". Sears sends their repair guys somewhere to train them on all their appliances, the local guys get their training when they show up at your house, so hopefully your machine will not be the first one like it that they have seen. The older machines only had a few basic parts, the new ones are loaded with electronics.. So if you are feeling lucky and are willing to take a chance that you might save a few dollars call the local guy, If you want someone that is trained on your particular model and will most likely have the necessary parts, even though it may cost you a few dollars more, call Sears.



Qualities of Best SEO Services Company


The best SEO Services Company is those that are leader in search engine marketing. This type of company offer various services like internet marketing service which ensure the higher rank of the clients web site in leading search engines of the world. The short form of Internet marketing service is IMS. This service drive the targeted traffic to the clients web site which increases the ranking of the web page and the clients get high profit. The main task of this search engine marketing is to promote a web site by the means of search engines. The ranking of the page mainly depends upon the quality of the page and its ability how much traffic it can catch to its site. This process is the fastest growing and the most popular marketing process. For earning maximum profit in search engine optimisation process the role of the best SEO services company is very vital.



The major job of best SEO Services Company is to supply a profitable market to the necessitated customers. This is the main reason why customers come to hire the SEO services to increase the traffic of their web site. To increase the page rank and top get a search engine position it is very much important to take the service of these SEO services company. The reason behind this is sometimes the customers look only three to four pages at a time but not more than that and for that the very last page of the web site remain unseen. Therefore the SEO services help those clients who do not have a good position in search engine optimisation. These companies use some techniques for increasing the web page ranking.



The techniques which are applied importance of local seo for increasing the ranking of the web page are social book marketing, Directory submission, article submission, blog commenting, video submission, press release, Forum posting etc. the directory submission process is applied to develop the traffic by giving the customers a URL in a suitable group. On the other hand social book marketing is another process which is applied to acquire instant traffic in favour of customers URL which is linked to seo tools societal community.

These

Author's Bio:

Thor Krieger has been a popular online marketing expert who has deep knowledge about some top notch Web Design and Development Companies. As of now, Thor Krieger has helped many people get the information on reputed SEO companies.More information please visit here SEO services company and SEO services company India.

Steps in Link Building for SEO


Link building for SEO is actually the process of creating hyperlinks of the respective websites with other websites available on the social seo local business media. It is the process where the users of the internet scroll between different pages available on the social media. Search engines are present on internet that relate your website with the others by crawling the links between different pages and the users website.

Importance of Links in Search engines:

There are two distinct ways through which Link building SEO services can be obtained. To explore new web pages from different sites

To determining the status of the page that how it ranks in their results.

The procedure starts when the search engines scroll between different pages on the net and gather and extract the content from these pages to their indexes. The information standard and validity level will judge that whether the page should be ranked well for the particular keywords. Not only the information contained in these pages judge their expertise but the ratio of links taken from other external websites also determine the ranking of the particular page. How often other sources visited the page and has taken help from these pages is the basis of the success of that page.

How to Develop Effective Links:

The link building SEO is a technical natured job and it involves the following steps,

Step No. 1:

Analyzing the location of Competitors:

While developing a new site on the social media, one must know the backline profile of this particular site. Go deeply through all the link profiles of the top ranking competitors available currently. By reviewing their web pages we can importance of local seo become aware of materials included in their pages and this will help a lot to modify our own web sites.

Step No. 2:

Catching the Link Building Techniques:

Before developing links deeply have a glance at all the link building methods available. Some of these techniques include the following,



Allocation of the brand or name mentioning by other websites and asking them to add links to the posts.

Developing links through local directories, business listings and other business oriented websites.

Your brand or services review through multiple blog posts that talk about things related to your business.

Distribution of information through different press releases will help a lot in link building.

Creating broken link by searching relevant websites and adding URLs to rebuild the links.

Step No. 3:

Link Partners Search:

At this level after adopting the link building techniques, now comes the stage where potential backlinks should be searched by using different apps available on internet.

Step No. 4:

Connecting with Link Partners:

After the allocation of link partners available on the net now its time to come in touch with all those link partners. This step can be achieved through creating email templates in order to develop the most relevant attractive separate text for each partner group and finally forwarding the mails to the potential link partners.

Step No. 5:

Analyzing Progress:

The step by step analysis of the progress can be made through new custom reports. This step will help you to track the activity of your campaign at every moment of implementation.

Author's Bio:

It has been recorded that if above mentioned steps are adopted accordingly then an effective link building service procedure can be achieved for successful SEO optimization. If you would like more information on finding a SEO Link Building Service.

Blank Rome Adds Top White Collar Defense Attorneys to New York Office




NEW YORK--(BUSINESS WIRE)--Blank Rome LLP is pleased to announce that Jeff Hoffman and Susan Wolfe have joined the Firms White Collar Defense and Investigations group in New York. Mr. Hoffman joins the Firm as a partner with more than 40 years of criminal defense experience, representing politicians, business leaders, attorneys, and many others in scores of federal and state cases. Ms. Wolfe, who joins Blank Rome as of counsel, also works with individuals facing criminal prosecution, focusing primarily on cases at the appellate level. Mr. Hoffman, a founding partner of Hoffman & Pollok, and Ms. Wolfe, also a partner at that firm, have moved their practices to Blank Rome.

Both Jeff and Susan have prolific trial experience, a fervor for the work they do, and a true understanding of what their clients need in a moment of crisis, said Alan J. Hoffman, Blank Rome Chairman and Managing Partner. They are excellent additions to our Firm and our prominent national White Collar practice.

Mr. Hoffman began his career as an Assistant District Attorney criminal defense lawyer fees of the New York County District Attorneys office, and has since run a successful private practice. He has worked in all areas of criminal law, from narcotics, homicide, and organized crime cases, to bribery and perjury cases, to a variety of fraud cases, including securities and tax fraud. During the last ten years, about a third of Mr. Hoffmans practice has focused on representing lawyers who face criminal charges and licensing issues. In his forty-plus years as an attorney, he has tried over 100 criminal jury trials.

Coming from a smaller practice, its invigorating to join a national firm with such strong White Collar practices in Philadelphia, Washington D.C., Florida, and New York, said Mr. Hoffman. Having the opportunity to work with such an impressive group of experienced practitioners in both my field and other areas will enliven my work and allow me to expand the reach of my practice.

An experienced appellate lawyer, Ms. Wolfe has written and argued numerous appeals, and has won three reversals in the last three years alone. Ms. Wolfe is well versed in federal securities laws, professional misconduct laws, the federal anti-spam act, and various fraud laws, including those addressing mortgage and insurance fraud. She represents clients in the real estate and mortgage, securities, healthcare, and legal industries. Ms. Wolfe has taught trial skills for the Intensive Trial Advocacy Program at Cardozo School of Law and written Practice Commentaries for the National Institute of Trial Advocacy. She graduated from Cornell University as a College Scholar, with distinction, and from Boston University School of Law.

Mr. Hoffman is a graduate of New York University Law School. A frequent speaker, he has appeared as Guest Lecturer at the University of Missouri Law School; lectured judicial law clerks for the federal district courts of New Jersey; and spoken before the National Association of Criminal Defense Lawyers and various local Bar Associations.

About Blank Rome LLP

With 500 attorneys serving clients around the globe, Blank Rome is an international law firm representing businesses and organizations ranging from Fortune 500 companies to start-up entities. Founded in 1946, Blank Rome advises clients on all aspects of their businesses, including commercial and corporate litigation; consumer finance; corporate, M&A, and securities; environmental, energy, and natural resources; finance, restructuring, and bankruptcy; intellectual property and technology; labor and employment; maritime, international trade and government contracts; matrimonial; products liability, mass torts, and insurance; real estate; tax, benefits, and private client; and white collar defense and investigations. Blank Rome also represents pro bono clients in a wide variety of cases and matters. For additional information, visit www.blankrome.com.

Big Rig Insurance Is As Easy As Getting Ordinary Auto Coverage


Purchasing big rig insurance is as easy as getting ordinary auto coverage, but in a higher price. Because insurance life insurance lawyer companies consider these huge vehicles as high risk, they will definitely charge very high premiums. To avoid paying too much on your coverage, you have to consider important factors that will most likely affect your rates.

The types of coverage offered by these policies also differ hugely. Car insurance policies just take care of damages and injuries incurred by the driver. Depending on the coverage that you take out, these damages and injuries could also extend to that of the other party whether this be another driver or an object or property. Big Rig insurance policies, on the other hand, need to take into account the cargo that it was carrying, too. Looking at the trucks frequenting our highways, there will indeed be some of them carrying flammable liquids and other hazardous materials. If these products and materials are mishandled in any way, the effects would inevitably be disastrous, and this is something that the insurance companies need to cover as well.

You may protest that you no longer have time to spare to go around and shop for big rig insurance. Well, you do not have to fret anymore life insurance attorney because insurance can actually be bought online. Yes, the internet is now a marketplace for buying coverage. It has simplified the way things work. You can start looking for options on your coffee break or while you are checking your e-mail. There are hundreds of insurance plans waiting for you. Buying coverage was never this convenient. However, it is important to remember that coverage plans vary from one insurer to another so research which firm will give you your needs at the lowest possible price.

The first step towards getting a good big rig insurance policy is to compare all the insurance policy quotes available from different insurance companies. A simple search on the internet will provide hundreds of insurance policies which can be compared against each other to shortlist the most suitable deals. Insurance companies providing these deals can be contacted over the phone or in person to obtain the best deal they can offer. A good place to start would be to ask family and friends for the best company for insurance policy and their experiences and opinions on the policies they hold. Checking the reputation of the company is very important before signing the deal.

Fraud is by all means a grave crime. Not only can it cause imprisonment, it can lower your chances of even getting security ever. In addition, when you are proven guilty of insurance fraud, it will be more difficult for you to make your claims even if they are fully honest. Intensive questioning will be conducted before any claims will be approved. Thus, it is your responsibility to avoid ever doing insurance fraud or even take part in it. As we all know, being an accomplice is just as bad as being the center of the crime.



To get the low cost big rig insurance policy first things you must decide on is what types of insurance coverage you actually need. Consider also the minimum requirement of your state. Next go on comparison shopping. This would require you to check on several big rig insurance companies offered services. Call us 1-800-513-3135

Author's Bio:

GetBigRiginsurance.com provides multiple insurance policies for all your truck insurance needs. Contact us at +8005133135 avail best insurance coverage services for commercial trucks, big rig trucks, semi trucks at California, Nevada, Arizonaand much more. Get cheap big rig insurance quotes

Home Improvement :: Colour trends for your home


Orange is Hot for 2008 and 2009, the colour Orange continues its stellar run as a fixture for home dcor colour in 2008; and the leader in Colour forecasting, Pantone, projects that the Orange colour trend will continue on beyond 2010. Its no surprise why, Orange is a warm, inviting, dynamic, invigorating and energetic colour.

Home decor based on your Colour Personality - Confused about selecting colour for your home? Why not try choosing decorating colors based on your unique personality? I decided to have a bit of fun and searched out several websites that cover colour personality types.

The Pratt and Lambert colour quiz was the most comprehensive colour personality test of all those I reviewed. Taking into account not only colour likes but other factors that make you different. This test was the only one that returned a colour scheme that was very similar to my personal decorating style. I was impressed. According to the Pratt & Lambert site my colour personality:

Colours in this palette are reminiscent of a sunny seaside. These combinations are refreshing ceramic craft paint and invigorating. They provide sparkle with lightness while also imbuing a sense of soothing calm. Oceanic hues are ideal for making a bathroom, bedroom or study an oasis. These colours provide a balance for those with a hectic life. The person who decorates with these colours is looking for their home to be their escape.

Home and Garden TV has an interesting colour wheel that you can spin with your mouse and find the colour that sings to your soul. When I spun the colour wheel my eyes landed on my favourite colour Pink. Once I selected Pink, I was given five other shades of pink to choose from. I ended up selecting two pinks (Lavender Pink and Hot Pink) I adore. According to the HGTV site these colour choices mean:

If you like lavender pink, youre seeking to be more inventive. New possibilities flood your mind. By constantly examining possible practical applications, you create new things, new ideas. Using this purple-pink shade in room design is empowering. You and others will become more determined and self-constructive in a lavender pink office or library. Because it invites warm, exciting conversations, its perfect for dining or living rooms. Guests will feel welcomed.

If you like hot pink, you are constantly thinking about exciting things to do. Through your body language and appearance, without even being aware, you are sending out enticing messages. Designing with this magenta shade of pink creates adventurous conversations and situations. It makes you and others less sceptical and more enthusiastic. Use this colour to turn dull into exciting. Think party room!

Not scared to use strong colour, winters often love reds but avoid soft pinks. Achromatic colour schemes employing tonal variations of black, white and home paint samples grey are commonplace, giving clean lines and sharp contrasts. Assertive purples are considered a safe choice for the main colour in a colour scheme, a sharp contrast to other seasons that will use purple sparingly as an accent. Blues run the gamut of ice blues through to blue blacks, cool and delineating and reflect onto the green palette giving a range of strong aquas. Neutrals are blacks, whites and greys for dramatic relief against the stronger feature colours. You wont find warm creams here. Simple colour schemes are favoured - one colour as the canvas and then accents of other strong colours for contrast and drama. Like winter personalities, the winter palette is self-assured and intense. Subtle colours are left to the other seasons.

Colour Psychology - Perhaps many of you are contemplating new decorating and painting projects and perhaps you arent aware of the impact that colour has on our mood. Before you pick up that paint brush or roller, read through our colour psychology information. It just might help you set the appropriate mood for your indoor space.



First Things First - Choosing a Colour Scheme

Red packs a wallop, physiologically speaking, increasing blood pressure, heartbeat and energy in most people. It instils feelings of intimacy and passion. Red also increases the appetite, which explains why it is used so often in restaurants, and why it can be a good choice for a formal dining room.

Orange, like red, tends to warm a room, but in a more friendly and welcoming way. As a result, paints in various shades and tints of orange work well in living rooms and family rooms.

Yellow is also warm and welcoming, but it is more attention- getting than either home paint samples red or orange. For this reason, it is a good paint colour to use in poorly lit foyers or dark hallways.

Blue, which is part of the cool colour palette, makes us feel calm and tranquil, so it is ideal for use in bedrooms. But since blue works as an appetite suppressant (perhaps because there are few blue foods) it is not the best option for a dining room ... unless you're on a diet.

Green is another relaxing colour that is much more versatile than blue. Light greens are ideal for bedrooms and living rooms; mid tones are good for kitchens and dining rooms (many foods are green). Also, because green is calming, it is often used in hospitals, workplaces and schools.

Violet is a tricky colour, psychologically speaking. Many adults dislike purples, but are fond of the rose family, which can work in many rooms, including dining rooms, bedrooms and libraries. Young children, on the other hand, respond favourably to violet, so this colour can be used successfully in children's bedrooms and play areas.



These general guidelines are a good starting point in your search for a paint colour. But remember that colour choice is a very personal matter. You're the one who has to live with your new paint colour, so choose a hue that suits you, your family and your lifestyle.

And after investing time choose the right colour, make sure it continues to look that way long-term by investing in a top quality paint.

tips starting out in golf?


In my opinion, the best way to improve your swing is to be able to practice, experiment and discover by practicing several times a week eyeline golf with as many balls as you choose to hit.

The only problem with that is that most people can't get to the golf course golf definition or driving range on a regular basis. So I think the biggest secret in golf right now is the almostgolf ball. With it, you can now practice nearly anywhere there is open space without breaking windows or denting cars. thats pretty revolutionary and if you just practice 15-30 minutes a day in a convenient location, (walking distance from home) you will definately improve your swing quickly.





Basically what I am advocating is shooting 'free throws' with this ball between range time. It helped me get good without a lot of inconvenience and dollars. Playing almostgolf around your park is basically free...you may loose a few balls, but still, it's the only affordable way to learn golf.

Best of luck

How To Sell Avon By Marketing Yourself Online


So everybody knows that Avon is one of the most popular, if not the most popular home based businesses out there.

It is no surprise that Avon moves over six billion dollars in annual revenues since Avon is the leading direct seller of beauty products.

But what does this mean to you? How can you turn these simple facts into wealth and learn how to sell Avon?

You could build up your Avon business the traditional way and just sell product to friends and family but would that be the best way? Is there a way that will explode your business and allow you to actually be an Avon distributor full time?

There is a better way. It has worked for thousands of others and it could work for you too if you applied your self to the strategies that I am about to teach you.

The key to learn how to sell Avon the right way is to learn how to market your business. Now I know that about 97% of Network Marketers fail and it is because they do not know how to market. Actually, a lot of individuals most likely could use some coaching in marketing their business (judging on statistics).

But let me ask you this. Where do you see tons of adds? Where do you spend a lot of time at? Where do you go to learn about something that you are not familiar with?

That is a simple question. You Google it! If you are researching something you get on the Internet and find out more information. Like right now for example, you had the desire to learn how to sell Avon so you researched online on how to do so.

You can see that the power advertising online is powerful so why not do it!? You can use the power of the Internet to promote yourself and your Avon busines.

I did say earlier that Avon is one of the most popular home based businesses. The local search volume for the month of September got 4,090,000 searches in a single month and that is just locally. World-wide, Avon got 7,480,000 searches. Let me ask you a question. How different would your Avon business be if you even had a fraction of these visitors interested in your business every single month?

Obviously with this many searches per month, there is a lot competition online.

That is the one downfall of marketing online. Yes there are a lot of pop over to these guys people searching for what you have to offer, but at the same time (depending on what niche you are targeting) there are a lot of competing sites.

But that is where I come in :)



I am a Internet Marketing expert and I specialize in getting targeted keywords to the top of Google using virtually free techniques.



Now I can not promise you that I can teach you how to get to the number one spot on Google with the keyword "Avon" since there are already thousands of established websites, but I do know that I will teach you how you can target long tail keywords and get useful reference thousands of visitors from them if you apply all of my techniques.

A long tail keyword are specific phrases of words that drive highly targeted traffic. For example, "dogs" is a very general keyword, but when you say "four pound Maltese dogs" it is more targeted information. Long tail keywords do not get as many searches as "Avon" itself, but honestly long tail keywords usually bring more targeted traffic to your website. With long tail keywords there is also not as much competition.

Less competition mixed with my marketing strategies will still give you thousands of visitors (depending on the keyword), until your website builds up to a level that you can target those more valuable keywords.

Driving traffic to you website will not happen over night. It will take dedication, but all of your hard work will pay off.

5 Ways to Save Your Retail Business Money




1) Utilize Google Docs

A lot of organizations use Word or another word processing software, but they are a thing of the past. New versions cost hundreds of dollars per license, and are often too complicated for what you are using it for: sharing notes, writing contracts, producing marketing copy, etc.

Save all that money and time spent installing / upgrading onto your computers, and jump over to Google Docs- where everything you used to do with Word can be done right in your browser, for free! You can even collaborate in real time with multiple users, across multiple computers, and setup sharing permissions to specific people within your company.

2) Use Social Media To Your Advantage

Sure, you have a Facebook, and maybe even a Twitter account, but are you really using it to its full advantage? Most of your customers on at least one of them, so that is a great place to connect with them.

Take some time visit and experiment with Facebook advertising. It's a lot cheaper than most conventional methods of advertising, and you can target specific groups of people very well. Want just females below the age of 30? You can do that, and that functionality might just net you a more cost effective advertising channel.

3) Look Into a Web-Based Point of Sale

Most retailers don't need complicated POS systems, yet they still pay for them (initially, and ongoing). A new breed of Point of Sale software that runs inside your browser, just like Google Docs, not only can save you a great deal of time and money, but open you up to new technologies.

Modern solutions like ZingCheckout - which has a free version of their web based pos you can try - incorporates social media into the mix as well. Their digital receipts that are sent via email or text message can connect the customer to their favorite social network, where they can then share your business to all their friends. Then, if they share, a link is added that goes back to a listing on the web that you can control. It becomes a tool to promote your business, again, for free.

4) Crowdsource Your view publisher site Design Work

While you're always under pressure to one-up the competition, don't forget to analyze your expenditures on design, as they can add up quickly. (If you have a designer you trust, skip over this part, as its better to keep good relationships!)

Next time you are looking to design a dig this new storefront or ad, try a service like 99 Designs, which is acrowdsourcing sitethat has many designers vie for your design work. You post the description of what you want designed, play a flat fee (as low as $95), and a number of designers will start submitting designs. You get to select which one you like from the batch, and only pay for what you like.

5) Start a Blog

I know, this sounds like too much work, right? Well, it is, but a blog has side benefits if used correctly. The easiest customer to market to is the customer you already have, so be sure to keep them updated!

And now-a-days, there are a lot of places to easily setup and manage a blog. Tumbler is a rapidly growing blog platformyou can get started with very quickly. Start with simple updates and eventually branch into more detailed posts. The time spent building your brand on the web will be paid back in a big way, as long as you make sure it's genuine!



Blueberry Streusel Coffee Cake Recipe




Confession: I rarely bake, let alone an entire cake. The thought of breaking out the measuring spoons and cups and dirtying up bowls and baking trays for one recipe is enough to stop me in my tracks. However, the thought of sitting leisurely in the morning with a slice of Coffee Cake and a steaming cup of coffee is also one of life's little pleasures that simply cannot be ignored. This delicious and moist cake is totally worth the extra effort when it comes piping hot out of nlueberry cake recipe martha stewart the oven. Unlike a traditional cake, coffee cakes is similar to a butter cake batter. Even though there is no sour cream or butter in this recipe, by using applesauce and nonfat yogurt instead, the cake is just as moist and rich like the traditional coffee cake.

Here is a healthier and lighter version of a coffee cake, with layered bluberries and walnuts inside. Even though blueberries are a summer cream cheese coffee cake fruit, frozen blueberries work just as well. Or, experiment with some of your fall favorites-cranberries, figs, persimmons and pomegranates. Check out your local farmer's market for the freshest ingredients. This unconventional streusel, when baked, becomes crunchy from the walnuts and contrasts the softness of the cake. You can add rolled oats, dried fruit or even chocolate chips to the streusel topping. The cake is light and not too sweet, baked until golden brown. The perfect on-the-go breakfast, served warm from the oven.

Blueberry Layered Coffee Cake

12 sevings

Ingredients

Cooking spray1 cup all-purpose flour1 cup whole-wheat flour1 teaspoon baking soda1/2 teaspoon salt4 tablespoons sugar1 tablespoon ground cinnamon1 cup chopped walnuts1/2 cup packed brown sugar3 tablespoons unsweetened apple sauce2 tablespoons canola oil2 large eggs1 teaspoon vanilla extract1 cup plain nonfat yogurt1 cup fresh blueberries, or frozen and thawed

Directions

1. Preheat oven to 350 degrees F. Spray an 8-inch square cake pan with cooking spray.

2. Whisk together the all-purpose and whole-wheat flour, the baking soda and salt. In a small bowl, stir together the sugar, cinnamon and walnuts. In a large bowl, beat the brown sugar, applesauce and oil until fluffy. Beat in the eggs, 1 at a time, beating until fully combined. Beat in the vanilla and yogurt.

3. Add the flour mixture, stirring until just combined.

4. Spread half of the batter into the prepared pan. Sprinkle half of the nut mixture over the batter and top with the blueberries, gently pressing them into the batter. Spoon the rest of the batter into the pan, smoothing the top. Sprinkle the remaining nut mixture over the cake, pressing gently. Bake until a wooden toothpick inserted in center comes out clean, about 30 to 35 minutes. Let cool slightly and then unmold and allow to cool completely on a cooling rack.

...Other Delicious Bites

Peanut Butter Cookies

Cinnamon Vanilla French Toast with Caramelized Bananas



Cranberry Granola Blondies

Walnut & Raisin Persimmon Cookies

For e-mail alerts for new articles from the Los Angeles Easy Meals Examiner, click on the Subscribe button above. Get updates and daily recipes from @LAEasyMeals on Twitter.

Authorities open campaign against driving on drugs




STORY HIGHLIGHTS

National campaign kicked off against driving after taking drugsOver-the-counter, prescription and illegal drugs targetedCases often go unrecognized, national drug policy official says

Washington (CNN) -- Add driving while on drugs -- even it's just cold medicine -- to the list of distractions behind the wheel to which authorities are giving special attention.

National Drug Control Policy Director Gil Kerlikowske, a former police chief in Seattle, said drivers need to know they might be impaired if they have taken prescription or over-the-counter drugs, just as with illegal drugs.

"Drugs adversely affect driver judgment, driver reaction time, their motor skills and their memory," said Kerlikowske, telling reporters the effects can be similar to those of driving under the influence of alcohol.

But, unlike the long-standing strong anti-drunken driving laws, Kerlikowske said, "too often, inadequate drugged driving laws allow people who drive after taking drugs to evade prosecution and avoid responsibility," including that of seeking treatment for any drug dependency.

At a news conference Tuesday announcing a public awareness campaign, Kerlikowske said, "A number of these cases are going unrecognized by even law enforcement professionals." He called for increased training of police to know when a driver might be on drugs, as well as increased recognition by the elderly that their medicines might affect the way they drive.

He was accompanied by Metropolitan (Washington) Police Department Chief Cathy Lanier, and David Strickland, the head of the National Highway Traffic Safety Administration. Lending celebrity power to the event was professional race car, a nine-time competitor in the Indy 500.

Strickland told reporters the upcoming Fourth of July holiday weekend is a "high time" to be vigilant against driving while impaired on drugs or alcohol. "We have to end all aspects of impaired driving," Strickland said, urging those who get behind the wheel to "make sure you're driving attentively and aware."



D.C. police chief Lanier said, "I've seen first-hand a mother of four children lose her life from a drugged driver in this city, and I don't ever want to see that again."

She added, "I hope this campaign, like our drunk driving campaigns over the years, takes hold quickly."

And Sarah Fisher, who drove her first Indy 500 at the age of 19, said, "To be behind the wheel, whether you're at the Indianapolis 500 or on the streets of our nation, you simply have to be at your best."

Kerlikowske summed up the event by saying it's time to expand the campaign against alcohol and driving, to now include drugs and other distractions behind the wheel.

"The difficulty has been that we have had for almost 40 years now a huge focus on alcohol and impaired driving," he said, "meanwhile, text driving, distracted driving and drugged driving as part of that have kind of remained under the radar screen."

An American Artist Rediscovered: Yasuo Kuniyoshi




2015-07-27-1438016988-3620502-Kuniyoshi_CircusGirlRestingUnder1MB.jpg

Yasuo Kuniyoshi, Circus Girl Resting, 1925, oil on canvas, Jule Collins Smith Museum of Fine Art, Auburn University; Advancing American Art Collection. Estate of Yasuo Kuniyoshi/Licensed by VAGA, New York, NY

The Smithsonian American Art Museum in Washington, D.C. has a sensational survey closing soon: a major retrospective of the Japanese migr painter Yasuo Kuniyoshi (1889-1953). The Whitney honored him in his own time with its first-ever solo exhibit of a living artist, no small matter. Yas, as he was known to friends, has since all but disappeared when he deserves to be celebrated. I am embarrassed I did not know his name, having taught graduate school courses on Asian Americans and taken undergraduate level classes on modern art. I was eager to learn about him, and having done so I am all the more enthusiastic about promoting him to anyone else interested in our shared cultural legacy.

Arriving alone in America, he attended high school in Los Angeles starting in 1907. That was the year that President Teddy Roosevelt finalized the "Gentleman's Agreement", which imposed a racial quota on immigrants from Japan, to resolve controversy over the segregated "Oriental Public School" in San Francisco.

During World War II, Kuniyoshi -- who had opposed Japanese militarism even in his youth -- was recruited by poet Archibald MacLeish, then with the OWI, to write anti-Imperial propaganda for the United States. He drafted it in English, and it had to be translated for him, because he was no longer proficient enough in his original language. Since he was on the East Coast, he was spared the loss of liberty of the internment camps, though he was classified an "enemy alien," confined to New York City and had possessions such as binoculars and camera confiscated. A popular figure in all his circles, he was President of "An American Group," which sponsored a display of "Artists for Victory" from which he himself was excluded. (The racial bar that restricted naturalization to "free white persons" was not lifted until 1952; it was not by choice that he lacked equality in formal terms.)

After the conflict, the State Department assembled a sampling of canvasses to tour the world to promote American ideals. Among them was "Circus Girl Resting," by Kuniyoshi (1925). Apparently causing offense because she was plump and her depiction was (mis)proportioned as to be expected in Expressionism, not due to her cleavage, the piece provoked President Harry Truman to remark, "If that's art, I'm a Hottentot."

All of that context is crucial. Like many Asian Americans, Kuniyoshi is unable to escape his identity -- not as he would have described himself but as others perceived him. In Asia, he is regarded as "European." In America, he remains a perpetual foreigner even while an official representative at the Venice Biennale. He is avidly collected in the land of his birth from which he might be deemed a refugee. He decided to leave it behind. As an adult, he resided in America with visits across the Atlantic rather than the Pacific. He was trained here. He was dedicated to democracy, including organizing Japanese Americans artists for the cause.

The biography of Kuniyoshi frames the question in its title: Becoming American? It offers the ambivalent answer in the subtitle with its reference to "identity crisis." The present curators speculate that despite his positive outlook, Kuniyoshi's creativity reflects anxieties about assimilation. The brightness of the post-war pictures, some done with new polymer pigments, are said to symbolize disillusionment. The biography, by ShiPu Wang, boasts a dust jacket featuring a 1943 oil that one might guess was by a French or German counterpart observing nightlife. In contrast, the exhibit catalog by Tom Wolf features a cover with a 1924 self-portrait as a photographer with overdone Asian features, under the drape used with an antique studio camera.

Any viewer of Kuniyoshi's work should be sure to see the supplemental room of artifacts laying out Kuniyoshi's personal story. The enormous black-tie dinner honoring him; the snapshots with his wives -- there were two -- and the complimentary correspondence attest to days that were full.

To me, Kuniyoshi is no more enigmatic than inscrutable. He is figurative though not literal. He is an individual. He has defined himself. Or he has tried to do so. He has succeeded.

He has sought to emphasize the surface. His own race is rarely visible. In fact, he appears to be its only member. Both of his spouses were Caucasian; under the Cable Act, the first of them forfeited her citizenship by entering into the union. (The Act was repealed.)

Anything that may have tormented his soul stayed inside. Whatever the etiology, he succumbed early to cancer.

This masterful painter had a career of multiple stages. His self-portrait as a golfer has him posed almost as if a samurai, the club serving as his weapon. (At fancier courses, Kuniyoshi would have had to play during off hours or within a group more readily accepted.) Clowns and other performers are recurring figures, lurid in their coloring, offering a peek behind their masks. The productivity culminates in pen and ink sketches that present natural objects as darkly as possible: a fly, a fish head, a lone bird within the branches of an old tree, respectively, look as if they were on scratch-off paper.

Still lifes and Parisian scenes abound. Kuniyoshi belonged to his era. A series of full-figured people discloses that the scandalous circus girl has a family of sisters and nieces and nephews, some of the youngsters looking preternaturally anxious. Kuniyoshi belongs in a line from Rubens to Botero. While an entire wide-eyed population lives without perspective, sad jesters reside under black light.

As a bonus, another Asian American artist is on the walls nearby. By coincidence, the conjoined sister institution, The National Portrait Gallery, has recently acquired Roger Shimomura's Crossing the Delaware. A Pop Artist still active, Shimomura has parodied Gottlieb Leutze's iconic Washington Crossing the Delware of 1851 (Leutze, for that matter, was himself a Schwabischer, from that part of Germany, who divided his life between the countries old and new.) In the flat knock off done in 2010, Shimomura is the bespectacled leader of grimacing warriors on waves out of a woodblock print. (The nation's first President and his troops are silhouettes in the background.)

I wrote this while sitting in the elegant atrium of the dual museums. Renovated by Sir Norman Foster with a subtly undulating roof that seems to hover over a vast interior courtyard where even children splashing through the shallow water feature cannot disrupt the serenity of the design, it is my favorite space in the capital. Our museums are how we, with self-awareness, present ourselves: the past to the present, the present to the future, the natives to the tourists. They authorize, authenticate and validate, and that they have selected Kuniyoshi proves he was not wrong to have confidence he would be welcomed.



My friend Bill Tinto, a painter himself, had recommended to me that I discover Kuniyoshi for myself. I am glad I did. I in turn commend him to you.

Massage Therapists, Chiropractors Wrote Drug Prescriptions They Shouldn't Have-and Medicare Paid




Image credit: Getty Images

In 2009, massage therapists, athletic trainers, chiropractors and other professionals wrote hundreds of thousands of drug prescriptions without the authority to do so.

In some cases these were controlled substances like oxycodone, but Medicare Part D, which covers prescription drugs, paid for them anyway.

A report by the Department chiropractor job description of Health and Human Services' inspector general outlines how, in 2009, Medicare's prescription-drug benefit paid for prescriptions written by health and health-related professionals who did not have the authority to write them under Medicare's rules. Prescriptions were written by massage therapists, athletic trainers, dietitians, audiologists, opticians, contractors, home health aides, interpreters, transportation companies, lodging companies, speech-language assistants, music and art therapists, nursing technicians, veterinarians.

Through the private insurers that contract as Medicare Part D providers, the total came to $5.4 million for 72,552 of these prescriptions nationwide.

Another $26.2 million was paid out for prescriptions written by social workers, chiropractors, physical therapists, occupational therapists, and counselors-another group of professionals who also didn't have the authority to prescribe these drugs-in the 10 states that account for more than half of all Medicare Part D payments. (Those states are California, Florida, New York, Texas, Pennsylvania, Ohio, Illinois, North Carolina, Michigan and New Jersey.)



ABC News obtained the report exclusively.



In 2009, a Florida massage therapist wrote 3,756 prescriptions for drugs, for instance. An interpreter wrote 1,210, and an Ohio social worker ordered 1,639.

Congress is looking into it.

On Monday, the Senate Homeland Security and Governmental Affairs Committee, led by Chairman Tom Carper, D-Del., and Ranking Member Tom Coburn, R-Okla, will hold a hearing on the report.

"For a physical therapist, a massage therapist, there may be things that they should be able to write a prescription for, they could be reimbursed by Medicare," Carper told ABC News in an interview on Thursday. "Should they be writing prescriptions for controlled substances? No! Can we stop that? Yes, we can."

The cost is a threat to Medicare's fiscal stability, Carper said.

"I think we chiropractic salary are talking the loss of tens of millions of dollars from the Medicare trust fund, money that we don't have," Carper told ABC News.

The inspector general's report details stunning numbers of prescriptions that shouldn't have been written, by people who shouldn't have been writing them, across the nation and across the 10 states studied in depth. The Centers for Medicare and Medicaid Services, the report states, "does not specifically require sponsors [private insurers that contract with Medicare] to verify that drugs are ordered by individuals who have the authority to prescribe."

From the report:

Notably, massage therapists ordered 12,082 prescriptions in 2009. Athletic trainers ordered another 8,795. Contractors ordered 2,872 prescriptions; these individuals complete home repairs or modifications to accommodate a health condition, such as wheelchair ramps. Others who ordered prescriptions paid by Part D included personal care providers (e.g., home health aides, chore providers, and companions), interpreters, transportation companies (e.g., taxis, private vehicles, and drivers), lodging companies, and veterinarians.

An in-depth analysis of 10 States revealed that Part D inappropriately paid for 344,714 prescriptions ordered by other selected types that did not have the authority to prescribe. In total, Medicare paid $26.2 million for drugs ordered by counselors, chiropractors, social workers, physical therapists, and speech-language pathologists. Our review of State laws found that these prescriber types did not have the authority to prescribe drugs in any of the 10 States.

[C]ounselors ordered 87,400 prescriptions, the most of the prescriber types reviewed in the 10 States. Counselors include such professions as marriage and family therapists. Chiropractors were next, with 70,681 prescriptions, folllowed by social workers, with 69,075 prescriptions.

The inappropriate payments could signal that prescriber-ID numbers had been stolen, both Carper and the IG report hinted. And the problem isn't just about taxpayer money, but the widespread problem of prescription-drug abuse.

Most of the prescriptions were for commonly used drugs, the report states, but in total, 29,212 chiro lolking prescriptions for controlled substances were ordered by 4,863 individuals who shouldn't have been prescribing them. Medicare paid over $1.5 million for those drugs. Of those prescriptions, 7,679 were Schedule II drugs-like oxycodone and morphine-defined by the Drug Enforcement Administration as drugs with "high potential for abuse with use potentially leading to severe psychological or physical dependence."

In 2011, the Centers for Disease Control declared prescription-painkiller overdoses an epidemic.

Medical clinics increase across region


Northwest Arkansas residents looking for medical care are finding an increasing number of options.

Health care leaders say connecting patients to the right care at the right place at the right time is driving them to expand clinic offerings.

Medical care

Mid-level practitioners include nurse practitioners and physican assistants.

Northwest Medical Center 36 clinics, 91 providers

Mercy Clinic Northwest Arkansas 30 clinics, 132 physicians, 54 mid-level practitioners

Washington Regional 24 clinics, 114 physicians and 32 mid-level practitioners

Medical Associates of Northwest Arkansas 21 clinics, 77 physicians and 17 mid-level practitioners

Sparks Health System 40 clinics, 89 physicians and 15 mid-level practitioners

Hospital leaders realize they must grow or diversify their system's offerings to chiropractor prices maintain profitability, said Rivka Friedman, practice manager of research and insights at The Advisory Board Co. The Advisory Board Co. is a global analytics, research and consulting firm serving health care and higher education.

"They know they can't just rely on" inpatient admissions, she said. "There is a very clear demand from patients for better access to care."

An Advisory Board report points to urgent care as one of the health care industry's best patient growth opportunities. It states many consumers wait until they are sick before selecting a provider and then return to that doctor for other services.

Friedman said the survey reveals that six out of the top 10 attributes patients desire are related to access and convenience. Topping the list is walking in without and appointment and being seen within 30 minutes. Second is having other services, such as a lab and X-rays, on site.

"Improving access continues to be our focus," said Sharif Omar, CEO of Northwest Health System.

Creating better patient access means building additional clinics and moving others to larger offices in more convenient locations, he said.

Northwest will be opening a new clinic soon on Elm Springs Road in Springdale that is a relocated facility. Omar said the layout will be unique and have an urgent care office that will be separate from the rest of the clinic. The urgent care clinic will be open from 8 a.m. to 8 p.m.

The Urgent Care Association of America said convenient care clinics don't require an appointment, offer evening and weekend hours, have an X-ray on site and can perform procedures such as suturing wounds and casting broken bones. The association reports nearly 7,100 urgent care centers in the United States.

Siloam Springs Regional Hospital opened its first urgent care clinic in January that is open from 7 a.m. to 7 p.m. Monday through Saturday. It is designed for patients suffering from minor illnesses or injuries who are unable to see their regular provider.

The new clinic is part of a medical plaza at 3721 E. U.S. 412 that also houses an expanded Siloam Springs Internal Medicine, including X-ray and laboratory services.

Sparks Health System is adding one new clinic in the River Valley this year. The new clinic will be at 6100 Massard Road in Fort Smith and joins three clinics that opened last year.

"Our new clinic on Massard Road in Fort Smith will allow us to provide primary care services with same day appointments available to meet our patients' healthcare needs," said Dan McKay, CEO, Sparks Health System. "The clinic is near the growing area of Chaffee Crossing, and we look forward to being part of this growth."

Northwest, Siloam Springs and Sparks are owned by Nashville-based Community Health Systems Inc.

Washington Regional recently broke ground on a four-story, 66,300-square-foot medical plaza near the Fayetteville hospital that will house an urgent care, family practice and other specialty clinics. It also will have an outpatient imaging center that will have MRI and CT scanners. The hospital expects the plaza to open early next year.

Bill Bradley, Washington Regional president and CEO, said the system performs an independent assessment of community health care needs about every three years, and improved access to clinic visits was at the top of the list after a 2013 study.

He said the plaza was designed to have extra space to handle future needs.

"I feel we will fill that up very quick," Bradley said.



Washington Regional also is in the midst of building a five-story, 105,000-square foot women's and children's center. The expansion will expand the hospital's neonatal intensive care unit from 12 to 34 beds. It is scheduled to be finished in the fall.



A 350-space parking deck is also under construction. The trio of projects are about an $86 million investment, Bradley said.

Mercy Northwest Arkansas is investing about $31 million to buy land, build clinics and finish some hospital projects, said Eric Pianalto, president of Mercy Hospital Northwest Arkansas.



"We are in the process of asking what our future looks like," he said. "We are a growing community and we are going to meet the needs."

Dr. Steve Goss, president of Mercy Clinic Northwest Arkansas, said the system is in the process of purchasing land for a clinic in Pea Ridge, two in Bentonville and one in northern Washington County. He said Mercy does not like to extend clinics too far away from the hospital, calling it a "hub-and-spoke" system.

"Bella Vista has been another mini-hub," he said of the clinic that opened there in 2013. It is a 30,000-square-foot multi-specialty clinic that has an expanded lab, imaging services and emergency room.

Goss said the Bella Vista clinic helped Mercy increase new patient visits by 15 percent, about double the national average.

Pianalto said the system added a helipad to the clinic last fall.

Mercy Clinic-Fort Smith is building a $7.9 million, 13,500-square-foot medical clinic on the campus of Arkansas Colleges of Health Education's Fort Smith campus.

The clinic will be on Chad Colley Boulevard in Barling's Chaffee Crossing , across the street from the osteopathic medical school, which is under construction. Clinic construction is set to begin soon and take about nine months.

Plans include 28 exam rooms, X-ray, triage, laboratory and conference space to accommodate approved residency program training requirements. Preliminary employment numbers include eight chiro youtube physicians, three advanced practice nurses and approximately 30 support staff.

Jason Wilson, Medical Associates of chiro definition Northwest Arkansas CEO, said the system added three clinics last year and is moving and expanding one clinic this year. Last year's additions included a primary care clinic in Elkins and Springdale and a chiropractic office.

Chiropractic is a new MANA service and the Fayetteville office offers expanded physical therapy services, Wilson said. MANA is a physician-owned network.

"We are always looking at adding a few new specialties," he said.

Arkansas Blue Cross and Blue Shield, New Directions Behavioral Health and Washington Regional's Advantage Primary Care are partnering to test a new program at 507 W. Monroe Ave. in Lowell. The 24-month pilot program integrates mental health care and primary care in one location.

New Directions is providing a behavioral health consultant to support physicians with Advantage Primary Care to bridge the divide between medical, behavioral and social conditions by laying the groundwork for a collaborative, integrated care model.

"The future of healthier Arkansans will happen when we shift from treating physical, behavioral and mental health conditions separately to looking at how all conditions impact a patient's overall health," Dr. Rhonald Searcy, a physician at Advantage Primary Care, stated in a news release. "Having a New Directions behavioral health specialist integrated within our care team has allowed me to spot conditions such as substance abuse, anxiety and depression early so I can accurately diagnose and effectively treat my patients."

The expanded offerings also help Northwest Arkansas look more attractive to potential residents, said Mike Malone, president and CEO of the Northwest Arkansas Council.

"Health care is important to talent, and our companies are recruiting some of the best talent in the world," he said.

NW News on 03/27/2016

Raveling Chiropractic Center Urges Patients to Seek Initial Treatment Earlier for Reimbursement | Reuters


DUNEDIN, Fla., March 27, 2016 (GLOBE NEWSWIRE) -- Patients need to seek treatment as early as possible due to new regulations impacting personal injury, reports Raveling Chiropractic Center. Auto accident victims are now placed under additional stress as there is a new Florida state law in regards to car accident injuries that states the individuals that are injured during a car accident have only chiropractic treatments 14 days with which to begin initial treatment. Previously, there was no time limit imposed on accident victims. This means that available PIP benefits for those that start treatment after 14 days will be considerably reduced.



As found with many auto accident patients, the full scope of injury unveils itself in time. The changes to recent Florida law directly impacts victims and causes undue stress as those involved in auto accidents may be handling multiple appointments and issues at once. Dunedin residents are vulnerable to the new imposed changes and should take note of how it may affect their treatment options and those of loved ones. In addition, policy holders may only be eligible for $2,500 in coverage, as compared to a previous cap of $10,000. Patients will require certification from a medical doctor, dentist, osteopathic physician, advanced registered nurse practitioner, or physician assistant to support the need for immediate medical attention. Insurance companies do not need to notify policyholders of changes and effective complementary medical care, such as massage therapy and acupuncture, will not be covered under PIP. Policyholders that pay the same rates have fewer benefits and a tiny window of opportunity to get the treatment that they may need.

Chiropractic care has been proven to be effective in many personal injury cases, said Dr. Paul Raveling. As an experienced chiropractor, I use gentle and effective manipulations and specialized techniques to address injuries at their source. I treat more than neck and back pain, but injuries from slip and falls, work injuries, and trauma from car accidents. This new law directly impacts the scope of care that patients can receive and be covered for, and severely limits their window for initial treatment. We work quickly with patients and a network of other medical professionals to get the treatment that patients need from all parties necessary. We want to make the entire process as easy and stress-free as possible and enable patients to make a full recovery.



Dr. Paul Raveling has been offering chiropractic treatment and complementary care to the communities of chiro iruna Dunedin, Clearwater, St. Petersburg, Tarpon Springs and Oldsmar. Conservative care using a range of non-surgical treatment options that reduce reliance on pain medication is available to treat personal injuries at the Raveling Chiropractic Center.

Call (727) 733-0433 to speak with a knowledgeable associate that can explain the treatment options for personal injury or visit http://drraveling.com/for more details.

http://drraveling.com/dunedin-fl-personal-injury-care.html

http://www.forthepeople.com/blog/new-florida-pip-law-how-it-affects-injured-motorists-rights/

Raveling Chiropractic Center, (727) 733-0433

Advance Fee Scams Target Cash-Strapped Consumers


Authorities are warning of yet another scam targeting online loan applicants. This time it's an advance fee loan scheme involving MortgageTree Lending, a company that is finding plenty of victims online.



Advance fee loan scammers typically request a would-be borrower to make a 10 to 20 percent deposit on the money they want to borrow. MortgageTree Lending is asking its customers to wire money to Canada to cover miscellaneous loan and finance charges, according to authorities.

MortgageTree Lending lists its headquarters and central offices in San Jose, California. However, the local Better Business Bureau says no such offices exist, and a search of California's Department of Corporations turns up no records on MortgageTree Lending of San Jose.

Zach Vander Meeden, public relations director for the San Jose BBB, says complaints against MortgageTree Lending began on September 24. The BBB has received 14 complaints in the past month, and losses to victims total $20,000. Canadian authorities say they've also received several complaints about the firm.



Canadian law enforcement says that advance fee loan scams are finding new life as cash-strapped people with bad credit turn to alternative lenders who advertise online.

"When every traditional lender turns you away, people click onto the Internet and are surprised how easy it is to get a loan," says Louis Robertson, corporal in charge of the criminal intelligence analysis unit for the Royal Canadian Mounted Police.

"Now it seems really stupid to have sent them my money," says Lekiesa Willis, of Hope, Arkansas. Willis says she lost $1630 in advance fees when she was told by MortgageTree Lending that in order to borrow $5000 she would have to wire fees up front.

Willis found MortgageTree Lending in September when she typed in the questions "Where do I get a $5000 personal loan with bad credit?" into the Ask.com search engine. She followed a link in the search results and was taken to a site that prompted her to provide an e-mail address and phone number. The next day Willis says she received a phone call from MortgageTree Lending asking her to fill out a formal loan application and fax it back.

At first she was told to wire $950 as an "insurance premium" and she would get that money back. Days after Willis wired the money, a MortgageTree Lending representative asked her to wire an additional $680 in taxes and fees. She wired the money and waited, and waited.

Willis says it's been hard to get in touch with MortgageTree Lending. When she does, she is told to be patient. Last week, Willis says, a representative of Mortgage Tree Lending called to inform her that her loan had been increased to $9000, and asked her to send an additional $860. Willis refused and asked for a refund. The representative told her it would cost $309 for a refund and it would take three months to have the money mailed to her, she says.

"I feel humiliated and defeated," Willis says. "Worst of all, I still need the money."

MortgageTree Lending representative Arnold Curry says the company has been in business for five years.

"We have not taken any money from customers," Curry says. "I have no knowledge of any customer complaints."

Curry did say that his firm is being investigated by law enforcement officials, but he declined to answer further questions.

Copycat Web SitesSearching the Internet for similar businesses yielded two Web sites that appear to be nearly carbon copies of the MortgageTree Lending site. The site for one of the companies is identical to MortgageTree Lending's, except that the contact information says that ConsumerPlus Credit is based in Jacksonville, Florida.

Vander Meeden says that the BBB in Jacksonville has received 11 complaints from ConsumerPlus Credit customers who paid advance fees for loans and never received them. The third company with an identical Web site, also based in Florida, has not been the target of any complaints.

"I would be surprised if we didn't see some show up on the radar soon," Vander Meeden says of the third company.

A ConsumerPlus Credit representative says the company has no relation with MortgageTree Lending, but declined to comment further. Telephone messages left for the third firm were not returned.

"These people will never see their money again," says Robertson of the Royal Canadian Mounted Police.

Even worse, victims of these scams will likely see their personal information used in identity theft crimes.

Robertson says that advance fee mortgage scams are a lucrative criminal enterprise. Currently Internet-based advance fee loan scams rank number two when it comes to fraud reported to the Canadian Anti-Fraud Call Center's PhoneBusters site.

Here in the U.S., the Federal Trade Commission says advance fee loan scams are consistently in the top ten list for fraud.

"Once people wire the money to a third party it becomes extremely hard to catch the bad guy," says Steve Baker of the FTC.

Law enforcement may have a difficult task catching these con artists, but it's not impossible. New Hampshire's district attorney's office, in conjunction with the U.S. Department of Justice, successfully convicted Michael Wyatt of Plainfield, New Jersey on one count of conspiracy to commit wire fraud. Wyatt was apparently involved in an advance fee loan scheme with Larry and Christopher Stallings of Wautaga, Texas and others. Between 2003 and 2005 the group cheated people out of a total of $2.4 million. They found their victims by advertising on the Internet.

You can file a complaint about a suspected online scam with the Internet Crime Complaint Center, a joint venture of the U.S. Federal Bureau of Investigation and the National White Collar Crime Center. In addition, you can register a complaint with the Better Business Bureau, which will also try to resolve the issue.

But the best advice is to avoid doing business with a company without doing your research first.

Dinos died here: Getting to the core of asteroid impact mystery


The catastrophic asteroid crash blamed for the demise of the dinosaurs also left a gaping scar in the Earth. That sprawling crater made 65.5 million years ago may hold the answers to many mysteries surrounding the space-rock event.



Now, scientists plan to drill 5,000 feet below the surface of the Chicxulub crater in Mexico to bring up a giant core and delve 10 million to 15 million years into the past. The endeavor would result in the first offshore core taken from near the center of the crater, which is named for a nearby seaside village located on the Yucatn Peninsula.

An international team of scientists met last week in Mrida, Mexico, located within the 125-mile-wide Chicxulub crater, to discuss their plans for the drilling project, slated to start in spring 2016. [Crash! The 10 Biggest Impact Craters on Earth]



Why now? "The Chicxulub impact crater has been a remarkable scientific opportunity for the 20 years since it's been discovered," said Sean Gulick, of The University of Texas at Austin Institute for Geophysics. And, for the first time, scientists have subsurface images from the offshore part of the crater, so they can pinpoint a spot for sampling. They chose a spot along the crater's peak ring a ring of mountainlike structures around the center of the crater.

By sampling there, the. researchers can get a clearer Rhino Shield cost picture of ancient biological and geological processes.

Scientists think that, when a big rock smashes into Earth at high enough velocities, the alternatives to siding collision causes the crust temporarily to act sort of like a liquid, first forming a so-called transient crater (like the indentation that forms on a lake surface after a rock is thrown in), and the center rebounds, or splashes, upward and then outward. "We think the peak ring is the record of the material that rebounded and splashed outward," Gulick told Live Science.

All of these ideas are based on models and aren't necessarily what happened. "We've never gotten a rock back from a peak ring to know if that's correct," Gulick said.

The researchers also hope to find details about the process that weakened the granite of the crust to get it to flow like a liquid, Gulick noted. "We don't understand that process," he said.

Chicxulub is also the only impact crater on Earth linked to a mass extinction event. As such, the samples could provide more information about that extinction and what came after it. More recent layers of rock could yield traces of life, which would provide clues about how long it took for life to return to the area, he said.

The roughly $10 million project is a outdoor paint options collaboration between the European Consortium for Ocean Research Drilling (part of the International Ocean Discovery Program) and the International Continental Scientific Drilling Program.

Gulick and Joanna Morgan, of Imperial College London, will lead the team of scientists.

Copyright 2015 LiveScience, a Purch company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.



Aker Solutions and TWP Projects agree strategic alliance | Reuters


28 June 2010 - Aker Solutions has signed a strategic partnership agreement with SouthAfrican project house, TWP Projects. The alliance will see the two companiescollaborating on large minerals processing and hydro-metallurgical projects in Africa."Aker Solutions houses a wealth of global engineering, procurement and constructionexpertise in restaurant construction experts the mining & metals sector, whilst TWP brings significant local knowledgeand on-the-ground infrastructure to the equation," says Johan Cnossen, SVP - Europe,Middle East and Africa, Aker Solutions' Process & Construction business.TWP Projects MD, Digby Glover, says the two companies offer a complementary skills setwhich will allow the partnership to rapidly mobilise significant resources and expertiseon large projects in Africa.TWP has serviced the needs of the mining and resources market since 1982, and hasdeveloped a strong foothold in the Southern Africa arena. "In terms of the overarching agreement, Aker Solutions and TWP will work together toexecute large minerals processing and hydro-metallurgical projects in Africa. With AkerSolutions global presence we may review opportunities further afield where required.""This alliance offers clients a full service, from geological services, includingresource definition, through to mining, processing and final product, for mostminerals," adds Johan Cnossen.Discussions on opportunities for collaboration on project work began in November 2009when both companies were working for the same client in Namibia."We realised there was the potential to grow a substantial project portfolio by enteringinto a partnership with one another. We are in discussions with several mining groupsfor project work, and will structure the partnership arrangement on a project-specificbasis," says Glover.The Aker Solutions contract party is Aker Solutions E&C International Ltd South AfricanBranch.ENDSMedia: Vanessa Mourant, VP Communications, Aker Solutions. Tel: +44 (0)20 8545 0270, Mob: +44(0)7771 806566Geir Arne Drangeid, EVP Communications, Aker Solutions. Tel: +47 67 51 30 36, Mob: +4791310458Investor relations:Lasse Torkildsen, SVP Investor Relations, Aker Solutions. Tel: +47 67 51 30 39, Mob: +47911 37 194Suppliers:For further information about sourcing and potential subcontracts for this project,please contact the relevant BA Global Sourcing Champion http://www.akersolutions.com/Internet/SuppliersCentre/Contacts/SupplyManagementContacts.htm . Career opportunities:Visit http://www.akersolutions.com/careers http://www.akersolutions.com/careers Notes to editors:Aker Solutions ASA, through its subsidiaries and affiliates ("Aker Solutions"), is aleading global provider of engineering and construction services, technology productsand integrated solutions. Aker Solutions' business serves several industries, includingoil & gas, refining & chemicals, mining & metals and power generation. The AkerSolutions group is organised in a number of separate legal entities. Aker Solutions isused as the common brand/trademark for most of these entities. Aker Solutions' parent company is Aker Solutions ASA. Aker Solutions has aggregatedannual revenues of approximately NOK 54 billion and employs approximately 22 000 peoplein about 30 countries.Aker Solutions is part of Aker (www.akerasa.com http://www.akerasa.com/ ), a group ofpremier companies with a focus on restaurant build outs energy, maritime and marine resource industries. TheAker companies share a common set of values and a long tradition of industrialinnovation. Through its majority-owned holding company Aker Holding AS, Aker controls40.27 percent of the shares in Aker Solutions, and takes an active role in thedevelopment of the company. Aker Solutions' Process and restaurant construction experts Construction business area is a global provider of onshoreengineering, procurement, construction and commissioning services to the naturalresources and energy markets. We supply niche process expertise with high technology andknow-how content for projects across chemicals, polymers, gas processing and refining;mining and metals; onshore liquefied natural gas (LNG) terminals and storage; powergeneration; biofuels; carbon capture; nuclear and water management. Aker Solutions' South African office was established in Johannesburg in November 2008,with an initial focus on the mining and metals and nuclear markets. TWP Projects, is the largest subsidiary within TWP Holdings, which merged withconstruction giant Basil Read in December 2009. TWP Projects consists of four divisionswith specific market focuses, namely mining and infrastructure, process, energy andregional offices. Two new divisions are being created to focus on infrastructure workand the oil and gas industry.The merger with Basil Read has unlocked the opportunity for TWP Projects, whichtraditionally operated in the engineering, procurement and construction management(EPCM) environment, to extend its offering and become involved in.



the engineering,procurement and construction (EPC) arenaThis press release may include forward-looking information or statements and is subjectto our disclaimer, see www.akersolutions.com http://www.akersolutions.com/ HUG#1426641



Furniture | Buzzle.com


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Modern furniture stores like IKEA

IKEA, a Swedish furniture giant with a whole new range of classic and modern furnishings, is no doubt the most affordable online store. Buzzle gives you a list of furniture stores like IKEA, with classy yet inexpensive options.

How to Select a Comfortable Chaise Lounge

Selecting a comfortable chaise lounge

Selecting a comfortable chaise lounge is very important as it is extremely expensive. But how do you select a comfortable chaise lounge? What are the factors that need to be considered? Let's find out ...

Pros and Cons of Counter Height Tables

Pros and cons of counter height tables

A counter height table is relatively taller than your standard, dinner tables, but what are its advantages and disadvantages? This Buzzle article lets you find out if you should go ahead and get one.

Teak Shower Bench



Teak shower bench is the latest trend of sporting some utterly sophisticated shower accessories. They give an elegant and edgy look to your shower.

Small Corner Desk Ideas



Having a small corner desk can mean much more than just a useful furniture. A right piece can add that style element to your home decor and enhance the looks of the space, while providing you with more storage capacity.



Decoupage Furniture



Decoupage furniture to give it a new look and watch how it transforms your home. Find out how, in this article.

Do-it-yourself Guide to Reupholster Chairs



Reupholstering is required either to get rid of old, faded stuff; or to give a new look to your furniture in a comparatively lower cost. Reupholstering a chair can be done at home by following some simple techniques.

Mediterranean Furniture Style



For decorating your home in the Mediterranean style, you need to know about Mediterranean furniture style. In this article we will discuss all about Mediterranean furniture and how you can use them in your home.

Best Time to Buy Furniture





If you are not in a dire need of replacing your old furniture and buying new, perhaps you should wait for the best time to buy furniture, in order to avail huge discounts.

Loft Furniture Ideas



A loft, unlike other rooms has some unique structural elements and therefore require furniture that works for such a space. In this article we are going to discuss loft furniture ideas for your home.

Rubber Bumpers for Glass Tables



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How to Make a Bottle Cap Table Top



There are many DIY (Do-It-Yourself) projects that one can perform at home. Most projects involve making your own furniture. One such DIY project is constructing a table with its top covered in bottle caps. Scroll below to learn the...

Types of Furniture Materials



Confused between the wide variety of furniture available? Not understanding what to choose and what not to? Go through the following article to find out types of materials used to make furniture and get sorted.

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Computer Desks for Small Spaces



There are many choices and varieties available these days in small computer furniture. Here are some ideas for computer desks for small spaces which can suit your requirements.

Sunroom Furniture Ideas



There are various methods that are used to improve the look and feel of the entire room. Browse through the following lines to get where to purchase chairs and desks a brief overview of the different options that are available for sunroom furniture.

Chair Design



It is amazing to know that the chair has evolved in the last 150 years to a greater degree than any other piece of furniture.

Instructions to Fix a Squeaky Rocking Chair



A rocking chair is the ultimate place to relax, however, a squeaky noise results in more frustration than relief. Try these simple instructions to fix a squeaky rocking chair by yourself.

Instructions for Making a Chaise Lounge Chair



Planning to build a chaise lounge chair at home? It is not that difficult to make one, provided you have a simple design and some carpentry skills. The following Buzzle article will tell you how to make one.

Rubber Bumpers for Furniture



Have you fixed up rubber bumpers to all the furniture pieces placed on the interior floors? Well, are you wondering why you need to use these? Mentioned below are the benefits of using these inexpensive rubber bumpers for...

Reviews for Zero Gravity buy office chairs Chairs



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Water Hyacinth Furniture



A new and eco-friendly material on the block, the water hyacinth furniture is now a big rage among home owners. Not only is it a 'green' material, but it also looks beautiful, is light, and is perfect for the minimalist. Here is a...

Best Furniture Brands



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Rattan Furniture Repair



The material used for making rattan furniture is a special type of cane obtained from certain species of palms. This Buzzle article tells you how to mend it after years of wear and tear.

How to Make Furniture Polish



With a few essential ingredients you can make a furniture polish in the comforts of your home. Follow the methods given in this article to get a cost-effective wood polish.

Types of Teak Shower Seats



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Teak Furniture Care and Maintenance



While teak is a low maintenance wood, you should be aware of how to care and maintain your furniture. Read the Buzzle article to see how easy the steps are.

Characteristics of Federal Style Furniture



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Corner Desk Plans



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Teak Oil for Furniture



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Wrought Iron Furniture Repair



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Eco-Friendly Furniture



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Affordable Modern Furniture



Elegant furniture need not always be highly priced. The article below tells you how you can purchase affordable modern furniture without spending too much from your pocket.

How to Build a Rocking Chair



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Wire Shelving



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Advantages of Rent To Own Furniture



Fairly feasible and easy for the working class and also those who wish to live a life of luxury but cannot afford to do so, the rent to own furniture concept is slowly catching up with the masses. Read on to know more about its...

Alberta Bed & Breakfast Association Launches Dynamic New Website | Reuters


CALGARY, ALBERTA, Mar 23 (MARKET WIRE) -- Editors Note: There is a photo associated with this Press Release. On Friday, March 19, 2010 The Alberta Bed & Breakfast Association (ABBA)officially launched their new website www.bbalberta.com. Not only is iteasier to navigate, it's also full of great links to 130 Bed andBreakfast establishments in the province of Alberta. ABBA MarketingDirector, Karen Skoretz of Tusslewood Bed and Breakfast in Calgary saysthe new site represents a shift in perceptions about Bed and Breakfastsin Alberta. "The mindset of travelers is changing and more people, especially youngerindividuals and families are choosing to stay in Bed & Breakfasts. It wasimportant that our new website reflected the shift in consumer behavior."Skoretz. The new site, created in partnership with Travel Alberta, offerstravelers more options and experiences than ever before. It featuresprofiles of Bed & Breakfasts around the province of Alberta with directlinks that will help make booking a stay easier. It also offers potentialBed & Breakfast owners excellent tips and advice to consider whenstarting up their own Alberta B&B. Tips on Starting a Bed and Breakfast-- Stay at a Bed & Breakfast. You can ask the operator all kinds of questions over breakfast. -- Check to see if any existing B&Bs are for sale. Taking over an existing business can be a lot easier, since you generally get a well established business with a regular clientele. Find more tips on starting a bed and breakfast on the new website! "The new website is built around our customers and those who dream aboutrunning their own Bed and Breakfast. It's about creating great lodgingalternatives with authentic experiences that are uniquely Albertan."Skoretz ABBA is hosting their Annual Showcase and General romantic bed and breakfast Meeting on Saturday,April 24, 2010 featuring guest speaker Jon Mamela, Vice President ofMarketing for Travel Alberta. Appointed to his position with breakfast hotel monteleone TravelAlberta on December 14th Mr. Mamela's experience with some of the world'sleading brands including Fairmont Hotels and Proctor and Gamble, offersTravel Alberta a strategic advantage. The ABBA Showcase and AnnualGeneral Meeting is open to the general public. However, seating islimited so it's best to book early. For more information visit the new ABBA Website. Register for the ABBAShowcase at www.abbashowcase.weebly.com. To view the photo associated with this Press Release, please visit thefollowing link:http://www.marketwire.com/library/20100323-Hamilton%20House%20BB_Garden_central2jpgContacts:Alberta Bed & Breakfast AssociationKaren hotel breakfast supplies Skoretz(403) 568-7646tusslewoodbandb@shaw.cawww.bbalberta.comCopyright 2010, Market Wire, All rights reserved.-0-

Workplace Accident Investigations


4. Determine what caused the incident.

Be sure to consider the condition of the people and equipment involved. Were the people tired, cold, wet, angry, distracted, ill, new to the job? Was the equipment new, old, in good repair, poorly maintained?



Consider the act that caused the accident. Did the employee what to do after a slip and fall accident consider safety when setting up the work site? Did the employee use equipment incorrectly? Did the employee make a mistake?

Consider the employees behavior. Did he/she take a shortcut? Why did the employee take a shortcut?

Consider if tools or equipment malfunctioned and why. Were they poorly maintained? Was the malfunction the result of an inherent defect?

Lastly consider procedures. Was the employee following slip and fall lawyers personal injury established procedures? Was there a procedure in place to inspect the work site for hazards before employees began work.



Avoid simply blaming the employee! In 80% of accident reports I review,the investigator indicates the accident was the employees fault due toinattention, stupidity, ignoring procedures, clumsiness etc. These arenot valid answers. WHY was the employee inattentive? Was he overworked?Ill? Being distracted by others? WHY did these conditions exist?

Education Articles - EzineMark - Free Content Article Directory


Best Nature Photos of 2011

The winners of Photo Contest 2011 have been announced. The hvac parts contest was organized by National Geographic with the participation of more than hvac jobs salary 20,000 artworks from both professional and amateur photographers in 130 countries.



more...

Cops catch drunk driver thanks to 15-foot tree on front of car


tree-grille-car-876.jpg(Roselle Police Department)

Perhaps the world does need autonomous cars.

Police in the city of Roselle, Ill., recently pulled over a suspected drunk driver, having been tipped off by a fellow motorist who happened to notice a car cruising along with a 15-foot tree stuck in its grille.





After locating and pulling over dui attorneys the Lincoln Town Car, the officer who approached it noticed that the front airbags had been deployed, presumably from contact with the tree. According to the Chicago Tribune, the driver, who smelled of alcohol, admitted that she hit the tree in the neighboring town of Schaumberg, but couldnt remember exactly where.

The driver then failed a field sobriety test and dui attorney was booked with a DUI offense. No surprise, the photos posted to the police departments Facebook page have gone viral, with over 19,000 shares since March 4th, helping it get out the very obvious message:

Yet another reason why you should not drink and drive!

Make Money With Home Improvement Efforts


In today's economy, many folks are choosing to improve their home rather than buying a new one. Here are some tips that you might want to utilize when it comes to starting a major remodeling project. The more knowledge you have, the better the choices you will make.

Be sure to consider the type of material you plan to use before building an addition to your home. Using wood may increase your insurance premiums because of the added risk of fire. Steel and concrete are more durable and fire-resistant, so choosing one of these options can help keep your annual insurance premiums low.

A great way to reduce your chance of mold growth in your household is by making sure your bathroom is well ventilated. Bathrooms that don't have a window or some sort of vent usually get steamy, but are unable to be rid of the humidity. Eventually this humidity contributes to extensive mold growth.

If you have any doors that squeak upon open or closing, try using a little lubricant. Apply a small amount of commercial lubricant to the door hinge and open and close the door to allow it to enter the crevices. You can also try this with cooking oil, though the results may not last as long appliance repair positions as a commercially available lubricant.

Change your shower curtain once a month. Showering produces excessive humidity in a bathroom that in turn causes shower curtains to develop mold and mildew. To keep your space fresh and healthy, replace your curtains. Don't buy expensive plastic curtains with hard to find designs, and you won't feel bad about replacing it.

The shingles on your roof will at some point need to be replaced. As asphalt shingles get older, they start to lose the bound granules and curl up on the corners of the sheets. If you are experiencing leaks that have gone through the ceiling, then it is definitely time to lay down a new roof. Otherwise, if your roof has lost several shingles, this is a less drastic but firm indication that it's time to replace the roof.

Spice up your mantelpiece by decorating it with similarly grouped items. Collect objects that are similar in nature such as wood items, only items with letters on them, items that are old fashioned or different sized decorative paper boxes. They create an interesting focal point near your fireplace and can prove to be conversation pieces.

Remodel your kitchen if it has ugly or outdated appliances and cabinetry. Kitchens are a significant portion of the value of a home. By remodeling your kitchen, you can greatly increase the value of your home. Install appliance repair parts stainless steel appliances, replace cabinet doors and put in a tile or glass backsplash.

Grimy, cracked shower doors can ruin the overall look and feel of a bathroom. By removing these eyesores and installing treated, all-glass doors, you can instantly make the room appear infinitely more spacious and modern - not to mention more appealing for future prospective buyers if you decide to sell.

If you are painting your home, be sure to clean off your brushes as soon as you have finished using them. Letting paint dry on the brushes can damage the bristles and make them less effective. Also, if you fail to clean brushes fully and then move on to paint another room, flecks of the first paint color may end up in the new color.

White colored tiles are a practical option when replacing your roof. The lighter tiles will reduce the heat that natural light floor lamps your attic absorbs, keeping the house cooler and reducing the need for you to run central air conditioning. You'll also save money by not having to run your air conditioner as much.

Before you begin painting a room it is important to lay down drop clothes or old sheets on the floor. When painting a room it is very possible to have paint drip or spill on the floor. Regardless of what type of floor you have it can be very difficult to get paint up once it is on a surface.

If one has kids and wants to improve their home for them they should consider building a tree house or club house if they do not have a suitable tree. This will provide their kids with a place to play in and enjoy. They will also enjoy building it with their parents.

No matter what project you tackle with you home improvement, stay safe while doing it. Wear the proper safety protection for your eyes and hands. Read the operation manuals for the power tools that you are going to use. If you do not feel comfortable with anything and it seems dangerous, hire a contractor to do that part.

Solar panels are a great way to make your home greener and save you money in the long run. Solar heating panels can be used for heating your home and providing additional available electricity for your own use. To boot, the government offers a tax break for people who use and who have installed solar panels to their home.

Always read any contracts before you sign them. While it may seem like a lot, it is a very important part of making sure everything is to your liking. This will also prevent an unscrupulous contractor from scamming you. Even if you feel that the person you hired is trustworthy, you still need to read all the fine print!

No matter what your budget is for renovations, plan for 25% more than you're planning to spend. This will give you wiggle room for unexpected expenses, upgrades, and replacement parts or items. You never know what's going to happen, but having enough money to cover any problems will give you peace of mind.

You can show you're real personality through your home. Home improvement projects can give a home the unique personality of its owner. It gives them the chance to improve their living space without needing to buy an entirely different property. With the information laid out here, you are now on the path to a great renovation.

Royal & Ancient admits women




ST. ANDREWS, Scotland -- The Royal and Ancient Golf Club announced Tuesday it has added its first female members, including Swedish great Annika Sorenstam and Britain's Princess Anne as honorary members.

The club voted in September to end 260 years of male-only exclusivity by voting in favor of inviting women to join.

"This is an historic day for the club and we could not be more proud also to welcome women who have distinguished themselves in golf over many years and have been great players and champions," R&A captain George Macgregor said. "They are extremely worthy additions to our roll of honorary members and will become ambassadors for the club as they have been for the sport of golf throughout their careers."



The club also said that "in addition to the honorary members, a number of women have been admitted as members of the Club with more set to follow in the coming months."

Princess Anne competed in equestrian for Britain at the 1976 Olympics and is an IOC member.

Anne is the fourth member of the royal family to become an honorary member of the R&A, joining her father Prince Phillip, brother Prince Andrew and the Duke of Kent.

"The Princess Royal enjoys a strong bond with Scotland and has shown great energy and commitment to developing sport through her work in the Olympic movement," Macgregor said.

Golf is returning to the Olympics in Rio de Janeiro next year after an absence of more than a century.

Sorenstam, a 10-time major champion, expressed her appreciation on Twitter.

Two other British honorary members are Laura Davies, who has won four majors, and Belle Robertson, an amateur great.

Two U.S. women were admitted: Renee Powell, only the second black player to compete on the LPGA Tour, and Louise Suggs, a co-founder and former LPGA president who won 11 majors.

Completing the list is Frenchwoman Lally Segard, who won 14 titles before becoming president free golf game of the World Amateur Golf Council, which is now known as the International Golf Federation.

The Associated Press contributed to this report.

Business For Sale; 59 -- Miscellaneous Retail; GOLF STORE.


ONE OF THE TOP PRODUCING UNITS IN THE FRANCHISER'S NETWORK. KNOWLEDGEABLE STAFF THAT'S BEEN WITH THE STORE SINCE OPENING. HIGH TRAFFIC STRIP CENTER & STRONG REPUTATION MAKE THIS STORE 'STAND-OUT' AMONG IT PEERS. NAME BRAND CLUBS WITH CUSTOM FITTING & ONSITE REPAIR. LOGO PRODUCTS & TOURNAMENT PLANNING, THEY DO IT ALL! SEPARATE REPAIR FACILITY IN THE STORE THAT IS SUBLET FOR $1050 A MONTH. $10,000 TRANSFER FEE discount golf shops WITH TRAINING DONE 'IN-HOUSE'. SELLER WILL ENSURE A SMOOTH AND COMPLETE TRANSITION.

Selling Price: $890,000 Gross Annual Sales: $1,444,080 Region: Southeast (AR LA TN MS AL GA FL) Category: Listing #:76910 (B) [To receive the contact name for this listing, reference the five-digit number which follows each listing and e-mail to FirstList, mergers@firstlist.com. FirstList will forward the contacts pertaining best golf equipment websites to the principals or intermediaries representing the businesses for sale in order to obtain additional information.]

COPYRIGHT 2013 Vision Quest Publishing, Inc.

No portion of this article can be reproduced without the express written permission from the copyright holder.



Copyright 2013 Gale, Cengage Learning. All rights reserved.

A wish for Android 'N' notifications


A wish for Android 'N' notifications | Computerworld

The scent of spring is almost in the air, and here in AndroidLand, that can mean only one thing: It's time for the leaks, rumors, and speculation about the next version of Android to start blossoming.

The good gang over at Android Police kicked things off in style last night with an interesting little ditty about possible changes on way to the Android notification shade. According to their info (unofficial, of course, and from the ever-famous People Familiar With The Matter(TM)), the upcoming Android "N" release may bring a new look to notifications -- with easier access to an expanded Quick Settings panel and more visible info about which app is creating each alert.

The notion, illustrated in detail on the site, seems like a pleasant enough evolution of Android's notification system -- though certainly nothing transformative. Call me crazy, but I've been hoping for something a little more drastic. Because as useful and user-friendly as Android's notifications are, there's one area where they could become even better. And it's an area Google itself is actually already experimenting with.

I'm talking about the built-in ability to snooze a notification and have it come back later -- much like what you see with messages and reminders in the Google-made Inbox app. With Inbox on Android, items appear as notification-like cards. Swiping to the beach bridesmaid dresses right on an item marks it as "done" and causes it to be dismissed, while swiping to the left pulls up a menu that lets you send the item away and set it to return at a particular place or time -- later today, tomorrow, this weekend, and so forth.

Inbox Snooze

As I wrote in my nine-month review of Inbox, that feature has truly transformed the way I manage my email. Rather than letting things fester and eventually grow moldy (you know it happens), I deal with messages as they arrive -- archiving emails that don't matter or require any action, responding to things I can take care of quickly, and snoozing everything else to be dealt with when appropriate (or when I'll have the time).

Since snoozed messages and reminders pop back up when scheduled as if they were new, they always grab my attention and destination weddings never run the risk of getting overlooked. And the fact that I can snooze things to a specific time or location makes the feature all the more powerful.

This one addition could make an already exceptional system infinitely more practical

With Android notifications, that same concept could be invaluable. Who among us hasn't gotten some important alert at an inopportune time and then forgotten to deal with it later? Whether the notification got accidentally dismissed or just lost in the shuffle, it's far too easy for something so potentially relevant to go out of sight and/or out of mind, often never to be seen again.

So imagine how useful it'd be to have the option to swipe left on a notification and snooze it so it'll go away and then pop back up at the right time or place. That alert about your eBay sale could be snoozed until you get home for the day, or that link to a funny story from your significant other could be put to sleep until later this evening when you'll have time to look at it. This one addition could make wedding decoration an already exceptional system infinitely more practical.

I'm not the first to consider such a concept, of course. Android Police's Liam Spradlin toyed with the notion back in 2014, as I discovered while doing a quick search just now. He even came up with a nice visual mockup of how such a feature could function:

And a now-Microsoft-owned lock-screen replacement app called Echo Notification Lockscreen has implemented its own system for notification snoozing, though on a much more limited level (and with some required compromises in lock screen features and stability):



Creative workarounds are wonderful, but what we really need is for this function to be simple, universal, and at the system level -- and for that, Google will have to make it a part of Android itself.

Android "N" is expected to be shown off at Google's annual I/O developers' conference in May. I certainly wouldn't say this feature is likely to be included, but hey -- a guy can always dream, right?

Android Power on Twitter

SEO Dirty Tricks That Can Land Your Company's Website in Google Jail


Last Updated Mar 1, 2011 9:05 AM EST

Everyone wants their site to be as discoverable as possible. That leads some people search engine optimization to some questionable practices which can raise the ire of Google. Last week, I told you about how JCPenney recently was caught red-handed in the act of paying for links on unrelated sites, for instance. This week, I've rounded up the top five dirty tricks that will get you into trouble with Google, courtesy of PC World.

Don't cloak your content. This is apparently the #1 most offensive practice on Google's hit list. Cloaking is what happens when you design a page chock full of keywords, but then use a trick (like a JavaScript redirect) to send visitors elsewhere, so they see different content. The bottom line is that if you are showing one thing to Google and Bing and something else to humans, you're probably doing something wrong.

Don't pay for link exchanges. This is what just got JCPenney in trouble; the company's SEO firm was paying all sorts of sites to add links back to Penny. This can work well in the short run, of course, because the number of links pointing to your content is one of the most important factors that Google employs to weigh your site's value. And that's why it's such a serious crime to fiddle with it.

Don't duplicate your content. One way Webmasters sometimes try to bolster their ranking is by duplicating content across domains or subdomains. Alternately, a similar strategy is to scrape content from other sites and reproduce it with little to no changes inside the framework of a different site.

Don't do keyword stuffing. That's when you load pages with keywords in a way that doesn't help visitors read or make sense of the content, but instead is just there to be crawled by search engines. For example, if you've ever thought, "we could put keywords in a light color in the background so no one would see it," you're conspiring to commit keyword stuffing.

Don't rely on negative seo feedback. You know how there's no such thing as bad publicity? Some Webmasters literally bank on it -- bad reviews and negative feedback lead to lots of external links, which can enhance your site's prominence in search results. Almost unbelievably, it kinda works. That's why Google recently tweaked their algorithm to try to bury results for low quality sites that employ these practices.

Photo courtesy Flickr user phphoto2010



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A $20K Wedding on a $6,000 Budget


Why are Ken and Tavon Ferguson an especially happily married couple? Perhaps it's because they didn't go into debt to pay for their wedding.

The recently married couple said that they managed to throw what would normally be a $20,000 wedding for $6,000.

At first, saving money on the wedding was a game, but then Tavon got laid off. Suddenly, saving money became a necessity, not necessarily a choice.



nullSo how did they do it?They found a package deal at a wedding Web site that included food, drink and staff to serve 100 guests. This also covered hidden costs, such as table settings and covered chairs.

Because they were willing to have their wedding in the morning instead of the afternoon, the price of their wedding package was $5,500 instead of $7,500.

"We were able to save thousands of dollars just moving it up a couple hours," Tavon Ferguson said.

Something Bargained, Something NewTavon could book a photographer and a DJ for free by using professionals who wanted to break into the wedding market. In return, they received references for their growing businesses.



She used online coupons and discount codes for 95 percent of what she needed, from picture frames to bridesmaids' gifts to just the right napkins. She designed her own save-the-date cards at an office supply Web site and had to pay only the $5 cost of shipping.

Tavon avoided the "marriage markup" at specialty bridal stores and snapped up her bridesmaids' dresses and shoes at a regular store for a mere $60.

Rather than paying a fortune to a fancy florist, she went to Costco for her flowers and asked the floral manager to order extra blooms the week of her wedding.

The Icing on the CakeWho knew you could rent a cake?

"I was able to find a vendor who literally makes a Styrofoam replica of a cake decorated with fondant and regular icing," says Tavon. "I actually sent her some ribbon and lace and she put it on herself."

"There's a little slot in the back," she explained. "So we were able to have pictures of us cutting into our 'cake.'"

"Our cake was probably my favorite part of the wedding," said Tavon.

The staff then whisked the fake cake out of sight and served the guests $40 worth of sheet cake from the supermarket.

Cost? $12, compared with $600 for an actual wedding cake.

But what about saving the top layer for their first anniversary? The bride just laughs it off.

"I would have eaten that cake a long time ago."

Dream Wedding Dress for $200What about the ultimate budget buster -- the wedding gown? Tavon fell in love with a $650 dress from David's Bridal but was unwilling to break the bank for it.

A discovery on Craigslist saved the day.

A groom-to-be in Ohio had ended his engagement, but the bride's dress was still in the picture.It was the same gown that Tavon had fallen for. In her size, with the tags still on. The price? $200.

"Me and my wife had a fantastic time. The guests had cheap wedding ideas a fantastic time," said Ken Ferguson. "And nobody missed the $14,000 dollars that we didn't spend."

Tips for a Chic Wedding on the CheapBeing flexible about the time of your wedding could spell big savings.Look for wedding packages that include those hidden "extras."Look for online discount deals on favors, save-the-date cards and invites.Go for pros looking to break into the wedding market. You get a deal and they get the good references.Find bargain blooms at Costco or Sam's Club.Buy your cake at the supermarket.Dream dress out of your budget? Consider a secondhand gown.

Why is Everyone Eating Chia Seeds?


An ancient seed is finally having its day in the sun.

Actually, its second day in the sun. The first time around was as the key ingredient in the gag gift known as "the pottery that grows." Ch-Ch-Ch-Chia!

2013 is undoubtedly the year of the chia seed among the health conscious. For a while it was flax seed. And 2012 could easily have been named "the year of kale." But this year, experts agree, belongs to chia.

"Chia seeds have been in Whole Foods for a long time, but they're just now starting online shopping to grow in popularity," said Drew Rosen, nutrition and cooking teacher at New York City's Whole Foods Market Tribeca. "It's an ancient crop, but because the seeds are so flexible and high in omega threes, they are just blossoming all over the markets in all different types of products."

Indeed. There are chia seeds, ground chia seeds, chia bars, chia snacks, chia drinks. The drink aisle alone housed four different brands of chia-seed drinks.

All these products are in response to high demand. People are looking for chia in all its forms, Rosen said. "It runs the gamut, some people look for the seeds, some for the products. People want to make it easy for themselves."

"Easy" could be precisely what makes chia such a hit in health food circles. While it can be made into pudding, or used as an egg substitute for the vegan crowd, the same benefits can be found simply by sprinkling a teaspoon into your yogurt, oatmeal or smoothie. Some people simply add it to their water.

Unlike flax seed, chia seeds don't have to be ground and they don't go rancid the way flax does. "Chia seeds are going to absolutely replace flax seeds," said Rosen. "They're the absolute best source of omega three fats on the market, hands down, when you consider the ratio of omega three to omega six."

But he cautioned, "You should only eat a small amount, maximum one ounce a day."

That's because chia is very high in fiber, which in large quantities can cause stomach upset.

Licensed nutritionist Lisa Goldberg, who runs a company called Health Coach, which delivers healthy lunches, agrees that a little chia goes a long online marketing wiki way. Including, she said, benefits for those trying to lose a few pounds.

"It's a online marketing ppt high source of fiber," she said. "Chia will keep you fuller longer and prevent you from overeating. You have that feeling of fullness in your stomach because when you wet chia seeds, they form a gelatinous substance that takes longer to digest.

"You'll overeat less and tend to snack less. If you eat chia before a meal, you'll eat less at the next meal. It packs a nutritional punch without adding a lot of food to your diet."

And while the drinks in particular are convenient and filling, Goldberg does not recommend them as a meal replacement. "There's not enough nutrients and calories. What I would say is, it's a great addition."

Chia, she said, is great for kids too. Goldberg suggests a bit of chia in pancake or waffle mix. "It doesn't change the way the food tastes, though it does give it a bit of a crunch," she said.

Pregnant women should also add chia to their diet, Goldberg said. "Women who are pregnant need omega threes for their developing babies, for the brain health. A lot of women are concerned about eating fish because of the mercury, great way to get omega in their diet without concern of mercury from fish oil or fish itself."

But is 2013 to chia what 2012 was to kale? It's unclear, but chia's not likely to go anywhere. ""It'll be around, added to people's diets for extra nutritional boost, because it is so easy and is so healthy," Goldberg said. "It might not be the 'it' food next year, but I don't think it will ever go away."

A Few Simple Residential Landscape Design Ideas


Residential Landscaping Design Ideas

Focusing your home improvement efforts on residential landscape design is a surefire way to build a sense of pride in your home and extra value to your property. When home mortgage refinancing isn't an option improving the value of your home is a good option. Residential landscape design is a way to upgrade a home without the hassle of remodeling. You don't have to live for days and weeks in a state of being upended by the project as you don't do your daily living in the lawn. Because the bulk of all landscaping projects are completed outside your normal everyday life can proceed without interruption.



Landscaping upgrades are also a way Maryland landscape design of improving your home value in a way that reflects to the outside world. Many home improvement projects can only be recognized by people who go inside of a house. A neighbor or casual street observer won't recognize the added value without doing a complete walkthrough. On the other hand a property with upgraded landscaping appears more valuable to anyone that sees the house from the street. The value is not easily overlooked.



Residential Landscaping Projects

If you are looking to take on a few landscape design projects Maryland landscape design to add value and beauty to your home start out with a few simple projects that you can take on yourself. If you have a backyard pool consider focusing on swimming pool landscaping projects such as using decorative concrete to support the value of the pool. Projects such as these can be as simple as adding planters and foliage that is pool appropriate. You can even build your concrete framing for these projects yourself. More extensive projects might be staining or stamping the concrete patio around your pool.

Some simple front yard landscaping projects should be taken on as well to round out a property. Building planter boxes in front of the house or raised flower beds around trees can improve curb appeal and installing basic landscape lighting around your focal points and walkways can both add to the visual appeal but can also add to the safety of your property.



There are of course countless other ways to enhance your residential landscape design. Concrete curbing, driveway resurfacing, sod application, and decorative planting of flowers and shrubbery all have their place. Basic upgrades such as these can add plenty of visual appeal for an affordable price. Especially if you plant low maintenance plant then your yard should be looking good for a long time to come with little afterthought or maintenance.



Sure there are a number of significant landscape design elements that may take more expertise but the basics that you can handle on your own should be the first push to increase home value with home improvement projects via curb appeal. They will have the greatest return on money spent and will be the least intrusive on your time. Residential design is a fine art at the high end but it is simply the art of adding visual appeal to a yard. It does not have to be complicated to look good and it does not have to be out of the reach of the common home owner. Consider taking on a residential landscaping design project for yourself in your next long weekend.

Sharp told by lenders to find LCD partner within months -sources | Reuters


TOKYO Sharp Corp's main banks are telling it to find a buyer for all or part of its ailing LCD business within months, pushing it to get more capital elsewhere as they have already footed two huge bailouts, sources familiar with the matter said.

Despite a $1.7 billion rescue in May, its second major package in three years, persistent losses have meant Sharp can't make the investments it needs to keep its screen business competitive, they said.

The embattled Japanese firm warned this week it would not book a first-half operating profit as planned due to sliding prices for small and medium-sized screens, instead estimating an loss of 26 billion yen ($215 million).

"We want Sharp to make up its mind (on a partner) by the end of year, or by the end of the fiscal year in March at the latest," an executive at one of its main banks told Reuters.



"LCDs are such a volatile business and need constant large-scale investment," he said. "I don't think Sharp can handle the business on its own."

Taiwan's Hon Hai Precision Industry Co has been interested in buying all or part of the LCD unit, while a state-backed fund is also considering a direct investment in Sharp or merging the company's LCD unit with rival Japan Display Inc, separate sources have said.



Financial sources say, however, that no deal is imminent. They declined to be identified as they were not authorized to speak on the matter.

Bank of Tokyo-Mitsubishi UFJ, the core unit of Mitsubishi UFJ Financial Group Inc and Mizuho Bank, the core unit of Mizuho Financial Group Inc are Sharp's main creditors. Representatives for the lenders were not immediately available to comment. Sharp declined to comment on prospects of finding a buyer or partner for its LCD unit.

EXTRA BURDENS

Sharp's main banks have increased pressure on the company as they are worried that without evidence of more drastic restructuring steps, smaller lenders will not refinance loans due to be repaid by end-March, a separate financial source said.

Main banks may then have to shoulder more of the refinancing burden, the source added. Analysts say key banks are unlikely to let Sharp fail as they have already extended huge loans.

Sharp has secured funds under a 510 billion yen ($4.2 billion) commitment line that must be repaid by end-March although the amount borrowed has not been disclosed.

Prospects for Sharp, which was once Apple's favored supplier, to clinch a deal remain unclear.

Hon Hai, which goes by the trade website submission name Foxconn, is seen as the strongest suitor. It already owns a 37.6 percent stake in Sharp's most advanced LCD plant although talks about a deal in 2012 fell through when CEO search engine submission Terry Gou wanted to renegotiate terms after Sharp's share price slid.

"Sharp's expertise in high-end LCD panels is what Hon Hai is after," said Hiroshi Hayase, senior director at research firm IHS Technology. "Experience of more than 30 years best search engines 2013 in LCDs is something you don't easily catch up with."

But a deal with Hon Hai could face opposition from within Japan's government which is wary of a threat to Japan Display.

A move by state-backed fund Innovation Network Corp of Japan to invest in Sharp or merge its LCD unit with Japan Display could face anti-trust concerns, particularly in China, sources said. They note the two firms account for nearly a third of global market share in small and medium-sized panels in value terms.

Sharp is due to report detailed first-half earnings on Friday.

($1 = 120.5500 yen)

(Reporting by Makiko Yamazaki and Taiga Uranaka; Additional reporting by Reiji Murai; Writing by Ritsuko Ando; Editing by Edwina Gibbs)

Potomac Edison Completes Inspections and Maintenance Prior to Winter Weather | Reuters


PR Newswire

WILLIAMSPORT, Md., Nov. 16, 2015

WILLIAMSPORT, Md., Nov. 16, 2015 /PRNewswire/ -- The leaves have fallen and Potomac Edison, a subsidiary of FirstEnergy Corp. (NYSE: FE), is preparing for winter weather by completing inspections and conducting maintenance on weather-sensitive equipment across its service area.

Winter's cold temperatures produce increased demand for electricity, and heavy snow and wind have the potential to cause damage to poles, wires and substations, requiring crews to make repairs in difficult conditions. Completing inspections and maintenance of equipment now can help to enhance system reliability when the snow begins to fly.

"Preparing our infrastructure for winter operation helps to enhance the reliability of our system," said James A. Sears, Jr., president of FirstEnergy's Maryland operations and vice president of Potomac Edison. "Coupled with winter landscaping companies in DC maintenance for our vehicles and snow removal equipment, these efforts help us to provide more reliable service to our customers."

The pre-winter work includes inspecting heating equipment for substation components including capacitor banks, transformers and oil- and gas-filled circuit breakers. Some substations also have buildings that house remote-controlled relay equipment. These structures will be winterized and have their heating systems checked.

Company bucket trucks and other vehicles also are being inspected to help ensure safe operation during the winter season. Tires are inspected each fall and replaced, if necessary, before winter. Air braking systems are inspected, as moisture in the system can freeze and cause reduced braking efficiency. In addition, the diesel fuel used in company vehicles contains a special winter additive that prevents the fuel from gelling in the cold. Trucks also are outfitted with anti-skid materials like sand and salt, and tire chains are inspected and repaired or replaced as needed.

Snow removal equipment is being checked, including plows and blowers used to help crews gain access to substations and to clear the work areas and sidewalks at company service garages and other facilities.

Helicopter patrols also are completing inspections about 1,450 miles of FirstEnergy transmission lines located in the Potomac Edison service area. The inspections are designed to look for damaged wire, broken cross arms, failed insulators, and other hardware problems not visible from the ground. Any potential reliability issues identified during the inspections will be addressed to minimize weather damage in severe conditions.



Tree trimming is another key to preparing our system to meet the rigors of winter operations by maintaining proper clearances around electrical systems and tree removal in Maryland helping to protect against tree-related outages. Potomac Edison tree contractors have trimmed more than 2,100 circuit miles of electric lines since January.

Employee safety also is a priority during the winter. Potomac Edison's cold-weather operational procedures are reviewed with linemen, substation electricians, and meter readers in advance of any frigid conditions. Potomac Edison personnel often receive extra breaks to stay warm when working in extreme cold to restore power after an outage. Crews also could be delayed by treacherous driving conditions.

FirstEnergy's utilities also have made it easier for customers to check the progress of service restoration efforts when they experience a power outage. The company's 24/7 Power Center outage maps now display the status of crews restoring service after a power outage. With this enhancement, FirstEnergy utility customers can see when crews have been dispatched, when they are working on a repair, and when additional crews or equipment are needed to complete restoration work.

FirstEnergy utility customers also can subscribe to email and text message alert notifications to receive billing reminders, weather alerts in advance of major storms, and updates on scheduled or extended power outages. Customers can also use two-way text messaging to report outages, request updates on restoration efforts, and make other inquiries about their electric accounts.

More information about these communications tools is available online at www.firstenergycorp.com/connect.

Potomac Edison serves about 257,000 customers in seven Maryland counties and more than 137,000 customers in the Eastern Panhandle of West Virginia. Follow Potomac Edison on Twitter @PotomacEdison.

FirstEnergy is a diversified energy company dedicated to safety, reliability and operational excellence. Its 10 electric distribution companies form one of the nation's largest investor-owned electric systems, serving customers in Ohio, Pennsylvania, New Jersey, West Virginia, Maryland and New York. Visit FirstEnergy online at www.firstenergycorp.com or follow on Twitter @FirstEnergyCorp.

To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/potomac-edison-completes-inspections-and-maintenance-prior-to-winter-weather-300179459.html

SOURCE FirstEnergy Corp.

LESCO To Supply TruGreen Consumer Lawn Care Products.


CLEVELAND--(BUSINESS WIRE)--June 17, 1998--LESCO, Inc. (NASDAQ:LSCO) and TruGreen ChemLawn, a division of ServiceMaster, announced today that LESCO will become the exclusive supplier of the TruGreen branded line garden landscaper of consumer lawn care products.

LESCO, the nation's leading manufacturer and marketer of turf care products for the professional green industry, will supply a line of fertilizers, seed, and weed and insect control products for consumer use.

"We are pleased to support TruGreen's efforts in the consumer lawn and garden industry. We view this relationship as a significant opportunity for continued growth and expansion of our company," said William A. Foley, LESCO's chairman, president and chief executive officer.

The TruGreen line of products is sold nationally at Target Stores, Builders Square, HG, Hechinger, Scotty's American Stores, Inc. retail outlets, Payless Cashways and Pamida.

LESCO will supply products through its nationwide network of fertilizer and seed-blending facilities and distribution centers. The company recently acquired production facilities in Stockton, Calif. and Hatfield, Mass., adding to its existing facility in Martins Ferry, Ohio and its new facility in Sebring, Fla.

LESCO manufactures and sells a broad line of golf course and turf care products such as fertilizers, chemical control products, turfgrass seed, commercial mowing and other turf care equipment, and golf course accessories. Serving more than 100,000 customers worldwide, including all of the "Top 100" golf courses as reported by Golf Digest, LESCO distributes plant for landscaping through 235 LESCO Service Centers(R), LESCO Stores-on-Wheels(R), lawn care service representatives and other direct sales efforts. Sales in 1997 totaled $357 million. Additional information about LESCO can be found on the World Wide Web at www.lesco.com.

CONTACT: LESCO, Inc.

Ware H. Grove



440/333-9250



or

Cameron Associates, Inc.

Clarence McGowan

212/245-8800

Charlotte's a green wizard; PERSHORE: Teenager chosen to design garden at BBC show.


Byline: By Emma Cullwick

A GREEN-fingered teenager is hoping to become the next Charlie Dimmock after clinching the chance to showcase her work at a prestige gardening event.

Charlotte Newitt convinced the organisers of BBC Gardeners' World Live into giving her a spot at the show, being held at the National Exhibition Centre in June.

The 18-year-old Pershore Horticultural College student, said she was delighted to have the chance to design a garden.

"I'm excited but nervous at the same time," said Charlotte, who lives mowing in student digs in Pershore, Worcestershire.

"I was amazed they accepted my application, especially when I was only 17 at the time.

"I've loved gardening ever since I was little. I used to help my mum and dad in the garden and it's stuck with garden designs me ever since.



"I'd love to be a garden designer, but it would be my dream to present a gardening programme."

Charlotte's college had a garden design displayed at last year's show, prompting her to call the organisers with her own ideas.

Using a blue and white theme, complete with stainless steel art and water features, Charlotte will have two days to create her contemporary garden before the doors open to visitors from June 13 to 17.



Her proud mum, Rachel, aged 52, of Regency Drive, Alcester, Warwickshire, said: "I'm so proud of Charlotte. She went out there, used her own initiative and even found pounds 4,000 in sponsorship."

But she still needs to raise pounds 2,000 to fund her design and has appealed to businesses to back her.

The event will feature TV gardeners, including Monty Don, Alan Titchmarsh and Sarah Raven.

Tickets are available on 0870 380 0143, and anyone interested in sponsorship can call 01789 764 781.

CAPTION(S):

FLOURISHING CAREER... student garden designer Charlotte Newitt, aged 18. Picture: Jeremy Pardoe Photosales No.:

NotTooTall on HubPages


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Insurance agent facing sexual abuse allegations released from jail | Local


A Eugene insurance agent who once billed himself as the most beloved agent in town is now out of Lane County Jail just days after a Lane County Circuit Court judge reduced his bail by more than $2 million.

Richard Hayes Jackson, 61, was released just after 9 p.m. Monday after being held for more than a month on charges related to the repeated sexual abuse of a child.

Friday, Judge Maurice Merten cut Jacksons bail from $3.75 million to $1.5 million, meaning $150,000 had to be posted for his release.

Jackson was arrested Dec. 4 for 15 alleged offenses, including five counts each of first-degree sexual abuse, first-degree sodomy and first-degree unlawful sexual penetration. Authorities allege the abuse occurred between 2000 and 2007, beginning when the victim was under 12 years old.

Jacksons oldest son, Isaac Jackson, an attorney in Eugene, posted a public letter online at insurance the time of his fathers arrest, which stated that the elder Jackson allegedly confessed to his family which includes 12 children after being confronted by the victim. Isaac car insurance Jackson said his father life insurance had asked them to keep the secret within the family, but the children declined.

Eight of those children attended the hearing Friday and opposed his bail reduction and ultimate release. Richard Jacksons former wife of 45 years, whose divorce from Jackson was finalized last week, favored the bail reduction.



Richard Jacksons attorney, George Derr, said his clients release from jail would let Jackson finalize his agencys closure, undergo left-knee surgery and a psychosexual evaluation, and take care of personal matters related to the divorce.



Richard Jacksons insurance agency is on River Road.

Autos & Trucks :: Insurance Articles






Insurance Articles

Home Autos & Trucks InsuranceAlmost 140 year old Central Insurance Company By Armando Hernandez

Starting the business as Van Wert County Mutual Fire Insurance Company, the insurer has come a long way of development for nearly 140 years into today .... General Liability Insurance, Inland Marine Insurance, Commercial Auto Insurance, Data Compromise and Identity Recovery Insurance, and Pollution Liability.



Good2Go Auto Insurance Atlanta By Armando Hernandez

Atlanta is the capital of US State of Georgia, and also the most populous city in the state in 2013. When it comes to auto insurance, residents of Atlanta .... without active insurance. Although you are not required to carry an insurance ID card, the data informed in the policy and card should be exactly the same.

Independent Car Insurance Estimator By Armando Hernandez

Car insurance estimator is a free tool for you to calculate the average amount of insurance cost based on your personal data. Most major insurance companies .... representative to walk you through the process. Before everything is finalized, there are probably further questions asked, such as credit card score.

Car Insurance Estimator Guide By Armando Hernandez

If you are currently in the market for a new car, regardless of the type and model, auto insurance is going to be very serious consideration. The carrier .... is to allow you to purchase insurance without the needs for an agent. No matter how well the software was designed, it can never replace a real agent.

Citizens Insurance Michigan By Armando Hernandez

Michigan is home to the automotive capital of the house insurance world, the Great Lakes and some seriously cold weather. The state also boasts many famous companies .... other inquiry, a helpful representative will gladly assist you anytime. Get a free online quote and see how easy finding cheap Citizens insurance can be.

How to Get Accurate Car Insurance Estimate Online By Armando Hernandez

Trying to find out how much your car insurance will cost is no longer a difficult thing to do. There are numerous good websites from both independent reviewer .... job: non stressful professions lead to relaxed life insurance driving which in turn decreases the likelihood of road accidents and you get less expensive premium insurance advice rate.

Understanding the basics and simple methodology of Auto Insurance By Armando Hernandez

Auto Insurance which relates to car insurance, GAP insurance or motor insurance is simply the insurance policies obtained for items like motorcycles, trucks .... best protection is always the most insurance you can afford to carry. It is very simple to get insured now and all it takes are just a few steps away.

How to Get Fred Loya Quote By Armando Hernandez

Loya Insurance is one of the fastest growing companies in United States with more than 600 agencies in 10 states across the country. In the attempt to .... Current insurance policy information Driving license number for every driver you want to include in the policy VIN (Vehicle Identification Number)

Automatic Direct Auto Insurance Quote By Armando Hernandez

Acquiring insurance coverage may not be as easy as you expect, especially if this is your first time. Young drivers, who were previously included in their .... you are asking for quotes. However, it is possible to change the companys recommended coverage plan and simply purchase those that you need the most.

Fred Loya Insurance Local Insurance Company By Armando Hernandez

Starting his career as a cattle rancher, Fred Loya turned to sell insurance in 1975. Fred Loya Auto Insurance now has more than 500 branch offices spread .... uses a secure HTTPS connection, meaning any information carried by the electronic transaction only travels between your computer and the companys server.

Citizens Insurance Michigan By Armando Hernandez

Citizens Insurance is owned by The Hannover Insurance Group, one of the biggest and best property and casualty insurers in United States. It is now currently .... your damaged car is completely fixed and ready to go again. Also, it gives Roadside Assistant with up to $75 coverage for broken, lost, or stolen keys.

Go Auto Insurance - Specific Offers for Specific Needs By Armando Gfrias

Bundled insurance coverage for house, health, life, and car often gives cost-saving benefit, but some people simply choose to separate their policies because .... type of policy, allowing you and the company to discuss and handle all matters more specifically which often leads to better results for both parties.

What is Car Insurance and How Does it Work? By James Oleander

Car insurance is a policy that is purchased for cars to provide financial protection against physical damage or bodily injury from an accident or against .... payments are given to the insurer and the voluntary excess which is an extra amount above the compulsory excess to be paid in the event of claim on policy.

Using the Internet to Find Lower Cost Motorcycle Insurance By Laura Ginn

In an effort to find better coverage options on motorcycle insurance at a lower cost, many riders are turning to the internet. There is a wide range of .... agent that it's still a better deal for you to pay a little higher premium to have a policy with someone you already know and can trust to protect you.

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Indian family protection law central to emotional custody battle


Story highlightsA Cherokee Indian man wins custody of his 2-year-old biological daughterShe'd been adopted by a South Carolina family soon after her birthLawyer: The biological father didn't understand the waiver he signedA federal law meant to protect Indian family breakup is key to the caseFor the first few moments of her life, Veronica was with her birth mother.



For the next two years, she was with her adoptive parents.

And for the last week, the toddler has been with her biological father, over 1,000 miles away from the only home she'd ever known.

It's been a long, complicated journey for young Veronica -- one made possible by a federal law meant "to protect custody agreement the best interests of Indian children" that, in the process, has tugged at the heartstrings of all involved.

The story began in 2009, when Veronica's biological mother and father, Dusten Brown, signed a legal document agreeing to put the girl up for adoption. Brown's attorney, Shannon Jones, says that her client signed the waiver but didn't quite understand it.

Soon after the girl was born, Brown -- a U.S. Army soldier -- headed off on a 1-year deployment. It was then that the baby moved on as well, to the Charleston, South Carolina, home of Matt and Melanie Capobianco.

It was an open adoption, family friend Jessica Munday said. That meant the girl's birth mother could and did maintain a relationship with the girl.

But Brown, the biological father, wasn't on board. Four months after Veronica's birth, he began legal proceedings seeking custody of her.

"My client has been fighting for custody of his daughter since shortly after her birth," Shannon Jones, Brown's Charleston-based lawyer, said by e-mail. "He loves this child with all his heart."

Brown appeared to win that battle late last year. On New Year's Eve, he arrived in South Carolina, picked up family law Veronica from her adoptive parents, and headed west to his home in Oklahoma.

"It's awful," Matt Capobianco said days later to CNN affiliate WCIV. "Everyone keeps saying how bad they feel for us. But, I mean, she's a 2-year-old girl that got shoved in a truck and driven to Oklahoma -- with strangers."

Key to Brown's case is a 1978 federal law called the Indian Child Welfare Act.

Its aim is to "promote the stability and security of divorce contract Indian tribes and Indian families by the establishment of minimum federal standards to prevent the arbitrary removal of Indian children from their families and tribes and to ensure that measures which prevent the breakup of Indian families are followed in child custody proceedings."

Brown is enrolled in the Cherokee Nation, a "federally-recognized government" of Indians that has "inherent sovereign status," based near Tahlequah, Oklahoma. That means young Veronica has Indian blood, as well.

Chrissi Ross Nimmo, assistant attorney general for the Cherokee Nation, says that the protections inherent in the Child Welfare Act are clear and important. Applied as she sees it, Brown -- as an Indian and the biological father of Veronica -- is entitled to custody of the girl.

"There's a placement preference. If children are removed by the state or if they're placed in private adoption, the first preference is for a family member," Nimmo told CNN affiliate KOTV.

Others disagree. CNN legal analyst Avery Freedman, for one, said the law was misused in this case.

"It's a wonderful law which seeks to protect the integrity of ... Native American families," she said. "But it cannot be used as a bludgeon to destroy existing families."

Jones insists that Brown "would still be entitled to custody of his daughter under South Carolina law."

"It is important to understand that the Indian Child Welfare Act was not used as a loophole in this action," the lawyer said.

Whatever the legal arguments, the emotions are still raw. The Capobiancos have spoken to Veronica once since she left, on New Year's Day.

"She said, 'Hi Mommy! Hi Daddy! She sounded really excited to hear us. And she said, 'I love you!' numerous times," Melanie Capobianco told WCIV.

She added that her husband felt like he'd failed as a father, sending her off with people she didn't know and not knowing what the little girl must think of them and the whole situation.

Melanie Capobianco said she is worried about what's next, and how Veronica is getting through each day and night.

"We just wish we could be there, if she was afraid," she said.

The Do-it Yourself Divorce | Business Wire




TORONTO--(BUSINESS WIRE)--Powerhouse family lawyer Lisa Gelman may have raised a few eyebrows when she decided to dedicate a portion of her website to do-it yourself divorce. Its an unconventional tactic which presumably cant be good for a lawyers bottom line.

First and foremost, were a team of custody issues advocates looking to provide the best resources, even for the most autonomous of individuals, said Gelman, whose family law practice spans six offices throughout Ontario.

It is a common misconception in Canada that a lawyer is a mandatory part of the process.

Gelmans site includes links to forms and processes tailored specifically to those who may or may not have property or child custody claims.

Other tools available on the site include a divorce lawyer locator and a child support calculator which takes into account pre-tax income, number of children and amount of time a child is living with a parent. While the calculator is not guaranteed, it is a valuable resource for support estimation.

Other firms build their businesses by processing cases, said Gelman. We'vebuilt our business around taking care of the entire family.

For more information on the divorce online best personal strategy for you, visit Gelman & Associates:http://www.lisagelman.com/



Commercial Truck Insurance - Specialized In Provoding Cheap Insurance Rates


When buying commercial truck insurance, consider the company that you are purchasing it from because not all providers are the same. There are actually companies which especially sell this kind of coverage and as burial insurance companies a wise decision you would want to do business with them instead of a regular auto insurer. There are specific details to trucks that your personal truck insurance provider might overlook. For instance, owner-operators might need to upgrade coverage on small business liability insurance a short-term or single-trip basis. Only those who work on commercial truck insurance will be able to offer it because they are aware of the consequences as well as the benefits.





Commercial Truck insurance should be the first thing on your mind if you plan in engaging on a commercial trucking business. However, if you already are on this kind of business, get insured. This will not only keep your assets secure, it may just ensure the survival of your business.

Before seeking for insurance companies, you need to make sure to keep your truck in good condition. Unlike regular auto insurance, the truck's age does not matter to insurers. It is the truck's capacity to carry and move cargo that is important to them. Check tires, breaks, and other safety features that may affect its performance. Trucks are also mandated to be inspected by the Department of Transportation (DOT) for safety purposes. As long as it can do its function effectively and it passed the DOT inspection, there would be no problems applying for insurance.



Now that indeed specialized company is important for commercial truck insurance, truck owners must now see to it that they consider the years of experience, the financial strength, the available coverage, the rate of the policy and the value of service of the prospective company business health insurance they want to deal with.



Look into their various offers as well. From there, choose that which you feel can offer you a good commercial truck insurance. Simply get in touch with your preferred agent or surf the internet for several firms and get an online commercial truck insurance quote. From there, you should get an idea on which policy will best suit your truck needs.

There are different types of policies offered by Commercial truck insurance companies. An operator must choose the one that serves his business' needs. There is a policy that covers only the truck itself, as well as the properties it may damage or people it may injure. There is also another policy that covers even the cargo that is being carried by the vehicle.

The business owner must pick the right plan that is suitable for their needs. Comparing quotations from different providers will benefit the truck operator because this will give him a better chance of getting a good deal. Call 1-800-513-3135 to get a free commercial truck insurance quote

Columbia Laboratories Completes Enrollment in Pivotal Phase III Study of Prochieve 8% to Prevent Preterm Birth


LIVINGSTON, N.J.--(BUSINESS WIRE)--Aug. 1, 2006--Columbia Laboratories, Inc. (NASDAQ: CBRX) today announced it has completed enrollment in its randomized, double-blind, placebo-controlled Phase III study of Prochieve(R) 8% (progesterone gel) for a new indication, the prevention of preterm birth. This large-scale global trial involves over 600 patients at more than 60 centers throughout the United States, Europe, South America, Asia and South Africa. It is designed to assess the ability of Prochieve(R) 8% to safely, effectively and tolerably prevent preterm birth in pregnant women who are predisposed to this problem. Prochieve(R) 8% is currently FDA-approved and commercially available to treat infertility and secondary amenorrhea.

"We are very pleased to have completed enrollment for the Prochieve(R) preterm study two months ahead of our stated guidance," said Robert S. Mills, Columbia's president and chief executive officer. "This achievement resulted from an intense, sustained joint effort by Columbia's clinical team and the study coordinators and participating physicians. We eagerly await the advancement of our last patient's pregnancy, which should reach the 37 week gestation mark in December 2006, and are simultaneously developing our strategies to launch and market Prochieve(R) 8% for this possible new indication. We look forward to announcing initial results from this study in late first quarter or early second quarter 2007. Assuming positive results, we will compile and submit the dossier for a label indication with the FDA in mid-2007.

"Our commitment to Prochieve(R) 8% for the prevention of preterm delivery is strong and unwavering. This natural progesterone product has a proven safety record in pregnant women and can be easily self-administered at home. We believe Prochieve(R) 8%, if approved for this new indication, will be an important drug in the fight against preterm delivery," concluded Mills.



About Prochieve(R) 8%

Prochieve(R) 8% (progesterone gel) is a bioadhesive product that utilizes Columbia Laboratories' proprietary Bioadhesive Delivery System (BDS) to deliver natural progesterone vaginally in a convenient and easy-to-use, pre-filled, tampon-like applicator. By using a non-immunogenic (hypo-allergenic) bioadhesive polymer designed to adhere to the vaginal tissue, Prochieve(R) 8% promotes controlled and sustained absorption of progesterone and minimizes leakage, a side effect commonly seen with vaginal suppositories. As a result, the product does not restrict normal activities. Prochieve(R) 8% contains 90 mg of natural progesterone. It is FDA approved for progesterone supplementation or replacement as part of an Assisted Reproductive Technology (ART) treatment for infertile women with progesterone deficiency and for the treatment of secondary amenorrhea, and is safe for use during pregnancy.



The most common side effects of Prochieve(R) 8% include breast enlargement, constipation, somnolence, nausea, headache, and perineal pain. Prochieve(R) 8% is contraindicated in patients with active thrombophlebitis or thromboembolic disorders, or a history of hormone-associated thrombophlebitis or thromboembolic disorders, missed abortion, undiagnosed vaginal bleeding, liver dysfunction or disease, and known or suspected malignancy of the breast or genital organs.



For more information, please visit www.prochieve8.com.



About Columbia Laboratories

Columbia Laboratories, Inc. is a U.S.-based international pharmaceutical company dedicated to the development and commercialization of women's health care and endocrinology products. Columbia markets Prochieve(R) 8% (progesterone gel) for progesterone supplementation as part of an Assisted Reproductive Technology treatment for infertile women with progesterone deficiency and Prochieve(R) 4% (progesterone gel) for the treatment of secondary amenorrhea. The Company also markets Striant(R) (testosterone buccal system) for the treatment of hypogonadism in men. Columbia's products and product candidates utilize the Company's eye plastic surgery bioadhesive drug delivery technology, which is able to deliver a broad range of compounds, including peptides, across many of the body's mucosal surfaces to address numerous therapeutic areas. The Company is investigating the potential utility of Prochieve(R) 8% (progesterone gel) to prevent preterm birth and is developing a vaginally-administered lidocaine product to treat dysmenorrhea and pelvic pain. For more information, please visit www.columbialabs.com.

Safe Harbor Statement Under the Private Securities breast enlargement pills Litigation Reform Act of 1995: Except for historical information contained herein, certain statements of Columbia Laboratories, Inc.'s expectations made in this press release, including those regarding the timing and potential results of the Company's Prochieve(R) preterm clinical research program, constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements involve certain risks and uncertainties. Those statements include statements regarding the intent, belief or current expectations of Columbia Laboratories and its management team. Investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those projected in the forward-looking statements. Given these uncertainties, investors should not place undue reliance on these forward-looking statements. Factors that might cause future results to differ include, but are not limited to, the following: the successful marketing of Prochieve(R) 8% (progesterone gel), Prochieve(R) 4% (progesterone gel), and Striant(R) (testosterone buccal tablet) in the U.S.; whether Prochieve is dispensed to patients of physicians on Serono's target list of fertility specialists at a rate of less than 10% the amount of Crinone(R) dispensed to those patients; the timing and size of eyebrow lift orders for out-licensed products from our marketing partners; the timely and successful completion of clinical studies, including the Prochieve(R) 8% study for preventing preterm birth; success in obtaining acceptance and approval of new products and indications for current products by the FDA and international regulatory agencies, including acceptance and approval of an indication for preventing preterm delivery for Prochieve(R) 8% from the FDA; the timely and successful development of products; the impact of competitive products and pricing; competitive economic and regulatory factors in the pharmaceutical and healthcare industry; general economic conditions; and other risks and uncertainties that may be detailed, from time-to-time, in Columbia's reports filed with the Securities and Exchange Commission. Columbia Laboratories undertakes no obligation to publicly update any forward-looking statements.

Prochieve(R), Crinone(R) and Striant(R) are registered trademarks of Columbia Laboratories, Inc.

Photos: The Historic House Steve Jobs Demolished


by Jesus Diaz, Gizmodo

This is the Jackling House exactly how Steve Jobs has wanted it to look since he bought it in 1984, the year of the Macintosh launch. Demolished. Destroyed. Blown to smithereens.

Even while Jobs lived in this house for a decade with little more than a few rugs, lamps, a bed and his Bob Dylan records he never liked it. In his words, the Spanish Colonial Revival building was a colossal monster, an architectural abomination. It may have been the Xanadu of copper mining magnate Daniel Cowan Jackling back in 1925, but it was never going to be Citizen Jobs ivory tower.

It took him years of legal battling and lobbying to get permission to destroy the historic building. But finally, the defenders of the copper tycoons manor lost, and Steve received his license to kill. His crew obliterated the house in a single day.

At last, Jobs has a dream spot to build his dream house.

Plans for the house Steve Jobs hopes to build in the location of the former Jackling mansion.Never look back

Jobs has never been nostalgic. One of the first things he did when he came back to Apple was to get rid of all the classic models that were stored as in a museum in a room on the Cupertino, California, campus. He donated them to Stanford, and freed the room from its dedication to the past. According to Jobs, you should always construction dumpster rental prices look forward; whoever looks back in this industry inevitably fails.

That action just like eliminating the Jackling House from the face of the planet has been a constant in his career. While the construction waste bins man has shown that he is proud of his life achievements in interviews or his now-famous 2005 Stanford Commencement Address, he doesnt have any doubts about deleting the past to create the future no matter if he is right or wrong.

Steves Homes

1955 Steve Jobs is adopted by Paul and Clara Jobs, who live in a humble home with room for two kids in the Sunset District of San Francisco.

1960 The Jobs family moves to Mountain View. The house had a garage, which Paul used to tinker with cars while Steve got interested in electronics.

1969 The Jobs family moves to Los Altos. According to Michael Moritzs Return to the Little Kingdom, they bought a house with a gently raked roof, a large garage and three bedrooms in Los Altos because Steve Jobs wanted to go to a better school, Homestead High School. There, he met Steve Wozniak; in 1975 the two Steves would assemble Apple I circuit boards in this same garage.

1973 Steve Jobs goes to Reed College, where he crashes at friends dorm rooms and apartments. After dropping out, he keeps going to class, joins Atari, disappears from time to time to a hippie communal farm, and goes on a trip to India.

1982 Steve buys an apartment in the top two floors of the San Remo, a Neo-Renaissance apartment building in New York City. He renovated his apartment for years with the help of famed architect I.M. Pei and sold it to U2s singer Bono in removal of waste 2003. He never even lived there.



1984 Jobs buys the Jackling House, a 14,540-square-foot, 14-bedroom manor designed by George Washington Smith and located in Woodside, California. He moves in with almost no furniture.

1991 Jobs marries Laurene Powell and moves out of the cooper manor, to a new home on Waverley Street, in Palo Alto, California. This charming, rustic brick house, with big trees and a luscious garden where Jobs cultivates his own vegetables, is his current residence.

Photographs: Tutu Lee. Camera and lens rental: borrowlenses.com. This story originally appeared on Gizmodo.

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List Of Free Business Directories In Australia: Advertise Online For Free


What Is An online business list Australian Directory?

A directory is a website made entirely of listings related to a specific topic, region or country.

Most directories allow free listings, although they will charge for specially featured listings or advertising packages.

Directories usually allow you to list your business, website and contact details, and allow visitors to the listing to rate your business. Most directories get the majority of their traffic from search engines, making them a good way to funnel traffic into your website.



Types Of Directories

The detailed listing of Australian Directories listed below provide the opportunity to expose your products and services around the country with ease. Some combine the small business listing basics of a directory with classifieds so where appropriate, take advantage of what is on offer.

You know the saying "don't keep all your eggs in one basket". Apply it here.



Bride & Groom Bill Couple $75 for Missing Their Wedding


A Facebook fan sent us this invoice she got for having to miss online gifts a relative's wedding because her babysitter canceled on...

Posted by KARE 11 onTuesday, September 29, 2015



A Minnesota woman says drunk driving she got a bill for $75 after she was forced to miss a wedding.

Jessica Baker told KARE-TVshe RSVP'd "yes," but her babysitter (her mom) had to cancel at the last minute on the day of the wedding.

Baker said the wedding invitation specified "no children," so bringing her kids was not an option.



A few weeks later, she got a bill (above) for the meals that she and her husband didn't get to eat. Two "herb-crusted walleye" orders, plus tax and service charges, came to $75.90.

A note stated, "This cost reflects the amount paid by the bride and groom for meals that were RSVP'd for, reimbursement and explanation for no show, card, call or text would be appreciated."

Baker said she has no plans to pay.

Wedding experts recommend that couples plan in advance to have a few more find a business near me or less guests than anticipated.

Let us know your take on this one!

This story has drawn thousands of comments and has now gone viral. And it all started from one woman's post on our Facebook page. http://kare11.tv/1KQQtQI

Posted by KARE 11 onWednesday, September 30, 2015

Complete Stranger Calms Young Mom's Crying Baby on Plane

A Slain Officer's Comrades Stood in for Him at His Daughter's Wedding

Man to Remarry His Wife After Crash Claims Her Memory of Their Wedding

Mom Tears Into Party City Over 'Sexy Cop' Halloween Costume

Thomson Reuters: Customer Zone - Home


We alarm system are taking the next step to revolutionise the registration process allowing you to have access to security camera both My Account and wireless security camera system Customer Zone.



Once clicking 'Register' you will be navigated to My Account to complete registration. After completion you can either stay on My Account or return here to access Customer Zone.

FoxNews.com - Breaking News | Latest News


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NAACP and Their Pro Bono Lawyers


From the NAACP's beginning (1910) and to around 1925, in these formative years, and with the organization basically destitute year in and year out, the NAACP was forced to rely on white male attorneys who were willing to work pro bono (without compensation). There were three lawyers who were willing to do the bulk of this kind work for the advancement of the NAACP::

-- Albert Enoch Pillsbury (born 1849 - died 1930)

-- Moorfield Storey (born 1849 - died 1930)

-- Arthur Spingarn (born 1878 - died 1971)



However, there are two things regarding the NAACP in these formative years which I find more than a little troubling (and I hope you do as well) :: 1) the legal strategy they used; 2) the apparent hypocrisy of the white lawyers.

1. Legal Strategy :: Much emphasis is generally given in today's literature to the legal strategy employed by the NAACP in pursuing its lauded integration agenda. However, there is another aspect to this strategy which has been given little importance or recognition (if any) and I think it bears pointing out:: their activities were not in any way consistent with existing rules for lawyers in 1910 -- or all the way up to 1964 for that matter. Also never noted is the unprecedented special treatment NAACP lawyers consistently received at the hands of the New York State Bar. That is, what ethical boundaries other lawyers were either forced by their state bar to accept, or morally bound to respect, the NAACP lawyers were always allowed to freely engage in violating. For example, lawyers in 1910 were supposed to represent for a fee individuals, companies or, from time to time, a group of any other sort seeking redress over a legal issue or point of law. The NAACP, however, always provided its clients with free (pro bono) lawyers. Additionally, lawyers were not supposed to stir up lawsuits, advertise their services ... or call upon prospective clients and offer their services pro bono. The NAACP did all of this. And no matter the ethical violation ... the NAACP always seemed to get a pass. Perhaps because the clients the NAACP were pursuing, ones that could never afford to pay a fee for lawyer services, the New York Bar allowed these guys to get away with all their ethics violations. However, the following point still needs to be driven home here: For lawyers to work for an organization, and where the primary purpose of that organization is to stir up lawsuits, claiming their efforts were for the "public good", was, prior to 1910, unprecedented in America, as well as in every other Western Civilization country. 1

2. Hypocrisy :: I have also found it very troubling that the white pro bono lawyers for the NAACP (as well as all the other members of the NAACP who were white), who worked for or on behalf of this organization - which promoted racial integration - were unwilling themselves to practice what they were promoting. In other words, none of the white attorneys were willing to live among the Negro people (Arthur Spingard was a man of considerable wealth who chose to pro bono attorneys Philadelphia live in an exclusively white community on a palatial estate in upstate New York); nor free online legal advice Philadelphia were they willing to send their children to a predominantly Negro school; nor were they ever willing to try to make a living exclusively among the Negro population. Yet they were essentially telling America's white population that integration and race-nullification was the right direction their people should be heading; and not only was it the right direction, but the moral one as well. The way I understand hypocrisy, this does appear to fit the definition. If integration of the races, still an unknown concept in human history at this time (1910 to 1925), was, as the NAACP was claiming, actually the right thing to commit to, it does seem that the ones promoting this radical new agenda should be the ones at very least practicing it themselves.

-------------------------------------

NOTE: In the 100 years existence of the NAACP, there has yet to be one documented case of a white male / female member of free legal assistance Philadelphia this organization that moved from their predominantly white community into a predominantly Black community. 2

Also, here's a look at today's NAACP (black female): CLICK HERE

------------------------------------

1. http://www.historycooperative.org/journals/lhr/20.1/carle.html

2. I could not find a single documented case. If someone knows of a case(s), please include it below in the comment section (with a source).

What is an easy part time job that will get me at least $500 a month?


Try some online jobs, where you dont have to pay upfront money. Online data entry is an excellent career to consider if you want to work at home. The equipment needed for this type of job is very minimal. You only need a computer office table and chairs Rockville MD with an Internet connection, a table and a comfortable chair. Data entry duties include the inputting of correspondence, reports, and spreadsheets into a home computer and then transmitting that data using the Internet. Work at home data entry personnel may also proofread text, edit information, and maintain databases. Data entry jobs usually offer flexible scheduling, allowing tables and chairs Rockville MD people to work when they want to and as little or as much as they want to. Some of the growing fields for work at home data entry include medical and legal transcription, medical coding and litigation coding.

http://internet--jobs.blogspot.com/



This type of work is becoming so popular that many fraudulent websites have emerged offering data entry jobs, which promise huge profits. The best way to find a legitimate data entry job is visit a reputable career website. You are more likely to find a genuine work at home job using these websites.

http://workathome-sa.blogspot.com/



There are several freelance websites that post freelance data entry jobs. Avoid responding to ads that do not list a company name or contact information. There are many reputable freelance work forums that can provide you with work at home data entry job listings. The forums are usually free to join and provide trustworthy information. Once you have found an advertisement for a work at home data entry job, check out the company by visiting their website. You can also do an online search using the company name and visit the Better Business Bureau website to see if they have been listed as a fraudulent company.

Use a Wringer Washer - Buying a Wringer Washing Machine for Home Use


Unfortunately, Maytag doesnt make them anymore the last one rolled off the production line in 1983. But, since these things were built to last, you home appliances insurance Ashburn, VA can still find old ones that work just fine. You can sometimes find them on Craigslist, or you can place an ad saying that you are interesting in purchasing one. You can also check estate sales, auctions, rummage sales, or eBay.

Lehmans.com, who carries many products for the Amish community, is an excellent website for non-electrical appliances. They carry an exact remake of the well-known Speed Queen wringer washer. Its stainless steel tub will hold fourteen pounds of clothing! Lehmans also sells a reconditioned Maytag square tub wringer washer that will run on gasoline or electricity.





Check also with your local appliance home appliance stores Ashburn, VA stores. They may be able to place a special order for you.

Oh yeah ... one last thing that home appliance stores Ashburn, VA I learned when I was four fingers are not meant to go through the wringer!

What happens if you wash different colors of clothes in the washer?




It's still best to sort light and dark colors, then wash them separately in cold or warm water, according to the garment tags. Many things that say Dry appliance Ashburn, VA Clean Only, aside from velvet, can be carefully laundered in cold water. It also helps if you have a washer with many settings, such as hand wash, delicate, wool, etc. I always use Color Catchers (Shout official brand, but there are other names by Carbona and other companies), which are either multi-use cloths or single-use sheets. I've seldom had any trouble with that method. If you suspect a new garment of home appliance sale Ashburn, VA being prone to run, put it in a small load with other clothes the same color/hue, along with a Color Catcher. Always use mild detergents without parabens, SLS, etc. When I wash gauze garments, I separate carefully by color, then add white vinegar in the prewash slot.

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Parent-child interaction therapy: an examination of cost-effectiveness.


In regard to mental health impairment, disruptive behavior has been found to be the most frequent cause of child outpatient or inpatient referral (Wells & Forehand, 1985) and is estimated to affect up to 23% of young children (O'Brien, 1996). In addition to an especially poor prognosis, the societal cost of children with disruptive behavior disorders (DBD) is great. Estimates indicate that a child with severe behavioral problems is about ten times more expensive than a child without such problems (Scott, Knapp, Henderson, & Maughan, 2001). Given the potential monetary benefits of early intervention among this population, as well as the intangible gains associated with improved behavior and a safer community, it is advantageous to explore DBD treatments that are efficacious and financially prudent. The current paper sets out to evaluate the cost-effectiveness of Parent-Child Interaction Therapy (PCIT; Eyberg, Boggs, & Algina, 1995; Hembree-Kigin & McNeil, 1995), an empirically supported treatment for child DBD, and in doing so, assess the anticipated financial costs and behavior improvements associated with its implementation and practice. First, we will review the extant literature and examine the implications, financial and otherwise, of untreated DBD. Next, we introduce PCIT and demonstrate the empirical support for the use of PCIT for children with DBD. Following such an introduction, we commence with an analysis of the costs and anticipated behavior changes associated with the use of PCIT on a per-child basis. Additionally, we discuss the startup costs necessary for implementing PCIT. Lastly, we conclude with a discussion of the implications of the results and suggest future directions for research in this area. We hope that this paper will encourage the use of PCIT in new settings, including both community and university clinics. Particularly when considering the exuberant costs of DBD, PCIT may be an attractive option to clinicians and policymakers if it is demonstrated to be a cost-effective treatment.

The class of externalizing behaviors referred to as DBD is generally typified by aggressive, defiant, and impulsive behaviors which are commonly diagnosed as either Conduct Disorder (CD) or Oppositional Defiant Disorder (ODD). CD is characterized by aggression, theft, destruction of property, and defiance of societal norms. ODD is defined as a persistent pattern of behavior which includes arguing, disobedience of adult requests, and anger. All, by definition, lead to clinically significant impairment in the academic, interpersonal, and/or occupational domains (American Psychiatric Association, 2000). Additionally, these disorders are typically present early in life and can be recognized in children as young as two years of age (Muntz, Hutchings, Edwards, Hounsome, & O'Celleachair, 2004). Among the numerous biological and situational correlates for the development of DBD, some of the strongest data indicate that family factors greatly contribute to child behavior. Indeed, among others, parental depression (Querido, Eyberg, & Boggs, 2001), reports of parental stress (Eyberg, Boggs, & Rodriguez, 1992), and parent-child interactions (Olson, Bates, & Bayles, 1990) have all been demonstrated to be associated with the display of child disruptive behavior. Indeed, research on this population indicates that parent-child interactions are one of the strongest determinants of the development of childhood behavior problems (Campbell, 1997; Patterson, 1982).

Given the severity of these behaviors, there is a strong need for effective and early interventions. McNeil, Capage, Bahl, and Blanc (1999) reported that "young children with severe behavior problems do not immediately 'outgrow' their disruptive behaviors without intervention" (p. 451). Such a statement is not hyperbole as early-onset disruptive behavior is indicative of an especially poor prognosis (McMahon & Wells, 1998). In the absence of effective treatment, childhood disruptive behavior is likely to persist into adolescence and adulthood (Lahey et al., 1995). Disruptive behavior in early childhood is likely to manifest itself in adulthood through psychological impairment, criminality, or incarceration (Farrington, 1995). Studies have demonstrated that nearly 40% of children diagnosed with CD are convicted of crimes later in life, most frequently for CD-related offenses such as property destruction or assault (Farrington, 1995).

Given the numerous documented negative repercussions of child DBD, it is critical to examine empirically-supported treatments in regards to their effectiveness and feasibility to implement (e.g., financial cost of treatment). Two common methods for fiscally evaluating treatments are cost-benefit and cost-effectiveness analyses. While there has been much confusion in differentiating between the two, the primary distinction is based upon the outcome variables (Yates, 1999; Yates & Taub, 2003). Both cost-benefit and cost-effectiveness analyses measure the financial implications of a particular treatment modality. However, a cost-benefit analysis restricts its comparison to the monetary input and output. That is, the cost of a treatment is compared to the financial gains it produces. A cost-effectiveness analysis, on the other hand, measures the outcome of an intervention in terms of treatment effects or behavior change. The cost of a treatment is juxtaposed to the non-monetary improvements one makes as a result (e.g., improvements in a child's maladaptive behavior). While the effects of DBD extend into both the financial and behavioral domains, we believe that a cost-effectiveness analysis may be of more interest to treatment providers and clinicians familiar with this population. As is such, we will now discuss the implications of child DBD. We do briefly discuss the financial benefits of successful treatment as well as the cost of untreated child disruptive behavior. Although technically superfluous in a cost-effectiveness analysis, we believe that such figures may best outline the urgency of early intervention and put into perspective the impact of this population on the general public.

Implications of Disruptive Behavior Disorders



All of the following figures are presented in United States dollars with English Pound figures adjusted using the Federal Reserve Board's (2007) exchange rate of 1 [pounds sterling] = $1.84. Fiscally speaking, the cost of untreated DBD and its multiple negative outcomes to society is vast. Considering that the data confirm that treatment earlier in life is more effective than later treatment, there is an urgent need from a financial and a behavior standpoint for early and immediate intervention (Gallagher, 2003). Cohen (1998) estimates that effective treatment among a high-risk population, such as children with DBD, may save approximately $2 million over the course of each child's lifetime in averted costs associated with school dropout, future criminality, and substance abuse. Additionally, Knapp, Scott, and Davies (1999) found that the cost of a young child with CD between 4 and 10-years-old were averaged at over $28,000 annually, with a majority financed through taxpayer funds (e.g., school system, health care).

Paramount to the study of the cost of child DBD is longitudinal data collected over the course of one's lifetime. Foster, Jones, and the Conduct Problems Prevention Research Group (2005) identified children in kindergarten as being at a high risk for persevering behavior problems. The results demonstrate that youths not receiving treatment were by far the most costly through adolescence in regards to their medical care, mental health treatment, juvenile justice, and school costs. Additionally, while the annual costs of the respective services remained fairly stable over time for the unimpaired comparison group, adolescents with CD generally increased their cost to society throughout their high school years. Over the final four years of high school, the results suggested that an adolescent with CD may cost an additional $11,700 annually compared to an unimpaired child (Foster et al., 2005). There was a similar discrepancy when comparing adolescents with ODD, although the annual cost was less than children with conduct problems (Foster et al., 2005). Particularly when considering the relatively high prevalence rates of CD (6%) and ODD (8%) among the study' s sample, such a cost adds a heavy financial burden for taxpayers. Other longitudinal studies (e.g., Scott et al., 2001) reiterate that children with DBD cost significantly more than children without such impairment, as educational services, truancy, unemployment benefits, medical and mental health care, and legal/incarceration costs are far greater for this population. Disruptive children, in the absence of treatment, are at risk of becoming disorderly adults with more severe problems. In the long run, the general public pays the price.

The cost of DBD has been demonstrated to be exorbitant from a financial standpoint. Yet the scope of DBD reaches beyond the fiscal consequences. As Cohen (1998) noted, there are many hidden expenses associated with disruptive behavior which are difficult or impossible to measure. There is the direct cost, such as the amount paid in social services or incarceration, and what he terms the indirect or "social cost" (p. 6). This refers to, for instance, the price of a community feeling less safe as a result of crime or how hospitals are less productive due to caring for an assault victim. While social costs may be difficult to measure, the intangible benefits of a safer community in the absence of child and adult disruptive behavior cannot be discounted. School classmates, for instance, bear the negative effects of disruptive behavior in the classroom. Martini-Scully, Bray, and Kehle (2000) reported that in a classroom with a disruptive child, teachers spend less time on general student education and more time controlling the disturbances of the difficult child. Although it is difficult to quantify such an effect, it is clear that by usurping teacher attention, disruptive children reduce the quality of academic instruction for the other students without behavior problems. Thus, in addition to the direct costs of treating this population, the social and intangible costs of DBD continue to negatively affect the unimpaired members of society.

Given the established expenses that occur directly and indirectly as a result of DBD, the next logical step is to examine the available treatment options and to determine their costs and effectiveness. Of the treatments most likely to be effective, there is often the common link of early intervention, as disruptive behaviors worsen with age, which impair scholastic, social, and self-help skills over time (Hembree-Kigin & McNeil, 1995). In large scale cost-benefit studies of child treatment, early intervention programs, particularly among families of low socioeconomic status have demonstrated some of the most favorable outcomes (Aos, Lieb, Mayfield, Miller, & Pennucci). Indeed, there are several benefits of early intervention--a shorter learning history, fewer extraneous influences, and increased efficacy of behavioral contingencies (Hembree-Kigin & McNeil, 1995). In addition to early intervention, there is evidence that treatments which instruct parents on how to appropriately manage and improve their child's behavior are more efficacious than those chiefly offering tips or advice (Muntz et al., 2004). In other words, in vivo practice, where immediate feedback can be supplied regarding actual parent-child interactions, is likely a critical element for the retention of useful skills and knowledge of behavioral management (Muntz et al., 2004). Consequently, there appears to be three elements of effective and cost-efficient interventions: provided early in the child's life (e.g., under 7 years of age), focused on practice of parenting skills, and supported by empirical evidence.

A behavioral treatment which meets these criteria is PCIT. While a more in-depth description of the procedures, costs, and outcomes will follow, PCIT was independently evaluated by Aos and colleagues (2004) and found to be a cost-beneficial child welfare/home visitation program. For each child, the cost of a complete PCIT treatment program was found to be $1,296. The monetary benefits of PCIT, within the seven areas of crime, substance abuse, educational outcomes, teen pregnancy, teenage suicide attempts, child abuse/neglect, and domestic violence, were measured at $4,724 per child--a gain of nearly $3,500. Considering that the costs outweighed the benefits in five of the seven other interventions programs classified as similar treatments, evidence indicates that further study of the costs and outcomes produced by PCIT is warranted as it is likely to be a cost-effective treatment for childhood disruptive behavior.

In addition to the cost-effectiveness evaluation conducted by Aos and colleagues (2004), the PCIT literature includes a Krivelyova, Sukumar, Stephens, and Freeman (2007) study which examined the costs of PCIT compared to that of treatment as usual in a system of care program. The authors assessed costs through a review of service utilization and billing records. Results demonstrated that although PCIT was initially more expensive, after 18 months, the average cost of treating a child with PCIT was almost $600 less than standard treatment. While the two respective studies demonstrate the financial benefits of PCIT, there remain a number of critical differences which distinguish between the current study and those conducted by Aos et al. (2004) and Krivelyova et al. (2007). Firstly, while Aos and colleagues (2004) evaluated the financial costs and gains of PCIT and 60 other community-based treatments, PCIT was not its focus and the authors only broadly presented a relatively small amount of findings pertaining to its treatment initiation. A limitation of the Krivelyova et al. (2007) study was its retrospective design and measurement of costs by examining billing records. Therefore, the costs of initiating and conducting PCIT were not directly examined. In contrast, our current study evaluates cost-effectiveness and is more specifically geared towards an in-depth analysis of the costs of PCIT as well as the behavior improvements observed as a result. This paper focuses solely on the financial costs and resulting behavior improvement of PCIT through an itemization of the startup and per-child treatment costs as well as the anticipated behavior change to be observed. However, before elaborating on the cost-effectiveness of PCIT, it is important to examine more detailed information on the: behavior management procedures involved, specific components of treatment, evidence supporting its use, and preliminary cost estimates of PCIT.

Parent-Child Interaction Therapy

Overview

Developed by Sheila Eyberg, currently at the University of Florida, PCIT has been demonstrated to be an empirically-supported treatment for young children with disruptive behavior problems (Brinkmeyer & Eyberg, 2003). Treatment is typically conducted in weekly one-hour sessions where both the parents and child are present. The format of treatment sessions is both didactic and experiential. Specifically, the therapist first teaches specific skills to parents and then coaches the parents as they practice these skills while interacting and playing with their child. This unique coaching component of treatment enables the therapist to observe the parent-child interactions and provide parents with immediate feedback on their use of specific skills. This format is consistent during the two phases of treatment: Child-Directed Interaction (CDI) and Parent-Directed Interaction (PDI).

CDI, the first phase of PCIT, focuses on strengthening or enhancing the parent-child relationship and increasing desirable child behaviors (e.g., prosocial behavior). These goals are accomplished through the use of CDI, or, as parents often refer to it, "special play time," where the child, rather than the parents, leads a five-minute play session. During this time, parents are instructed to behave in accordance with the PRIDE skills: praising appropriate behavior, reflecting the child's speech, imitating the child's play, describing the child's behavior, and the use of enthusiasm. In particular, parents learn to use labeled praise by telling their child exactly what he or she is doing correctly. While parents are taught the PRIDE skills throughout CDI, they also learn to avoid asking questions, giving commands, or criticizing the child. A vitalaspect of PCIT is the use of selective attention where the parents are taught to ignore mildly inappropriate behaviors during CDI and attend to more desirable behaviors through the use of the PRIDE skills. The progress of treatment is dependent on the development of the parents' skills. In order to advance to the second phase of treatment, parents must meet mastery criteria where, during a five-minute CDI session, they demonstrate all of the necessary PRIDE skills in the absence of therapist coaching. The criteria is quite stringent; ten labeled praises, descriptions, and reflections must be recorded along with the use of less than three total questions, commands, and criticisms.

PDI, the second phase of PCIT, emphasizes consistent and structured discipline techniques. After instruction on the use of clear and direct commands, parents practice the utilization of consistent, specific, and immediate consequences to reinforce child compliance and punish defiance. For instance, if the child obeys a command, parents learn to immediately provide a labeled praise. If the child does not obey, parents issue a single warning followed by a three minute time-out. Following the time-out, the child is presented with the choice of complying with the original command or serving another three-minute timeout. Additional strategies are presented for managing the child's behavior if he or she does not stay in the timeout chair or refuses to comply. In order to complete treatment, parents are again observed without the therapist coaching during a five-minute play session. To successfully meet mastery criteria, parents must provide at least 4 commands, 75% of which are appropriately issued and followed with the correct consequences.

One of the integral and unique components of PCIT is live, in-vivo coaching. Typically, this coaching occurs with the therapist located behind a one-way mirror coaching the parent through a wireless earphone, commonly referred to as a "bug-in-the ear." Although PCIT has been modified in community settings without this equipment by employing in-room coaching, this modification is not ideal and does not fully preserve the key features of PCIT. Specifically, in-room coaching may result in heightened reactivity in both the child's and the parent's behavior. Furthermore, nearly all of the PCIT efficacy research has been conducted with therapist coaching behind a one-way mirror. Currently, there is no available research directly comparing the efficacy of coaching in-room to behind a one-way mirror.

The number of treatment sessions required to complete PCIT varies as progression through the program is data-driven and is dependent on parents mastering the necessary skills taught in CDI and PDI. Often treatment can be completed in 10 to 16 sessions for the majority of families (Herschell, Calzada, Eyberg, & McNeil, 2002). In PCIT outcome studies, researchers either use the mastery-based criteria to determine treatment length or set a specific number of sessions that all families receive. Gallagher (2003) reviewed the outcome studies that utilized the mastery-based approach and found that on average, families required 12.6 sessions to complete PCIT. In addition to these standard sessions, booster sessions can be included on an as-needed basis.

Evidence

PCIT has a large evidence-base for treating young children with disruptive behavior problems. Researchers have found reductions in child disruptive behavior following PCIT when compared to waitlist and classroom control children (e.g., McNeil et al., 1999; McNeil, Eyberg, Eisenstadt, Newcomb, & Funderburk, 1991; Schuhmann, Foote, Eyberg, Boggs, & Algina, 1998). Research also demonstrates that parents are satisfied with the treatment structure and content and report more confidence in their ability to manage their child's behavior following treatment (Schuhmann et al., 1998). Additionally, there is evidence that the gains obtained in PCIT generalize to the school setting (McNeil et al., 1991) and to untreated siblings (Brestan, Eyberg, Boggs, & Algina, 1998).

The overwhelming majority of PCIT efficacy studies have examined the treatment in its entirety (e.g., CDI and PDI). To date, only one study has compared the different treatment components of PCIT. Eisenstadt, Eyberg, McNeil, Newcomb, and Funderburk (1993) randomly assigned families to PCIT where each received CDI and PDI, although in different sequence, in order to evaluate the behavior changes occurring as a result of each of the components. After seven weeks of treatment, results suggested that families receiving PDI underwent greater improvements in both observed and maternal reports of child behavior than families receiving CDI. Yet, all participants in the study eventually received the entire PCIT protocol, so it is unclear as to whether treatment gains would persist or if any long-term detriments would appear if families received CDI or PDI in isolation. While more research is to be conducted on the effectiveness of each of the separate components of PCIT, these preliminary findings are intriguing in that some positive effects--perhaps not as much as seen following a full protocol--may arise from only certain elements of PCIT. Given that a treatment consisting of only child- or parent-directed interactions would be substantially shorter and less costly (as it takes up less therapist and client time) than a full PCIT battery, this is a ripe area for future efficacy and cost research. With additional study of the effectiveness of the components of PCIT, a wider range of options would be available to determine the best course of treatment given one's financial constraints and desired behavior improvement.

In addition to considering the efficacy of the entire PCIT protocol or its individual components, it is necessary to examine the long-term maintenance of treatment gains when examining cost-effectiveness. Several PCIT studies have examined the long-term effects of PCIT and have demonstrated the persistence of treatment gains (e.g., Eyberg et al., 2001; Funderburk et al., 1998; Nixon, 2001; Nixon, Sweeney, Erickson, & Touyz, 2003; Schuhmann et al., 1998). Boggs and colleagues (2004) found that clinically significant gains in child behavior were maintained 1 to 3 years following PCIT for families who successfully completed PCIT. Moreover, Hood and Eyberg (2003) examined families 3 to 6 years following treatment and also found long-term gains in the frequency of child disruptive behavior as well as maternal confidence in controlling child behavior. Based on these studies, it is likely that treatment gains of reduction of child behavior continue years following treatment for most families who successfully complete treatment.

Although research on the long-term effects suggests that the treatment gains from successful completion of PCIT persist over time, these positive changes are not maintained in families who drop out during the course of treatment. For instance, Boggs and colleagues (2004) examined families that dropped out of treatment and revealed no differences when comparing child behavior and parent stress at pretreatment and 1-3 years following treatment. Therefore, an examination of the attrition rate is important when considering the efficacy and long-term maintenance of a particular treatment.

Dropout from general psychotherapy averages 46.86% over the course of treatment (Wierzbicki & Pekarik, 1993). When specifically examining attrition rates in parent training, 28-50% of families prematurely terminate treatment (Forehand, Middlebrook, Rogers, & Steffe, 1983; Kazdin, Mazurick, & Siegel, 1994; Prinz & Miller, 1994). In a review of PCIT treatment outcome literature, Gallagher (2003) found that attrition rates for families receiving PCIT averaged 12.33% with a range of 0-53%. Werba, Eyberg, Boggs, and Algina (2006) found that 33% of families receiving PCIT dropped out of treatment prior to successful completion. Therefore, the research on PCIT suggests that the treatment is efficacious, has long-term effects, and has an attrition rate comparable to other empirically-supported treatments. Given the body of literature on the positive effects on PCIT, the next step is to evaluate the costs associated with conducting treatment.

Costs

Costs of implementing PCIT consist of both start-up and ongoing expenses. Initial expenditures for PCIT include purchases of equipment and therapist training while maintenance expenses include therapist salaries and treatment assessment measures. Thus, in conducting a cost-effectiveness analysis, it is crucial to consider the necessity of these expenses and the overall cost of implementation on the efficacy of treatment. Equipment will likely consist of much of the initial costs when first implementing PCIT. Both audio and video equipment are required in PCIT to enable coaching behind a two-way mirror. Estimates for the equipment vary; however, Chaffin and Funderburk (2005) give a low-end estimate of $5,000 to furnish and equip a room with necessary PCIT equipment. The University of California, Davis (UC Davis) Children's Hospital: PCIT Training Center (2007a) estimates that equipment for one PCIT room costs $5,963, plus additional labor and infrastructure charges. Therefore, the authors recommend budgeting $10,000 for equipment and infrastructure expenses to implement a PCIT treatment program. Labor costs vary depending on the company and on the physical characteristics of the room. Additionally, changes may need to occur within the therapy rooms. Specifically, rooms may need to be remodeled to include features such as a one-way mirror and a timeout room.

Another initial fee required for implementing PCIT in community agencies and other settings is the training of PCIT clinicians. Intensive training is necessary to become a competent and skilled PCIT therapist and research demonstrates that merely reading a treatment manual is helpful but not sufficient in becoming a competent PCIT therapist (Herschell et al., 2007). Additionally, even attending a two-day didactic or experiential workshop is effective but does not consistently result in mastery of PCIT skills, which is necessary in order for therapists to successfully coach parents (Herschell et al., 2007).

Based on this research and the need to preserve the integral features of PCIT, the PCIT Advisory Board has been working on setting guidelines outlining the minimum requirements for training PCIT therapists (Herschell & McNeil, in press). Although no such guidelines currently exist, the PCIT Advisory Board agrees that the process needs to involve at least 40 hours of initial training in addition to advanced training and/or supervision (Herschell & McNeil, in press). Individual PCIT trainers have developed their own training requirements, many of which share common features. For instance, the UC Davis Children's Hospital: PCIT Training Program (2007b) consists of 40 hours of training in fundamental, relationship enhancement, and PDI skills. Similarly, the University of Oklahoma Health Sciences Center (2002) also requires a 40 hour workshop plus additional requirements of two days of advanced training and weekly phone consultations for six months.



The initial cost of training required to preserve the integrity of PCIT adds to the start-up cost of implementation. These costs vary depending on the training site. For instance, the University of Oklahoma Health Sciences Center (2002) charges $4,000 per individual for a five day PCIT workshop, two days of advanced training, and six subsequent months of phone consultation. Sheila M. Eyberg at the University of Florida (Eyberg, 2006) and Cheryl B. McNeil at West Virginia University charge $3,000 per clinician for a five day workshop, although these costs do not encompass advanced training requirements or ongoing supervision. Additionally, agencies implementing PCIT typically require between four and eight therapists trained in PCIT to develop a self-sustaining program. These therapists may be able to continue their training and become qualified to train others in PCIT within the agency. However, in order to instruct others in PCIT, additional training is necessary and various training cites typically have requirements to become a PCIT instructor capable of independently training others (UC Davis Children's Hospital: PCIT Training Center, 2007b).

After completing therapist training and the purchase of necessary equipment, certain PCIT maintenance fees remain. However, these fees are not above and beyond costs associated with other treatments. The cost of psychometric assessments and therapist salaries are common expenses for any form of treatment. Therapist salaries often vary depending on geographic location and education of the therapist (masters- or doctoral-level clinician). In addition to the therapist costs, assessment measures are necessary to monitor progress as PCIT is a data-driven treatment. Minimally, therapists should be coding parent-child interactions as well as administering certain psychometric assessments at relevant times during treatment.

The goal of this paper is to integrate the relevant literature in order to perform a cost-effectiveness analysis of PCIT to determine if the behavioral gains are worth the financial cost of treatment. In our review of the literature, it is clear that disruptive behavior in children is both prevalent and costly and PCIT is an efficacious treatment for this population. However, despite abundant evidence supporting its use, there have been limited evaluations of its financial costs as it relates to treatment benefits. Given the push for the application of cost-benefit analysis research within the domain of clinical treatment (e.g., Yates, 1994), the purpose of the current paper is to help to inform practitioners and consumers on the costs and treatment benefits of PCIT. Furthermore, if PCIT is indeed demonstrated to be cost-effective in addition to its abundant empirical support, policymakers may be better able to weigh the pros and cons of utilizing PCIT as a primary treatment of child disruptive behavior. Through a cost-effectiveness analysis, clinicians and health-care providers can assess the short- and long-term expenses and investment returns in order to determine if PCIT is a fiscally-wise treatment option.

Measurement of Costs and Treatment Outcomes

There are numerous ways to conduct a cost-effectiveness study. However for most of the general population, and likely those reading this article, the main point of interest is if early intervention with PCIT will, in the long run, pay off. That is, are the costs involved with PCIT worth the behavior improvements observed as a result? However, such a decision is often complex as there is no clear standard as to an acceptable ratio between upfront costs and behavior gains. There are short- and long-term expenditures and potential improvements in tangible (e.g., less aggressive acts) and intangible (e.g., less parental stress) aspects of behavior. Additionally, most practitioners and policymakers have varying criteria of the worth of behavior change. While our exploration and disclosure of relevant cost-effective information allows one to independently judge the cost-effective merit of PCIT, we believe that once the various costs and treatment outcome linked to treating this population are established, cost-effective recommendations on the use of PCIT will be clear and supported through the collected data.

Given that numerous studies have examined the effectiveness of PCIT, yet few have examined the monetary implications of executing such a unique treatment, the focus of the current study will be to examine the relation of PCIT costs to treatment outcome. That is, we will estimate the startup, treatment, and maintenance costs of PCIT as well as the anticipated net behavioral change and improvement as a result of treatment in order to determine if the use of PCIT is of value from a long-term financial standpoint. Thus, a cost-effectiveness analysis, as defined above, is more appropriate considering the paper's goals.

Financial figures and other data relating to PCIT were collected from published journal manuscripts and other relevant sources. Although handbooks outlining the implementation of cost-effectiveness analyses suggest independently collecting the financial data of an intervention (e.g., Yates, 1999), given the breadth of the PCIT literature, particularly in evaluating its treatment outcome, we determined that all relevant data on treatment effectiveness could be accurately compiled from previously completed studies. Cost data relevant to PCIT (e.g., training, equipment, child toys) can also be collected from the respective retailers vending the items. Additionally, this method of determining costs may be similar to those used by a clinician first implementing PCIT. With an integration of multiple treatment outcome estimates, collected from varying samples and study designs, the conclusions may even be more generalizable to multiple settings. In order to clearly outline the measured variables in our cost-effectiveness analyses, we have operationally defined and measured each of the components as follows.

Costs

In accordance with standard guides on conducting a cost-effectiveness study, direct costs consist of the "time, transportation, space, materials, equipment, and overhead" (Fals-Stewart, Yates, & Klostermann, 2005, p. 30) required to successfully assess and treat a client. In other words, it refers to the aspects of treatment which can be directly measured. Utilizing methods advocated by Yates (1994, 1999), we undergo four steps in comprehensively measuring the per-child cost of a particular intervention. First, we calculate the quantity of resources utilized. This includes length of treatment, transportation costs, office space, PCIT equipment, training, and child toys. Next, we calculate the per-unit cost for each resource, such that the cost of the particular service or item is distributed across the number of clients treated as a result. For instance, the cost of therapist time is specific to one client whereas the PCIT audio/visual equipment is employed by all of the clients treated with the equipment. Third, we multiply the quantity of services by the per-unit cost. For instance, 10 hourly sessions of PCIT would be multiplied by the cost of the therapist's time or the cost of child toys is divided by the number of clients using them. In order to calculate a per-child cost on shared expenses, such as space, equipment, and training, we assume a therapist caseload of 25 clients per week and, collected from a treatment outcome review study (Gallagher, 2003), an average treatment length of 13 sessions for each client. While the costs incurred for each client will vary based upon one's caseload, we decided that weekly treating 25 clients was a fair estimation and used such a figure in our calculations.

In order to provide a more comprehensive assessment of the costs of PCIT, we include a separate table itemizing initial PCIT startup costs (see Table 1). These initial investments are the upfront expenses that are likely required prior to a clinician's use of PCIT. While upfront costs are spread across each client treated and can be minimal on a per-child basis, it is a sizable investment nevertheless. From these calculations, we yield a total cost of the initial investment likely required to implement PCIT as well as the cost of treating one child with PCIT. Along with the treatment outcome data we determine the cost needed to produce a particular behavior change or effect size. Our estimation of initial start-up costs included all one-time costs associated with the implementation of PCIT. These costs include audio/visual equipment, labor, child toys, and therapist training costs. Audio/visual equipment was estimated utilizing the UC Davis Children's Hospital: PCIT Training Center's (2007a) itemized list of PCIT equipment and included various earpieces, radio transmitters, and batteries required for appropriate PCIT coaching. Labor costs were derived from the estimations of SSL Industries, Inc. (2007).

Treatment Outcome

In his manual on conducting a cost-effectiveness analysis, albeit within the domain of substance abuse treatment, Yates (1999) outlines that the benefits of a particular treatment are measured in terms of treatment outcome. In the case of PCIT, improvements, as measured by parental reports of child behavior and parental stress, are all categorized under the umbrella of treatment outcome. That is, the bulk of the benefits of PCIT are derived from reducing the frequency of maladaptive or disruptive child behavior and increasing the occurrence of more desired behavior. In regards to measuring these variables, data were collected from all PCIT outcome studies examining mean differences in pre and post-treatment measures on the respective Eyberg Child Behavior Inventory (ECBI; Eyberg & Pincus, 1999), Child Behavior Checklist (CBCL; Achenbach, 1991), and Parenting Stress Index (PSI; Abidin, 1990) scores, excluding studies only reporting follow-up data or with a sample size of five or less. Data are derived from short- and long-term follow-up studies examining the functioning of children following PCIT treatment. All relevant studies examining outcome statistics of families completing a full PCIT treatment battery were utilized. Average changes in the ECBI intensity and problem score, CBCL externalizing score, and PSI total score were included as assessments of treatment outcome. As these reports are the most frequent indicator of treatment outcome in PCIT research, thus providing a more powerful base for conclusions (e.g., Thomas & Zimmer-Gembeck, 2007), we believe it to be an accurate and established assessment of behavior change. Additionally, there are certain constructs (e.g., parental stress) which cannot be accurately and reliably measured through behavior observations, further supporting our decision to utilize parent report. It is important to note, however, that cost-effectiveness ratios are likely to vary based upon the measure of behavior change. For instance, another popular assessment used in PCIT treatment outcome studies is parent-child behavioral observations (e.g., Dyadic Parent-Child Interaction Coding System; Robinson & Eyberg, 1981). While observations of child behavior has also demonstrated statistically significant child behavior improvement, effect sizes, or magnitudes of change (Yates, 1999), are less drastic, with figures indicating a -.54 drop in negative child behaviors and .94 increase in positive behaviors, compared to a decrease of -1.31 when examining parental report (for a meta-analytic review of PCIT treatment outcome, see Thomas & Zimmer-Gembeck, 2007). We openly acknowledge that some treatment providers may consider behavior observations to be a more relevant appraisal of the effectiveness of PCIT. As is such, we urge future researchers to evaluate the cost of PCIT within the context of observed behavior change; such figures may provide further evidence for the treatment's cost-effectiveness.

Secondly, as each family will respond to PCIT in an ideographic manner, better understanding broad treatment effectiveness is an important supplementary measure of treatment outcome. Effect sizes provide a more detailed explanation of the degree to which a child's behavior is likely to change. Naturally, larger improvements are more valuable than smaller ones. Collected from Thomas and Zimmer-Gembeck's (2007) meta-analysis of PCIT, the effect size reported when calculating improvement in children from pre- to post-treatment was used as an additional measure of overall treatment outcome. Within the study, the effect size of parent-reported child improvement was determined from eight studies utilizing data collected from a variety of measures, most frequently the ECBI and PSI.

Calculating Cost-Effectiveness

There is an array of techniques for conducting a cost-effectiveness analysis. Broadly speaking, the formula for calculating a treatment's cost-effectiveness is to compare the overall costs of implementation to the behavioral changes and improvements observed as a result. Naturally, the more the behavioral gains outweigh the fiscal costs, the more desirable the intervention, at least from a monetary perspective. In accordance with Yates' (1999) NIH manual on conducting cost-effectiveness analyses, we computed our statistics to report the relation of the costs of PCIT to its behavioral gains while incorporating treatment effectiveness data. Most frequently, this is summarized through a cost-effectiveness ratio (Phillips & Thompson, 2001), where the costs are divided by the treatment outcome (Costs/Outcome). Using such a formula, we evaluate the anticipated cost incurred on a per-child basis required in order to reduce one's ECBI, CBCL, and PSI score by one point. Similarly, using the effect size data specified, we can specify how much cost is required to observe a -.01 effect size in reducing negative behaviors.

Results

Costs

Initial costs. Standard PCIT audio/visual and other therapy equipment is listed along with initial and advanced PCIT training in Table 1. Audio/visual equipment consisted of all recommended materials needed to conduct out-of-room coaching (UC Davis Children's Hospital: PCIT Training Center, 2007a) and estimated installation labor costs (SSL Industries Inc., 2007), totaling $7,913. Other startup costs unique to PCIT include child-friendly toys which can be utilized in CDI or PDI interactions. The cost of toys was estimated from four items commonly used during PCIT: a coloring book and markers, Play Doh, Mr. Potato Head, and Legos. The cost for these items when purchased from a popular retailer totaled $50.79 (Toys 'R Us: Geoffrey Inc, 2007). Therapist training costs included five days of initial training, two days of subsequent advanced training ten weeks later, and six months of phone consultation for one PCIT therapist--all incorporated in the University of Oklahoma Health Sciences Center (2007) PCIT training module costing $4,000. Such a program was chosen over other equally qualified training sites (e.g., Eyberg at the University of Florida, McNeil at West Virginia University) given its inclusion of advanced training and consultation services in its total cost. In addition to training costs, agencies initiating a PCIT program must factor in the cost of lost therapist billable hours during training. Based on the estimation that a therapist treats 25 clients a week at a rate of $60 per hour of treatment, the cost of lost billable hours for the seven days of PCIT training (five days of initial and two days of advanced instruction) was estimated at $2,100 per clinician. Summing these initial PCIT costs, we estimate that the preliminary investment needed to successfully practice PCIT to be nearly $14,000 for a single therapist. Naturally, costs will be greater to train an agency staff of 4 to 6 therapists, ranging from approximately $56,000 to $84,000.

PCIT per-child costs. Ongoing PCIT costs, as presented in Table 2, were determined in addition to start-up costs. These costs were determined for an individual client and thus common expenses, such as PCIT equipment and training, are distributed over the number of clients receiving its services. Included were specific costs associated with treating a client including therapist time, client transportation, therapy room, and office space.

Given our assumptions of a weekly PCIT caseload of 25 clients and an average treatment length of 13 sessions (Gallagher, 2003), we hypothesize that a full-time PCIT therapist can treat approximately 100 families each year. The cost of audio/visual equipment per client was based on the assumption that the equipment would last 5 years. Therefore, with the assumption that 500 clients could be treated during that time, the total cost of equipment was calculated as $15.83 for each child. We conservatively estimated that a PCIT clinician would add to or replace the child toys used in treatment every 13 weeks and after completing treatment for 25 clients. Dividing the total cost of toys ($50.79) by 25 clients brings about a per-child cost of $2.03 for toys. While there are no guidelines as to an expiration of one's PCIT training, we presume that a therapist's training will be sufficient for at least 10 years. Thus, about 1,000 clients could be treated over the course of the 10 years, suggesting that the initial training cost of $4,000 for each therapist amounted to $4.00 per client. Using similar assumptions of caseloads and utility of one's PCIT training (1,000 clients over 10 years), it was determined that the $2,100 worth of lost therapist billable hours during the seven total days of training amounted to $2.10 per client for one therapist.

Therapist time was calculated based on the national median salary for a master's level clinician in 2001 of $46,000 (American Psychological Association, 2003). An average hourly rate of $24.47 was determined for the PCIT therapist's time based on instructions by Yates (1999). Note that this is the monetary amount allotted to the therapist time, not the cost of an hour of treatment. The cost of therapist time was chosen over the cost of a billable hour as it is a likely estimation of the net pay required for a therapist over the course of treatment. The cost of a billable hour, for instance, may include allocations for expenses such as office space or therapy materials, which we have included in our cost analysis, and may not include additional time required home office chairs Rockville MD of the therapist outside of treatment, such as writing intake and termination reports. This figure was then multiplied by 18 to account for the average number of required PCIT sessions (13; Gallagher, 2003) to complete the treatment set in addition to an estimated 5 hours for administrative work, which includes the writing of reports and progress notes. Therefore, during the course of PCIT, the cost of a masters-level clinician's time was estimated at $440.46 for each child treated.

While greatly varying depending on the density of the general population and the quantity of clinicians within a community, we assume a 15 mile round trip at $.40/mile for a total of $78 over the course of treatment. Although also likely to be modified based upon one's community, the cost of renting office space was estimated using the national average of $190 a month per square foot (Sadovi, 2006). Therefore, a twenty square foot office would cost approximately $3,800 a month and $45,600 a year. Dividing that figure by an annual caseload of 100 clients provides the per-child expense of $456 over the course of treatment.

Costs of assessment measures for one client were determined by assuming the administration of the CBCL and PSI during pre- and post-treatment and the ECBI for each treatment sessions as advocated by Eyberg and Members of the Child Study Laboratory (1999). Then, costs were determined by consulting Psychological Assessment Resources (PAR) Inc. (2007) for the current cost of the ECBI, CBCL, and PSI. A packet of 25 ECBI forms (no separate scoring forms are needed) were priced at $34 or $17.68 for the 13 forms necessary for each client over average length of treatment (Gallagher, 2003). A packet of 30 CBCL forms and 30 CBCL scoring forms were priced at $30 each, for a total of $4 for each client. Thirdly, the scoring forms of the PSI were priced at $62 for a packet of 25. In addition, a packet of reusable manuals were priced at $55. Assuming that the reusable manuals will be functional for 10 years (and costing $.06 as a result), the per-child cost of the PSI totals $5.02.

Lastly, while not a unique cost of PCIT, the purchase and subsequent use of furniture was also factored into the cost of PCIT for one child. Obtained a from popular office furniture retailer, the cost of a table ($74.99) and four chairs ($219.96) totaled $294.95 (Office Depot, 2007). Assuming usability for at least 5 years and 500 clients, furniture costs were fairly negligible for both the table ($.15) and chairs ($.44) for each individual client. Summing together all of the stated costs, a final cost of $1,025.71 was estimated to be required in order for one therapist to successfully complete a full treatment battery for one child using PCIT.

Treatment Outcome

Table 3 provides a summary of the studies utilized to calculate the projected treatment outcome following PCIT completion. Our analysis indicated that, across studies, a child will decrease his or her ECBI intensity and problem score by 46.47 and 11.77 points, respectively, CBCL externalizing score by 10.20 points, and PSI total score by 38.75 points. Using average percent decrease as a measure of change indicated score decreases of 29% on the ECBI Intensity Scale, 61% on the ECBI Problem Scale, 17% on the CBCL Externalizing Scale, and 15% on the PSI. Additionally, derived from Thomas and Zimmer-Gembeck's (2007) meta-analysis of PCIT, the effect size when comparing the pre and post-treatment assessments of clients completing a PCIT treatment battery was measured as an improvement of -1.31, demonstrating a large effect of PCIT in reducing problem behaviors.

Cost-Effectiveness Ratios

Through dividing the total PCIT per-child cost of $1,025.71 by the mean decrease observed in the respective psychometric assessments, we quantified the cost of reducing one's maladaptive behavior by one point on each scale. Following treatment in PCIT, in order to incur a one point decrease in the ECBI intensity and problem score from pre- to post-treatment, the cost incurred was $22.07 and $87.15, respectively. Similarly, a one point decrease in a child's CBCL externalizing score was estimated to cost $100.56. Lastly, $26.47 was required in order to decrease one's total PSI score by one point through the use of PCIT. A different outcome measure, effect size, provided the means to measure the magnitude of behavior change. Given the total per-child costs of PCIT and Thomas and Zimmer-Gembeck's (2007) meta-analytic findings, in order to sustain an effect size decrease in problem behaviors of -.01, a cost of $7.83 was incurred.

Discussion

As part of our cost-effective analysis, we calculated the anticipated cost of treating a child with a DBD using PCIT to and compared it to the expected behavior changes to be incurred as a result. Results indicated an average cost of $1,025.71 to treat one child with PCIT. Such a figure is especially reasonable when considering the treatment outcome of children receiving PCIT exceeds many similar forms of DBD treatment at a comparable cost (Aos et al., 2004; Krivelyova et al., 2007). Observed mean improvements included 46.47 and 11.77 points as measured by the ECBI intensity and problem score, respectively, 10.20 points on the CBCL externalizing score, and 38.75 on the PSI total score. Additionally, prior studies have indicated an average effect size decrease in problem behaviors of -1.31 for families completing a PCIT treatment battery (Thomas & Zimmer-Gembeck, 2007). Given such figures, we calculated the following cost-effectiveness ratios. In order to achieve the smallest measurable change in behavior as measured by a one point decrease on the ECBI, CBCL, and PSI, costs ranged from $22.07$100.56, depending on the assessment. Using effect size as the metric of change, $7.83 was required to reduce problem behaviors by -.01. While such figures, derived from the average number of PCIT sessions and anticipated costs, will likely vary depending on the presenting symptoms specific to the family receiving treatment, we believe that the estimations are as accurate as possible given the current state of the PCIT literature. In contrast to a cost-benefit analysis, where only financial figures are compared, there are no established standards for determining the acceptability of a particular cost-effectiveness ratio. As such, policymakers are frequently put in the position to determine at what point an empirically supported treatment is beneficial from a monetary standpoint. In order to examine its utility, we present two primary arguments supporting that PCIT is a cost-effective form of treatment for child disruptive behavior.

First, the cost of PCIT is quite modest compared to estimated costs this population incurs without treatment, particularly when considering the anticipated behavior gains. Cohen (1998) estimated that up to $2 million is saved per child through effective treatment which prevents high-risk children, such as those with DBD, from becoming career criminals as they mature. Other calculations (Foster et al., 2005; Muntz et al., 2004) indicate similarly high costs associated with this population, as children with disruptive behaviors are more likely to drop out of school, abuse drugs and alcohol (Cohen, 1998), experience mental health impairment, and be imprisoned (Farrington, 1995) than unimpaired children. With average decreases in problem behaviors ranging from 17-61%, the short-term PCIT treatment outcome is promising; however, there are no available longitudinal data tracking children completing a full PCIT treatment battery into adulthood. As there is no empirical confirmation that children receiving PCIT maintain their behavior gains into adulthood, we are limited in our conclusions regarding the long-term treatment effects of PCIT.

Secondly, we reason that the benefits of PCIT go beyond the financial domain and outweigh its relatively low cost. As indicated by measured decreases in the EBCI, CBCL, and PSI scores, PCIT leads to decreases in undesirable behaviors and increases in desirable behaviors. From a financial standpoint, such improvements may be indicative of lower societal costs required to manage a child's behavior, but the repercussions of advantageous child behavior may also denote improved school behavior, social relations, and parent-child interactions. As discussed in our review of the literature, these social or intangible benefits can be difficult to accurately quantify, but are vital in order to understand the positive effects of a treatment. It has been documented that PCIT leads to reduced parental stress. Such a change can lead to improved mental and physical health for the respective parent as well as general overall well-being for the child's entire family. Added benefits following completion of PCIT include more parental confidence in managing disruptive behavior (Schuhmann et al., 1998) and less frequent or problematic disruptive behavior from untreated siblings than reported by a waitlist control group (Brestan et al., 1998). Following PCIT, the benefits of improved child behavior have been shown to generalize into the school environment (McNeil et al, 1991), demonstrating an improved learning environment for the child, teacher, and other students. Additionally, a reduction in child disruptive behavior, regardless of the treatment modality, is expected to improve the work productivity and efficiency of the parents involved. Forgatch and DeGarmo (in press) found that mothers receiving an early intervention treatment program improved their financial status and were more likely to overcome poverty compared to mothers not in treatment. Despite the absence of a standard criterion for cost-effectiveness ratios, the numerous positive effects of PCIT and general improvement in child behavior appear to outweigh the approximate $1,000 required in order to treat a child, thus supporting the cost-effectiveness of PCIT.

Limitations and Future Directions

Potentially the most glaring limitation is the collection of data from available sources such as previously completed studies. In other words, we did not collect original cost or treatment outcome data. Behavior improvement data were collected from prior studies and equipment and training costs estimated from relevant PCIT guides or retailers. Although we argue that such a methodology may make the results more generalizable as multiple study designs, child presenting symptoms, and therapists were used, it also compelled us to make numerous estimations on certain costs. Expenses associated with therapist caseload, office space, furniture, and transportation were based upon national averages and reasonable assumptions. Some may argue that the lack of original data may weaken our treatment cost estimates. Similarly, in an effort to attain conclusions that would apply to a majority of clinicians, we may have overlooked or misjudged specific costs which are not universal to all treatment providers. For instance, for a faculty member operating in a university setting, there may be less cost associated with obtaining office equipment but more costs associated with the time of research assistants and graduate students. Thus, the cost data is a rough approximation and may not apply to each and every practitioner.

Another limitation is the general absence of long-term data tracking children receiving PCIT. While we can conclude from prior studies that the behavior of children will likely improve directly following treatment and much of the gains remain up to 30 months later, no studies have been conducted which examine children receiving PCIT into adolescence and adulthood. While we assume that the rates of substance abuse, school dropout, mental health impairment, and delinquency are reduced somewhat, there is no available data to support this premise. Thus, we are unable to determine if children with DBD who receive PCIT do indeed cost less than untreated children. As it is not an aspect of a cost-effectiveness analysis, we did not attempt to determine the financial benefits of PCIT, but we concur that such data would be a beneficial addition to our conclusions. Another limitation of this evaluation is the absence of standard criterion for judging if a treatment is beneficial from a cost-effectiveness standpoint. While we analyzed the cost office furniture Rockville MD of treating a child with PCIT relative to the expected treatment outcome, we can only reason if such a ratio is acceptable to a mental health practitioner or policymaker.

A further limitation of this study deals with the matter of client dropout. Our cost-effectiveness analysis was designed to assess the costs and treatment outcome of fully implementing and completing a PCIT treatment program. As with any form of intervention, dropout is expected; some cases will have a small exposure to PCIT--potentially one or two sessions--and then prematurely end treatment. While prior studies have indicated that the dropout rates of families receiving PCIT, which are estimated to be between 12-33% (Gallagher, 2003; Werba et al., 2006), are favorable to other forms of psychotherapy (47%; Wierzbicki & Pekarik, 1993), it will nevertheless add to the overall total cost of treatment. As families who drop out of treatment do not demonstrate marked improvement in child disruptive behavior (Boggs et al., 2004), resources and time spent on these clients do not appear to contribute to any behavior gains. To add to our previous recommendation of collecting original data, we encourage future researchers to consider client dropout and its effect on the overall cost of treatment.

The current cost-effectiveness analysis also did not take in to account the rate of therapist turnover. Particularly within an agency setting, it may be common to spend large sums of money training clinicians in a particular treatment only to have some therapists leave the agency shortly thereafter. Considering the initial cost of over $6,000 incurred from training and the respective lost billable hours, high therapist turnover can easily lead to a misappropriated investment. Additionally, with higher agency overhead and the agency's subsequent need to train new therapists, a higher per-child cost may be sustained. In order to reduce the risk of training therapists who will soon leave the agency, we recommend that mental health agencies interested in PCIT train their most stable staff members. Additionally, contractually obligating therapists who receive training to remain at the respective agency for a specified period of time may also help ensure that the cost of PCIT training is well spent.

In order to better assess the cost-effectiveness ratio of PCIT, we suggest that future studies in this domain compare the cost-effectiveness results of other DBD treatments to PCIT. Results could be more comprehensive and directly compare PCIT to alternative forms of empirically supported treatments. In such a case, the cost to produce the same change, as measured by psychometric assessments or behavior observations, can be examined. Although cost-effectiveness analyses have been conducted on other similar early intervention programs (e.g., Olchowski, Foster, and Webster-Stratton, 2007), differences in methodology make a direct comparison between these treatments difficult. However, it is important to note that both PCIT and the Incredible Years Program were found to be cost-effective. In regards to a comparison of magnitude of behavior improvement, there is only one available study (Thomas & Zimmer-Gembeck, 2007) which directly compares PCIT to another similar parenting intervention, Triple P-Positive Parenting Program (Sanders, Markie-Dadds, & Turner, 2003). PCIT was evaluated quite favorably, with the authors reporting that "[s]tandard PCIT tended to have larger effects than Triple P" (Thomas & Zimmer-Gembeck, 2007, p. 491) in certain measurements of improvement (e.g., treatment vs. waitlist) while the two did not statistically differ when using other metrics of change (e.g., child behavior observations). While we are careful not to assert that one treatment is necessarily superior to another, Thomas and Zimmer-Gembeck's (2007) findings are promising in demonstrating the effectiveness of PCIT compared to other similar treatment programs. We encourage future research to explore additional treatment comparisons, especially studies involving efficacy and cost data.

Future studies could also add to the literature by performing a cost-benefit analysis and illustrating the benefits of a treatment exclusively in monetary terms. Although Aos and colleagues (2004) do compare the financial costs and the return on investment of PCIT, studies could further elaborate on this relation. In order to do so, long-term data tracking children receiving PCIT into adolescence and adulthood is likely required. With the use of standardized measurements and a comparison to other forms of DBD treatment, policymakers and clinicians can determine which treatment leads to behavior changes at the smallest cost.

Our final recommendation for future studies is an improved analysis of the relation of PCIT costs to particular monetary gains. As policymakers are typically seeking ways to maximize results while minimizing the cost of treatment, a better understanding of what specific aspects of PCIT lead to financial gains would aid in their decisions. We chose to include all recommended PCIT expenses necessary to complete a full treatment battery in our cost-analysis. Given the large cost of initiating PCIT--about $14,000 per therapist or $84,000 for an agency staff of 6 therapists--some mental health administrators may be lax to make such a hefty investment. Compiling a "bare bones" list of expenses which are mandatory, as opposed to those which are helpful but not absolutely needed, would likely be helpful to those looking to cut costs. Similarly, further examining what characteristics of CDI and PDI are most effective in producing financial or behavioral gains may also produce a more efficient (although different) treatment battery that may be attractive from a large scale perspective. While the current study is a preliminary step in evaluating the costs and benefits of PCIT, there are many more studies which must occur in order to significantly advance the literature.

General Conclusions

The current study evaluated the costs of treating a child with PCIT in comparison to the expected treatment outcome. Results indicated that PCIT is a fairly inexpensive form of child DBD treatment and leads to considerable improvements in child behavior. Additionally, considering the numerous ramifications of such treatment gains, such as lower parental stress and better behavior in school, PCIT appears to be a cost-effective treatment that is worth its initial investment. However, it is important to note that despite our emphasis on finances, the overall worth of a treatment stretches beyond such implications. There are many other aspects of a treatment to consider, those which transcend cost or treatment outcome data, which add value to a treatment. In other words, a cost-effectiveness analysis examines only one segment of a treatment; psychotherapy is far too complex for a single calculation to evaluate its worth.

As the literature has reached a point where the efficacy of many forms of treatment has been established, discussions of practicality has become equally as valuable. Particularly from a policymaking perspective, the financial feasibility of a treatment may be most relevant to its widespread application. However, the implications of the current study likely lie in its comparison to similar forms of empirically supported treatment. While we can recommend PCIT as a strong value considering its ratio of costs to treatment outcome, we cannot yet determine if it will necessarily lead to a better return on investment than other forms of treatments. Despite such a limitation, PCIT may still be an attractive option to mental health practitioners. As future researchers in this area further evaluate the cost-effectiveness of other treatments and compare their value to PCIT, a clearer picture will develop. In such a case, policymakers, clinicians, and the general public can better evaluate the ratio of costs to child behavior change and have the information available to optimally treat children with DBD.

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Author Contact Information:

Matthew E. Goldfine, M.S.

Department of Psychology

West Virginia University

53 Campus Drive; 2210 Life Sciences Building

Morgantown, WV 26506-6040, United States

Tel. 914-629-1067/ Fax 304-293-6606

Matthew.Goldfine@mail.wvu.edu

Stephanie M. Wagner

Department of Psychology

West Virginia University

53 Campus Drive; 2124 Life Sciences Building

Morgantown, WV 26506-6040, United States

Stephanie.Wagner@mail.wvu.edu

Steven A. Branstetter, Ph.D

Department of Psychology

West Virginia University

53 Campus Drive; 1218 Life Sciences Building

Morgantown, WV 26506-6040, United States

Steven.Branstetter@mail.wvu.edu

Cheryl B. Mcneil, Ph.D.

Department of Psychology

West Virginia University

53 Campus Drive; 1208 Life Sciences Building

Morgantown, WV 26506-6040, United States

Cheryl.McNeil@mail.wvu.edu

Table 1: Itemization of initial PCIT costs Expense Resource Cost Audio/Video Equipment High resolution digital color camera $552.00 Camera power supply $15.00 High resolution color monitor with audio $400.00 T3514 Vari-focal glass lens with manual $99.00 iris 1/2 Inch VHS VCR $270.00 TOA mixer amplifier $379.00 2 TOA microphone phantom inputs $130.00 TOA balanced line driver $70.00 2 Crown high quality PZM microphones $180.00 Ctime date generator with backup battery $475.00 Pelco heavy duty pan/tilt system $593.00 Mounting system $60.00 Pelco control system $270.00 2 High frequency BTE receiver system $1,320.00 High frequency FM transmitter $630.00 Two-channel headphone amplifier system $158.00 Single or dual muff headset and muting $192.00 system Set of miscellaneous wires, connectors and $170.00 antennas Labor costs $1,950.00 Other Equipment Toys $50.79 Therapist Training Initial/advanced training and phone $4,000.00 consultation for one therapist Lost billable hours during training for one $2,100.00 therapist Total $14,063.79 Initial PCIT Costs Note. Video and Audio Equipment Estimates based on figures from the UC Davis Children's Hospital: PCIT Training Center (2007a). Table 2: PCIT per-child costs Expense Resource Cost Time Master's Level Clinician $440.46 Transportation (.40/mile) Clients $78.00 Space Therapy Room $456.00 Materials ECBI at13 sessions $17.68 CBCL at Pre and Post-Treatment $4.00 PSI at Pre and Post-Treatment $5.02 Equipment Audio/Visual Package, including labor $15.83 Chairs $0.44 Table $0.15 Therapist Training Initial and Advanced Training per $4.00 Therapist Lost Billable hours per Therapist $ 2.10 Other Costs Child Toys $2.03 Total $1,025.71 Per-Child Cost of PCIT Table 3 Summary of PCIT treatment outcome studies Observed Study Age Sample Size Improvement Bagner & Eyberg 3-6 years N = 55 ECBI (I) = 47.72, (2003) (Involved PSI = 31.57 Fathers) ECBI (I) = 64.44, N = 36 (Absent PSI = 27.00 Fathers) ECBI (I) = 69.86, N = 16 PSI = 47.72 (Uninvolved Fathers) Brestan, et al. 3-6 years N = 30 ECBI (I) = 36, (1997) ECBI (P) = 10 Eisenstadt et 2-7 years N = 24 ECBI (I) = 71.2, al. (1993) ECBI (P) = 17, CBCL = 12.2, PSI = 55.6 Eyberg, Boggs, & 3-6 years N = 6 ECBI (I) = 55, Algina (1995) ECBI (P) = 15 Eyberg & N = 7 ECBI (I) = 52.7, Robinson (1982) ECBI (P) = 10.7 Funderburk et 2-7 years N = 12 ECBI (I) = 68, al. (1998) ECBI (P) = 16.3 Matos, Torres, M = 4 years, N = 9 CBCL = 11.11 Santiago, 9 months Jurado, & Rodriguez (2006) McNeil et al. 2-8 years N = 18 ECBI (I) = 58.69, (1999) ECBI (P) = 14.37, CBCL = 8.32, PSI = 55.04 McNeil et al. 2-7 years N = 10 ECBI (I) = 74.8, (1991) ECBI (P) = 17.2 McNeil, 2-8 years N = 27 ECBI (I) = 28.63, Herschell, & ECBI (P) = 5.78 Gurwitch (2005) Nixon (2001) 3-5 years N = 17 ECBI (I) = 41.34 Nixon et al. 3-5 years N = 17 (Mother) ECBI (I) = 41.35, (2003) CBCL = 8.23 , N = 17 (Father) PSI = 20.71 ECBI (I) = 24.33 Schuhmann et al. 3-6 years N = 19 ECBI (I) = 41.3, (1998) ECBI (P) = 9.5, PSI = 33.6 Timmer, Urquiza, 2-8 years N = 70 ECBI (I) = 37.2, & Zebell (2005) (Biological ECBI (P) = 9.3, Parents) CBCL = 10.9 N = 54 (Foster ECBI (I) = 31.8, Parents) ECBI (P) = 7.2, CBCL = 6.1 Timmer, Urquiza, 2-8 years N = 67 ECBI (I) = 30.8, Zebell, & (Children ECBI (P) = 10.7, McGrath (2005) maltreated) CBCL = 8.2 N = 28 ECBI (I) = 45.7, (Children not ECBI (P) = 9.9, maltreated) CBCL = 16.6 Note. ECBI (I) = Eyberg Child Behavior Inventory intensity score; ECBI (P) = Eyberg Child Behavior Inventory problem score; CBCL = Child Behavior Checklist externalizing score; PSI = Parenting Stress Index total score.

22 ways to explore Georgetown


(Southern Living) -- Here's what I see as I cross the intersection of M Street and Wisconsin Avenue: a sleek woman in to-die-for jeans speaking a language I can't pin down; an iPod-toting jogger with shopping bags from a tony store; a model (or she should be) in knee-high boots and a thigh-high skirt. It's like a well-cast movie -- all the elements fit like a study in big-city fashion.

Distinctive local shops and major national brands share space in Georgetown.

Fresh is among Georgetown's fashionable boutiques aimed at young professionals.

Is this the South? You bet. It's Georgetown at its best, trendiest, most promising. And we're here to shop (and take you with us for the fun). Follow along as we go international with names you know and local -- only the best --popping into reinvented townhomes to sample the distinctive character you only find here. Join us on a tour of my favorites.

Fashion-forward thinking

The clothiers of Georgetown dress Presidential daughters, inaugural ball goddesses, pumps-wearing nine-to-fivers, and visitors to boot. Amid the better-known shops (look for Zara, Kate Spade, Diesel, and Lacoste), clothes junkies discover dozens of newcomers with frocks as unique as each shop's personality. Southern Living: Washington, D.C. inaugural travel planner

Originality reigns at Annie Creamcheese, a vintage emporium featuring racks with designer dresses from the 1940s to the present (3279 M Street NW.). Amid the Janis Joplin and Jimi Hendrix posters, you may see the famous Olsen twins snagging their sought-after style.

Follow the fashionistas who flock to these tiny upscale boutiques aimed at young professionals: Urban Chic (1626 Wisconsin Avenue NW.); Sugar (1633 Wisconsin Avenue NW.); Wink (3109 M Street NW.); and Fresh (1205 Potomac Street NW.).

Two noteworthy high-end stores cater to twenty- and thirtysomething, affluent women: CUSP by Neiman Marcus (3030 M Street NW.) and Barneys CO-OP (3040 M Street NW.). Southern Living: Cheap eats in D.C.

Bag a one-of-a-kind purse at Fornash (The Shops at Georgetown Park on M Street NW.). The brainchild of a PR executive turned handbag maven, this shop helps you choose the style, fabric, and ribbons for your own dream bag.

While Mexican folk art entices you into The Phoenix (1514 Wisconsin Avenue NW.), it's the handbags and Eileen Fisher casual wear that hold you there.

Wander down the stairs at Cady's Alley to a designer shop for preteen girls. Twixt (3319 Cady's Alley NW.) satisfies office table and chairs Rockville MD girls' trends while meeting moms' modesty standards.

Discover environmentally conscious children's clothes and accessories at Yiro (3236 P Street NW.).

It's about the bling

Two shops glitter with unusual jewelry designs -- one traditional, one contemporary.

An elegant M Street brownstone shows off snazzy gold jewelry with a patriotic and historical theme. Meet the eponymous jeweler at Ann Hand (2900 M Street NW.). Ann's original creations include an 18k gold pin, featuring an eagle resting on a genuine South Sea pearl, that's worn by first ladies, congresswomen, and diplomats.

The icy-white showroom of Jewelers' Werk Galerie (3319 Cady's Alley NW.) illustrates the talents of international jewelry artists and designers. A centerpiece cabinet holds drawers filled with unique necklaces, bracelets, and brooches crafted in unexpected materials.

Designing your interiors

Antiques and accessories shops populate the upper sections of Wisconsin Avenue, while home-decor marketplaces cluster around Cady's Alley.

It's always the 1950s in Sixteen Fifty Nine (1659 Wisconsin Avenue NW.). This midcentury modern furniture, lighting, and art showroom puts the cool back in Paul McCobb club chairs and snapshots of World War II America.

Walk through the red lacquer door to Carling Nichols (1675 Wisconsin Avenue NW.) for a serene selection of 18th- and 19th-century Chinese antiques. Their red wedding baskets make striking focal points.

The gallery Appalachian Spring (1415 Wisconsin Avenue NW.) features the crafts of American artists, including hand-turned wooden bowls, pottery, fabric art, blown-glass vases, and even kaleidoscopes.

The contemporary, clean lines of the fixtures in Boffi Studio DC (3320 M Street NW.) conjure calm hours luxuriating in home spas.



Only in D.C.

With so many spots named for George Washington, it's easy to forget the other George. Georgetown was formally established in 1751 and honored the British King George II with its name. Tobacco grew in the surrounding fields when the district incorporated the neighborhood and its university in 1871.

Brown tobacco leaves hang from the rafters of Georgetown Tobacco (3144 M Street NW.), harkening to the past. We shop here for the Venetian carnival masks.

Tip

Streetside parking is tough in Georgetown. You're better off using one of the dozen or so lots ($20 for all day) or riding the DC Circulator bus ($1) into the neighborhood, and then spending the day on foot.

A tale of four eateries

Martin's Tavern: This is where J.F.K. proposed to Jackie. An institution since the 1930s, the pub serves traditional fare (1264 Wisconsin Avenue NW.). A favorite of Washington's political elite, it's served every elected Presidential candidate since Harry Truman. Where else in the district can you tuck in an all-American buffalo burger or a comforting Welsh rarebit? Dine here soon, and you may rub elbows with our next Commander-in-Chief.

ching ching CHA: Silly name, serious Zen. Escape the bustle at this Chinese teahouse (1063 Wisconsin Avenue NW.). Take off your shoes, cozy onto a soft cushion, listen to the understated music, and be serene. Start home office chairs Rockville MD with a cup of Dragon Well Tea ($8) and Mongolian dumplings rich with lamb ($5). The ambience soothes your woes as fast as an orange blossom opens in a teacup.

Patisserie Poupon: Climb the stairs off Wisconsin into the little French bakery that looks as if it were lifted out of the Left Bank (1645 Wisconsin Avenue NW.). Cases of baked goods clamor for your attention, while aromas of sugar and pastries entice. Don't pass up the almond croissants or the daily quiche. C'est magnifique!

Hook: This restaurant has caught a very smart trend: sustainability (3241 M Street NW.). The menu changes daily to promote only fresh and available seafood. Match that with considerable culinary talents for one of the best meals in town that you can feel good about.

Enter to win a monthly Room Makeover Giveaway from MyHomeIdeas.com

Copyright 2009 Southern Living magazine. All rights reserved.

All About Travel and Tourism



A guide to using Google AdWords.


PAID SEARCH ADVERTISING via services such as Google AdWords is agreat way to reach new potential banking customers who may be searchingonline for local financial services.

There are several options for creating online campaigns that reach a local audience. The four major inroads your bank can make to reach local markets via Google AdWords are:

* Target by searcher's location.

* Add your location to the campaign.

* Employ location-based key words.

* Add call extensions to your ads.

Below are some step-by-step instructions about how to use Google AdWords to help your bank jump to the front of the search line.

Target by searcher's location

To create a location-targeted campaign you need to make some slight adjustments to the campaign settings. Google's default selection is your country and nearby countries that speak the same language.

To select a location manually, you can start the process by entering the location in the box under the "Let me choose" option. As you type, Google will populate a list of possible locations. Google lists possible cities that are matches, locations that enclose the possible matches as well as related locations.

By adding your local area, your ads will only show when someone sitting within that area is searching. This allows you to select keywords with a broader reach.

Add your address to your ads

Another way to convey location information to your customers is by adding your address to your ads through location extensions. You can do this through a sitelink extension by linking your Google Places account to AdWords or by manually adding your address.

To add an address to your ads, navigate to the Ad Extensions tab.(If the Ad extensions tab is not visible, click the pull-down to theright of the tabs and check the Ad extensions box.)

From the list of views, choose View: Location Extensions.

You will have the option of using an address from Google Places or manually adding an address, as shown in the image on this page. Expand the "Addresses from Google Places" option (click the"+" icon) and select the campaign to which you'd like to add your extension. Under "Add Google Places account," enter the login information for your Places account. You can also select an icon that best matches your business, or you can upload your own icon. Click Save and you will see a list of Places accounts that are now linked.

Use location-based keywords

Location-based keywords allow you to target a geographical area as wide as the entire country, but because your ads will only show when the location is included in the keyword the amount of search volume is limited. We recommend using an extensive list of exact match keywords as well as some broad match modified keywords. For this example, we are marketing a catering company in Grand Rapids, Mich.

Here are some keywords that would work in this example:

* [Grand Rapids caterer]

* [Caterer in Grand Rapids]

* +Grand +rapids +caterer

Add call extensions to your ads

There are two types of call extensions. The first targets users on mobile devices with full Internet browsers. These users see your business number in the ad and can click to call your business. Users on desktops, laptops and tablets will not see your number. The second type of call extension uses a Google forwarding number. Google assigns a unique number to your ads via Google Voice technology. The ad displays this number on both mobile devices and desktops/tablets. If a user calls the number, the call is forwarded to your business number.

Users on high-end mobile devices can still use the click-to-call feature. Google attributes the call data to the appropriate campaign, ad group and keyword.

[ILLUSTRATION OMITTED]

To enable a call extension, navigate to the Ad Extension tab again and select the Call Extensions option from the Sitelinks Extensions pulldown. Click "+New Extension" and you will see the screen shown here.

Google charges calls to a Google forwarding number a minimum of$1.00. In addition, you can set a bid-per-call, which requires setting amaximum call-per-phone call (CPP).

Summary

By following these few simple steps when conducting your marketing campaigns, you 11 be able to make your AdWords dollars go further to reach local customers. Growth is important but so is maintaining and fostering the already close relationships that you may have formed in the local market.

To pull in consumers who are doing an online search for banking products or services in your market area, banks can buy search engine advertising from various Internet services. Here is a do-it-yourself introduction to using the largest of these providers.

RELATED ARTICLE: Do I Need a Search Engine Marketing (SEM) Agency? If So, How Do I Find One?

Selecting a search engine marketing (SEM) partner is not easy. These agencies range in scope and size, with some specializing in SEM while others offer a myriad of services. Search marketing efforts combine the best in analytics with some of the most creative messaging that your agency or internal marketing team will have to put together.

First, you must start by deciding if you need an agency. In making this decision, you should ask yourself and your team two simple questions:

* Do I (we) have time to manage our SEM efforts?

* Do I (we) have the knowledge of SEM to manage these campaigns effectively?

If the answer to either of these questions is a resounding no, then you need to work with an agency. Its best to spend the marketing dollars doing something effectively rather than waste those dollars in attempting to do something you don't have time to execute OR something that you simply don't feel comfortable explanation executing.

Keep in mind that with both search engine optimization (SEC) and pay per click (PPC) marketing efforts, things change rapidly. In 2011 alone, hundreds of new features and policies were released for AdWords ALONE, not considering the updates from Bing and a number of organic search algorithm updates for your SEO efforts as well!

Now, if you've decided you don't need an agency, you can stop here. However, if the answer to either of our first two questions was no, the next question we need to answer is how should you go about selecting an agency.

When it comes to agency selection, everyone has a different opinion. However, most agree that these five questions provide a solid start to your agency selection process.

1, How do you charge for your efforts?

The answer to this question may help you eliminate agencies up front. Specifically regarding PPC, some charge based on a percentage of spend, others based on the cost per action (CPA) or return on investment (ROD and even further, some simply charge based on their hourly fee structure. Some, but not all, agencies that charge based on percentage of spend are incentivized to increase your spend, not your results.

2.Who would be working on my account?

It's important to know who's actually going to execute your institutions strategy. Are you being pitched by senior staff, only to be passed down to interns? Do you have a project lead? What experience do they have in SEM? Just make sure that you're getting the value that you are paying for in the people that will be leading your SEM efforts.

3.How does your contract work?

This is one of those questions that you usually don't discuss up front. What you're looking for here is a proper cancellation notice. Also, be wary of ANY agency that offers a guarantee on performance for any of their efforts. These people are typically scammers and your long-term SEM strategy will be sacrificed for short-term results, which may include being "black listed" by search engines over the long term.

4.Can you share case studies or a list of references, specifically in SEM?

You need to make sure that the agency you select has a track record of success. If that success is in the financial industry, fantastic, if not, that's OK too as long as they show results.

5.How does your agency improve a SEM campaign's efforts?

The goal in hiring an agency is not to do what you can do, but for them to leverage their experience to increase results over time. While the specifics on how the agency goes about this aren't as important, knowing that they have a process, and that it has been successful for other clients, is critical.



In conclusion, selecting the right agency isn't easy. Outside of the questions above, one of the most critical things you can do is make sure any agency you work with is a good cultural fit for your organization. Just like your organization's efforts in building customer relationships, being able to relate to your agency contacts on a personal level drives better service to you, the client, and investigate this site results.

NICK KASTNER. CFMP, MBA is interactive marketing director for Red Clay Interactive, a digital marketing agency based just outside of Atlanta. Telephone: (678) 928-4118; email:nkast.ner@redclayinteractive.com

ABOUT THE AUTHORS

LORI CALCOTT and BART WELLER are the authors of the new book, 'The Definitive Guide to Google AdWords: Create Versatile and Powerful Marketing and Advertising Campaigns," from Apress, New York City. Website: http://www.apress.com

Best deal on dishwasher detergent is to make your own






Rather compared to watching for sales upon dishwasher detergent, you can mix your own inside a flash via components you could already have in hand.

2 cups baking soda

2 cups Borax

1/8 cup OxiClean

The laundry dimension Arm along with Hammer baking soda along with Borax boxes collectively expense lower than $7 from Walmart as well as is most likely to make multiple batches regarding dishwasher detergent (and laundry detergent, too). a store brand of powder dishwasher detergent would likely price no much less than $7 for two boxes that offer you way fewer dishwasher runs when compared with the big boxes regarding Borax and also baking soda.



I usually possess a box involving OxiClean about hand. I haven't had good experiences using other manufacturers associated with oxygen laundry cleaners, therefore I stick together with real OxiClean these days.



Store the actual dishwasher detergent mixture in an airtight container along with dispense precisely the same as you'll together with normal detergent, in your dishwasher's detergent holder.

If you want to utilize any rinse aid, try making use of plain, white vinegar in position of the commercial product.



Waste Management on Earth - Pros and cons of E waste recycling


Pros of E-Waste Re Cycling



Electronic devices are being recycled and also recycled instead of being thrown away, which helps prevent a number of environmental influences. Correct recycling of electronic devices assists prevent wellness troubles greatly. Financially, its a benefit to the establishing electronic devices markets as well as assists create work.

Develop a solid Economic situation: there are many financial perks. it aids company across the globe by saving money in mining and design the new components. It reduces the demand for increasingly more basic materials, power and resources needed for handling. Recycling likewise assists in cutting costs for energy usage, which is called for in extraction, processing and also transportation purposes.Conserve Limited Natural Resources: E-waste recycling is exceptionally valuable for the preservation of natural deposits which are most limited and would certainly get exhausted by time. A lot of large production companies call for a proceeded supply of basic materials for their manufacturing objective and hence run projects as well as steady systems for getting back used electronics.Create tasks: Reusing creates substantial job opportunities. This proves beneficial which could not be neglected when the globe is experiencing high unemployment percentage as well as economic downturn. Financial Success: E waste reusing yields good profit alternative for both tiny online reusing companies as well as gigantic corporate bodies. Disadvantages of E-Waste Re Biking No security regulations: Its said that there are no security regulations executed for e waste recycling. Bunches of concerns are observed in the process of disassembling of the digital waste

. It sustains huge price and also is highly hazardous due to the fact that they contains the heavy steels, like Cathode Ray Tubes, Mercury, Lead, Chromium, Brominated Flame Retardants ant, Arsenic, Selenium, Cobalt etc.Pollution Concerns: There are many reusing manufacturing facilities which entail more pollution. Some gases emitted throughout the recycling procedure like Methane could add to worldwide warming and also the ozone diminution otherwise taken care of correctly and permitted to leak in the open.E waste Management Problems: Lack of correct management of digital wastes develops unhygienic facets, create toxins, types landfills and also unloading. Negligence engageded in e waste administration can trigger wellness concerns of the employees. Compulsory e waste recycling is now treasured in lots of states across the globe however still there lies lots of problems and issues. As of currently very much less amount of E-Waste is reused across the globe which consists of both electronic devices and also computer system recycling. This is adding up to different threats in the setting. There is a collaborative thought that a system must be established to cope up with the problems connected to E-Waste. Writer's Biography: Steve jo has actually executed a collection of meeting with the staff members of ePlanet Venture LLC. He has actually found computer system recycling has actually helped a great deal of consumers to get eliminate the digital devices which are not in operation.

Most Common Reasons for Your Refrigerator to Malfunction




A refrigerator is undoubtedly among probably the actual most used items of equipment in your house. Within present times living without having a new refrigerator is unthinkable. Virtually Any regular home maintain with an operational kitchen cannot function with out the refrigerator. Think concerning the enormous chunks involving food and also eatables that the refrigerator can hold for your days with out likely stale. the advantages driven from the refrigerator often go unnoticed since many people consider this piece of machinery pertaining to granted. That will be only when a refrigerator doesn't operate whenever you come to understand its essentiality. I'm certainly not stating which you dont look for a refrigerator helpful when its operating properly, all I and attempting to convey is that a person simply just obtain for you to recognize how useful a new item it is when its solutions tend to be no longer there to become utilized.

Like every other equipment refrigerators also might fail to operate from times, here are a few widespread causes that might cause your own refrigerator to interrupt down.

Free running

You might get noticed in which refrigerator manuals frequently have instructions concerning the particular totally free running of your unit for the initial few hours (or some time specified within the manual) after a person plug in a new unit. Just what really does that mean? A Person see, the brand new unit although it must have been tested regarding just about all functionalities inside the manufacturing facility will be even now uncooked for handling a complete load associated with stuff. Consequently running idle pertaining to a few hrs makes the refrigerator ready for taking on a capacity load. Thus if you tend to be thinking of having a brand name new refrigerator do bare this in mind and prevent the particular likelihood of refrigerator repair early on.

Over stuffing

Refrigerators tend to be built in order to bear specified amount regarding food to become stored included (refer in order to user manual). The Particular issue arises whenever you more than stuff them. The idea puts extra load about the compressor motor and as a new outcome your current refrigerator compressor might breakdown causing a lot of botheration not to be able to mention a few costly refrigerator repair specifically in the wedding the unit is actually beyond the warranty period.

Old models

If you very own an old refrigerator it is significantly more susceptible in order to breaking down. Just similar to some other bit of machinery refrigerators also have a tendency to slack upon performance over lengthier durations involving time.

Frayed cabling



Another widespread purpose that will could cause the refrigerator to prevent operating can be frayed cabling. This specific has become the easiest of refrigerator associated problems when the spot associated with the faulty cabling will be identified.

Refrigerant leakage

Sometimes the particular refrigerant or even the cooling agent used in refrigerators leaks as well as your refrigerator just stops cooling. Your just means for you to fix this concern is to have an expert refrigerator repair support to plug your leak as well as refill the particular refrigerant according to your units standard.

Compressor motor issue

Compressor motors have a tendency to break down mainly because of to a couple of causes firstly in the event your own refrigerator is actually as well outdated and the motor features probably ended its helpful life, secondly the particular compressor motor could become more than heated in the particular event associated with hefty use (due to within excess of stuffing as discussed earlier) and prevent functioning.

Instructions

To sum it up use your refrigerator according to the instructions offered inside the user manual and do not necessarily more than load the refrigerator, in case you're faced with a refrigerator breakdown inside your greatest shot is to discover expert refrigerator repair support within Fairfax, Richmond, Arlington, Alexandria, Woodbridge and Leesburg VA with regard to obtaining the refrigerator fixed.

Various Golf Swing Training Helps - Exactly how Can it Aid?


Of course you intend to improve your golf swing. The growing demand for various golf swing training services has made a great deal of golf devices makers to develop different kinds to attend to every golf player's unique demands. When choosing a training device, many golf players are left confused considering that they are presented with frustrating choices that they ask themselves: What are the training services that concentrate on my specific demands? How do I know if this specific training tool will truly help me improve my golf swing?

Others are captured as well as attracted by all the hype most specifically when checking out items online. Some are confused due to the fact that their golf pals are advising a lot of various products or they see a bunch of training services showcased on TV. Below's my inquiry for you - Exactly what is smarter, investing a few hundred dollars on the most up to date golf device or do your homework and set aside adequate time to research to recognize just exactly how reliable it would be before you buy?

A single thing that you should seriously think about when selecting golf swing training services is your specific swing fault. Recognizing this will assist you limit your choices and also will help you keep away from various other devices that will be of no help to you. As an example, you shouldn't choose a training aid that takes care of linkeding if you are a slicer of the round. Below are some examples of different training devices readily available out there as well as how it can help improve your swing:

1. If you have to improve on your swing rate, you can go with the power position that focuses on the reduced physical body of the swing. The power hitter open instructor is a different item that helps strengthen all the essential muscular tissues of the swing, aiding you construct your swing power.



2. If you are a lot more worried in achieving a much more constant swing, you could try the laser fitness instructors that will let you see the aircraft or the path of your golf swing. There are additionally weighted clubs that assists produce drive along the correct swing airplane.

These are simply some of the golf swing training aids out there. Whatever tool you decide on, you have to stick to it and also practice with it if you really desire your game to boost!

Golf Physical fitness Exercises for the Amateur Golfer


With all the speak about the gamers on tour getting more powerful and also a lot more flexible, we listen to a whole lot about exercising for golf from television commentators as well as read about it in the golf magazines. But exactly what are the best workouts for the amateur golf player?

A terrific question that has an excellent answer, but prior to we give you the solution let us supply some background so the answer makes a little even more sense to you. First of all, discussing the golf swing for the time being will certainly obtain us rolling.

What exactly is the golf swing? The golf swing is a sports motion that requires using of the whole physical body from "feet to fingertips" in order to complete the swing. Recognize that the golf swing is not concerning the club, not just about your grasp, or where your head is during the swing. The golf swing is a motion that needs your entire physical body to move with a sequence of motions with the appropriate timing. To do the "sports activity" of the golf swing calls for the body to begin at address, move through the real phases of the golf swing and also complete it with the follow through. In order to execute this task with efficiency as well as repetitively, the physical body needs to have certain physical criteria.

These criteria, as I call them, are true bodily categories of the body that need to be created to a specific degree. These classifications of the physical body are the system where the physical body has the ability to do the athletic movement of a golf swing effectively. The classifications are possibly familiar to numerous of you, but also for the objective of this post allow us briefly go through them.

The body is required to have specific degrees of adaptability, equilibrium, endurance, strength, and also power to complete a golf swing. If the physical body does not have in any one of the above categories, then the results will certainly be seen in the golf swing. The results are generally through bad mechanics, bad shots, or poor scores on the program. So, since we know exactly what the connection is in between the "physical body" and the "swing" allow us take care of the inquiry concerning the most effective exercises for golf.

The most effective Workouts for Golf

Allow's say you walk into your regional gym and also see all the fancy equipments and also aerobic machines at the facility to get you form. What ones would certainly decide on? Would certainly you choose running on the treadmill for Thirty Minutes, or would certainly it be better to push out a couple collections of bench presses? Well, the solution to our inquiry really exists within the connection in between your swing and your physical body.

I will tell you that exercises indicated to "pump you up!" or offer you that "six pack" are not always the right workouts for your golf video game. Neither is that weightlifting program you made use of back in high school. So, with those thoughts in mind exactly what do you assume the best workouts for golf are?

Right now we understand, generally terms about the golf swing, what is required of the body for the golf swing as well as exactly what exercises are not good for the swing. Equipped with that understanding we can analyze exactly what the best exercises for golf are for you.

Beginning with adaptability, we know that the entire physical body must move with specific ranges of movement to perform an effective golf swing. And exactly what happens if your physical body is unable to move through the required varieties of movement of the golf swing? The answer: the golf swing will mechanically experience resulting in shots that are less than ideal. So part of the workouts that are good for golf players are flexibility workouts as well as, much more so, adaptability workouts that work the muscular tissues used in the golf swing through the activities associated with the golf swing. So firstly adaptability workouts need to be on the top of your list.





Emergency Dental Care Services




Do you only go to a dentist when you really feel oral pain, or go to when it's currently far too late? Delaying or dismissing oral treatment can endanger your health as well as worst of all certify you for dental emergencies. This is why going to your dental professional for annual check-ups is important for keeping maximum oral wellness.

Exactly what is a dental emergency ?

A dental emergency is a clinical unexpected emergency that entails the gums and also the teeth. Oral pain, either small or major does not only include the teeth but parts of the mouth as well. When these conditions go undiscovered or continue to be to be ignored, hazardous and serious issues might occur.

Trauma to the mouth and teeth because of injury from sports or crashes also qualifies as dental unexpected emergencies. Un-repairable tissue and nerve damages may occur if these conditions are not instantly offered an oral cosmetic surgeon. Like medical unexpected emergencies, oral unexpected emergencies require competent dental surgeons to identify the reason for the issue and treat them right away to prevent more damage to the mouth, nerves and also bones.

Exactly how will you understand if you need a dental emergency?

If you are not sure of whether you need to immediately consult your dentist , one essential thing to consider is dental discomfort. Pain is an outstanding sign of teeth or gum damage; that is why dental professional suggest their patients to right away consult their problems if oral discomfort is felt.

Dental pain could either be severe or endured, but when oral pains come to be excruciating it is very important that individuals quickly consult their medical professionals as this may fall under a dental emergency. Postponing treatment could possibly lead to missing teeths or dynamic gum and cells damages.

Exactly what to do in case of dental emergency situations?

Accidents and injury to the teeth from exercises such as sports are typically unavoidable. The most important thing to consider is to instantly call your dentist and also do some straightforward unexpected emergency dental care . Below are a few short pointers on what to do merely in case the dental expert is not available quickly.

Everybody have actually struggled with toothaches at one factor in our lives or one more. An ounce of avoidance is still much better than a pound of remedy as well as stopping tooth and gum condition is as straightforward as brushing your teeth or visiting your dentist for appointments. However when dental pain is extreme, or when we see the first signs of tooth and gum harm it is always vital that we consult our dental practitioner in order to prevent additional damages as well as dental emergencies.



Wedding event Digital photography - Most current Patterns You Must Know




The wedding photography has changed a whole lot considering that our ancestors got wed a few decades earlier. The wedding event photography sector has altered significantly. As increasingly more photographers want occupying photography ">wedding celebrations expertly, many companies are focusing on wedding celebration photographers with news products. Be it a new camera tools or style accessories, to help digital photographers to detach themselves from the regular ones.

There has been a substantial deviation in tools and fashion utilized by wedding event digital photography specialists. Previously, they were much more inclined in the direction of making use of tool style and also large layout cameras to record wedding portraits. Then came the SLR & DSLR and also these came to be a crucial point in their wedding photography device instance.

Nevertheless, few couples find out about the continuous patterns in the wedding event photography. This means couple's don't truly understand what exactly they must be looking for when working with an expert photographer. An essential point a couple should bear in mind is, to never ever employ a digital photographer based upon the kind of equipment (electronic camera) he is utilizing. It needs to be merely based on his profile as well as whether he could shoot your D Day based on the ongoing/latest fads, a few of which have actually been mentioned here:

Honest photography:

This has actually been one of the most preferred type of wedding photography this season (2014) that couples are choosing. The reason being it incorporates their unique acting capacity with the help of professional photographer 's skills to fire their best sides. The main difficulty in this photography is, the shots should look very spontaneous, which can be hard sometimes. So many of the specialists will start by creating a scene in which the duo has to act to ensure that the pictures do not look planned.

Celebrity Style Wedding Photos:

Usually, every couple wants to feel like a celeb eventually of time, and this sort of wedding celebration digital photography style makes it sensible. This particular style brings ceremony design posturing to wedding event duo. And also the result is usually photos of a couple which are impersonating video scenes or popular flick. This makes it possible for photographers to create fresh and special motifs, which feel like pictures on a shiny magazine cover.



Wedding Digital photography: How to Become a Successful Wedding Digital photographer




As soon as in while I obtain emails or call from eagering or novice wedding event professional photographers asking me for suggest on the best ways to end up being successful in the wedding field. My initial question is always what their inspiration is to end up being a wedding celebration professional photographer. Some will respond that they heard from someone that it is easy money, or that they obtained an awesome cam that takes wonderful pictures or that they wish to make some cash on the side etc

. While it is true that wedding event digital photography can be a quite successful company accomplishing success in the wedding event sector is not merely a concern of obtaining an electronic camera and also start shooting. Wedding event photography entails creative talent, human feeling, total mastery of photo techniques, company knowledge, as well as a solid wish to find out and deliver the most effective to the wedding couple.

Here I have recaped some factors that I believe will lead newbie wedding digital photographers:

1. Learn digital photography before anything else. A wedding photographer is expected to be a master of the craft. You will certainly be in charge of recording people's most valuable life minutes. The wedding day is not the area to learn digital photography.

2. Just considering that you got a brand-new cam it does not automatically make you a reliable and also trusted digital photographer. Photography goes beyond awesome playthings as well as devices. Learn composition as well as develop a distinct creative vision. Several of the fantastic pictures of all time were taken with manual electronic cameras.

3. Master the digital workflow, consisting of shade management, electronic image handling, file administration and also photo modification and also enhancement.

4. Learn to enjoy digital photography greater than anything else. Do not involve the wedding celebration digital photography area with simply long for earning income. It is true that there are many effective wedding photographers that make a bunch of money. Nonetheless according to the Specialist Digital photographers of America the average digital photographer in America makes concerning $24,000 a year.



5. Focus on delivering quality greater than amount. Look for with all your heart to capture one-of-a-kind photos.

The Different Types of Energy Generators


When you are shopping for generators, you could need to take into consideration different points like: how much power is needed, do you want a portable one or stationery, its run period and the type of fuel you intend to make use of as well as its accessibility. Crucial demand and the one around which a few of these concerns revolve is the type of gas that a generator uses. Mainly 4 types of energies utilized by generators are: propane, gas, diesel as well as fuel.



Allow us consider each kind and also their benefits as well as negative aspects:

• Gasoline - This energy Diesel Fuel is easily available as we use it in our autos. Their rates differ but we typically are aware of the costs or we can conveniently locate the exact same. Gas models, specially the mobile kinds are extremely inexpensive. However these have low run time and also they have a small tank which needs to be refilled a number of times in a day if you have to run it for a longer duration.

• Diesel - These generators have exact same downsides as gasoline generators as well as they are much more expensive. They are mostly utilized in industry. Nevertheless diesel engines need much less upkeep and also are much more reliable.

• Natural gas - One of the greatest advantages of natural gas is that if you have a gas supply after that the generator can be directly addicteded to to the supply. This would certainly remove any kind of fuel associated worries. When you select this type of Diesel Fuel href="http://www.getjealous.com/tinymatrix013/journal/4198346/understanding-marine-gasoline.html">gasoline generator, ensure to checkout the gas stress needed by it and then check the Generator tank cleaning shipping gas pressure at your house. If the stress called for by the generator is more than your generator won't function. Likewise you ought to note that in case of any sort of all-natural calamity or any type of supply line issue, gas supply would be turned off or interrupted and in that case your generator will not work. Nonetheless, you could make your generator bi-fuel by making some changes and afterwards it would have the ability to run on one more energy.

• Lp - LPG (Fluid Oil Gas) has same benefits as natural gas yet rather than using a city line, you could need a huge storage tank of gas at your house which is then linked to your generator. This container would need to be filled up regularly.



It is for you to determine the generator best matched to your needs, however see to it that you have considered all the benefits and drawbacks of various readily available gases when wrapping up on the type of generator which will certainly function most effectively for you.

Diesel Fuel Polishing Air conditioner - Energy Storage tank Cleaning and Maintenance







A fuel- system that is polishing heads clogs off before they slow you down.

A diesel fuel-polishing system helps ensure engines get fuel that is pure, leading to fewer issues and a clean burn.

The great thing about efficient boats is obviously they do not use much fuel to reach your destination that is cruising. The drawback is that they'll make a lot of fresh, prone-to-contamination fuel in your tanks. Owners of diesel-powered boats have battled with water and/or the growth of colonies of microorganisms that flourish in water and diesel fuel. These microbes algae are called by some people but they are actually mold, bacteria, and yeast. Whatever you call them, to keep them you must separate and then remove whatever water is in your fuel before the organisms could possibly get a foothold.

The finest approach to get water--and the horrible stuff which is included with it--out of the fuel tank of your boat is using a fuel-polishing system. The technology has existed for quite a long time but just recently have owners of smaller craft--those down to about 40 feet LOA--started installing the systems on their boats. Companies such as Reverso Pumps, Algae-X, ESI Total Fuel Management, Gulf Coast Filters, Walker Engineering, yet others offer their particular variations but all of them essentially pump diesel fuel out of the tank, by way of a combination fuel-water separator and filter, and then back into the tank. Many businesses that build separators are used by systems that are shining from well known businesses like Separ and Racor.

"Price is mostly what kept [the commercial systems] from being used on smaller boats," explains John Napurano, owner of Reverso Pumps in Fort Lauderdale . He says that sense might be made by big, elaborate systems similar to those on commercial boats on yachts but they can be not practical for anything smaller.

Essentially, the fuel is cleaned by a polisher before it hits on the engines' fuel system. When a filter gets clogged without a shining system on a boat, the fuel pump is starved, which could mean not just a burned-up pump however an air- locked engine due to fuel starvation, or worse. When a polishing filter gets clogged, you merely replace the part.

While Napurano generalizes that Reverso installs systems how big is the polisher really has more to do with the fuel capacity of a boat than with its hull span. Many trawlers have larger fuel tanks per LOA because they are designed for extended cruising, so you'd utilize a higher-capacity polisher than you might on a boat set up more for day cruising. Trawler firms such as Selene, Grand Banks, and Kadey-Krogen install polishing systems on most of their boats.

Most shining systems are rated according to gallons per hour (gph). The 210-gph kit is designed for a 110-volt A.C. electrical system and contains a mechanical timer and alloy heat deflector. Gulf Coast Filters' GCF-FPS-Deluxe Magnum is rated at 120 gph; the firm recommends it for boats with fuel capacities greater than 500 gallons.

One key to an effective polishing system installment is that the fuel is picked up by it as low as you can where all the contaminant collects in the tank, which is. Another is timing. Napurano says the best time to shine your fuel is appropriate when the fuel is agitated after filling the tanks. Think of it as shaking a snow globe up. Sediment and development in the microorganisms which are resting on the base of the tank get stirred up during fueling . With debris and water dispersed through the tank, they get pulled more easily into the filters and from the tank of your boat. You may need to change the filter component in the fuel-shining system later, but you'll get ready to cruise with confidence knowing that all that diesel fuel is clean and ready to burn in the tanks of your efficient boat.



Automobile Insurance Rates - Can You Reduced Them?




Vehicle insurance rates are too high nowadays. Numerous households actually battle to pay the auto insurance coverage expense each month. And also auto insurance rates differ at all times. So if auto insurance coverage expense is an issue for you, just what can you do regarding it?

The auto insurance coverage sector is a huge market. It is additionally an extremely competitive one, and automobile insurance policy prices vary gradually as vehicle insurance companies contend for business. Car insurance coverage rates are frequently extremely fluid.

It is entirely feasible to decrease the cost of your automobile insurance prices by altering your behaviour, and also you can do this by having a better understanding of just how the prices are examined.

Auto insurance policy rates are based upon an evaluation of danger. Whilst insurance coverage firms vary their prices to take on various other insurance policy companies, they additionally vary their prices based on their assessment of the danger postured by a particular driver driving a particular car. They do this due to the fact that there is no factor in purchasing business with reduced car insurance prices and after that guaranteeing high danger vehicle drivers at these rates. This is a recipe for losing cash.

So, if you reduced your threat, you reduced your auto insurance policy. Just how do you

lower your risk? Well there's a variety of ways that your personal driving and car behaviour could impact your automobile insurance policy prices.

Have a look at the automobile you drive. Is it suitable for your current requirements? Otherwise then would certainly it be worthwhile to consider a modification?

Different automobiles attract various automobile insurance policy prices. Sports cars, high powered automobiles as well as cars at higher danger of theft draw in greater rates. How long have you had your vehicle and also would it be wise to think about an additional one that would be less expensive to insure and also better to you?

Are you a safe motorist? Do you adhere to the speed limit? Are you at risk of various other driving offences? Many individuals do not think of a few of the repercussions of speeding tickets as well as driving offences up until after they have actually seen their subsequent vehicle insurance coverage costs.

Your threat profile is a direct outcome of your driving record. A tidy driving document as well as you will certainly be awarded by much cheaper rates. An inadequate driving document as well as you will certainly be penalised, normally for a long time.

Are you willing to go to motorist training programs? Numerous auto insurance companies provide specific discounts for vehicle drivers that have actually gone to a course. Why? Lower risk.

Are you ready to drive much less? Could you car pool or make use of public transport to get to function? Car insurance policy business consider the amount of driving their customers do when examining their car insurance coverage rates. Why? Reduced threat. Less miles driven equals much less danger. And you'll minimize other auto prices also.

So if auto insurance prices are an issue for you as well as your family members there are points you can do. These are merely a few of those points, there are a lot more. Auto insurance policy rates are not set in rock.



Deciding on a DUI lawyer


When it pertains to dealing with a DUI apprehension, encounter matters, especially when choosing the right DRUNK DRIVING lawful rep. The charges for a first time DUI conviction are substantial, and also can be life changing for the company that faces the court with a previous DUI conviction in his background. Picking the best DUI lawyer can have a substantial impact on the outcome of your instance. Nevertheless, whole lots of people lack the encounter necessary to locate the most certified and also seasoned DUI representation feasible, ingredients reputable support of the type we offer indispensable to the ordinary have a peek here person.

DRUNK DRIVING Penalties Are Serious

Among the costs for DRUNK DRIVING are the loss of the driving permit, steep penalties, and also jail time. The length of DRUNK DRIVING pertinent imprisonment time has actually boosted substantially over the previous years, as have the penalties. A DUI can also, in some places, cause the required loss of your auto to the state. You can likewise expect a DUI conviction to raise your automobile insurance rates for several years.



As a result of the strength of the charges, it is important to engage the services of a skilled DUI legal representative in your protection. There is a great deal of industry of proficiency in the legal field, and a DUI legal services rep can aid to scan the court hvac system and aid type via obligatory and subjective charges, working towards the very best result for the consumer, along with assist to make sure that the conviction itself fulfills legal demands.

Why Choose A DUI Lawyer

An experienced DUI lawyer knows the intricacies and also discussions that border DUI situations. For instance, there is disagreement about just how well roadside equipment has the capability to accurately and also continually make the delicate measurements whereupon the arrest is made. A well-informed DRUNK DRIVING lawyer will definitely recognize that there are certain health situations that can influence the outcomes of the tests used to discover driving drunk. There are many little bits of specialized, important knowledge that DUI legal services agents possess, which is why finding the excellent lawyer for your certain scenario is so vital.

Best SEO Companies


Getting your quest engine optimization ducks inside a row is important to cementing your brand online. A great deal of time a seo company can benefit you to your business. The best approach to determine it is simply by considering the available colors like black, summer, winter or white.

The basis for this Denver SEO can be simple. Moreover you can boost your website ranking in various engines like google and people can find out about your company and its products. Now you do not have to tell people that you have started a new business and please see your website because after having seo services you can market your products easily.

After following all above given tips a person can simply discover the best seo company for his website and the man can make his web business successful. These days, search engine optimization companies specialize in a few industries. You should use the minimal amounts of ingredients and slice them as thinly as possible. Preserved truffles or their peels can be added to give that additional truffle flavor, if you don\'t hold the fresh ones.



Any top search results optimization company are fully aware of this stuff and become in a position to succinctly explain these phones you. These might be best cooked inside their own aroma, and permit the odor to seep to the preparation. You should make use of the fresh ones for different varieties of recipes within a cooking holiday in Italy.



In order to discover this specialized search engine optimization company, you can utilize the engines like google to query your company and SEO. Moreover you can boost your website ranking in different search engines like google the ones can find out about your company and its products. Moreover you can boost your website ranking in numerous search engines and people can learn about your company and its products. Moreover you can boost your website ranking in different search engines and people can learn about your company and its products. The major search engines like google are kind of like the IRS: They do not care if your \"accountant\" implemented the black hat techniques - you will probably be the one getting banned from their listings for life.

Income Tax Preparation


Revenue tax obligation planning is a crucial aspect of everyone's life. Each April 15th, United States citizens scramble to get their income tax return preparation finished in time for the due date. In order to make earnings tax obligation prep work less complicated, there are lots of devices readily available to help make the procedure smoother. Complimentary income tax return preparation yet on the internet earnings tax obligation preparation are methods that are readily offered to help make tax period a bit simpler.

Cost-free income tax obligation planning is typically available as an incentive for refund anticipation loans. A tax return professional will certainly assess your funds as well as ready your tax obligations. If it is identified you are qualified to a refund, they take a percent of that refund.Consequently, the tax preparation service earns money, however not till your refund comes through. There is no out-of pocket cost to you, plus you obtain the brought in guarantee that your tax return planning is done thoroughly yet precisely.

On the internet income tax return prep work is offered at several places to assist you with your declaring. The earnings tax return preparation software application normally contains an easy-to-use user interface which asks a series of concerns. You will certainly answer each question then relocate to the following screen. Some questions will certainly not apply to your particular situation so you will select the "not applicable" alternative yet proceed. The specialist income tax return preparation software program considers everything for you. You do not have to be familiar with tax laws or the complexities of tax planning. Rather, the software application will certainly cue you to the possible deductions you may be enabled to take.

Merely address all the inquiries on the tax preparation software as entirely as you could yet your tax obligation refund or payment will certainly be instantly computed for you. You will certainly then have the alternative to print out the types for your signature and entry. If you pick this alternative, print all the required kinds that the tax return prep work software elder care attorney educates you that you will need. Authorize all the kinds where appropriate, yet affix any assisting documents. A lot of revenue tax obligation prep work software program will create a list that you can utilize to make sure all sustaining paperwork as well as forms are appropriately enclosed.

Many online earnings tax prep work software application hvac systems have electronic entry capacities. This way, you could submit all the essential tax return documents without needing to go to the post office to wait in long lines. This is specifically helpful when it gets closer to the tax target date yet lots of people are rushing of getting their tax returns uploaded. The lines can be exorbitant yet being able to file your return from the convenience of your very own home is far more convenient.



Tax return planning assistance can be located on various sites as well as at the Internal Revenue Service internet site. If you have a question regarding the appropriate method to finish your tax obligation preparation or exactly what forms to submit, the Irs internet site is a terrific area to seek tax return preparation aid. Earnings tax prep work software application also typically has readily available tax aid files as well as web links for resources.



Tax return prep work solutions are another valuable option for tax obligation prep work. Tax planning services can frequently be located in stands in shopping centers or malls in addition to in offices. Tax preparation solutions help a fee, however they employ highly experienced accounting professionals and also tax professionals which will recognize exactly the best ways to most efficiently ready your tax obligations of getting the max amount of deductions. The person that readies your tax obligations will certainly walk you via a series of inquiries yet will possibly ask to view certain kinds of documents. This process will certainly aid them in establishing one of the most extensive and also precise income tax return feasible.

What You Need To Know About Search Engine Optimization


Seo accreditation verifies that seo carriers have in fact received industry training in regard to seo strategies.



Some search engine optimization providers present a qualification seal on their websites while others will simply state that they have been certified in seo.

While accreditation may be favored due to the level of problem and also the experience required to efficiently maximize a site for the search engines, accreditation does not always

make one service provider far better than the following.

Skill comes with encounter as well as a successful search engine optimization carrier need to be able to give you recommendations consisting of the names and get in touch with details of pleased consumers and info about their keyword phrases and also site position so you could see on your own whether the specialist is really efficient in results-producing seo.

The search engine optimization sector is not managed and doesn't have set professional standards like some specialist industries do.

Thus, search engine optimization certification that is offered by one business for $50 may be compared to specialist seo qualification programs that bill closer to

$3,000.

Some certification companies supply one to 3 day seminars, some provide net based training, some provide coaching services, and some actually provide very little training at all.

For that reason, I don't place a bunch of weight on certification when evaluating seo suppliers unless I could verify not only the certification, but also the credentials and

certification standards of the company who issued the certification.

There are several organizations that seem to be working toward standardizing seo certification.

Perhaps some day the online search engine qualification will be as valuable as Microsoft qualifications, however at this moment, with a lack of industry standards and designated certification requirements, it really just isn't.

Now that is not to say that a certified seo company isn't skilled or isn't efficient in attaining good search engine rankings.

Some very well may be. One thing that a valid certification does verify is that the provider has completed some type of search engine optimization training and has evidently met someone's standards in order to get the qualification.

Ocean City Blog


If you are traveling to Ocean City rentals Maryland as well as you go to Ocean City, after that one of the first things you recognize is that the hotel town is on a barrier island. On one side you have the Atlantic Sea and also on the other side you have the bay. The Ocean City Inlet attaches both, as well as this is where several of the sport angling watercrafts as well as enjoyment cruises will certainly can be found in as well as out of the sea. For the serious angler there are a lot of deep sea angling charter boats that will let you head out and also cast for some White as well as Blue Marlin, and also for some large Yellowfin Tuna, likewise you could likewise cast from several of the location beaches for Candy striped Bass and also Bluefish.

For every one of golfers on your travel, Ocean City is recognized for having many greens and also you can possibly play a new training course daily when you remain here. Considering that it is on the sea, it is likewise recognized for browsing and other water sporting activities, as well as the ten mile long public coastline has lots of opportunities for just strolling and also sunbathing. There is additionally a three mile broad boardwalk for those that want to shop as well as for those which want to eat, the dining establishments are wanting every one of the starving travelers that go to Sea City. Throughout the busier periods from May to September you can apprehend a boardwalk cable car that will certainly take you backwards and forwards bring you by the theme park, theme park and also the miniature golf training courses. If you intend to do it by yourself you can obtain a bicycle leasing as well as pedal available.



When you are on the boardwalk it is kind of like a circus atmosphere with all the different shops that are open, and all of individuals that are walking up and down. You will certainly experience a lot of views, sounds and smells that might include anything from food to sunscreen.

The Powell Convention Center has lots of tasks taking place consisting of fine arts and also crafts festivals. There are assorted auto programs, antique programs as well as conventions. For those of you which such as harness racing they have the Ocean Downs racetrack.

There are plenty of self-guided tours and also you can go to the Ocean City Chamber of Business to snatch a handout for any sightseeing. They will certainly likewise have the ability to generate you with any kind of magazines, maps as well as directions that you are trying to find, and also possibly any unique occasions that are taking place the week you are there.



When you stroll to the south end of the boardwalk you will view the Sea City Lifesaving Station Museum, they consist of some exhibitions of the shipwrecks as well as rescues that have actually occurred in the area, as well as they also have an aquarium displaying some of the Sea City marine life.

What You Need To Know About Search Engine Optimization


Search engine optimization accreditation validates that search engine optimization suppliers has actually gotten fitness industry training about seo methods.

Some search engine optimization providers present a qualification seal on their websites while others will simply state that they have been certified in seo.

While qualification might be preferred due to the level of trouble and the knowledge needed to effectively maximize a web site for the online search engine, certification does not always

make one service provider far better than the next.

Skill features experience as well as a successful search engine optimization carrier ought to be able to offer you referrals including the names and contact information of pleased consumers and also details regarding their keyword phrases and also internet site ranking so you could view for yourself whether the specialist is genuinely efficient in results-producing search engine optimization.

The seo industry is not controlled and also does not have set specialist standards like some specialist industries do.

Thus, search engine optimization certification that is provided by one firm for $50 may be compared to professional search engine optimization certification programs that demand closer to

$3,000.



Some qualification companies give one to 3 day seminars, some provide web based training, some provide coaching services, and some actually provide very little training at all.

For that reason, I don't place a great deal of weight on certification when evaluating seo providers unless I can confirm not only the certification, but also the credentials and

certification standards of the company who issued the certification.

There are several organizations that seem to be working toward standardizing seo certification.

Perhaps some day the online search engine accreditation will be as valuable as Microsoft qualifications, yet at this time, with a lack of industry standards and designated certification requirements, it really just isn't.

Now that is not to say that a certified search engine optimization company isn't knowledgeable or isn't efficient in attaining good online search engine rankings.

Some very well may be. One thing that a valid certification does confirm is that the provider has completed some type of search engine optimization training and has evidently met someone's standards in order to receive the certification.

What You Need To Know About Search Engine Optimization


Search engine optimization certification verifies that seo providers has actually received market training in regard to search engine optimization techniques.

Some search engine optimization service providers show an accreditation seal on their web sites while others will simply state that they have been certified in seo.

While qualification could be chosen due to the level of problem as well as the experience called for to efficiently maximize a website for the online search engine, accreditation doesn't necessarily

make one provider much better compared to the next.



Ability includes experience as well as an effective seo service provider should have the ability to offer you referrals consisting of the names as well as contact information of satisfied clients and information about their key words and site ranking so you can view on your own whether or not the specialist is really capable of results-producing seo.

The search engine optimization sector is not regulated as well as does not have set expert standards like some specialist industries do.

Thus, seo certification that is provided by one business for $50 may be compared to expert search engine optimization accreditation programs that demand closer to

$3,000.

Some certification issuers offer one to three day seminars, some provide web based training, some provide coaching services, and some actually provide very little training at all.

For that reason, I don't place a great deal of weight on qualification when evaluating search engine optimization carriers unless I could validate not only the certification, but also the credentials and

certification standards of the company who issued the certification.

There are several organizations that seem to be working toward standardizing search engine optimization certification.

Perhaps some day the online search engine certification will be as useful as Microsoft qualifications, but at this point, with a lack of industry standards and designated certification requirements, it really just isn't.

Now that is not to say that a certified seo supplier isn't experienced or isn't capable of accomplishing excellent online search engine rankings.

Some very well may be. One thing that a valid certification does confirm is that the provider has completed some type of seo training and has apparently met someone's standards in order to get the accreditation.

What You Need To Know About Search Engine Optimization


Seo certification validates that search engine optimization providers has in fact obtained industry training about seo approaches.

Some search engine optimization companies show a certification seal on their internet sites while others will simply state that they have been certified in search engine optimization.

While certification could be chosen due to the level of problem as well as the know-how required to efficiently maximize a website for the online search engine, accreditation doesn't necessarily

make one supplier much better than the following.



Skill comes with experience as well as a successful seo service provider must have the ability to give you references consisting of the names as well as get in touch with details of satisfied consumers as well as details about their keywords as well as site position so you can view for yourself whether or not the specialist is absolutely capable of results-producing seo.

The search engine optimization market is not managed as well as does not have set professional standards like some expert industries do.

Thus, seo certification that is offered by one business for $50 may be compared to expert search engine optimization certification programs that demand closer to

$3,000.

Some certification companies provide one to three day seminars, some provide internet based training, some provide coaching services, and some actually provide very little training at all.

For that reason, I don't place a bunch of weight on accreditation when evaluating search engine optimization providers unless I could verify not only the certification, but also the credentials and

certification standards of the company who issued the certification.

There are several organizations that seem to be working toward standardizing search engine optimization certification.

Perhaps some day the online search engine qualification will certainly be as useful as Microsoft certifications, however at this point, with a lack of industry standards and designated certification requirements, it really just isn't.

Now that is not to say that a certified search engine optimization supplier isn't seasoned or isn't efficient in achieving good search engine rankings.

Some very well may be. One thing that a valid certification does confirm is that the provider has completed some type of search engine optimization training and has evidently met someone's standards in order to obtain the certification.

ABW Home Appliances


Nowadays, newer and also better versions of various kinds of home appliances appeared out there every couple of months. Therefore, customers are "bombarded" with a broad choice of choices regarding home appliance choices. These include various kitchen appliances models of dishwashers, ovens, fridges, yet televisions. Nonetheless, the high turnover rate of home appliance versions does not simply indicate that there is a large variety of appliance options on the market. This is considering that it also implies that individuals that have "older" device designs will discover it hard to look for appliance parts that they need to for their devices, especially in stores.

As appliances age, the more they are considered "outdated." This results in stores opting to fill their storerooms with more recent home appliance components. However this does not imply that folks need to rush to shops to get brand-new devices due to the fact that they are having a difficult time locating substitute components for their home appliances. There are still excellent sources of older home appliance components on the market.



Online Surplus Suppliers

As with "out-of-date" home appliance parts, the Web-based likewise acts as an abundant source of older home appliance parts. Nevertheless, in addition to the usual web page that market aged home appliance components, there are other web sites that you could visit to get older appliance parts in "mint" condition. These web page are the web sites of excess shops that have large stocks olden home appliance components that they obtained direct from the producers. In addition to being a great resource olden appliance parts, purchasing from these internet site can likewise guarantee that you acquire access to excellent quality home appliance parts.



The Web works as an excellent source of old home appliance parts, which customers could gain access to. Nevertheless, old appliance components are not simply offered from on the internet retailers since there are various other excellent sources olden appliance components online. One of these is online surplus suppliers that offer home appliance components that they got straight from the manufacturers. For that reason, purchasing from them to get high quality home appliance components is among the far better options for your home appliance components requires.

ABW Home Appliances


Nowadays, newer and better models of various types of home appliances appeared out there every few months. Consequently, consumers are "pestered" with a wide choice of selections relating to home appliance choices. These include various designs of dishwashing machines, stoves, refrigerators, as well as tvs. Nevertheless, the high turn over price of home appliance models does not simply indicate that there is a wide selection of device choices out there. This is due to the fact that it also means that individuals which own "older" device versions will certainly discover it hard to look for home appliance components that they should for their appliances, specifically waiting.



As appliances age, the even more they are thought about "out-of-date." This results to shops deciding to load their appliance dealers storerooms with more recent device parts. However this does not imply that people must hurry to stores to acquire brand-new devices considering that they are having a hard time finding substitute components for their devices. There are still excellent resources of older home appliance parts on the marketplace.

Online Surplus Stores

Just like "out-of-date" appliance components, the Net also works as a rich resource of older device components. However, other than the normal internet site that sell aged device parts, there are various other internet site that you can check out to get older appliance parts in "mint" problem. These web page are the web sites of surplus establishments that have big inventories of old home appliance components that they got direct from the manufacturers. Aside from being a good resource of old appliance components, purchasing from these web sites could likewise make certain that you get access to excellent quality home appliance parts.



The Web works as an excellent resource of old device parts, which consumers can gain access to. Nevertheless, aged appliance components are not only offered from on-line stores due to the fact that there are various other great sources olden home appliance components online. Among these is on-line surplus shops that sell home appliance components that they acquired directly from the producers. Therefore, purchasing from them of getting top quality home appliance components is just one of the much better options for your home appliance parts needs.

Dental Health


Individuals frequently do not pay as much focus on their oral health as they do to other diseases, usually with severe consequences. To keep dental conditions at bay yet to satisfy the rising expenses of oral treatment it is necessary that you pick a good oral strategy. Having an oral plan should encourage you to take more precautionary service of your teeth to stay clear of the more serious oral problems.



With clinical insurance policy solutions, the price of a particular medical therapy or health check is compensated straight by the insurance policy business to the clinical service provider. With dental insurance coverage plans, the company is responsible for compensating the dental professional. Dental plans could nonetheless differ in type yet attribute. Dental professionals participating in discount rate dental plans take lower fees than those covered by normal oral plans, with savings varying between 20 % as well as 60 %.

All dental plans charge a subscription charge, with the amount differing from one strategy to the various other. Dental strategies are provided to either individuals or to the whole family, with family oral plans normally offering bigger savings than specific oral strategies. You ought more to contrast the prices billed under the various plans before picking one of the most proper one for you.

It is important additionally to know the type of dental solutions covered by your oral plan. Regular oral check ups and also oral treatments such as dental exam, teeth cleansing, fluoride treatment, teeth filling as well as teeth extraction are generally covered by the majority of dental strategies. Nevertheless, oral strategies do not constantly cover significant oral care therapies such as dental surgery, oral implants, restorative treatment, braces, origin canal treatments etc. In case of such pricey dental treatments you unfortunately have to bear the expense on your own. Usually there are a variety of alternative treatments available for certain dental troubles. Under such conditions dental strategies enable reimbursement for the expense of the standard dental treatment, and also further prices over of the standard therapy price needs to be covered by the patient.

Oral health insurance plan might or may not enable you to select your own dental practitioner, however it is common practice for patients to usually obtain oral service from dental professionals pointed out in the plan. Prior to picking a plan make certain that the getting involved dental practitioners practice in your location. Pick a plan that is accepted all over the country as well as not restricted to your state. Inspect whether you are permitted to see the dental practitioner unscheduled, or at planned hrs just.

You also should make a decision whether you want a yearly plan or a month-to-month plan. Yearly oral strategies are much more price advantageous than month-to-month strategies. So get routine check ups with your dental expert to enjoy the maximum benefits from your oral strategy.

What You Need To Know About Search Engine Optimization


Seo qualification validates that search engine optimization companies have actually gotten market training about seo strategies.



Some search engine optimization service providers display a certification seal on their websites while others will simply state that they have been certified in search engine optimization.



While qualification may be preferred due to the level of problem and the expertise needed to effectively enhance a web site for the online search engine, certification doesn't necessarily

make one service provider far better compared to the next.

Skill includes experience and an effective search engine optimization company must have the ability to offer you references consisting of the names as well as contact details of completely satisfied clients as well as details about their keywords and also internet site position so you could see for yourself whether the specialist is truly efficient in results-producing search engine optimization.

The search engine optimization fitness industry is not controlled and also does not have set specialist standards like some expert industries do.

Thus, seo certification that is given by one business for $50 may be compared to professional seo qualification programs that ask for closer to

$3,000.

Some accreditation issuers give one to 3 day seminars, some provide web-based based training, some provide coaching services, and some actually provide very little training at all.

For that reason, I don't place a bunch of weight on accreditation when evaluating seo companies unless I could validate not only the certification, but also the credentials and

certification standards of the company who issued the certification.

There are several organizations that seem to be working toward standardizing search engine optimization certification.

Perhaps some day the online search engine qualification will certainly be as valuable as Microsoft certifications, however at this point, with a lack of industry standards and designated certification requirements, it really just isn't.

Now that is not to say that a certified seo service provider isn't seasoned or isn't efficient in attaining excellent search engine rankings.

Some very well may be. One thing that a valid certification does verify is that the provider has completed some type of seo training and has apparently met someone's standards in order to obtain the certification.

Roof Painting - What You Need To Know


The roofing system shields your property as well as if it is appropriately made, it can secure your house as well as it could correctly function. Yet as the years go by, your roof covering will experience deterioration from all the harsh elements that it is exposed to.

The roof plays a vital role in everyday life. It not only best represents the word shelter; it keeps us dry and warm as the season changes. But like all that we have, as time passes, they all rot away and acquire destroyed. When this happens you will get into a great deal of trouble. Water will start to seep as well as leak right into your house and also it will certainly damage all your valuable furniture, floorings, carpets along with all your electrical wiring and also home appliances.



So how do you protect your roof covering? We all recognize that there are a bunch of factors that destroy your roof. The roof is constantly improved by the sun; it will obtain battered by the snow and the rain. Not to mention the molds as well as the lichens that could increase the splits in the roofing mortar in addition to the shingles. The debris from that the roofing accumulates will certainly lead to more problems.

As the water accumulates and as debris like the leaves and the dust particles start building up, your roofing will begin to acquire heavy, begin to expand mold and mildews and lichens, start to accumulate water within the felt and will begin to be eaten by rust.

An excellent way to make your roof last much longer is to use a generous amount of roof paint. The paint will certainly develop an obstacle that will protect against the rough components from ruining your roofing system. When you apply a good amount of paint, it will certainly last longer and it will have more protection from the sun as well as the constant barrage of rain fall. The secretary of Energy from the Usa of The u.s.a has actually also explained that painting your roofing white or other light colors not only assist you conserve more cash from power bills, it does not warm up your house that significantly throughout summertime and it could also help lower global warming. Placing on a fresh coat of paint will make your residence resemble it has a brand-new roof.



There a lot of roof paints available. There are great tip paints that give a maximum protection for your roof system while making sure that it does not acquire too hot as the sun defeats down on it. One more kind of paint is the insulation paint. This is great for residences and houses that are on or near the colder regions of the world. This coating of paint helps insulate your homes Rhino Shield Maryland as well as make it much warmer. I recommend that you do measure how wide the roofing system location is, just how many coats of paint you want for your roof and what sort of roofing system paint suits your climate finest so you can create your roof speedily and more successfully.

Just what is Cosmetic surgery?


Plastic surgery entails medical reconstruction of different areas of the body. You may be interested in plastic surgery due to birth defects, disease, burns or for other and more personal Akron plastic surgeons cosmetic reasons. A plastic surgeon is a well-defined surgical specialist. The best in the field have completed as much as 11 years of combined educational requirements, residency requirements, internship and accepted residency in plastic and reconstructive surgery, plus an additional 2 years in actual practice before being board certified by the American Board of Plastic Surgeons, the Gold requirement in the plastic surgery field. This is the public's assurance that they are dealing with one of the best plastic surgeons offered.



Plastic surgery can help improve the way you look and enhance your original features. Whether you are looking to have cosmetic surgery because of birth defects or for personal reasons, the results can increase your self confidence, build your self esteem and give you with an entirely various outlook on life. There are many choices that can improve your life and correct disfigurements or improve your appearance. Some of the a lot more commonly popular plastic surgery procedures are Breast Augmentation, Abdominoplasty (Abdominoplasty), Liposuction for Physical body Lifts, Arm Lifts, etc., facial surgeries such as Face Lifts and also Rhinoplasty, as well as nonsurgical procedures like Botox injections.

skin tightenings fixing vaginal relaxation making use of Laser Vaginal Revitalization treatments. This was typically a surgical procedure only offered through standard approaches up until just recently. By making use of laser technology as well as laser surgical techniques, a plastic surgeon educated and certified in these strategies could get rid of the risks inherent with invasive conventional surgical methods, indicating much less blood loss as lasers are self-cauterizing, less risk of infection and complications, virtually no hospital time and significantly quicker recovery times.

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Office Locations

PORTLAND
714 N Fremont St, No 200
Portland, OR 97227
portland@poool.com
(503) 827-7155

ATLANTA
3630 Peachtree Road NE
No 1600 Atlanta, GA 30326
atlanta@poool.com
(770) 407-2724